Mortgage Payment for a $538,500 Loan at 5% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $538,500 mortgage with a 5% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $538,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,498.08
0.02%$1,500.34
0.03%$1,502.59
0.04%$1,504.85
0.05%$1,507.11
0.06%$1,509.37
0.07%$1,511.64
0.08%$1,513.90
0.09%$1,516.17
0.10%$1,518.45
0.11%$1,520.72
0.12%$1,522.99
0.13%$1,525.27
0.14%$1,527.55
0.15%$1,529.84
0.16%$1,532.12
0.17%$1,534.41
0.18%$1,536.70
0.19%$1,538.99
0.20%$1,541.28
0.21%$1,543.58
0.22%$1,545.88
0.23%$1,548.18
0.24%$1,550.48
0.25%$1,552.78
0.26%$1,555.09
0.27%$1,557.40
0.28%$1,559.71
0.29%$1,562.03
0.30%$1,564.34
0.31%$1,566.66
0.32%$1,568.98
0.33%$1,571.30
0.34%$1,573.63
0.35%$1,575.96
0.36%$1,578.29
0.37%$1,580.62
0.38%$1,582.95
0.39%$1,585.29
0.40%$1,587.63
0.41%$1,589.97
0.42%$1,592.31
0.43%$1,594.66
0.44%$1,597.00
0.45%$1,599.35
0.46%$1,601.71
0.47%$1,604.06
0.48%$1,606.42
0.49%$1,608.77
0.50%$1,611.14
0.51%$1,613.50
0.52%$1,615.86
0.53%$1,618.23
0.54%$1,620.60
0.55%$1,622.97
0.56%$1,625.35
0.57%$1,627.72
0.58%$1,630.10
0.59%$1,632.48
0.60%$1,634.87
0.61%$1,637.25
0.62%$1,639.64
0.63%$1,642.03
0.64%$1,644.42
0.65%$1,646.82
0.66%$1,649.21
0.67%$1,651.61
0.68%$1,654.01
0.69%$1,656.42
0.70%$1,658.82
0.71%$1,661.23
0.72%$1,663.64
0.73%$1,666.05
0.74%$1,668.47
0.75%$1,670.89
0.76%$1,673.30
0.77%$1,675.73
0.78%$1,678.15
0.79%$1,680.57
0.80%$1,683.00
0.81%$1,685.43
0.82%$1,687.87
0.83%$1,690.30
0.84%$1,692.74
0.85%$1,695.18
0.86%$1,697.62
0.87%$1,700.06
0.88%$1,702.51
0.89%$1,704.95
0.90%$1,707.40
0.91%$1,709.86
0.92%$1,712.31
0.93%$1,714.77
0.94%$1,717.23
0.95%$1,719.69
0.96%$1,722.15
0.97%$1,724.62
0.98%$1,727.09
0.99%$1,729.56
1.00%$1,732.03
Interest Rate Price
1.01%$1,734.50
1.02%$1,736.98
1.03%$1,739.46
1.04%$1,741.94
1.05%$1,744.42
1.06%$1,746.91
1.07%$1,749.40
1.08%$1,751.89
1.09%$1,754.38
1.10%$1,756.88
1.11%$1,759.37
1.12%$1,761.87
1.13%$1,764.37
1.14%$1,766.88
1.15%$1,769.38
1.16%$1,771.89
1.17%$1,774.40
1.18%$1,776.91
1.19%$1,779.43
1.20%$1,781.94
1.21%$1,784.46
1.22%$1,786.98
1.23%$1,789.51
1.24%$1,792.03
1.25%$1,794.56
1.26%$1,797.09
1.27%$1,799.62
1.28%$1,802.16
1.29%$1,804.69
1.30%$1,807.23
1.31%$1,809.77
1.32%$1,812.32
1.33%$1,814.86
1.34%$1,817.41
1.35%$1,819.96
1.36%$1,822.51
1.37%$1,825.07
1.38%$1,827.62
1.39%$1,830.18
1.40%$1,832.74
1.41%$1,835.31
1.42%$1,837.87
1.43%$1,840.44
1.44%$1,843.01
1.45%$1,845.58
1.46%$1,848.15
1.47%$1,850.73
1.48%$1,853.31
1.49%$1,855.89
1.50%$1,858.47
1.51%$1,861.06
1.52%$1,863.64
1.53%$1,866.23
1.54%$1,868.83
1.55%$1,871.42
1.56%$1,874.02
1.57%$1,876.61
1.58%$1,879.21
1.59%$1,881.82
1.60%$1,884.42
1.61%$1,887.03
1.62%$1,889.64
1.63%$1,892.25
1.64%$1,894.86
1.65%$1,897.48
1.66%$1,900.10
1.67%$1,902.72
1.68%$1,905.34
1.69%$1,907.96
1.70%$1,910.59
1.71%$1,913.22
1.72%$1,915.85
1.73%$1,918.48
1.74%$1,921.12
1.75%$1,923.76
1.76%$1,926.40
1.77%$1,929.04
1.78%$1,931.68
1.79%$1,934.33
1.80%$1,936.98
1.81%$1,939.63
1.82%$1,942.28
1.83%$1,944.93
1.84%$1,947.59
1.85%$1,950.25
1.86%$1,952.91
1.87%$1,955.58
1.88%$1,958.24
1.89%$1,960.91
1.90%$1,963.58
1.91%$1,966.25
1.92%$1,968.93
1.93%$1,971.60
1.94%$1,974.28
1.95%$1,976.96
1.96%$1,979.65
1.97%$1,982.33
1.98%$1,985.02
1.99%$1,987.71
2.00%$1,990.40
Interest Rate Price
2.01%$1,993.09
2.02%$1,995.79
2.03%$1,998.49
2.04%$2,001.19
2.05%$2,003.89
2.06%$2,006.60
2.07%$2,009.30
2.08%$2,012.01
2.09%$2,014.72
2.10%$2,017.44
2.11%$2,020.15
2.12%$2,022.87
2.13%$2,025.59
2.14%$2,028.31
2.15%$2,031.04
2.16%$2,033.76
2.17%$2,036.49
2.18%$2,039.22
2.19%$2,041.95
2.20%$2,044.69
2.21%$2,047.43
2.22%$2,050.17
2.23%$2,052.91
2.24%$2,055.65
2.25%$2,058.40
2.26%$2,061.14
2.27%$2,063.89
2.28%$2,066.64
2.29%$2,069.40
2.30%$2,072.15
2.31%$2,074.91
2.32%$2,077.67
2.33%$2,080.44
2.34%$2,083.20
2.35%$2,085.97
2.36%$2,088.74
2.37%$2,091.51
2.38%$2,094.28
2.39%$2,097.06
2.40%$2,099.83
2.41%$2,102.61
2.42%$2,105.40
2.43%$2,108.18
2.44%$2,110.97
2.45%$2,113.75
2.46%$2,116.54
2.47%$2,119.34
2.48%$2,122.13
2.49%$2,124.93
2.50%$2,127.73
2.51%$2,130.53
2.52%$2,133.33
2.53%$2,136.13
2.54%$2,138.94
2.55%$2,141.75
2.56%$2,144.56
2.57%$2,147.38
2.58%$2,150.19
2.59%$2,153.01
2.60%$2,155.83
2.61%$2,158.65
2.62%$2,161.48
2.63%$2,164.30
2.64%$2,167.13
2.65%$2,169.96
2.66%$2,172.79
2.67%$2,175.63
2.68%$2,178.46
2.69%$2,181.30
2.70%$2,184.14
2.71%$2,186.99
2.72%$2,189.83
2.73%$2,192.68
2.74%$2,195.53
2.75%$2,198.38
2.76%$2,201.23
2.77%$2,204.09
2.78%$2,206.95
2.79%$2,209.80
2.80%$2,212.67
2.81%$2,215.53
2.82%$2,218.40
2.83%$2,221.26
2.84%$2,224.13
2.85%$2,227.01
2.86%$2,229.88
2.87%$2,232.76
2.88%$2,235.64
2.89%$2,238.52
2.90%$2,241.40
2.91%$2,244.28
2.92%$2,247.17
2.93%$2,250.06
2.94%$2,252.95
2.95%$2,255.84
2.96%$2,258.74
2.97%$2,261.63
2.98%$2,264.53
2.99%$2,267.43
3.00%$2,270.34
Interest Rate Price
3.01%$2,273.24
3.02%$2,276.15
3.03%$2,279.06
3.04%$2,281.97
3.05%$2,284.88
3.06%$2,287.80
3.07%$2,290.72
3.08%$2,293.64
3.09%$2,296.56
3.10%$2,299.48
3.11%$2,302.41
3.12%$2,305.34
3.13%$2,308.27
3.14%$2,311.20
3.15%$2,314.13
3.16%$2,317.07
3.17%$2,320.01
3.18%$2,322.95
3.19%$2,325.89
3.20%$2,328.83
3.21%$2,331.78
3.22%$2,334.73
3.23%$2,337.68
3.24%$2,340.63
3.25%$2,343.59
3.26%$2,346.54
3.27%$2,349.50
3.28%$2,352.46
3.29%$2,355.42
3.30%$2,358.39
3.31%$2,361.36
3.32%$2,364.32
3.33%$2,367.29
3.34%$2,370.27
3.35%$2,373.24
3.36%$2,376.22
3.37%$2,379.20
3.38%$2,382.18
3.39%$2,385.16
3.40%$2,388.15
3.41%$2,391.13
3.42%$2,394.12
3.43%$2,397.11
3.44%$2,400.11
3.45%$2,403.10
3.46%$2,406.10
3.47%$2,409.10
3.48%$2,412.10
3.49%$2,415.10
3.50%$2,418.11
3.51%$2,421.11
3.52%$2,424.12
3.53%$2,427.13
3.54%$2,430.15
3.55%$2,433.16
3.56%$2,436.18
3.57%$2,439.20
3.58%$2,442.22
3.59%$2,445.24
3.60%$2,448.27
3.61%$2,451.29
3.62%$2,454.32
3.63%$2,457.35
3.64%$2,460.38
3.65%$2,463.42
3.66%$2,466.46
3.67%$2,469.50
3.68%$2,472.54
3.69%$2,475.58
3.70%$2,478.62
3.71%$2,481.67
3.72%$2,484.72
3.73%$2,487.77
3.74%$2,490.82
3.75%$2,493.88
3.76%$2,496.93
3.77%$2,499.99
3.78%$2,503.05
3.79%$2,506.12
3.80%$2,509.18
3.81%$2,512.25
3.82%$2,515.32
3.83%$2,518.39
3.84%$2,521.46
3.85%$2,524.53
3.86%$2,527.61
3.87%$2,530.69
3.88%$2,533.77
3.89%$2,536.85
3.90%$2,539.93
3.91%$2,543.02
3.92%$2,546.11
3.93%$2,549.20
3.94%$2,552.29
3.95%$2,555.38
3.96%$2,558.48
3.97%$2,561.58
3.98%$2,564.68
3.99%$2,567.78
4.00%$2,570.88
Interest Rate Price
4.01%$2,573.99
4.02%$2,577.09
4.03%$2,580.20
4.04%$2,583.31
4.05%$2,586.43
4.06%$2,589.54
4.07%$2,592.66
4.08%$2,595.78
4.09%$2,598.90
4.10%$2,602.02
4.11%$2,605.15
4.12%$2,608.27
4.13%$2,611.40
4.14%$2,614.53
4.15%$2,617.67
4.16%$2,620.80
4.17%$2,623.94
4.18%$2,627.08
4.19%$2,630.22
4.20%$2,633.36
4.21%$2,636.50
4.22%$2,639.65
4.23%$2,642.80
4.24%$2,645.94
4.25%$2,649.10
4.26%$2,652.25
4.27%$2,655.41
4.28%$2,658.56
4.29%$2,661.72
4.30%$2,664.88
4.31%$2,668.05
4.32%$2,671.21
4.33%$2,674.38
4.34%$2,677.55
4.35%$2,680.72
4.36%$2,683.89
4.37%$2,687.06
4.38%$2,690.24
4.39%$2,693.42
4.40%$2,696.60
4.41%$2,699.78
4.42%$2,702.96
4.43%$2,706.15
4.44%$2,709.34
4.45%$2,712.53
4.46%$2,715.72
4.47%$2,718.91
4.48%$2,722.10
4.49%$2,725.30
4.50%$2,728.50
4.51%$2,731.70
4.52%$2,734.90
4.53%$2,738.11
4.54%$2,741.31
4.55%$2,744.52
4.56%$2,747.73
4.57%$2,750.94
4.58%$2,754.16
4.59%$2,757.37
4.60%$2,760.59
4.61%$2,763.81
4.62%$2,767.03
4.63%$2,770.25
4.64%$2,773.48
4.65%$2,776.70
4.66%$2,779.93
4.67%$2,783.16
4.68%$2,786.39
4.69%$2,789.63
4.70%$2,792.86
4.71%$2,796.10
4.72%$2,799.34
4.73%$2,802.58
4.74%$2,805.83
4.75%$2,809.07
4.76%$2,812.32
4.77%$2,815.57
4.78%$2,818.82
4.79%$2,822.07
4.80%$2,825.32
4.81%$2,828.58
4.82%$2,831.84
4.83%$2,835.10
4.84%$2,838.36
4.85%$2,841.62
4.86%$2,844.89
4.87%$2,848.15
4.88%$2,851.42
4.89%$2,854.69
4.90%$2,857.96
4.91%$2,861.24
4.92%$2,864.51
4.93%$2,867.79
4.94%$2,871.07
4.95%$2,874.35
4.96%$2,877.63
4.97%$2,880.92
4.98%$2,884.21
4.99%$2,887.49
5.00%$2,890.78
Interest Rate Price
5.01%$2,894.08
5.02%$2,897.37
5.03%$2,900.67
5.04%$2,903.96
5.05%$2,907.26
5.06%$2,910.56
5.07%$2,913.87
5.08%$2,917.17
5.09%$2,920.48
5.10%$2,923.78
5.11%$2,927.09
5.12%$2,930.41
5.13%$2,933.72
5.14%$2,937.03
5.15%$2,940.35
5.16%$2,943.67
5.17%$2,946.99
5.18%$2,950.31
5.19%$2,953.64
5.20%$2,956.96
5.21%$2,960.29
5.22%$2,963.62
5.23%$2,966.95
5.24%$2,970.28
5.25%$2,973.62
5.26%$2,976.95
5.27%$2,980.29
5.28%$2,983.63
5.29%$2,986.97
5.30%$2,990.32
5.31%$2,993.66
5.32%$2,997.01
5.33%$3,000.36
5.34%$3,003.71
5.35%$3,007.06
5.36%$3,010.41
5.37%$3,013.77
5.38%$3,017.12
5.39%$3,020.48
5.40%$3,023.84
5.41%$3,027.21
5.42%$3,030.57
5.43%$3,033.94
5.44%$3,037.30
5.45%$3,040.67
5.46%$3,044.04
5.47%$3,047.42
5.48%$3,050.79
5.49%$3,054.17
5.50%$3,057.54
5.51%$3,060.92
5.52%$3,064.30
5.53%$3,067.69
5.54%$3,071.07
5.55%$3,074.46
5.56%$3,077.85
5.57%$3,081.24
5.58%$3,084.63
5.59%$3,088.02
5.60%$3,091.42
5.61%$3,094.81
5.62%$3,098.21
5.63%$3,101.61
5.64%$3,105.01
5.65%$3,108.41
5.66%$3,111.82
5.67%$3,115.23
5.68%$3,118.63
5.69%$3,122.04
5.70%$3,125.46
5.71%$3,128.87
5.72%$3,132.28
5.73%$3,135.70
5.74%$3,139.12
5.75%$3,142.54
5.76%$3,145.96
5.77%$3,149.38
5.78%$3,152.81
5.79%$3,156.24
5.80%$3,159.67
5.81%$3,163.10
5.82%$3,166.53
5.83%$3,169.96
5.84%$3,173.40
5.85%$3,176.83
5.86%$3,180.27
5.87%$3,183.71
5.88%$3,187.15
5.89%$3,190.60
5.90%$3,194.04
5.91%$3,197.49
5.92%$3,200.93
5.93%$3,204.38
5.94%$3,207.84
5.95%$3,211.29
5.96%$3,214.74
5.97%$3,218.20
5.98%$3,221.66
5.99%$3,225.12
6.00%$3,228.58