Mortgage Payment for a $686,500 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $686,500 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $686,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,909.81
0.02%$1,912.69
0.03%$1,915.56
0.04%$1,918.44
0.05%$1,921.32
0.06%$1,924.21
0.07%$1,927.09
0.08%$1,929.98
0.09%$1,932.88
0.10%$1,935.77
0.11%$1,938.67
0.12%$1,941.57
0.13%$1,944.47
0.14%$1,947.38
0.15%$1,950.29
0.16%$1,953.20
0.17%$1,956.12
0.18%$1,959.04
0.19%$1,961.96
0.20%$1,964.88
0.21%$1,967.81
0.22%$1,970.74
0.23%$1,973.67
0.24%$1,976.61
0.25%$1,979.55
0.26%$1,982.49
0.27%$1,985.43
0.28%$1,988.38
0.29%$1,991.33
0.30%$1,994.28
0.31%$1,997.24
0.32%$2,000.20
0.33%$2,003.16
0.34%$2,006.12
0.35%$2,009.09
0.36%$2,012.06
0.37%$2,015.03
0.38%$2,018.01
0.39%$2,020.99
0.40%$2,023.97
0.41%$2,026.95
0.42%$2,029.94
0.43%$2,032.93
0.44%$2,035.92
0.45%$2,038.92
0.46%$2,041.91
0.47%$2,044.92
0.48%$2,047.92
0.49%$2,050.93
0.50%$2,053.94
0.51%$2,056.95
0.52%$2,059.96
0.53%$2,062.98
0.54%$2,066.00
0.55%$2,069.03
0.56%$2,072.05
0.57%$2,075.08
0.58%$2,078.12
0.59%$2,081.15
0.60%$2,084.19
0.61%$2,087.23
0.62%$2,090.28
0.63%$2,093.32
0.64%$2,096.37
0.65%$2,099.43
0.66%$2,102.48
0.67%$2,105.54
0.68%$2,108.60
0.69%$2,111.66
0.70%$2,114.73
0.71%$2,117.80
0.72%$2,120.87
0.73%$2,123.95
0.74%$2,127.03
0.75%$2,130.11
0.76%$2,133.19
0.77%$2,136.28
0.78%$2,139.37
0.79%$2,142.46
0.80%$2,145.55
0.81%$2,148.65
0.82%$2,151.75
0.83%$2,154.86
0.84%$2,157.96
0.85%$2,161.07
0.86%$2,164.19
0.87%$2,167.30
0.88%$2,170.42
0.89%$2,173.54
0.90%$2,176.66
0.91%$2,179.79
0.92%$2,182.92
0.93%$2,186.05
0.94%$2,189.19
0.95%$2,192.32
0.96%$2,195.46
0.97%$2,198.61
0.98%$2,201.75
0.99%$2,204.90
1.00%$2,208.06
Interest Rate Price
1.01%$2,211.21
1.02%$2,214.37
1.03%$2,217.53
1.04%$2,220.69
1.05%$2,223.86
1.06%$2,227.03
1.07%$2,230.20
1.08%$2,233.37
1.09%$2,236.55
1.10%$2,239.73
1.11%$2,242.91
1.12%$2,246.10
1.13%$2,249.29
1.14%$2,252.48
1.15%$2,255.67
1.16%$2,258.87
1.17%$2,262.07
1.18%$2,265.27
1.19%$2,268.48
1.20%$2,271.69
1.21%$2,274.90
1.22%$2,278.11
1.23%$2,281.33
1.24%$2,284.55
1.25%$2,287.77
1.26%$2,291.00
1.27%$2,294.23
1.28%$2,297.46
1.29%$2,300.69
1.30%$2,303.93
1.31%$2,307.17
1.32%$2,310.41
1.33%$2,313.65
1.34%$2,316.90
1.35%$2,320.15
1.36%$2,323.41
1.37%$2,326.66
1.38%$2,329.92
1.39%$2,333.18
1.40%$2,336.45
1.41%$2,339.72
1.42%$2,342.99
1.43%$2,346.26
1.44%$2,349.54
1.45%$2,352.81
1.46%$2,356.10
1.47%$2,359.38
1.48%$2,362.67
1.49%$2,365.96
1.50%$2,369.25
1.51%$2,372.55
1.52%$2,375.84
1.53%$2,379.15
1.54%$2,382.45
1.55%$2,385.76
1.56%$2,389.07
1.57%$2,392.38
1.58%$2,395.69
1.59%$2,399.01
1.60%$2,402.33
1.61%$2,405.66
1.62%$2,408.98
1.63%$2,412.31
1.64%$2,415.64
1.65%$2,418.98
1.66%$2,422.31
1.67%$2,425.65
1.68%$2,429.00
1.69%$2,432.34
1.70%$2,435.69
1.71%$2,439.04
1.72%$2,442.40
1.73%$2,445.75
1.74%$2,449.11
1.75%$2,452.48
1.76%$2,455.84
1.77%$2,459.21
1.78%$2,462.58
1.79%$2,465.95
1.80%$2,469.33
1.81%$2,472.71
1.82%$2,476.09
1.83%$2,479.48
1.84%$2,482.86
1.85%$2,486.25
1.86%$2,489.65
1.87%$2,493.04
1.88%$2,496.44
1.89%$2,499.84
1.90%$2,503.25
1.91%$2,506.65
1.92%$2,510.06
1.93%$2,513.47
1.94%$2,516.89
1.95%$2,520.31
1.96%$2,523.73
1.97%$2,527.15
1.98%$2,530.58
1.99%$2,534.01
2.00%$2,537.44
Interest Rate Price
2.01%$2,540.87
2.02%$2,544.31
2.03%$2,547.75
2.04%$2,551.19
2.05%$2,554.64
2.06%$2,558.09
2.07%$2,561.54
2.08%$2,564.99
2.09%$2,568.45
2.10%$2,571.90
2.11%$2,575.37
2.12%$2,578.83
2.13%$2,582.30
2.14%$2,585.77
2.15%$2,589.24
2.16%$2,592.72
2.17%$2,596.20
2.18%$2,599.68
2.19%$2,603.16
2.20%$2,606.65
2.21%$2,610.14
2.22%$2,613.63
2.23%$2,617.12
2.24%$2,620.62
2.25%$2,624.12
2.26%$2,627.62
2.27%$2,631.13
2.28%$2,634.64
2.29%$2,638.15
2.30%$2,641.66
2.31%$2,645.18
2.32%$2,648.70
2.33%$2,652.22
2.34%$2,655.74
2.35%$2,659.27
2.36%$2,662.80
2.37%$2,666.33
2.38%$2,669.87
2.39%$2,673.41
2.40%$2,676.95
2.41%$2,680.49
2.42%$2,684.04
2.43%$2,687.59
2.44%$2,691.14
2.45%$2,694.69
2.46%$2,698.25
2.47%$2,701.81
2.48%$2,705.37
2.49%$2,708.94
2.50%$2,712.50
2.51%$2,716.08
2.52%$2,719.65
2.53%$2,723.22
2.54%$2,726.80
2.55%$2,730.38
2.56%$2,733.97
2.57%$2,737.56
2.58%$2,741.15
2.59%$2,744.74
2.60%$2,748.33
2.61%$2,751.93
2.62%$2,755.53
2.63%$2,759.13
2.64%$2,762.74
2.65%$2,766.35
2.66%$2,769.96
2.67%$2,773.57
2.68%$2,777.19
2.69%$2,780.81
2.70%$2,784.43
2.71%$2,788.05
2.72%$2,791.68
2.73%$2,795.31
2.74%$2,798.94
2.75%$2,802.58
2.76%$2,806.21
2.77%$2,809.85
2.78%$2,813.50
2.79%$2,817.14
2.80%$2,820.79
2.81%$2,824.44
2.82%$2,828.09
2.83%$2,831.75
2.84%$2,835.41
2.85%$2,839.07
2.86%$2,842.74
2.87%$2,846.40
2.88%$2,850.07
2.89%$2,853.74
2.90%$2,857.42
2.91%$2,861.10
2.92%$2,864.78
2.93%$2,868.46
2.94%$2,872.14
2.95%$2,875.83
2.96%$2,879.52
2.97%$2,883.22
2.98%$2,886.91
2.99%$2,890.61
3.00%$2,894.31
Interest Rate Price
3.01%$2,898.02
3.02%$2,901.72
3.03%$2,905.43
3.04%$2,909.14
3.05%$2,912.86
3.06%$2,916.57
3.07%$2,920.29
3.08%$2,924.02
3.09%$2,927.74
3.10%$2,931.47
3.11%$2,935.20
3.12%$2,938.93
3.13%$2,942.67
3.14%$2,946.40
3.15%$2,950.14
3.16%$2,953.89
3.17%$2,957.63
3.18%$2,961.38
3.19%$2,965.13
3.20%$2,968.89
3.21%$2,972.64
3.22%$2,976.40
3.23%$2,980.16
3.24%$2,983.92
3.25%$2,987.69
3.26%$2,991.46
3.27%$2,995.23
3.28%$2,999.01
3.29%$3,002.78
3.30%$3,006.56
3.31%$3,010.34
3.32%$3,014.13
3.33%$3,017.92
3.34%$3,021.71
3.35%$3,025.50
3.36%$3,029.29
3.37%$3,033.09
3.38%$3,036.89
3.39%$3,040.69
3.40%$3,044.50
3.41%$3,048.31
3.42%$3,052.12
3.43%$3,055.93
3.44%$3,059.75
3.45%$3,063.56
3.46%$3,067.38
3.47%$3,071.21
3.48%$3,075.03
3.49%$3,078.86
3.50%$3,082.69
3.51%$3,086.53
3.52%$3,090.36
3.53%$3,094.20
3.54%$3,098.04
3.55%$3,101.88
3.56%$3,105.73
3.57%$3,109.58
3.58%$3,113.43
3.59%$3,117.28
3.60%$3,121.14
3.61%$3,125.00
3.62%$3,128.86
3.63%$3,132.72
3.64%$3,136.59
3.65%$3,140.46
3.66%$3,144.33
3.67%$3,148.21
3.68%$3,152.08
3.69%$3,155.96
3.70%$3,159.84
3.71%$3,163.73
3.72%$3,167.61
3.73%$3,171.50
3.74%$3,175.39
3.75%$3,179.29
3.76%$3,183.19
3.77%$3,187.08
3.78%$3,190.99
3.79%$3,194.89
3.80%$3,198.80
3.81%$3,202.71
3.82%$3,206.62
3.83%$3,210.53
3.84%$3,214.45
3.85%$3,218.37
3.86%$3,222.29
3.87%$3,226.21
3.88%$3,230.14
3.89%$3,234.07
3.90%$3,238.00
3.91%$3,241.94
3.92%$3,245.87
3.93%$3,249.81
3.94%$3,253.75
3.95%$3,257.70
3.96%$3,261.64
3.97%$3,265.59
3.98%$3,269.55
3.99%$3,273.50
4.00%$3,277.46
Interest Rate Price
4.01%$3,281.41
4.02%$3,285.38
4.03%$3,289.34
4.04%$3,293.31
4.05%$3,297.28
4.06%$3,301.25
4.07%$3,305.22
4.08%$3,309.20
4.09%$3,313.18
4.10%$3,317.16
4.11%$3,321.14
4.12%$3,325.13
4.13%$3,329.11
4.14%$3,333.11
4.15%$3,337.10
4.16%$3,341.10
4.17%$3,345.09
4.18%$3,349.09
4.19%$3,353.10
4.20%$3,357.10
4.21%$3,361.11
4.22%$3,365.12
4.23%$3,369.13
4.24%$3,373.15
4.25%$3,377.17
4.26%$3,381.19
4.27%$3,385.21
4.28%$3,389.24
4.29%$3,393.26
4.30%$3,397.29
4.31%$3,401.32
4.32%$3,405.36
4.33%$3,409.40
4.34%$3,413.44
4.35%$3,417.48
4.36%$3,421.52
4.37%$3,425.57
4.38%$3,429.62
4.39%$3,433.67
4.40%$3,437.72
4.41%$3,441.78
4.42%$3,445.84
4.43%$3,449.90
4.44%$3,453.96
4.45%$3,458.03
4.46%$3,462.10
4.47%$3,466.17
4.48%$3,470.24
4.49%$3,474.32
4.50%$3,478.39
4.51%$3,482.47
4.52%$3,486.56
4.53%$3,490.64
4.54%$3,494.73
4.55%$3,498.82
4.56%$3,502.91
4.57%$3,507.01
4.58%$3,511.10
4.59%$3,515.20
4.60%$3,519.30
4.61%$3,523.41
4.62%$3,527.51
4.63%$3,531.62
4.64%$3,535.73
4.65%$3,539.85
4.66%$3,543.96
4.67%$3,548.08
4.68%$3,552.20
4.69%$3,556.32
4.70%$3,560.45
4.71%$3,564.58
4.72%$3,568.71
4.73%$3,572.84
4.74%$3,576.97
4.75%$3,581.11
4.76%$3,585.25
4.77%$3,589.39
4.78%$3,593.53
4.79%$3,597.68
4.80%$3,601.83
4.81%$3,605.98
4.82%$3,610.13
4.83%$3,614.29
4.84%$3,618.44
4.85%$3,622.60
4.86%$3,626.77
4.87%$3,630.93
4.88%$3,635.10
4.89%$3,639.27
4.90%$3,643.44
4.91%$3,647.61
4.92%$3,651.79
4.93%$3,655.97
4.94%$3,660.15
4.95%$3,664.33
4.96%$3,668.52
4.97%$3,672.70
4.98%$3,676.89
4.99%$3,681.09
5.00%$3,685.28
Interest Rate Price
5.01%$3,689.48
5.02%$3,693.68
5.03%$3,697.88
5.04%$3,702.08
5.05%$3,706.29
5.06%$3,710.50
5.07%$3,714.71
5.08%$3,718.92
5.09%$3,723.13
5.10%$3,727.35
5.11%$3,731.57
5.12%$3,735.79
5.13%$3,740.02
5.14%$3,744.24
5.15%$3,748.47
5.16%$3,752.70
5.17%$3,756.93
5.18%$3,761.17
5.19%$3,765.41
5.20%$3,769.65
5.21%$3,773.89
5.22%$3,778.13
5.23%$3,782.38
5.24%$3,786.63
5.25%$3,790.88
5.26%$3,795.13
5.27%$3,799.39
5.28%$3,803.64
5.29%$3,807.90
5.30%$3,812.17
5.31%$3,816.43
5.32%$3,820.70
5.33%$3,824.97
5.34%$3,829.24
5.35%$3,833.51
5.36%$3,837.79
5.37%$3,842.06
5.38%$3,846.34
5.39%$3,850.62
5.40%$3,854.91
5.41%$3,859.20
5.42%$3,863.48
5.43%$3,867.77
5.44%$3,872.07
5.45%$3,876.36
5.46%$3,880.66
5.47%$3,884.96
5.48%$3,889.26
5.49%$3,893.57
5.50%$3,897.87
5.51%$3,902.18
5.52%$3,906.49
5.53%$3,910.80
5.54%$3,915.12
5.55%$3,919.43
5.56%$3,923.75
5.57%$3,928.08
5.58%$3,932.40
5.59%$3,936.72
5.60%$3,941.05
5.61%$3,945.38
5.62%$3,949.71
5.63%$3,954.05
5.64%$3,958.39
5.65%$3,962.72
5.66%$3,967.06
5.67%$3,971.41
5.68%$3,975.75
5.69%$3,980.10
5.70%$3,984.45
5.71%$3,988.80
5.72%$3,993.15
5.73%$3,997.51
5.74%$4,001.87
5.75%$4,006.23
5.76%$4,010.59
5.77%$4,014.95
5.78%$4,019.32
5.79%$4,023.69
5.80%$4,028.06
5.81%$4,032.43
5.82%$4,036.81
5.83%$4,041.18
5.84%$4,045.56
5.85%$4,049.94
5.86%$4,054.33
5.87%$4,058.71
5.88%$4,063.10
5.89%$4,067.49
5.90%$4,071.88
5.91%$4,076.28
5.92%$4,080.67
5.93%$4,085.07
5.94%$4,089.47
5.95%$4,093.87
5.96%$4,098.28
5.97%$4,102.68
5.98%$4,107.09
5.99%$4,111.50
6.00%$4,115.91