Mortgage Payment for a $628,000 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $628,000 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $628,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,747.07
0.02%$1,749.70
0.03%$1,752.33
0.04%$1,754.96
0.05%$1,757.60
0.06%$1,760.24
0.07%$1,762.88
0.08%$1,765.52
0.09%$1,768.17
0.10%$1,770.81
0.11%$1,773.47
0.12%$1,776.12
0.13%$1,778.78
0.14%$1,781.44
0.15%$1,784.10
0.16%$1,786.76
0.17%$1,789.43
0.18%$1,792.10
0.19%$1,794.77
0.20%$1,797.45
0.21%$1,800.12
0.22%$1,802.80
0.23%$1,805.49
0.24%$1,808.17
0.25%$1,810.86
0.26%$1,813.55
0.27%$1,816.24
0.28%$1,818.94
0.29%$1,821.64
0.30%$1,824.34
0.31%$1,827.04
0.32%$1,829.75
0.33%$1,832.46
0.34%$1,835.17
0.35%$1,837.88
0.36%$1,840.60
0.37%$1,843.32
0.38%$1,846.04
0.39%$1,848.77
0.40%$1,851.49
0.41%$1,854.22
0.42%$1,856.96
0.43%$1,859.69
0.44%$1,862.43
0.45%$1,865.17
0.46%$1,867.91
0.47%$1,870.66
0.48%$1,873.41
0.49%$1,876.16
0.50%$1,878.91
0.51%$1,881.67
0.52%$1,884.42
0.53%$1,887.19
0.54%$1,889.95
0.55%$1,892.72
0.56%$1,895.48
0.57%$1,898.26
0.58%$1,901.03
0.59%$1,903.81
0.60%$1,906.59
0.61%$1,909.37
0.62%$1,912.15
0.63%$1,914.94
0.64%$1,917.73
0.65%$1,920.52
0.66%$1,923.32
0.67%$1,926.12
0.68%$1,928.92
0.69%$1,931.72
0.70%$1,934.52
0.71%$1,937.33
0.72%$1,940.14
0.73%$1,942.96
0.74%$1,945.77
0.75%$1,948.59
0.76%$1,951.41
0.77%$1,954.24
0.78%$1,957.06
0.79%$1,959.89
0.80%$1,962.72
0.81%$1,965.56
0.82%$1,968.39
0.83%$1,971.23
0.84%$1,974.07
0.85%$1,976.92
0.86%$1,979.77
0.87%$1,982.61
0.88%$1,985.47
0.89%$1,988.32
0.90%$1,991.18
0.91%$1,994.04
0.92%$1,996.90
0.93%$1,999.77
0.94%$2,002.63
0.95%$2,005.51
0.96%$2,008.38
0.97%$2,011.25
0.98%$2,014.13
0.99%$2,017.01
1.00%$2,019.90
Interest Rate Price
1.01%$2,022.78
1.02%$2,025.67
1.03%$2,028.56
1.04%$2,031.46
1.05%$2,034.35
1.06%$2,037.25
1.07%$2,040.15
1.08%$2,043.06
1.09%$2,045.96
1.10%$2,048.87
1.11%$2,051.78
1.12%$2,054.70
1.13%$2,057.62
1.14%$2,060.53
1.15%$2,063.46
1.16%$2,066.38
1.17%$2,069.31
1.18%$2,072.24
1.19%$2,075.17
1.20%$2,078.11
1.21%$2,081.04
1.22%$2,083.98
1.23%$2,086.93
1.24%$2,089.87
1.25%$2,092.82
1.26%$2,095.77
1.27%$2,098.72
1.28%$2,101.68
1.29%$2,104.64
1.30%$2,107.60
1.31%$2,110.56
1.32%$2,113.53
1.33%$2,116.50
1.34%$2,119.47
1.35%$2,122.44
1.36%$2,125.42
1.37%$2,128.40
1.38%$2,131.38
1.39%$2,134.36
1.40%$2,137.35
1.41%$2,140.34
1.42%$2,143.33
1.43%$2,146.32
1.44%$2,149.32
1.45%$2,152.32
1.46%$2,155.32
1.47%$2,158.33
1.48%$2,161.33
1.49%$2,164.34
1.50%$2,167.35
1.51%$2,170.37
1.52%$2,173.39
1.53%$2,176.41
1.54%$2,179.43
1.55%$2,182.45
1.56%$2,185.48
1.57%$2,188.51
1.58%$2,191.54
1.59%$2,194.58
1.60%$2,197.62
1.61%$2,200.66
1.62%$2,203.70
1.63%$2,206.75
1.64%$2,209.79
1.65%$2,212.84
1.66%$2,215.90
1.67%$2,218.95
1.68%$2,222.01
1.69%$2,225.07
1.70%$2,228.13
1.71%$2,231.20
1.72%$2,234.27
1.73%$2,237.34
1.74%$2,240.41
1.75%$2,243.49
1.76%$2,246.57
1.77%$2,249.65
1.78%$2,252.73
1.79%$2,255.82
1.80%$2,258.91
1.81%$2,262.00
1.82%$2,265.09
1.83%$2,268.19
1.84%$2,271.29
1.85%$2,274.39
1.86%$2,277.49
1.87%$2,280.60
1.88%$2,283.71
1.89%$2,286.82
1.90%$2,289.93
1.91%$2,293.05
1.92%$2,296.17
1.93%$2,299.29
1.94%$2,302.41
1.95%$2,305.54
1.96%$2,308.67
1.97%$2,311.80
1.98%$2,314.93
1.99%$2,318.07
2.00%$2,321.21
Interest Rate Price
2.01%$2,324.35
2.02%$2,327.50
2.03%$2,330.64
2.04%$2,333.79
2.05%$2,336.94
2.06%$2,340.10
2.07%$2,343.25
2.08%$2,346.41
2.09%$2,349.58
2.10%$2,352.74
2.11%$2,355.91
2.12%$2,359.08
2.13%$2,362.25
2.14%$2,365.42
2.15%$2,368.60
2.16%$2,371.78
2.17%$2,374.96
2.18%$2,378.15
2.19%$2,381.33
2.20%$2,384.52
2.21%$2,387.71
2.22%$2,390.91
2.23%$2,394.10
2.24%$2,397.30
2.25%$2,400.51
2.26%$2,403.71
2.27%$2,406.92
2.28%$2,410.13
2.29%$2,413.34
2.30%$2,416.55
2.31%$2,419.77
2.32%$2,422.99
2.33%$2,426.21
2.34%$2,429.43
2.35%$2,432.66
2.36%$2,435.89
2.37%$2,439.12
2.38%$2,442.36
2.39%$2,445.59
2.40%$2,448.83
2.41%$2,452.07
2.42%$2,455.32
2.43%$2,458.56
2.44%$2,461.81
2.45%$2,465.06
2.46%$2,468.32
2.47%$2,471.58
2.48%$2,474.83
2.49%$2,478.10
2.50%$2,481.36
2.51%$2,484.63
2.52%$2,487.89
2.53%$2,491.17
2.54%$2,494.44
2.55%$2,497.72
2.56%$2,500.99
2.57%$2,504.28
2.58%$2,507.56
2.59%$2,510.84
2.60%$2,514.13
2.61%$2,517.42
2.62%$2,520.72
2.63%$2,524.01
2.64%$2,527.31
2.65%$2,530.61
2.66%$2,533.92
2.67%$2,537.22
2.68%$2,540.53
2.69%$2,543.84
2.70%$2,547.15
2.71%$2,550.47
2.72%$2,553.79
2.73%$2,557.11
2.74%$2,560.43
2.75%$2,563.75
2.76%$2,567.08
2.77%$2,570.41
2.78%$2,573.74
2.79%$2,577.08
2.80%$2,580.42
2.81%$2,583.76
2.82%$2,587.10
2.83%$2,590.44
2.84%$2,593.79
2.85%$2,597.14
2.86%$2,600.49
2.87%$2,603.85
2.88%$2,607.20
2.89%$2,610.56
2.90%$2,613.92
2.91%$2,617.29
2.92%$2,620.65
2.93%$2,624.02
2.94%$2,627.39
2.95%$2,630.77
2.96%$2,634.14
2.97%$2,637.52
2.98%$2,640.90
2.99%$2,644.29
3.00%$2,647.67
Interest Rate Price
3.01%$2,651.06
3.02%$2,654.45
3.03%$2,657.85
3.04%$2,661.24
3.05%$2,664.64
3.06%$2,668.04
3.07%$2,671.44
3.08%$2,674.85
3.09%$2,678.25
3.10%$2,681.66
3.11%$2,685.08
3.12%$2,688.49
3.13%$2,691.91
3.14%$2,695.33
3.15%$2,698.75
3.16%$2,702.17
3.17%$2,705.60
3.18%$2,709.03
3.19%$2,712.46
3.20%$2,715.89
3.21%$2,719.33
3.22%$2,722.77
3.23%$2,726.21
3.24%$2,729.65
3.25%$2,733.10
3.26%$2,736.54
3.27%$2,739.99
3.28%$2,743.45
3.29%$2,746.90
3.30%$2,750.36
3.31%$2,753.82
3.32%$2,757.28
3.33%$2,760.75
3.34%$2,764.21
3.35%$2,767.68
3.36%$2,771.15
3.37%$2,774.63
3.38%$2,778.10
3.39%$2,781.58
3.40%$2,785.06
3.41%$2,788.55
3.42%$2,792.03
3.43%$2,795.52
3.44%$2,799.01
3.45%$2,802.50
3.46%$2,806.00
3.47%$2,809.49
3.48%$2,812.99
3.49%$2,816.50
3.50%$2,820.00
3.51%$2,823.51
3.52%$2,827.02
3.53%$2,830.53
3.54%$2,834.04
3.55%$2,837.56
3.56%$2,841.08
3.57%$2,844.60
3.58%$2,848.12
3.59%$2,851.65
3.60%$2,855.17
3.61%$2,858.70
3.62%$2,862.24
3.63%$2,865.77
3.64%$2,869.31
3.65%$2,872.85
3.66%$2,876.39
3.67%$2,879.93
3.68%$2,883.48
3.69%$2,887.03
3.70%$2,890.58
3.71%$2,894.13
3.72%$2,897.69
3.73%$2,901.24
3.74%$2,904.80
3.75%$2,908.37
3.76%$2,911.93
3.77%$2,915.50
3.78%$2,919.07
3.79%$2,922.64
3.80%$2,926.21
3.81%$2,929.79
3.82%$2,933.37
3.83%$2,936.95
3.84%$2,940.53
3.85%$2,944.12
3.86%$2,947.70
3.87%$2,951.29
3.88%$2,954.89
3.89%$2,958.48
3.90%$2,962.08
3.91%$2,965.68
3.92%$2,969.28
3.93%$2,972.88
3.94%$2,976.49
3.95%$2,980.09
3.96%$2,983.70
3.97%$2,987.32
3.98%$2,990.93
3.99%$2,994.55
4.00%$2,998.17
Interest Rate Price
4.01%$3,001.79
4.02%$3,005.41
4.03%$3,009.04
4.04%$3,012.67
4.05%$3,016.30
4.06%$3,019.93
4.07%$3,023.57
4.08%$3,027.20
4.09%$3,030.84
4.10%$3,034.49
4.11%$3,038.13
4.12%$3,041.78
4.13%$3,045.42
4.14%$3,049.08
4.15%$3,052.73
4.16%$3,056.38
4.17%$3,060.04
4.18%$3,063.70
4.19%$3,067.36
4.20%$3,071.03
4.21%$3,074.69
4.22%$3,078.36
4.23%$3,082.03
4.24%$3,085.71
4.25%$3,089.38
4.26%$3,093.06
4.27%$3,096.74
4.28%$3,100.42
4.29%$3,104.11
4.30%$3,107.79
4.31%$3,111.48
4.32%$3,115.17
4.33%$3,118.87
4.34%$3,122.56
4.35%$3,126.26
4.36%$3,129.96
4.37%$3,133.66
4.38%$3,137.36
4.39%$3,141.07
4.40%$3,144.78
4.41%$3,148.49
4.42%$3,152.20
4.43%$3,155.92
4.44%$3,159.63
4.45%$3,163.35
4.46%$3,167.08
4.47%$3,170.80
4.48%$3,174.53
4.49%$3,178.25
4.50%$3,181.98
4.51%$3,185.72
4.52%$3,189.45
4.53%$3,193.19
4.54%$3,196.93
4.55%$3,200.67
4.56%$3,204.41
4.57%$3,208.16
4.58%$3,211.90
4.59%$3,215.65
4.60%$3,219.41
4.61%$3,223.16
4.62%$3,226.92
4.63%$3,230.68
4.64%$3,234.44
4.65%$3,238.20
4.66%$3,241.96
4.67%$3,245.73
4.68%$3,249.50
4.69%$3,253.27
4.70%$3,257.05
4.71%$3,260.82
4.72%$3,264.60
4.73%$3,268.38
4.74%$3,272.16
4.75%$3,275.95
4.76%$3,279.73
4.77%$3,283.52
4.78%$3,287.31
4.79%$3,291.10
4.80%$3,294.90
4.81%$3,298.70
4.82%$3,302.49
4.83%$3,306.30
4.84%$3,310.10
4.85%$3,313.90
4.86%$3,317.71
4.87%$3,321.52
4.88%$3,325.33
4.89%$3,329.15
4.90%$3,332.96
4.91%$3,336.78
4.92%$3,340.60
4.93%$3,344.42
4.94%$3,348.25
4.95%$3,352.08
4.96%$3,355.90
4.97%$3,359.73
4.98%$3,363.57
4.99%$3,367.40
5.00%$3,371.24
Interest Rate Price
5.01%$3,375.08
5.02%$3,378.92
5.03%$3,382.76
5.04%$3,386.61
5.05%$3,390.46
5.06%$3,394.31
5.07%$3,398.16
5.08%$3,402.01
5.09%$3,405.87
5.10%$3,409.72
5.11%$3,413.58
5.12%$3,417.45
5.13%$3,421.31
5.14%$3,425.18
5.15%$3,429.04
5.16%$3,432.91
5.17%$3,436.79
5.18%$3,440.66
5.19%$3,444.54
5.20%$3,448.42
5.21%$3,452.30
5.22%$3,456.18
5.23%$3,460.06
5.24%$3,463.95
5.25%$3,467.84
5.26%$3,471.73
5.27%$3,475.62
5.28%$3,479.52
5.29%$3,483.41
5.30%$3,487.31
5.31%$3,491.21
5.32%$3,495.12
5.33%$3,499.02
5.34%$3,502.93
5.35%$3,506.84
5.36%$3,510.75
5.37%$3,514.66
5.38%$3,518.58
5.39%$3,522.49
5.40%$3,526.41
5.41%$3,530.33
5.42%$3,534.26
5.43%$3,538.18
5.44%$3,542.11
5.45%$3,546.04
5.46%$3,549.97
5.47%$3,553.90
5.48%$3,557.84
5.49%$3,561.78
5.50%$3,565.71
5.51%$3,569.66
5.52%$3,573.60
5.53%$3,577.54
5.54%$3,581.49
5.55%$3,585.44
5.56%$3,589.39
5.57%$3,593.34
5.58%$3,597.30
5.59%$3,601.26
5.60%$3,605.22
5.61%$3,609.18
5.62%$3,613.14
5.63%$3,617.10
5.64%$3,621.07
5.65%$3,625.04
5.66%$3,629.01
5.67%$3,632.98
5.68%$3,636.96
5.69%$3,640.94
5.70%$3,644.91
5.71%$3,648.90
5.72%$3,652.88
5.73%$3,656.86
5.74%$3,660.85
5.75%$3,664.84
5.76%$3,668.83
5.77%$3,672.82
5.78%$3,676.81
5.79%$3,680.81
5.80%$3,684.81
5.81%$3,688.81
5.82%$3,692.81
5.83%$3,696.82
5.84%$3,700.82
5.85%$3,704.83
5.86%$3,708.84
5.87%$3,712.85
5.88%$3,716.86
5.89%$3,720.88
5.90%$3,724.90
5.91%$3,728.92
5.92%$3,732.94
5.93%$3,736.96
5.94%$3,740.99
5.95%$3,745.01
5.96%$3,749.04
5.97%$3,753.07
5.98%$3,757.11
5.99%$3,761.14
6.00%$3,765.18