Mortgage Payment for a $496,500 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $496,500 mortgage with a 3% interest rate?
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Total Interest Paid
Total Paid

30 Year - $496,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,381.24
0.02%$1,383.32
0.03%$1,385.40
0.04%$1,387.48
0.05%$1,389.57
0.06%$1,391.65
0.07%$1,393.74
0.08%$1,395.83
0.09%$1,397.92
0.10%$1,400.02
0.11%$1,402.11
0.12%$1,404.21
0.13%$1,406.31
0.14%$1,408.41
0.15%$1,410.52
0.16%$1,412.62
0.17%$1,414.73
0.18%$1,416.84
0.19%$1,418.96
0.20%$1,421.07
0.21%$1,423.19
0.22%$1,425.31
0.23%$1,427.43
0.24%$1,429.55
0.25%$1,431.68
0.26%$1,433.80
0.27%$1,435.93
0.28%$1,438.06
0.29%$1,440.20
0.30%$1,442.33
0.31%$1,444.47
0.32%$1,446.61
0.33%$1,448.75
0.34%$1,450.89
0.35%$1,453.04
0.36%$1,455.19
0.37%$1,457.34
0.38%$1,459.49
0.39%$1,461.64
0.40%$1,463.80
0.41%$1,465.96
0.42%$1,468.12
0.43%$1,470.28
0.44%$1,472.45
0.45%$1,474.61
0.46%$1,476.78
0.47%$1,478.95
0.48%$1,481.12
0.49%$1,483.30
0.50%$1,485.48
0.51%$1,487.65
0.52%$1,489.84
0.53%$1,492.02
0.54%$1,494.20
0.55%$1,496.39
0.56%$1,498.58
0.57%$1,500.77
0.58%$1,502.96
0.59%$1,505.16
0.60%$1,507.36
0.61%$1,509.56
0.62%$1,511.76
0.63%$1,513.96
0.64%$1,516.17
0.65%$1,518.38
0.66%$1,520.58
0.67%$1,522.80
0.68%$1,525.01
0.69%$1,527.23
0.70%$1,529.44
0.71%$1,531.66
0.72%$1,533.89
0.73%$1,536.11
0.74%$1,538.34
0.75%$1,540.57
0.76%$1,542.80
0.77%$1,545.03
0.78%$1,547.26
0.79%$1,549.50
0.80%$1,551.74
0.81%$1,553.98
0.82%$1,556.22
0.83%$1,558.47
0.84%$1,560.71
0.85%$1,562.96
0.86%$1,565.21
0.87%$1,567.47
0.88%$1,569.72
0.89%$1,571.98
0.90%$1,574.24
0.91%$1,576.50
0.92%$1,578.76
0.93%$1,581.03
0.94%$1,583.29
0.95%$1,585.56
0.96%$1,587.83
0.97%$1,590.11
0.98%$1,592.38
0.99%$1,594.66
1.00%$1,596.94
Interest Rate Price
1.01%$1,599.22
1.02%$1,601.51
1.03%$1,603.79
1.04%$1,606.08
1.05%$1,608.37
1.06%$1,610.66
1.07%$1,612.95
1.08%$1,615.25
1.09%$1,617.55
1.10%$1,619.85
1.11%$1,622.15
1.12%$1,624.46
1.13%$1,626.76
1.14%$1,629.07
1.15%$1,631.38
1.16%$1,633.69
1.17%$1,636.01
1.18%$1,638.32
1.19%$1,640.64
1.20%$1,642.96
1.21%$1,645.28
1.22%$1,647.61
1.23%$1,649.94
1.24%$1,652.26
1.25%$1,654.59
1.26%$1,656.93
1.27%$1,659.26
1.28%$1,661.60
1.29%$1,663.94
1.30%$1,666.28
1.31%$1,668.62
1.32%$1,670.97
1.33%$1,673.31
1.34%$1,675.66
1.35%$1,678.01
1.36%$1,680.37
1.37%$1,682.72
1.38%$1,685.08
1.39%$1,687.44
1.40%$1,689.80
1.41%$1,692.16
1.42%$1,694.53
1.43%$1,696.89
1.44%$1,699.26
1.45%$1,701.63
1.46%$1,704.01
1.47%$1,706.38
1.48%$1,708.76
1.49%$1,711.14
1.50%$1,713.52
1.51%$1,715.91
1.52%$1,718.29
1.53%$1,720.68
1.54%$1,723.07
1.55%$1,725.46
1.56%$1,727.85
1.57%$1,730.25
1.58%$1,732.65
1.59%$1,735.05
1.60%$1,737.45
1.61%$1,739.85
1.62%$1,742.26
1.63%$1,744.66
1.64%$1,747.07
1.65%$1,749.49
1.66%$1,751.90
1.67%$1,754.32
1.68%$1,756.73
1.69%$1,759.15
1.70%$1,761.57
1.71%$1,764.00
1.72%$1,766.42
1.73%$1,768.85
1.74%$1,771.28
1.75%$1,773.71
1.76%$1,776.15
1.77%$1,778.58
1.78%$1,781.02
1.79%$1,783.46
1.80%$1,785.90
1.81%$1,788.35
1.82%$1,790.79
1.83%$1,793.24
1.84%$1,795.69
1.85%$1,798.14
1.86%$1,800.60
1.87%$1,803.05
1.88%$1,805.51
1.89%$1,807.97
1.90%$1,810.43
1.91%$1,812.90
1.92%$1,815.36
1.93%$1,817.83
1.94%$1,820.30
1.95%$1,822.77
1.96%$1,825.25
1.97%$1,827.72
1.98%$1,830.20
1.99%$1,832.68
2.00%$1,835.16
Interest Rate Price
2.01%$1,837.64
2.02%$1,840.13
2.03%$1,842.62
2.04%$1,845.11
2.05%$1,847.60
2.06%$1,850.09
2.07%$1,852.59
2.08%$1,855.09
2.09%$1,857.59
2.10%$1,860.09
2.11%$1,862.59
2.12%$1,865.10
2.13%$1,867.61
2.14%$1,870.12
2.15%$1,872.63
2.16%$1,875.14
2.17%$1,877.66
2.18%$1,880.17
2.19%$1,882.69
2.20%$1,885.21
2.21%$1,887.74
2.22%$1,890.26
2.23%$1,892.79
2.24%$1,895.32
2.25%$1,897.85
2.26%$1,900.39
2.27%$1,902.92
2.28%$1,905.46
2.29%$1,908.00
2.30%$1,910.54
2.31%$1,913.08
2.32%$1,915.63
2.33%$1,918.17
2.34%$1,920.72
2.35%$1,923.27
2.36%$1,925.83
2.37%$1,928.38
2.38%$1,930.94
2.39%$1,933.50
2.40%$1,936.06
2.41%$1,938.62
2.42%$1,941.19
2.43%$1,943.75
2.44%$1,946.32
2.45%$1,948.89
2.46%$1,951.47
2.47%$1,954.04
2.48%$1,956.62
2.49%$1,959.19
2.50%$1,961.78
2.51%$1,964.36
2.52%$1,966.94
2.53%$1,969.53
2.54%$1,972.12
2.55%$1,974.71
2.56%$1,977.30
2.57%$1,979.89
2.58%$1,982.49
2.59%$1,985.09
2.60%$1,987.69
2.61%$1,990.29
2.62%$1,992.89
2.63%$1,995.50
2.64%$1,998.11
2.65%$2,000.72
2.66%$2,003.33
2.67%$2,005.94
2.68%$2,008.56
2.69%$2,011.17
2.70%$2,013.79
2.71%$2,016.41
2.72%$2,019.04
2.73%$2,021.66
2.74%$2,024.29
2.75%$2,026.92
2.76%$2,029.55
2.77%$2,032.18
2.78%$2,034.82
2.79%$2,037.45
2.80%$2,040.09
2.81%$2,042.73
2.82%$2,045.37
2.83%$2,048.02
2.84%$2,050.66
2.85%$2,053.31
2.86%$2,055.96
2.87%$2,058.61
2.88%$2,061.27
2.89%$2,063.92
2.90%$2,066.58
2.91%$2,069.24
2.92%$2,071.90
2.93%$2,074.57
2.94%$2,077.23
2.95%$2,079.90
2.96%$2,082.57
2.97%$2,085.24
2.98%$2,087.91
2.99%$2,090.59
3.00%$2,093.26
Interest Rate Price
3.01%$2,095.94
3.02%$2,098.62
3.03%$2,101.31
3.04%$2,103.99
3.05%$2,106.68
3.06%$2,109.36
3.07%$2,112.05
3.08%$2,114.75
3.09%$2,117.44
3.10%$2,120.14
3.11%$2,122.83
3.12%$2,125.53
3.13%$2,128.24
3.14%$2,130.94
3.15%$2,133.64
3.16%$2,136.35
3.17%$2,139.06
3.18%$2,141.77
3.19%$2,144.48
3.20%$2,147.20
3.21%$2,149.91
3.22%$2,152.63
3.23%$2,155.35
3.24%$2,158.08
3.25%$2,160.80
3.26%$2,163.53
3.27%$2,166.25
3.28%$2,168.98
3.29%$2,171.71
3.30%$2,174.45
3.31%$2,177.18
3.32%$2,179.92
3.33%$2,182.66
3.34%$2,185.40
3.35%$2,188.14
3.36%$2,190.89
3.37%$2,193.63
3.38%$2,196.38
3.39%$2,199.13
3.40%$2,201.88
3.41%$2,204.64
3.42%$2,207.39
3.43%$2,210.15
3.44%$2,212.91
3.45%$2,215.67
3.46%$2,218.44
3.47%$2,221.20
3.48%$2,223.97
3.49%$2,226.74
3.50%$2,229.51
3.51%$2,232.28
3.52%$2,235.05
3.53%$2,237.83
3.54%$2,240.61
3.55%$2,243.39
3.56%$2,246.17
3.57%$2,248.95
3.58%$2,251.74
3.59%$2,254.53
3.60%$2,257.31
3.61%$2,260.11
3.62%$2,262.90
3.63%$2,265.69
3.64%$2,268.49
3.65%$2,271.29
3.66%$2,274.09
3.67%$2,276.89
3.68%$2,279.69
3.69%$2,282.50
3.70%$2,285.31
3.71%$2,288.11
3.72%$2,290.93
3.73%$2,293.74
3.74%$2,296.55
3.75%$2,299.37
3.76%$2,302.19
3.77%$2,305.01
3.78%$2,307.83
3.79%$2,310.65
3.80%$2,313.48
3.81%$2,316.31
3.82%$2,319.13
3.83%$2,321.97
3.84%$2,324.80
3.85%$2,327.63
3.86%$2,330.47
3.87%$2,333.31
3.88%$2,336.15
3.89%$2,338.99
3.90%$2,341.83
3.91%$2,344.68
3.92%$2,347.53
3.93%$2,350.37
3.94%$2,353.22
3.95%$2,356.08
3.96%$2,358.93
3.97%$2,361.79
3.98%$2,364.65
3.99%$2,367.51
4.00%$2,370.37
Interest Rate Price
4.01%$2,373.23
4.02%$2,376.10
4.03%$2,378.96
4.04%$2,381.83
4.05%$2,384.70
4.06%$2,387.57
4.07%$2,390.45
4.08%$2,393.32
4.09%$2,396.20
4.10%$2,399.08
4.11%$2,401.96
4.12%$2,404.84
4.13%$2,407.73
4.14%$2,410.61
4.15%$2,413.50
4.16%$2,416.39
4.17%$2,419.28
4.18%$2,422.18
4.19%$2,425.07
4.20%$2,427.97
4.21%$2,430.87
4.22%$2,433.77
4.23%$2,436.67
4.24%$2,439.58
4.25%$2,442.48
4.26%$2,445.39
4.27%$2,448.30
4.28%$2,451.21
4.29%$2,454.12
4.30%$2,457.04
4.31%$2,459.95
4.32%$2,462.87
4.33%$2,465.79
4.34%$2,468.71
4.35%$2,471.64
4.36%$2,474.56
4.37%$2,477.49
4.38%$2,480.42
4.39%$2,483.35
4.40%$2,486.28
4.41%$2,489.21
4.42%$2,492.15
4.43%$2,495.08
4.44%$2,498.02
4.45%$2,500.96
4.46%$2,503.91
4.47%$2,506.85
4.48%$2,509.80
4.49%$2,512.74
4.50%$2,515.69
4.51%$2,518.64
4.52%$2,521.60
4.53%$2,524.55
4.54%$2,527.51
4.55%$2,530.46
4.56%$2,533.42
4.57%$2,536.39
4.58%$2,539.35
4.59%$2,542.31
4.60%$2,545.28
4.61%$2,548.25
4.62%$2,551.22
4.63%$2,554.19
4.64%$2,557.16
4.65%$2,560.14
4.66%$2,563.11
4.67%$2,566.09
4.68%$2,569.07
4.69%$2,572.05
4.70%$2,575.04
4.71%$2,578.02
4.72%$2,581.01
4.73%$2,584.00
4.74%$2,586.99
4.75%$2,589.98
4.76%$2,592.97
4.77%$2,595.97
4.78%$2,598.96
4.79%$2,601.96
4.80%$2,604.96
4.81%$2,607.97
4.82%$2,610.97
4.83%$2,613.97
4.84%$2,616.98
4.85%$2,619.99
4.86%$2,623.00
4.87%$2,626.01
4.88%$2,629.03
4.89%$2,632.04
4.90%$2,635.06
4.91%$2,638.08
4.92%$2,641.10
4.93%$2,644.12
4.94%$2,647.14
4.95%$2,650.17
4.96%$2,653.19
4.97%$2,656.22
4.98%$2,659.25
4.99%$2,662.29
5.00%$2,665.32
Interest Rate Price
5.01%$2,668.35
5.02%$2,671.39
5.03%$2,674.43
5.04%$2,677.47
5.05%$2,680.51
5.06%$2,683.56
5.07%$2,686.60
5.08%$2,689.65
5.09%$2,692.70
5.10%$2,695.75
5.11%$2,698.80
5.12%$2,701.85
5.13%$2,704.91
5.14%$2,707.96
5.15%$2,711.02
5.16%$2,714.08
5.17%$2,717.14
5.18%$2,720.20
5.19%$2,723.27
5.20%$2,726.34
5.21%$2,729.40
5.22%$2,732.47
5.23%$2,735.54
5.24%$2,738.62
5.25%$2,741.69
5.26%$2,744.77
5.27%$2,747.85
5.28%$2,750.92
5.29%$2,754.01
5.30%$2,757.09
5.31%$2,760.17
5.32%$2,763.26
5.33%$2,766.34
5.34%$2,769.43
5.35%$2,772.52
5.36%$2,775.62
5.37%$2,778.71
5.38%$2,781.81
5.39%$2,784.90
5.40%$2,788.00
5.41%$2,791.10
5.42%$2,794.20
5.43%$2,797.31
5.44%$2,800.41
5.45%$2,803.52
5.46%$2,806.62
5.47%$2,809.73
5.48%$2,812.85
5.49%$2,815.96
5.50%$2,819.07
5.51%$2,822.19
5.52%$2,825.31
5.53%$2,828.42
5.54%$2,831.55
5.55%$2,834.67
5.56%$2,837.79
5.57%$2,840.92
5.58%$2,844.04
5.59%$2,847.17
5.60%$2,850.30
5.61%$2,853.43
5.62%$2,856.57
5.63%$2,859.70
5.64%$2,862.84
5.65%$2,865.98
5.66%$2,869.12
5.67%$2,872.26
5.68%$2,875.40
5.69%$2,878.54
5.70%$2,881.69
5.71%$2,884.84
5.72%$2,887.98
5.73%$2,891.13
5.74%$2,894.29
5.75%$2,897.44
5.76%$2,900.59
5.77%$2,903.75
5.78%$2,906.91
5.79%$2,910.07
5.80%$2,913.23
5.81%$2,916.39
5.82%$2,919.56
5.83%$2,922.72
5.84%$2,925.89
5.85%$2,929.06
5.86%$2,932.23
5.87%$2,935.40
5.88%$2,938.57
5.89%$2,941.75
5.90%$2,944.92
5.91%$2,948.10
5.92%$2,951.28
5.93%$2,954.46
5.94%$2,957.64
5.95%$2,960.83
5.96%$2,964.01
5.97%$2,967.20
5.98%$2,970.39
5.99%$2,973.58
6.00%$2,976.77