Mortgage Payment for a $492,000 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $492,000 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $492,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,368.72
0.02%$1,370.78
0.03%$1,372.84
0.04%$1,374.91
0.05%$1,376.97
0.06%$1,379.04
0.07%$1,381.11
0.08%$1,383.18
0.09%$1,385.25
0.10%$1,387.33
0.11%$1,389.40
0.12%$1,391.48
0.13%$1,393.56
0.14%$1,395.65
0.15%$1,397.73
0.16%$1,399.82
0.17%$1,401.91
0.18%$1,404.00
0.19%$1,406.09
0.20%$1,408.19
0.21%$1,410.29
0.22%$1,412.39
0.23%$1,414.49
0.24%$1,416.59
0.25%$1,418.70
0.26%$1,420.81
0.27%$1,422.92
0.28%$1,425.03
0.29%$1,427.14
0.30%$1,429.26
0.31%$1,431.38
0.32%$1,433.50
0.33%$1,435.62
0.34%$1,437.74
0.35%$1,439.87
0.36%$1,442.00
0.37%$1,444.13
0.38%$1,446.26
0.39%$1,448.40
0.40%$1,450.53
0.41%$1,452.67
0.42%$1,454.81
0.43%$1,456.96
0.44%$1,459.10
0.45%$1,461.25
0.46%$1,463.40
0.47%$1,465.55
0.48%$1,467.70
0.49%$1,469.86
0.50%$1,472.01
0.51%$1,474.17
0.52%$1,476.33
0.53%$1,478.50
0.54%$1,480.66
0.55%$1,482.83
0.56%$1,485.00
0.57%$1,487.17
0.58%$1,489.34
0.59%$1,491.52
0.60%$1,493.70
0.61%$1,495.87
0.62%$1,498.06
0.63%$1,500.24
0.64%$1,502.43
0.65%$1,504.61
0.66%$1,506.80
0.67%$1,509.00
0.68%$1,511.19
0.69%$1,513.38
0.70%$1,515.58
0.71%$1,517.78
0.72%$1,519.98
0.73%$1,522.19
0.74%$1,524.39
0.75%$1,526.60
0.76%$1,528.81
0.77%$1,531.02
0.78%$1,533.24
0.79%$1,535.46
0.80%$1,537.67
0.81%$1,539.89
0.82%$1,542.12
0.83%$1,544.34
0.84%$1,546.57
0.85%$1,548.80
0.86%$1,551.03
0.87%$1,553.26
0.88%$1,555.49
0.89%$1,557.73
0.90%$1,559.97
0.91%$1,562.21
0.92%$1,564.45
0.93%$1,566.70
0.94%$1,568.94
0.95%$1,571.19
0.96%$1,573.44
0.97%$1,575.70
0.98%$1,577.95
0.99%$1,580.21
1.00%$1,582.47
Interest Rate Price
1.01%$1,584.73
1.02%$1,586.99
1.03%$1,589.26
1.04%$1,591.52
1.05%$1,593.79
1.06%$1,596.06
1.07%$1,598.34
1.08%$1,600.61
1.09%$1,602.89
1.10%$1,605.17
1.11%$1,607.45
1.12%$1,609.73
1.13%$1,612.02
1.14%$1,614.30
1.15%$1,616.59
1.16%$1,618.89
1.17%$1,621.18
1.18%$1,623.47
1.19%$1,625.77
1.20%$1,628.07
1.21%$1,630.37
1.22%$1,632.68
1.23%$1,634.98
1.24%$1,637.29
1.25%$1,639.60
1.26%$1,641.91
1.27%$1,644.22
1.28%$1,646.54
1.29%$1,648.86
1.30%$1,651.18
1.31%$1,653.50
1.32%$1,655.82
1.33%$1,658.15
1.34%$1,660.47
1.35%$1,662.80
1.36%$1,665.14
1.37%$1,667.47
1.38%$1,669.81
1.39%$1,672.14
1.40%$1,674.48
1.41%$1,676.83
1.42%$1,679.17
1.43%$1,681.51
1.44%$1,683.86
1.45%$1,686.21
1.46%$1,688.56
1.47%$1,690.92
1.48%$1,693.27
1.49%$1,695.63
1.50%$1,697.99
1.51%$1,700.35
1.52%$1,702.72
1.53%$1,705.08
1.54%$1,707.45
1.55%$1,709.82
1.56%$1,712.19
1.57%$1,714.57
1.58%$1,716.94
1.59%$1,719.32
1.60%$1,721.70
1.61%$1,724.08
1.62%$1,726.47
1.63%$1,728.85
1.64%$1,731.24
1.65%$1,733.63
1.66%$1,736.02
1.67%$1,738.42
1.68%$1,740.81
1.69%$1,743.21
1.70%$1,745.61
1.71%$1,748.01
1.72%$1,750.41
1.73%$1,752.82
1.74%$1,755.23
1.75%$1,757.64
1.76%$1,760.05
1.77%$1,762.46
1.78%$1,764.88
1.79%$1,767.30
1.80%$1,769.72
1.81%$1,772.14
1.82%$1,774.56
1.83%$1,776.99
1.84%$1,779.42
1.85%$1,781.85
1.86%$1,784.28
1.87%$1,786.71
1.88%$1,789.15
1.89%$1,791.58
1.90%$1,794.02
1.91%$1,796.46
1.92%$1,798.91
1.93%$1,801.35
1.94%$1,803.80
1.95%$1,806.25
1.96%$1,808.70
1.97%$1,811.16
1.98%$1,813.61
1.99%$1,816.07
2.00%$1,818.53
Interest Rate Price
2.01%$1,820.99
2.02%$1,823.45
2.03%$1,825.92
2.04%$1,828.38
2.05%$1,830.85
2.06%$1,833.33
2.07%$1,835.80
2.08%$1,838.27
2.09%$1,840.75
2.10%$1,843.23
2.11%$1,845.71
2.12%$1,848.19
2.13%$1,850.68
2.14%$1,853.17
2.15%$1,855.65
2.16%$1,858.15
2.17%$1,860.64
2.18%$1,863.13
2.19%$1,865.63
2.20%$1,868.13
2.21%$1,870.63
2.22%$1,873.13
2.23%$1,875.64
2.24%$1,878.14
2.25%$1,880.65
2.26%$1,883.16
2.27%$1,885.67
2.28%$1,888.19
2.29%$1,890.70
2.30%$1,893.22
2.31%$1,895.74
2.32%$1,898.26
2.33%$1,900.79
2.34%$1,903.31
2.35%$1,905.84
2.36%$1,908.37
2.37%$1,910.90
2.38%$1,913.44
2.39%$1,915.97
2.40%$1,918.51
2.41%$1,921.05
2.42%$1,923.59
2.43%$1,926.14
2.44%$1,928.68
2.45%$1,931.23
2.46%$1,933.78
2.47%$1,936.33
2.48%$1,938.88
2.49%$1,941.44
2.50%$1,943.99
2.51%$1,946.55
2.52%$1,949.11
2.53%$1,951.68
2.54%$1,954.24
2.55%$1,956.81
2.56%$1,959.38
2.57%$1,961.95
2.58%$1,964.52
2.59%$1,967.10
2.60%$1,969.67
2.61%$1,972.25
2.62%$1,974.83
2.63%$1,977.41
2.64%$1,980.00
2.65%$1,982.58
2.66%$1,985.17
2.67%$1,987.76
2.68%$1,990.35
2.69%$1,992.94
2.70%$1,995.54
2.71%$1,998.14
2.72%$2,000.74
2.73%$2,003.34
2.74%$2,005.94
2.75%$2,008.55
2.76%$2,011.15
2.77%$2,013.76
2.78%$2,016.37
2.79%$2,018.99
2.80%$2,021.60
2.81%$2,024.22
2.82%$2,026.84
2.83%$2,029.46
2.84%$2,032.08
2.85%$2,034.70
2.86%$2,037.33
2.87%$2,039.96
2.88%$2,042.59
2.89%$2,045.22
2.90%$2,047.85
2.91%$2,050.49
2.92%$2,053.12
2.93%$2,055.76
2.94%$2,058.40
2.95%$2,061.05
2.96%$2,063.69
2.97%$2,066.34
2.98%$2,068.99
2.99%$2,071.64
3.00%$2,074.29
Interest Rate Price
3.01%$2,076.95
3.02%$2,079.60
3.03%$2,082.26
3.04%$2,084.92
3.05%$2,087.58
3.06%$2,090.25
3.07%$2,092.91
3.08%$2,095.58
3.09%$2,098.25
3.10%$2,100.92
3.11%$2,103.59
3.12%$2,106.27
3.13%$2,108.95
3.14%$2,111.62
3.15%$2,114.31
3.16%$2,116.99
3.17%$2,119.67
3.18%$2,122.36
3.19%$2,125.05
3.20%$2,127.74
3.21%$2,130.43
3.22%$2,133.12
3.23%$2,135.82
3.24%$2,138.52
3.25%$2,141.22
3.26%$2,143.92
3.27%$2,146.62
3.28%$2,149.32
3.29%$2,152.03
3.30%$2,154.74
3.31%$2,157.45
3.32%$2,160.16
3.33%$2,162.88
3.34%$2,165.59
3.35%$2,168.31
3.36%$2,171.03
3.37%$2,173.75
3.38%$2,176.48
3.39%$2,179.20
3.40%$2,181.93
3.41%$2,184.66
3.42%$2,187.39
3.43%$2,190.12
3.44%$2,192.85
3.45%$2,195.59
3.46%$2,198.33
3.47%$2,201.07
3.48%$2,203.81
3.49%$2,206.55
3.50%$2,209.30
3.51%$2,212.05
3.52%$2,214.80
3.53%$2,217.55
3.54%$2,220.30
3.55%$2,223.05
3.56%$2,225.81
3.57%$2,228.57
3.58%$2,231.33
3.59%$2,234.09
3.60%$2,236.86
3.61%$2,239.62
3.62%$2,242.39
3.63%$2,245.16
3.64%$2,247.93
3.65%$2,250.70
3.66%$2,253.48
3.67%$2,256.25
3.68%$2,259.03
3.69%$2,261.81
3.70%$2,264.59
3.71%$2,267.38
3.72%$2,270.16
3.73%$2,272.95
3.74%$2,275.74
3.75%$2,278.53
3.76%$2,281.32
3.77%$2,284.12
3.78%$2,286.91
3.79%$2,289.71
3.80%$2,292.51
3.81%$2,295.31
3.82%$2,298.12
3.83%$2,300.92
3.84%$2,303.73
3.85%$2,306.54
3.86%$2,309.35
3.87%$2,312.16
3.88%$2,314.97
3.89%$2,317.79
3.90%$2,320.61
3.91%$2,323.43
3.92%$2,326.25
3.93%$2,329.07
3.94%$2,331.90
3.95%$2,334.72
3.96%$2,337.55
3.97%$2,340.38
3.98%$2,343.21
3.99%$2,346.05
4.00%$2,348.88
Interest Rate Price
4.01%$2,351.72
4.02%$2,354.56
4.03%$2,357.40
4.04%$2,360.24
4.05%$2,363.09
4.06%$2,365.93
4.07%$2,368.78
4.08%$2,371.63
4.09%$2,374.48
4.10%$2,377.34
4.11%$2,380.19
4.12%$2,383.05
4.13%$2,385.91
4.14%$2,388.77
4.15%$2,391.63
4.16%$2,394.49
4.17%$2,397.36
4.18%$2,400.22
4.19%$2,403.09
4.20%$2,405.96
4.21%$2,408.84
4.22%$2,411.71
4.23%$2,414.59
4.24%$2,417.46
4.25%$2,420.34
4.26%$2,423.23
4.27%$2,426.11
4.28%$2,428.99
4.29%$2,431.88
4.30%$2,434.77
4.31%$2,437.66
4.32%$2,440.55
4.33%$2,443.44
4.34%$2,446.34
4.35%$2,449.23
4.36%$2,452.13
4.37%$2,455.03
4.38%$2,457.93
4.39%$2,460.84
4.40%$2,463.74
4.41%$2,466.65
4.42%$2,469.56
4.43%$2,472.47
4.44%$2,475.38
4.45%$2,478.30
4.46%$2,481.21
4.47%$2,484.13
4.48%$2,487.05
4.49%$2,489.97
4.50%$2,492.89
4.51%$2,495.82
4.52%$2,498.74
4.53%$2,501.67
4.54%$2,504.60
4.55%$2,507.53
4.56%$2,510.46
4.57%$2,513.40
4.58%$2,516.33
4.59%$2,519.27
4.60%$2,522.21
4.61%$2,525.15
4.62%$2,528.09
4.63%$2,531.04
4.64%$2,533.99
4.65%$2,536.93
4.66%$2,539.88
4.67%$2,542.83
4.68%$2,545.79
4.69%$2,548.74
4.70%$2,551.70
4.71%$2,554.66
4.72%$2,557.62
4.73%$2,560.58
4.74%$2,563.54
4.75%$2,566.50
4.76%$2,569.47
4.77%$2,572.44
4.78%$2,575.41
4.79%$2,578.38
4.80%$2,581.35
4.81%$2,584.33
4.82%$2,587.30
4.83%$2,590.28
4.84%$2,593.26
4.85%$2,596.24
4.86%$2,599.23
4.87%$2,602.21
4.88%$2,605.20
4.89%$2,608.19
4.90%$2,611.18
4.91%$2,614.17
4.92%$2,617.16
4.93%$2,620.15
4.94%$2,623.15
4.95%$2,626.15
4.96%$2,629.15
4.97%$2,632.15
4.98%$2,635.15
4.99%$2,638.16
5.00%$2,641.16
Interest Rate Price
5.01%$2,644.17
5.02%$2,647.18
5.03%$2,650.19
5.04%$2,653.20
5.05%$2,656.22
5.06%$2,659.23
5.07%$2,662.25
5.08%$2,665.27
5.09%$2,668.29
5.10%$2,671.31
5.11%$2,674.34
5.12%$2,677.36
5.13%$2,680.39
5.14%$2,683.42
5.15%$2,686.45
5.16%$2,689.48
5.17%$2,692.51
5.18%$2,695.55
5.19%$2,698.59
5.20%$2,701.63
5.21%$2,704.67
5.22%$2,707.71
5.23%$2,710.75
5.24%$2,713.80
5.25%$2,716.84
5.26%$2,719.89
5.27%$2,722.94
5.28%$2,725.99
5.29%$2,729.04
5.30%$2,732.10
5.31%$2,735.16
5.32%$2,738.21
5.33%$2,741.27
5.34%$2,744.33
5.35%$2,747.40
5.36%$2,750.46
5.37%$2,753.53
5.38%$2,756.59
5.39%$2,759.66
5.40%$2,762.73
5.41%$2,765.80
5.42%$2,768.88
5.43%$2,771.95
5.44%$2,775.03
5.45%$2,778.11
5.46%$2,781.19
5.47%$2,784.27
5.48%$2,787.35
5.49%$2,790.44
5.50%$2,793.52
5.51%$2,796.61
5.52%$2,799.70
5.53%$2,802.79
5.54%$2,805.88
5.55%$2,808.98
5.56%$2,812.07
5.57%$2,815.17
5.58%$2,818.27
5.59%$2,821.37
5.60%$2,824.47
5.61%$2,827.57
5.62%$2,830.68
5.63%$2,833.78
5.64%$2,836.89
5.65%$2,840.00
5.66%$2,843.11
5.67%$2,846.22
5.68%$2,849.34
5.69%$2,852.45
5.70%$2,855.57
5.71%$2,858.69
5.72%$2,861.81
5.73%$2,864.93
5.74%$2,868.05
5.75%$2,871.18
5.76%$2,874.30
5.77%$2,877.43
5.78%$2,880.56
5.79%$2,883.69
5.80%$2,886.82
5.81%$2,889.96
5.82%$2,893.09
5.83%$2,896.23
5.84%$2,899.37
5.85%$2,902.51
5.86%$2,905.65
5.87%$2,908.79
5.88%$2,911.94
5.89%$2,915.08
5.90%$2,918.23
5.91%$2,921.38
5.92%$2,924.53
5.93%$2,927.68
5.94%$2,930.84
5.95%$2,933.99
5.96%$2,937.15
5.97%$2,940.31
5.98%$2,943.47
5.99%$2,946.63
6.00%$2,949.79