Mortgage Payment for a $686,000 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $686,000 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $686,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,908.42
0.02%$1,911.29
0.03%$1,914.17
0.04%$1,917.04
0.05%$1,919.92
0.06%$1,922.80
0.07%$1,925.69
0.08%$1,928.58
0.09%$1,931.47
0.10%$1,934.36
0.11%$1,937.26
0.12%$1,940.16
0.13%$1,943.06
0.14%$1,945.96
0.15%$1,948.87
0.16%$1,951.78
0.17%$1,954.70
0.18%$1,957.61
0.19%$1,960.53
0.20%$1,963.45
0.21%$1,966.38
0.22%$1,969.31
0.23%$1,972.24
0.24%$1,975.17
0.25%$1,978.11
0.26%$1,981.04
0.27%$1,983.99
0.28%$1,986.93
0.29%$1,989.88
0.30%$1,992.83
0.31%$1,995.78
0.32%$1,998.74
0.33%$2,001.70
0.34%$2,004.66
0.35%$2,007.63
0.36%$2,010.59
0.37%$2,013.56
0.38%$2,016.54
0.39%$2,019.51
0.40%$2,022.49
0.41%$2,025.47
0.42%$2,028.46
0.43%$2,031.45
0.44%$2,034.44
0.45%$2,037.43
0.46%$2,040.43
0.47%$2,043.43
0.48%$2,046.43
0.49%$2,049.43
0.50%$2,052.44
0.51%$2,055.45
0.52%$2,058.46
0.53%$2,061.48
0.54%$2,064.50
0.55%$2,067.52
0.56%$2,070.55
0.57%$2,073.57
0.58%$2,076.60
0.59%$2,079.64
0.60%$2,082.67
0.61%$2,085.71
0.62%$2,088.75
0.63%$2,091.80
0.64%$2,094.85
0.65%$2,097.90
0.66%$2,100.95
0.67%$2,104.01
0.68%$2,107.06
0.69%$2,110.13
0.70%$2,113.19
0.71%$2,116.26
0.72%$2,119.33
0.73%$2,122.40
0.74%$2,125.48
0.75%$2,128.56
0.76%$2,131.64
0.77%$2,134.72
0.78%$2,137.81
0.79%$2,140.90
0.80%$2,143.99
0.81%$2,147.09
0.82%$2,150.19
0.83%$2,153.29
0.84%$2,156.39
0.85%$2,159.50
0.86%$2,162.61
0.87%$2,165.72
0.88%$2,168.84
0.89%$2,171.96
0.90%$2,175.08
0.91%$2,178.20
0.92%$2,181.33
0.93%$2,184.46
0.94%$2,187.59
0.95%$2,190.73
0.96%$2,193.87
0.97%$2,197.01
0.98%$2,200.15
0.99%$2,203.30
1.00%$2,206.45
Interest Rate Price
1.01%$2,209.60
1.02%$2,212.75
1.03%$2,215.91
1.04%$2,219.07
1.05%$2,222.24
1.06%$2,225.40
1.07%$2,228.57
1.08%$2,231.75
1.09%$2,234.92
1.10%$2,238.10
1.11%$2,241.28
1.12%$2,244.46
1.13%$2,247.65
1.14%$2,250.84
1.15%$2,254.03
1.16%$2,257.23
1.17%$2,260.42
1.18%$2,263.62
1.19%$2,266.83
1.20%$2,270.03
1.21%$2,273.24
1.22%$2,276.45
1.23%$2,279.67
1.24%$2,282.89
1.25%$2,286.11
1.26%$2,289.33
1.27%$2,292.56
1.28%$2,295.78
1.29%$2,299.02
1.30%$2,302.25
1.31%$2,305.49
1.32%$2,308.73
1.33%$2,311.97
1.34%$2,315.22
1.35%$2,318.46
1.36%$2,321.71
1.37%$2,324.97
1.38%$2,328.23
1.39%$2,331.48
1.40%$2,334.75
1.41%$2,338.01
1.42%$2,341.28
1.43%$2,344.55
1.44%$2,347.82
1.45%$2,351.10
1.46%$2,354.38
1.47%$2,357.66
1.48%$2,360.95
1.49%$2,364.23
1.50%$2,367.52
1.51%$2,370.82
1.52%$2,374.11
1.53%$2,377.41
1.54%$2,380.71
1.55%$2,384.02
1.56%$2,387.33
1.57%$2,390.64
1.58%$2,393.95
1.59%$2,397.26
1.60%$2,400.58
1.61%$2,403.90
1.62%$2,407.23
1.63%$2,410.55
1.64%$2,413.88
1.65%$2,417.22
1.66%$2,420.55
1.67%$2,423.89
1.68%$2,427.23
1.69%$2,430.57
1.70%$2,433.92
1.71%$2,437.27
1.72%$2,440.62
1.73%$2,443.97
1.74%$2,447.33
1.75%$2,450.69
1.76%$2,454.05
1.77%$2,457.42
1.78%$2,460.79
1.79%$2,464.16
1.80%$2,467.53
1.81%$2,470.91
1.82%$2,474.29
1.83%$2,477.67
1.84%$2,481.05
1.85%$2,484.44
1.86%$2,487.83
1.87%$2,491.23
1.88%$2,494.62
1.89%$2,498.02
1.90%$2,501.42
1.91%$2,504.83
1.92%$2,508.23
1.93%$2,511.64
1.94%$2,515.06
1.95%$2,518.47
1.96%$2,521.89
1.97%$2,525.31
1.98%$2,528.73
1.99%$2,532.16
2.00%$2,535.59
Interest Rate Price
2.01%$2,539.02
2.02%$2,542.46
2.03%$2,545.89
2.04%$2,549.33
2.05%$2,552.78
2.06%$2,556.22
2.07%$2,559.67
2.08%$2,563.12
2.09%$2,566.58
2.10%$2,570.03
2.11%$2,573.49
2.12%$2,576.95
2.13%$2,580.42
2.14%$2,583.89
2.15%$2,587.36
2.16%$2,590.83
2.17%$2,594.30
2.18%$2,597.78
2.19%$2,601.26
2.20%$2,604.75
2.21%$2,608.23
2.22%$2,611.72
2.23%$2,615.22
2.24%$2,618.71
2.25%$2,622.21
2.26%$2,625.71
2.27%$2,629.21
2.28%$2,632.72
2.29%$2,636.23
2.30%$2,639.74
2.31%$2,643.25
2.32%$2,646.77
2.33%$2,650.29
2.34%$2,653.81
2.35%$2,657.33
2.36%$2,660.86
2.37%$2,664.39
2.38%$2,667.92
2.39%$2,671.46
2.40%$2,675.00
2.41%$2,678.54
2.42%$2,682.08
2.43%$2,685.63
2.44%$2,689.18
2.45%$2,692.73
2.46%$2,696.28
2.47%$2,699.84
2.48%$2,703.40
2.49%$2,706.96
2.50%$2,710.53
2.51%$2,714.10
2.52%$2,717.67
2.53%$2,721.24
2.54%$2,724.82
2.55%$2,728.40
2.56%$2,731.98
2.57%$2,735.56
2.58%$2,739.15
2.59%$2,742.74
2.60%$2,746.33
2.61%$2,749.93
2.62%$2,753.52
2.63%$2,757.12
2.64%$2,760.73
2.65%$2,764.33
2.66%$2,767.94
2.67%$2,771.55
2.68%$2,775.16
2.69%$2,778.78
2.70%$2,782.40
2.71%$2,786.02
2.72%$2,789.65
2.73%$2,793.27
2.74%$2,796.90
2.75%$2,800.53
2.76%$2,804.17
2.77%$2,807.81
2.78%$2,811.45
2.79%$2,815.09
2.80%$2,818.74
2.81%$2,822.38
2.82%$2,826.04
2.83%$2,829.69
2.84%$2,833.34
2.85%$2,837.00
2.86%$2,840.67
2.87%$2,844.33
2.88%$2,848.00
2.89%$2,851.67
2.90%$2,855.34
2.91%$2,859.01
2.92%$2,862.69
2.93%$2,866.37
2.94%$2,870.05
2.95%$2,873.74
2.96%$2,877.43
2.97%$2,881.12
2.98%$2,884.81
2.99%$2,888.51
3.00%$2,892.20
Interest Rate Price
3.01%$2,895.90
3.02%$2,899.61
3.03%$2,903.31
3.04%$2,907.02
3.05%$2,910.74
3.06%$2,914.45
3.07%$2,918.17
3.08%$2,921.89
3.09%$2,925.61
3.10%$2,929.33
3.11%$2,933.06
3.12%$2,936.79
3.13%$2,940.52
3.14%$2,944.26
3.15%$2,948.00
3.16%$2,951.74
3.17%$2,955.48
3.18%$2,959.22
3.19%$2,962.97
3.20%$2,966.72
3.21%$2,970.48
3.22%$2,974.23
3.23%$2,977.99
3.24%$2,981.75
3.25%$2,985.52
3.26%$2,989.28
3.27%$2,993.05
3.28%$2,996.82
3.29%$3,000.60
3.30%$3,004.37
3.31%$3,008.15
3.32%$3,011.93
3.33%$3,015.72
3.34%$3,019.51
3.35%$3,023.29
3.36%$3,027.09
3.37%$3,030.88
3.38%$3,034.68
3.39%$3,038.48
3.40%$3,042.28
3.41%$3,046.09
3.42%$3,049.89
3.43%$3,053.70
3.44%$3,057.52
3.45%$3,061.33
3.46%$3,065.15
3.47%$3,068.97
3.48%$3,072.79
3.49%$3,076.62
3.50%$3,080.45
3.51%$3,084.28
3.52%$3,088.11
3.53%$3,091.95
3.54%$3,095.78
3.55%$3,099.63
3.56%$3,103.47
3.57%$3,107.31
3.58%$3,111.16
3.59%$3,115.01
3.60%$3,118.87
3.61%$3,122.72
3.62%$3,126.58
3.63%$3,130.44
3.64%$3,134.31
3.65%$3,138.17
3.66%$3,142.04
3.67%$3,145.91
3.68%$3,149.79
3.69%$3,153.66
3.70%$3,157.54
3.71%$3,161.42
3.72%$3,165.31
3.73%$3,169.19
3.74%$3,173.08
3.75%$3,176.97
3.76%$3,180.87
3.77%$3,184.76
3.78%$3,188.66
3.79%$3,192.56
3.80%$3,196.47
3.81%$3,200.37
3.82%$3,204.28
3.83%$3,208.19
3.84%$3,212.11
3.85%$3,216.02
3.86%$3,219.94
3.87%$3,223.86
3.88%$3,227.79
3.89%$3,231.72
3.90%$3,235.64
3.91%$3,239.58
3.92%$3,243.51
3.93%$3,247.45
3.94%$3,251.38
3.95%$3,255.33
3.96%$3,259.27
3.97%$3,263.22
3.98%$3,267.16
3.99%$3,271.12
4.00%$3,275.07
Interest Rate Price
4.01%$3,279.03
4.02%$3,282.98
4.03%$3,286.94
4.04%$3,290.91
4.05%$3,294.87
4.06%$3,298.84
4.07%$3,302.81
4.08%$3,306.79
4.09%$3,310.76
4.10%$3,314.74
4.11%$3,318.72
4.12%$3,322.70
4.13%$3,326.69
4.14%$3,330.68
4.15%$3,334.67
4.16%$3,338.66
4.17%$3,342.66
4.18%$3,346.65
4.19%$3,350.66
4.20%$3,354.66
4.21%$3,358.66
4.22%$3,362.67
4.23%$3,366.68
4.24%$3,370.69
4.25%$3,374.71
4.26%$3,378.72
4.27%$3,382.74
4.28%$3,386.77
4.29%$3,390.79
4.30%$3,394.82
4.31%$3,398.85
4.32%$3,402.88
4.33%$3,406.91
4.34%$3,410.95
4.35%$3,414.99
4.36%$3,419.03
4.37%$3,423.07
4.38%$3,427.12
4.39%$3,431.17
4.40%$3,435.22
4.41%$3,439.27
4.42%$3,443.33
4.43%$3,447.39
4.44%$3,451.45
4.45%$3,455.51
4.46%$3,459.58
4.47%$3,463.64
4.48%$3,467.71
4.49%$3,471.79
4.50%$3,475.86
4.51%$3,479.94
4.52%$3,484.02
4.53%$3,488.10
4.54%$3,492.18
4.55%$3,496.27
4.56%$3,500.36
4.57%$3,504.45
4.58%$3,508.55
4.59%$3,512.64
4.60%$3,516.74
4.61%$3,520.84
4.62%$3,524.94
4.63%$3,529.05
4.64%$3,533.16
4.65%$3,537.27
4.66%$3,541.38
4.67%$3,545.50
4.68%$3,549.61
4.69%$3,553.73
4.70%$3,557.86
4.71%$3,561.98
4.72%$3,566.11
4.73%$3,570.24
4.74%$3,574.37
4.75%$3,578.50
4.76%$3,582.64
4.77%$3,586.78
4.78%$3,590.92
4.79%$3,595.06
4.80%$3,599.20
4.81%$3,603.35
4.82%$3,607.50
4.83%$3,611.65
4.84%$3,615.81
4.85%$3,619.97
4.86%$3,624.13
4.87%$3,628.29
4.88%$3,632.45
4.89%$3,636.62
4.90%$3,640.79
4.91%$3,644.96
4.92%$3,649.13
4.93%$3,653.30
4.94%$3,657.48
4.95%$3,661.66
4.96%$3,665.84
4.97%$3,670.03
4.98%$3,674.22
4.99%$3,678.40
5.00%$3,682.60
Interest Rate Price
5.01%$3,686.79
5.02%$3,690.99
5.03%$3,695.18
5.04%$3,699.38
5.05%$3,703.59
5.06%$3,707.79
5.07%$3,712.00
5.08%$3,716.21
5.09%$3,720.42
5.10%$3,724.64
5.11%$3,728.85
5.12%$3,733.07
5.13%$3,737.29
5.14%$3,741.51
5.15%$3,745.74
5.16%$3,749.97
5.17%$3,754.20
5.18%$3,758.43
5.19%$3,762.66
5.20%$3,766.90
5.21%$3,771.14
5.22%$3,775.38
5.23%$3,779.62
5.24%$3,783.87
5.25%$3,788.12
5.26%$3,792.37
5.27%$3,796.62
5.28%$3,800.87
5.29%$3,805.13
5.30%$3,809.39
5.31%$3,813.65
5.32%$3,817.91
5.33%$3,822.18
5.34%$3,826.45
5.35%$3,830.72
5.36%$3,834.99
5.37%$3,839.26
5.38%$3,843.54
5.39%$3,847.82
5.40%$3,852.10
5.41%$3,856.38
5.42%$3,860.67
5.43%$3,864.96
5.44%$3,869.25
5.45%$3,873.54
5.46%$3,877.83
5.47%$3,882.13
5.48%$3,886.43
5.49%$3,890.73
5.50%$3,895.03
5.51%$3,899.34
5.52%$3,903.65
5.53%$3,907.95
5.54%$3,912.27
5.55%$3,916.58
5.56%$3,920.90
5.57%$3,925.21
5.58%$3,929.53
5.59%$3,933.86
5.60%$3,938.18
5.61%$3,942.51
5.62%$3,946.84
5.63%$3,951.17
5.64%$3,955.50
5.65%$3,959.84
5.66%$3,964.18
5.67%$3,968.51
5.68%$3,972.86
5.69%$3,977.20
5.70%$3,981.55
5.71%$3,985.90
5.72%$3,990.25
5.73%$3,994.60
5.74%$3,998.95
5.75%$4,003.31
5.76%$4,007.67
5.77%$4,012.03
5.78%$4,016.39
5.79%$4,020.76
5.80%$4,025.13
5.81%$4,029.50
5.82%$4,033.87
5.83%$4,038.24
5.84%$4,042.62
5.85%$4,046.99
5.86%$4,051.37
5.87%$4,055.76
5.88%$4,060.14
5.89%$4,064.53
5.90%$4,068.92
5.91%$4,073.31
5.92%$4,077.70
5.93%$4,082.09
5.94%$4,086.49
5.95%$4,090.89
5.96%$4,095.29
5.97%$4,099.69
5.98%$4,104.10
5.99%$4,108.51
6.00%$4,112.92