Mortgage Payment for a $499,000 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $499,000 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $499,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,388.20
0.02%$1,390.29
0.03%$1,392.38
0.04%$1,394.47
0.05%$1,396.56
0.06%$1,398.66
0.07%$1,400.76
0.08%$1,402.86
0.09%$1,404.96
0.10%$1,407.06
0.11%$1,409.17
0.12%$1,411.28
0.13%$1,413.39
0.14%$1,415.50
0.15%$1,417.62
0.16%$1,419.74
0.17%$1,421.86
0.18%$1,423.98
0.19%$1,426.10
0.20%$1,428.23
0.21%$1,430.35
0.22%$1,432.48
0.23%$1,434.61
0.24%$1,436.75
0.25%$1,438.88
0.26%$1,441.02
0.27%$1,443.16
0.28%$1,445.30
0.29%$1,447.45
0.30%$1,449.59
0.31%$1,451.74
0.32%$1,453.89
0.33%$1,456.05
0.34%$1,458.20
0.35%$1,460.36
0.36%$1,462.52
0.37%$1,464.68
0.38%$1,466.84
0.39%$1,469.00
0.40%$1,471.17
0.41%$1,473.34
0.42%$1,475.51
0.43%$1,477.68
0.44%$1,479.86
0.45%$1,482.04
0.46%$1,484.22
0.47%$1,486.40
0.48%$1,488.58
0.49%$1,490.77
0.50%$1,492.96
0.51%$1,495.15
0.52%$1,497.34
0.53%$1,499.53
0.54%$1,501.73
0.55%$1,503.93
0.56%$1,506.13
0.57%$1,508.33
0.58%$1,510.53
0.59%$1,512.74
0.60%$1,514.95
0.61%$1,517.16
0.62%$1,519.37
0.63%$1,521.59
0.64%$1,523.80
0.65%$1,526.02
0.66%$1,528.24
0.67%$1,530.46
0.68%$1,532.69
0.69%$1,534.92
0.70%$1,537.15
0.71%$1,539.38
0.72%$1,541.61
0.73%$1,543.85
0.74%$1,546.08
0.75%$1,548.32
0.76%$1,550.56
0.77%$1,552.81
0.78%$1,555.05
0.79%$1,557.30
0.80%$1,559.55
0.81%$1,561.80
0.82%$1,564.06
0.83%$1,566.31
0.84%$1,568.57
0.85%$1,570.83
0.86%$1,573.09
0.87%$1,575.36
0.88%$1,577.62
0.89%$1,579.89
0.90%$1,582.16
0.91%$1,584.44
0.92%$1,586.71
0.93%$1,588.99
0.94%$1,591.27
0.95%$1,593.55
0.96%$1,595.83
0.97%$1,598.11
0.98%$1,600.40
0.99%$1,602.69
1.00%$1,604.98
Interest Rate Price
1.01%$1,607.27
1.02%$1,609.57
1.03%$1,611.87
1.04%$1,614.17
1.05%$1,616.47
1.06%$1,618.77
1.07%$1,621.08
1.08%$1,623.38
1.09%$1,625.69
1.10%$1,628.01
1.11%$1,630.32
1.12%$1,632.63
1.13%$1,634.95
1.14%$1,637.27
1.15%$1,639.59
1.16%$1,641.92
1.17%$1,644.24
1.18%$1,646.57
1.19%$1,648.90
1.20%$1,651.23
1.21%$1,653.57
1.22%$1,655.90
1.23%$1,658.24
1.24%$1,660.58
1.25%$1,662.93
1.26%$1,665.27
1.27%$1,667.62
1.28%$1,669.97
1.29%$1,672.32
1.30%$1,674.67
1.31%$1,677.02
1.32%$1,679.38
1.33%$1,681.74
1.34%$1,684.10
1.35%$1,686.46
1.36%$1,688.83
1.37%$1,691.19
1.38%$1,693.56
1.39%$1,695.93
1.40%$1,698.31
1.41%$1,700.68
1.42%$1,703.06
1.43%$1,705.44
1.44%$1,707.82
1.45%$1,710.20
1.46%$1,712.59
1.47%$1,714.98
1.48%$1,717.37
1.49%$1,719.76
1.50%$1,722.15
1.51%$1,724.55
1.52%$1,726.94
1.53%$1,729.34
1.54%$1,731.74
1.55%$1,734.15
1.56%$1,736.55
1.57%$1,738.96
1.58%$1,741.37
1.59%$1,743.78
1.60%$1,746.20
1.61%$1,748.61
1.62%$1,751.03
1.63%$1,753.45
1.64%$1,755.87
1.65%$1,758.29
1.66%$1,760.72
1.67%$1,763.15
1.68%$1,765.58
1.69%$1,768.01
1.70%$1,770.44
1.71%$1,772.88
1.72%$1,775.32
1.73%$1,777.76
1.74%$1,780.20
1.75%$1,782.64
1.76%$1,785.09
1.77%$1,787.54
1.78%$1,789.99
1.79%$1,792.44
1.80%$1,794.90
1.81%$1,797.35
1.82%$1,799.81
1.83%$1,802.27
1.84%$1,804.73
1.85%$1,807.20
1.86%$1,809.66
1.87%$1,812.13
1.88%$1,814.60
1.89%$1,817.07
1.90%$1,819.55
1.91%$1,822.02
1.92%$1,824.50
1.93%$1,826.98
1.94%$1,829.47
1.95%$1,831.95
1.96%$1,834.44
1.97%$1,836.92
1.98%$1,839.41
1.99%$1,841.91
2.00%$1,844.40
Interest Rate Price
2.01%$1,846.90
2.02%$1,849.40
2.03%$1,851.90
2.04%$1,854.40
2.05%$1,856.90
2.06%$1,859.41
2.07%$1,861.92
2.08%$1,864.43
2.09%$1,866.94
2.10%$1,869.45
2.11%$1,871.97
2.12%$1,874.49
2.13%$1,877.01
2.14%$1,879.53
2.15%$1,882.06
2.16%$1,884.58
2.17%$1,887.11
2.18%$1,889.64
2.19%$1,892.17
2.20%$1,894.71
2.21%$1,897.24
2.22%$1,899.78
2.23%$1,902.32
2.24%$1,904.86
2.25%$1,907.41
2.26%$1,909.95
2.27%$1,912.50
2.28%$1,915.05
2.29%$1,917.60
2.30%$1,920.16
2.31%$1,922.71
2.32%$1,925.27
2.33%$1,927.83
2.34%$1,930.39
2.35%$1,932.96
2.36%$1,935.52
2.37%$1,938.09
2.38%$1,940.66
2.39%$1,943.23
2.40%$1,945.81
2.41%$1,948.38
2.42%$1,950.96
2.43%$1,953.54
2.44%$1,956.12
2.45%$1,958.71
2.46%$1,961.29
2.47%$1,963.88
2.48%$1,966.47
2.49%$1,969.06
2.50%$1,971.65
2.51%$1,974.25
2.52%$1,976.85
2.53%$1,979.45
2.54%$1,982.05
2.55%$1,984.65
2.56%$1,987.25
2.57%$1,989.86
2.58%$1,992.47
2.59%$1,995.08
2.60%$1,997.70
2.61%$2,000.31
2.62%$2,002.93
2.63%$2,005.55
2.64%$2,008.17
2.65%$2,010.79
2.66%$2,013.41
2.67%$2,016.04
2.68%$2,018.67
2.69%$2,021.30
2.70%$2,023.93
2.71%$2,026.57
2.72%$2,029.20
2.73%$2,031.84
2.74%$2,034.48
2.75%$2,037.12
2.76%$2,039.77
2.77%$2,042.41
2.78%$2,045.06
2.79%$2,047.71
2.80%$2,050.36
2.81%$2,053.02
2.82%$2,055.67
2.83%$2,058.33
2.84%$2,060.99
2.85%$2,063.65
2.86%$2,066.31
2.87%$2,068.98
2.88%$2,071.65
2.89%$2,074.32
2.90%$2,076.99
2.91%$2,079.66
2.92%$2,082.34
2.93%$2,085.01
2.94%$2,087.69
2.95%$2,090.37
2.96%$2,093.05
2.97%$2,095.74
2.98%$2,098.43
2.99%$2,101.11
3.00%$2,103.80
Interest Rate Price
3.01%$2,106.50
3.02%$2,109.19
3.03%$2,111.89
3.04%$2,114.58
3.05%$2,117.28
3.06%$2,119.99
3.07%$2,122.69
3.08%$2,125.40
3.09%$2,128.10
3.10%$2,130.81
3.11%$2,133.52
3.12%$2,136.24
3.13%$2,138.95
3.14%$2,141.67
3.15%$2,144.39
3.16%$2,147.11
3.17%$2,149.83
3.18%$2,152.55
3.19%$2,155.28
3.20%$2,158.01
3.21%$2,160.74
3.22%$2,163.47
3.23%$2,166.21
3.24%$2,168.94
3.25%$2,171.68
3.26%$2,174.42
3.27%$2,177.16
3.28%$2,179.90
3.29%$2,182.65
3.30%$2,185.40
3.31%$2,188.15
3.32%$2,190.90
3.33%$2,193.65
3.34%$2,196.40
3.35%$2,199.16
3.36%$2,201.92
3.37%$2,204.68
3.38%$2,207.44
3.39%$2,210.21
3.40%$2,212.97
3.41%$2,215.74
3.42%$2,218.51
3.43%$2,221.28
3.44%$2,224.05
3.45%$2,226.83
3.46%$2,229.61
3.47%$2,232.38
3.48%$2,235.17
3.49%$2,237.95
3.50%$2,240.73
3.51%$2,243.52
3.52%$2,246.31
3.53%$2,249.10
3.54%$2,251.89
3.55%$2,254.68
3.56%$2,257.48
3.57%$2,260.28
3.58%$2,263.08
3.59%$2,265.88
3.60%$2,268.68
3.61%$2,271.49
3.62%$2,274.29
3.63%$2,277.10
3.64%$2,279.91
3.65%$2,282.72
3.66%$2,285.54
3.67%$2,288.35
3.68%$2,291.17
3.69%$2,293.99
3.70%$2,296.81
3.71%$2,299.64
3.72%$2,302.46
3.73%$2,305.29
3.74%$2,308.12
3.75%$2,310.95
3.76%$2,313.78
3.77%$2,316.61
3.78%$2,319.45
3.79%$2,322.29
3.80%$2,325.13
3.81%$2,327.97
3.82%$2,330.81
3.83%$2,333.66
3.84%$2,336.50
3.85%$2,339.35
3.86%$2,342.20
3.87%$2,345.06
3.88%$2,347.91
3.89%$2,350.77
3.90%$2,353.62
3.91%$2,356.48
3.92%$2,359.35
3.93%$2,362.21
3.94%$2,365.07
3.95%$2,367.94
3.96%$2,370.81
3.97%$2,373.68
3.98%$2,376.55
3.99%$2,379.43
4.00%$2,382.30
Interest Rate Price
4.01%$2,385.18
4.02%$2,388.06
4.03%$2,390.94
4.04%$2,393.82
4.05%$2,396.71
4.06%$2,399.60
4.07%$2,402.48
4.08%$2,405.37
4.09%$2,408.27
4.10%$2,411.16
4.11%$2,414.06
4.12%$2,416.95
4.13%$2,419.85
4.14%$2,422.75
4.15%$2,425.66
4.16%$2,428.56
4.17%$2,431.47
4.18%$2,434.37
4.19%$2,437.28
4.20%$2,440.20
4.21%$2,443.11
4.22%$2,446.02
4.23%$2,448.94
4.24%$2,451.86
4.25%$2,454.78
4.26%$2,457.70
4.27%$2,460.63
4.28%$2,463.55
4.29%$2,466.48
4.30%$2,469.41
4.31%$2,472.34
4.32%$2,475.27
4.33%$2,478.21
4.34%$2,481.14
4.35%$2,484.08
4.36%$2,487.02
4.37%$2,489.96
4.38%$2,492.91
4.39%$2,495.85
4.40%$2,498.80
4.41%$2,501.75
4.42%$2,504.70
4.43%$2,507.65
4.44%$2,510.60
4.45%$2,513.56
4.46%$2,516.51
4.47%$2,519.47
4.48%$2,522.43
4.49%$2,525.40
4.50%$2,528.36
4.51%$2,531.33
4.52%$2,534.29
4.53%$2,537.26
4.54%$2,540.23
4.55%$2,543.21
4.56%$2,546.18
4.57%$2,549.16
4.58%$2,552.13
4.59%$2,555.11
4.60%$2,558.10
4.61%$2,561.08
4.62%$2,564.06
4.63%$2,567.05
4.64%$2,570.04
4.65%$2,573.03
4.66%$2,576.02
4.67%$2,579.01
4.68%$2,582.01
4.69%$2,585.00
4.70%$2,588.00
4.71%$2,591.00
4.72%$2,594.00
4.73%$2,597.01
4.74%$2,600.01
4.75%$2,603.02
4.76%$2,606.03
4.77%$2,609.04
4.78%$2,612.05
4.79%$2,615.06
4.80%$2,618.08
4.81%$2,621.10
4.82%$2,624.12
4.83%$2,627.14
4.84%$2,630.16
4.85%$2,633.18
4.86%$2,636.21
4.87%$2,639.23
4.88%$2,642.26
4.89%$2,645.29
4.90%$2,648.33
4.91%$2,651.36
4.92%$2,654.40
4.93%$2,657.43
4.94%$2,660.47
4.95%$2,663.51
4.96%$2,666.55
4.97%$2,669.60
4.98%$2,672.64
4.99%$2,675.69
5.00%$2,678.74
Interest Rate Price
5.01%$2,681.79
5.02%$2,684.84
5.03%$2,687.90
5.04%$2,690.95
5.05%$2,694.01
5.06%$2,697.07
5.07%$2,700.13
5.08%$2,703.19
5.09%$2,706.25
5.10%$2,709.32
5.11%$2,712.39
5.12%$2,715.46
5.13%$2,718.53
5.14%$2,721.60
5.15%$2,724.67
5.16%$2,727.75
5.17%$2,730.82
5.18%$2,733.90
5.19%$2,736.98
5.20%$2,740.06
5.21%$2,743.15
5.22%$2,746.23
5.23%$2,749.32
5.24%$2,752.41
5.25%$2,755.50
5.26%$2,758.59
5.27%$2,761.68
5.28%$2,764.78
5.29%$2,767.87
5.30%$2,770.97
5.31%$2,774.07
5.32%$2,777.17
5.33%$2,780.27
5.34%$2,783.38
5.35%$2,786.48
5.36%$2,789.59
5.37%$2,792.70
5.38%$2,795.81
5.39%$2,798.92
5.40%$2,802.04
5.41%$2,805.15
5.42%$2,808.27
5.43%$2,811.39
5.44%$2,814.51
5.45%$2,817.63
5.46%$2,820.76
5.47%$2,823.88
5.48%$2,827.01
5.49%$2,830.14
5.50%$2,833.27
5.51%$2,836.40
5.52%$2,839.53
5.53%$2,842.67
5.54%$2,845.80
5.55%$2,848.94
5.56%$2,852.08
5.57%$2,855.22
5.58%$2,858.36
5.59%$2,861.51
5.60%$2,864.65
5.61%$2,867.80
5.62%$2,870.95
5.63%$2,874.10
5.64%$2,877.25
5.65%$2,880.41
5.66%$2,883.56
5.67%$2,886.72
5.68%$2,889.88
5.69%$2,893.04
5.70%$2,896.20
5.71%$2,899.36
5.72%$2,902.53
5.73%$2,905.69
5.74%$2,908.86
5.75%$2,912.03
5.76%$2,915.20
5.77%$2,918.37
5.78%$2,921.55
5.79%$2,924.72
5.80%$2,927.90
5.81%$2,931.08
5.82%$2,934.26
5.83%$2,937.44
5.84%$2,940.62
5.85%$2,943.81
5.86%$2,946.99
5.87%$2,950.18
5.88%$2,953.37
5.89%$2,956.56
5.90%$2,959.75
5.91%$2,962.94
5.92%$2,966.14
5.93%$2,969.34
5.94%$2,972.54
5.95%$2,975.74
5.96%$2,978.94
5.97%$2,982.14
5.98%$2,985.34
5.99%$2,988.55
6.00%$2,991.76