Mortgage Payment for a $646,500 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $646,500 mortgage with a 1% interest rate?
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Total Interest Paid
Total Paid

30 Year - $646,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,798.54
0.02%$1,801.24
0.03%$1,803.95
0.04%$1,806.66
0.05%$1,809.37
0.06%$1,812.09
0.07%$1,814.81
0.08%$1,817.53
0.09%$1,820.25
0.10%$1,822.98
0.11%$1,825.71
0.12%$1,828.44
0.13%$1,831.18
0.14%$1,833.91
0.15%$1,836.65
0.16%$1,839.40
0.17%$1,842.14
0.18%$1,844.89
0.19%$1,847.64
0.20%$1,850.40
0.21%$1,853.15
0.22%$1,855.91
0.23%$1,858.67
0.24%$1,861.44
0.25%$1,864.21
0.26%$1,866.98
0.27%$1,869.75
0.28%$1,872.52
0.29%$1,875.30
0.30%$1,878.08
0.31%$1,880.87
0.32%$1,883.65
0.33%$1,886.44
0.34%$1,889.23
0.35%$1,892.03
0.36%$1,894.82
0.37%$1,897.62
0.38%$1,900.42
0.39%$1,903.23
0.40%$1,906.04
0.41%$1,908.85
0.42%$1,911.66
0.43%$1,914.48
0.44%$1,917.29
0.45%$1,920.11
0.46%$1,922.94
0.47%$1,925.76
0.48%$1,928.59
0.49%$1,931.43
0.50%$1,934.26
0.51%$1,937.10
0.52%$1,939.94
0.53%$1,942.78
0.54%$1,945.62
0.55%$1,948.47
0.56%$1,951.32
0.57%$1,954.18
0.58%$1,957.03
0.59%$1,959.89
0.60%$1,962.75
0.61%$1,965.62
0.62%$1,968.48
0.63%$1,971.35
0.64%$1,974.22
0.65%$1,977.10
0.66%$1,979.98
0.67%$1,982.86
0.68%$1,985.74
0.69%$1,988.62
0.70%$1,991.51
0.71%$1,994.40
0.72%$1,997.30
0.73%$2,000.19
0.74%$2,003.09
0.75%$2,005.99
0.76%$2,008.90
0.77%$2,011.80
0.78%$2,014.71
0.79%$2,017.63
0.80%$2,020.54
0.81%$2,023.46
0.82%$2,026.38
0.83%$2,029.30
0.84%$2,032.23
0.85%$2,035.16
0.86%$2,038.09
0.87%$2,041.02
0.88%$2,043.96
0.89%$2,046.89
0.90%$2,049.84
0.91%$2,052.78
0.92%$2,055.73
0.93%$2,058.68
0.94%$2,061.63
0.95%$2,064.58
0.96%$2,067.54
0.97%$2,070.50
0.98%$2,073.47
0.99%$2,076.43
1.00%$2,079.40
Interest Rate Price
1.01%$2,082.37
1.02%$2,085.34
1.03%$2,088.32
1.04%$2,091.30
1.05%$2,094.28
1.06%$2,097.27
1.07%$2,100.25
1.08%$2,103.24
1.09%$2,106.23
1.10%$2,109.23
1.11%$2,112.23
1.12%$2,115.23
1.13%$2,118.23
1.14%$2,121.24
1.15%$2,124.24
1.16%$2,127.25
1.17%$2,130.27
1.18%$2,133.28
1.19%$2,136.30
1.20%$2,139.32
1.21%$2,142.35
1.22%$2,145.38
1.23%$2,148.41
1.24%$2,151.44
1.25%$2,154.47
1.26%$2,157.51
1.27%$2,160.55
1.28%$2,163.59
1.29%$2,166.64
1.30%$2,169.69
1.31%$2,172.74
1.32%$2,175.79
1.33%$2,178.85
1.34%$2,181.90
1.35%$2,184.97
1.36%$2,188.03
1.37%$2,191.10
1.38%$2,194.17
1.39%$2,197.24
1.40%$2,200.31
1.41%$2,203.39
1.42%$2,206.47
1.43%$2,209.55
1.44%$2,212.64
1.45%$2,215.72
1.46%$2,218.81
1.47%$2,221.91
1.48%$2,225.00
1.49%$2,228.10
1.50%$2,231.20
1.51%$2,234.31
1.52%$2,237.41
1.53%$2,240.52
1.54%$2,243.63
1.55%$2,246.75
1.56%$2,249.86
1.57%$2,252.98
1.58%$2,256.10
1.59%$2,259.23
1.60%$2,262.36
1.61%$2,265.49
1.62%$2,268.62
1.63%$2,271.75
1.64%$2,274.89
1.65%$2,278.03
1.66%$2,281.17
1.67%$2,284.32
1.68%$2,287.47
1.69%$2,290.62
1.70%$2,293.77
1.71%$2,296.93
1.72%$2,300.09
1.73%$2,303.25
1.74%$2,306.41
1.75%$2,309.58
1.76%$2,312.75
1.77%$2,315.92
1.78%$2,319.09
1.79%$2,322.27
1.80%$2,325.45
1.81%$2,328.63
1.82%$2,331.82
1.83%$2,335.01
1.84%$2,338.20
1.85%$2,341.39
1.86%$2,344.58
1.87%$2,347.78
1.88%$2,350.98
1.89%$2,354.18
1.90%$2,357.39
1.91%$2,360.60
1.92%$2,363.81
1.93%$2,367.02
1.94%$2,370.24
1.95%$2,373.46
1.96%$2,376.68
1.97%$2,379.90
1.98%$2,383.13
1.99%$2,386.36
2.00%$2,389.59
Interest Rate Price
2.01%$2,392.82
2.02%$2,396.06
2.03%$2,399.30
2.04%$2,402.54
2.05%$2,405.79
2.06%$2,409.03
2.07%$2,412.28
2.08%$2,415.54
2.09%$2,418.79
2.10%$2,422.05
2.11%$2,425.31
2.12%$2,428.57
2.13%$2,431.84
2.14%$2,435.10
2.15%$2,438.38
2.16%$2,441.65
2.17%$2,444.92
2.18%$2,448.20
2.19%$2,451.48
2.20%$2,454.77
2.21%$2,458.05
2.22%$2,461.34
2.23%$2,464.63
2.24%$2,467.92
2.25%$2,471.22
2.26%$2,474.52
2.27%$2,477.82
2.28%$2,481.12
2.29%$2,484.43
2.30%$2,487.74
2.31%$2,491.05
2.32%$2,494.37
2.33%$2,497.68
2.34%$2,501.00
2.35%$2,504.32
2.36%$2,507.65
2.37%$2,510.97
2.38%$2,514.30
2.39%$2,517.64
2.40%$2,520.97
2.41%$2,524.31
2.42%$2,527.65
2.43%$2,530.99
2.44%$2,534.33
2.45%$2,537.68
2.46%$2,541.03
2.47%$2,544.38
2.48%$2,547.74
2.49%$2,551.10
2.50%$2,554.46
2.51%$2,557.82
2.52%$2,561.18
2.53%$2,564.55
2.54%$2,567.92
2.55%$2,571.29
2.56%$2,574.67
2.57%$2,578.05
2.58%$2,581.43
2.59%$2,584.81
2.60%$2,588.20
2.61%$2,591.58
2.62%$2,594.97
2.63%$2,598.37
2.64%$2,601.76
2.65%$2,605.16
2.66%$2,608.56
2.67%$2,611.96
2.68%$2,615.37
2.69%$2,618.78
2.70%$2,622.19
2.71%$2,625.60
2.72%$2,629.02
2.73%$2,632.44
2.74%$2,635.86
2.75%$2,639.28
2.76%$2,642.70
2.77%$2,646.13
2.78%$2,649.56
2.79%$2,653.00
2.80%$2,656.43
2.81%$2,659.87
2.82%$2,663.31
2.83%$2,666.75
2.84%$2,670.20
2.85%$2,673.65
2.86%$2,677.10
2.87%$2,680.55
2.88%$2,684.01
2.89%$2,687.47
2.90%$2,690.93
2.91%$2,694.39
2.92%$2,697.86
2.93%$2,701.32
2.94%$2,704.79
2.95%$2,708.27
2.96%$2,711.74
2.97%$2,715.22
2.98%$2,718.70
2.99%$2,722.18
3.00%$2,725.67
Interest Rate Price
3.01%$2,729.16
3.02%$2,732.65
3.03%$2,736.14
3.04%$2,739.64
3.05%$2,743.13
3.06%$2,746.64
3.07%$2,750.14
3.08%$2,753.64
3.09%$2,757.15
3.10%$2,760.66
3.11%$2,764.17
3.12%$2,767.69
3.13%$2,771.21
3.14%$2,774.73
3.15%$2,778.25
3.16%$2,781.77
3.17%$2,785.30
3.18%$2,788.83
3.19%$2,792.36
3.20%$2,795.90
3.21%$2,799.44
3.22%$2,802.98
3.23%$2,806.52
3.24%$2,810.06
3.25%$2,813.61
3.26%$2,817.16
3.27%$2,820.71
3.28%$2,824.26
3.29%$2,827.82
3.30%$2,831.38
3.31%$2,834.94
3.32%$2,838.51
3.33%$2,842.07
3.34%$2,845.64
3.35%$2,849.21
3.36%$2,852.79
3.37%$2,856.36
3.38%$2,859.94
3.39%$2,863.52
3.40%$2,867.11
3.41%$2,870.69
3.42%$2,874.28
3.43%$2,877.87
3.44%$2,881.46
3.45%$2,885.06
3.46%$2,888.66
3.47%$2,892.26
3.48%$2,895.86
3.49%$2,899.47
3.50%$2,903.07
3.51%$2,906.68
3.52%$2,910.30
3.53%$2,913.91
3.54%$2,917.53
3.55%$2,921.15
3.56%$2,924.77
3.57%$2,928.39
3.58%$2,932.02
3.59%$2,935.65
3.60%$2,939.28
3.61%$2,942.92
3.62%$2,946.55
3.63%$2,950.19
3.64%$2,953.83
3.65%$2,957.48
3.66%$2,961.12
3.67%$2,964.77
3.68%$2,968.42
3.69%$2,972.07
3.70%$2,975.73
3.71%$2,979.39
3.72%$2,983.05
3.73%$2,986.71
3.74%$2,990.37
3.75%$2,994.04
3.76%$2,997.71
3.77%$3,001.38
3.78%$3,005.06
3.79%$3,008.74
3.80%$3,012.41
3.81%$3,016.10
3.82%$3,019.78
3.83%$3,023.47
3.84%$3,027.15
3.85%$3,030.85
3.86%$3,034.54
3.87%$3,038.23
3.88%$3,041.93
3.89%$3,045.63
3.90%$3,049.33
3.91%$3,053.04
3.92%$3,056.75
3.93%$3,060.46
3.94%$3,064.17
3.95%$3,067.88
3.96%$3,071.60
3.97%$3,075.32
3.98%$3,079.04
3.99%$3,082.76
4.00%$3,086.49
Interest Rate Price
4.01%$3,090.22
4.02%$3,093.95
4.03%$3,097.68
4.04%$3,101.42
4.05%$3,105.15
4.06%$3,108.89
4.07%$3,112.64
4.08%$3,116.38
4.09%$3,120.13
4.10%$3,123.88
4.11%$3,127.63
4.12%$3,131.38
4.13%$3,135.14
4.14%$3,138.90
4.15%$3,142.66
4.16%$3,146.42
4.17%$3,150.19
4.18%$3,153.95
4.19%$3,157.72
4.20%$3,161.50
4.21%$3,165.27
4.22%$3,169.05
4.23%$3,172.83
4.24%$3,176.61
4.25%$3,180.39
4.26%$3,184.18
4.27%$3,187.97
4.28%$3,191.76
4.29%$3,195.55
4.30%$3,199.34
4.31%$3,203.14
4.32%$3,206.94
4.33%$3,210.74
4.34%$3,214.55
4.35%$3,218.35
4.36%$3,222.16
4.37%$3,225.97
4.38%$3,229.79
4.39%$3,233.60
4.40%$3,237.42
4.41%$3,241.24
4.42%$3,245.06
4.43%$3,248.89
4.44%$3,252.71
4.45%$3,256.54
4.46%$3,260.37
4.47%$3,264.21
4.48%$3,268.04
4.49%$3,271.88
4.50%$3,275.72
4.51%$3,279.56
4.52%$3,283.41
4.53%$3,287.25
4.54%$3,291.10
4.55%$3,294.96
4.56%$3,298.81
4.57%$3,302.66
4.58%$3,306.52
4.59%$3,310.38
4.60%$3,314.25
4.61%$3,318.11
4.62%$3,321.98
4.63%$3,325.85
4.64%$3,329.72
4.65%$3,333.59
4.66%$3,337.47
4.67%$3,341.35
4.68%$3,345.23
4.69%$3,349.11
4.70%$3,352.99
4.71%$3,356.88
4.72%$3,360.77
4.73%$3,364.66
4.74%$3,368.55
4.75%$3,372.45
4.76%$3,376.35
4.77%$3,380.25
4.78%$3,384.15
4.79%$3,388.05
4.80%$3,391.96
4.81%$3,395.87
4.82%$3,399.78
4.83%$3,403.69
4.84%$3,407.61
4.85%$3,411.53
4.86%$3,415.45
4.87%$3,419.37
4.88%$3,423.29
4.89%$3,427.22
4.90%$3,431.15
4.91%$3,435.08
4.92%$3,439.01
4.93%$3,442.95
4.94%$3,446.88
4.95%$3,450.82
4.96%$3,454.76
4.97%$3,458.71
4.98%$3,462.65
4.99%$3,466.60
5.00%$3,470.55
Interest Rate Price
5.01%$3,474.50
5.02%$3,478.46
5.03%$3,482.41
5.04%$3,486.37
5.05%$3,490.33
5.06%$3,494.30
5.07%$3,498.26
5.08%$3,502.23
5.09%$3,506.20
5.10%$3,510.17
5.11%$3,514.14
5.12%$3,518.12
5.13%$3,522.10
5.14%$3,526.08
5.15%$3,530.06
5.16%$3,534.04
5.17%$3,538.03
5.18%$3,542.02
5.19%$3,546.01
5.20%$3,550.00
5.21%$3,554.00
5.22%$3,557.99
5.23%$3,561.99
5.24%$3,565.99
5.25%$3,570.00
5.26%$3,574.00
5.27%$3,578.01
5.28%$3,582.02
5.29%$3,586.03
5.30%$3,590.04
5.31%$3,594.06
5.32%$3,598.08
5.33%$3,602.10
5.34%$3,606.12
5.35%$3,610.14
5.36%$3,614.17
5.37%$3,618.20
5.38%$3,622.23
5.39%$3,626.26
5.40%$3,630.30
5.41%$3,634.33
5.42%$3,638.37
5.43%$3,642.41
5.44%$3,646.46
5.45%$3,650.50
5.46%$3,654.55
5.47%$3,658.60
5.48%$3,662.65
5.49%$3,666.70
5.50%$3,670.76
5.51%$3,674.81
5.52%$3,678.87
5.53%$3,682.93
5.54%$3,687.00
5.55%$3,691.06
5.56%$3,695.13
5.57%$3,699.20
5.58%$3,703.27
5.59%$3,707.34
5.60%$3,711.42
5.61%$3,715.50
5.62%$3,719.58
5.63%$3,723.66
5.64%$3,727.74
5.65%$3,731.83
5.66%$3,735.92
5.67%$3,740.01
5.68%$3,744.10
5.69%$3,748.19
5.70%$3,752.29
5.71%$3,756.39
5.72%$3,760.49
5.73%$3,764.59
5.74%$3,768.69
5.75%$3,772.80
5.76%$3,776.91
5.77%$3,781.02
5.78%$3,785.13
5.79%$3,789.24
5.80%$3,793.36
5.81%$3,797.48
5.82%$3,801.60
5.83%$3,805.72
5.84%$3,809.84
5.85%$3,813.97
5.86%$3,818.10
5.87%$3,822.23
5.88%$3,826.36
5.89%$3,830.49
5.90%$3,834.63
5.91%$3,838.77
5.92%$3,842.91
5.93%$3,847.05
5.94%$3,851.19
5.95%$3,855.34
5.96%$3,859.48
5.97%$3,863.63
5.98%$3,867.79
5.99%$3,871.94
6.00%$3,876.09