Mortgage Payment for a $490,500 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $490,500 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $490,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,364.55
0.02%$1,366.60
0.03%$1,368.66
0.04%$1,370.71
0.05%$1,372.77
0.06%$1,374.83
0.07%$1,376.90
0.08%$1,378.96
0.09%$1,381.03
0.10%$1,383.10
0.11%$1,385.17
0.12%$1,387.24
0.13%$1,389.32
0.14%$1,391.39
0.15%$1,393.47
0.16%$1,395.55
0.17%$1,397.64
0.18%$1,399.72
0.19%$1,401.81
0.20%$1,403.90
0.21%$1,405.99
0.22%$1,408.08
0.23%$1,410.18
0.24%$1,412.27
0.25%$1,414.37
0.26%$1,416.48
0.27%$1,418.58
0.28%$1,420.68
0.29%$1,422.79
0.30%$1,424.90
0.31%$1,427.01
0.32%$1,429.13
0.33%$1,431.24
0.34%$1,433.36
0.35%$1,435.48
0.36%$1,437.60
0.37%$1,439.73
0.38%$1,441.85
0.39%$1,443.98
0.40%$1,446.11
0.41%$1,448.24
0.42%$1,450.38
0.43%$1,452.51
0.44%$1,454.65
0.45%$1,456.79
0.46%$1,458.93
0.47%$1,461.08
0.48%$1,463.23
0.49%$1,465.37
0.50%$1,467.52
0.51%$1,469.68
0.52%$1,471.83
0.53%$1,473.99
0.54%$1,476.15
0.55%$1,478.31
0.56%$1,480.47
0.57%$1,482.63
0.58%$1,484.80
0.59%$1,486.97
0.60%$1,489.14
0.61%$1,491.31
0.62%$1,493.49
0.63%$1,495.67
0.64%$1,497.85
0.65%$1,500.03
0.66%$1,502.21
0.67%$1,504.39
0.68%$1,506.58
0.69%$1,508.77
0.70%$1,510.96
0.71%$1,513.16
0.72%$1,515.35
0.73%$1,517.55
0.74%$1,519.75
0.75%$1,521.95
0.76%$1,524.15
0.77%$1,526.36
0.78%$1,528.56
0.79%$1,530.77
0.80%$1,532.99
0.81%$1,535.20
0.82%$1,537.41
0.83%$1,539.63
0.84%$1,541.85
0.85%$1,544.07
0.86%$1,546.30
0.87%$1,548.52
0.88%$1,550.75
0.89%$1,552.98
0.90%$1,555.21
0.91%$1,557.45
0.92%$1,559.68
0.93%$1,561.92
0.94%$1,564.16
0.95%$1,566.40
0.96%$1,568.65
0.97%$1,570.89
0.98%$1,573.14
0.99%$1,575.39
1.00%$1,577.64
Interest Rate Price
1.01%$1,579.90
1.02%$1,582.15
1.03%$1,584.41
1.04%$1,586.67
1.05%$1,588.93
1.06%$1,591.20
1.07%$1,593.46
1.08%$1,595.73
1.09%$1,598.00
1.10%$1,600.27
1.11%$1,602.55
1.12%$1,604.82
1.13%$1,607.10
1.14%$1,609.38
1.15%$1,611.67
1.16%$1,613.95
1.17%$1,616.24
1.18%$1,618.52
1.19%$1,620.81
1.20%$1,623.11
1.21%$1,625.40
1.22%$1,627.70
1.23%$1,630.00
1.24%$1,632.30
1.25%$1,634.60
1.26%$1,636.90
1.27%$1,639.21
1.28%$1,641.52
1.29%$1,643.83
1.30%$1,646.14
1.31%$1,648.46
1.32%$1,650.77
1.33%$1,653.09
1.34%$1,655.41
1.35%$1,657.74
1.36%$1,660.06
1.37%$1,662.39
1.38%$1,664.71
1.39%$1,667.05
1.40%$1,669.38
1.41%$1,671.71
1.42%$1,674.05
1.43%$1,676.39
1.44%$1,678.73
1.45%$1,681.07
1.46%$1,683.42
1.47%$1,685.76
1.48%$1,688.11
1.49%$1,690.46
1.50%$1,692.81
1.51%$1,695.17
1.52%$1,697.53
1.53%$1,699.88
1.54%$1,702.25
1.55%$1,704.61
1.56%$1,706.97
1.57%$1,709.34
1.58%$1,711.71
1.59%$1,714.08
1.60%$1,716.45
1.61%$1,718.83
1.62%$1,721.20
1.63%$1,723.58
1.64%$1,725.96
1.65%$1,728.34
1.66%$1,730.73
1.67%$1,733.12
1.68%$1,735.50
1.69%$1,737.89
1.70%$1,740.29
1.71%$1,742.68
1.72%$1,745.08
1.73%$1,747.48
1.74%$1,749.88
1.75%$1,752.28
1.76%$1,754.68
1.77%$1,757.09
1.78%$1,759.50
1.79%$1,761.91
1.80%$1,764.32
1.81%$1,766.74
1.82%$1,769.15
1.83%$1,771.57
1.84%$1,773.99
1.85%$1,776.41
1.86%$1,778.84
1.87%$1,781.26
1.88%$1,783.69
1.89%$1,786.12
1.90%$1,788.55
1.91%$1,790.99
1.92%$1,793.42
1.93%$1,795.86
1.94%$1,798.30
1.95%$1,800.74
1.96%$1,803.19
1.97%$1,805.63
1.98%$1,808.08
1.99%$1,810.53
2.00%$1,812.98
Interest Rate Price
2.01%$1,815.44
2.02%$1,817.89
2.03%$1,820.35
2.04%$1,822.81
2.05%$1,825.27
2.06%$1,827.74
2.07%$1,830.20
2.08%$1,832.67
2.09%$1,835.14
2.10%$1,837.61
2.11%$1,840.08
2.12%$1,842.56
2.13%$1,845.04
2.14%$1,847.52
2.15%$1,850.00
2.16%$1,852.48
2.17%$1,854.97
2.18%$1,857.45
2.19%$1,859.94
2.20%$1,862.43
2.21%$1,864.93
2.22%$1,867.42
2.23%$1,869.92
2.24%$1,872.42
2.25%$1,874.92
2.26%$1,877.42
2.27%$1,879.92
2.28%$1,882.43
2.29%$1,884.94
2.30%$1,887.45
2.31%$1,889.96
2.32%$1,892.48
2.33%$1,894.99
2.34%$1,897.51
2.35%$1,900.03
2.36%$1,902.55
2.37%$1,905.08
2.38%$1,907.60
2.39%$1,910.13
2.40%$1,912.66
2.41%$1,915.19
2.42%$1,917.73
2.43%$1,920.26
2.44%$1,922.80
2.45%$1,925.34
2.46%$1,927.88
2.47%$1,930.43
2.48%$1,932.97
2.49%$1,935.52
2.50%$1,938.07
2.51%$1,940.62
2.52%$1,943.17
2.53%$1,945.73
2.54%$1,948.28
2.55%$1,950.84
2.56%$1,953.40
2.57%$1,955.97
2.58%$1,958.53
2.59%$1,961.10
2.60%$1,963.67
2.61%$1,966.24
2.62%$1,968.81
2.63%$1,971.38
2.64%$1,973.96
2.65%$1,976.54
2.66%$1,979.12
2.67%$1,981.70
2.68%$1,984.28
2.69%$1,986.87
2.70%$1,989.46
2.71%$1,992.05
2.72%$1,994.64
2.73%$1,997.23
2.74%$1,999.83
2.75%$2,002.42
2.76%$2,005.02
2.77%$2,007.62
2.78%$2,010.23
2.79%$2,012.83
2.80%$2,015.44
2.81%$2,018.05
2.82%$2,020.66
2.83%$2,023.27
2.84%$2,025.88
2.85%$2,028.50
2.86%$2,031.12
2.87%$2,033.74
2.88%$2,036.36
2.89%$2,038.98
2.90%$2,041.61
2.91%$2,044.24
2.92%$2,046.86
2.93%$2,049.50
2.94%$2,052.13
2.95%$2,054.76
2.96%$2,057.40
2.97%$2,060.04
2.98%$2,062.68
2.99%$2,065.32
3.00%$2,067.97
Interest Rate Price
3.01%$2,070.61
3.02%$2,073.26
3.03%$2,075.91
3.04%$2,078.56
3.05%$2,081.22
3.06%$2,083.87
3.07%$2,086.53
3.08%$2,089.19
3.09%$2,091.85
3.10%$2,094.52
3.11%$2,097.18
3.12%$2,099.85
3.13%$2,102.52
3.14%$2,105.19
3.15%$2,107.86
3.16%$2,110.53
3.17%$2,113.21
3.18%$2,115.89
3.19%$2,118.57
3.20%$2,121.25
3.21%$2,123.93
3.22%$2,126.62
3.23%$2,129.31
3.24%$2,132.00
3.25%$2,134.69
3.26%$2,137.38
3.27%$2,140.07
3.28%$2,142.77
3.29%$2,145.47
3.30%$2,148.17
3.31%$2,150.87
3.32%$2,153.58
3.33%$2,156.28
3.34%$2,158.99
3.35%$2,161.70
3.36%$2,164.41
3.37%$2,167.12
3.38%$2,169.84
3.39%$2,172.56
3.40%$2,175.28
3.41%$2,178.00
3.42%$2,180.72
3.43%$2,183.44
3.44%$2,186.17
3.45%$2,188.90
3.46%$2,191.63
3.47%$2,194.36
3.48%$2,197.09
3.49%$2,199.83
3.50%$2,202.56
3.51%$2,205.30
3.52%$2,208.04
3.53%$2,210.79
3.54%$2,213.53
3.55%$2,216.28
3.56%$2,219.03
3.57%$2,221.77
3.58%$2,224.53
3.59%$2,227.28
3.60%$2,230.04
3.61%$2,232.79
3.62%$2,235.55
3.63%$2,238.31
3.64%$2,241.07
3.65%$2,243.84
3.66%$2,246.61
3.67%$2,249.37
3.68%$2,252.14
3.69%$2,254.91
3.70%$2,257.69
3.71%$2,260.46
3.72%$2,263.24
3.73%$2,266.02
3.74%$2,268.80
3.75%$2,271.58
3.76%$2,274.37
3.77%$2,277.15
3.78%$2,279.94
3.79%$2,282.73
3.80%$2,285.52
3.81%$2,288.31
3.82%$2,291.11
3.83%$2,293.91
3.84%$2,296.70
3.85%$2,299.50
3.86%$2,302.31
3.87%$2,305.11
3.88%$2,307.92
3.89%$2,310.72
3.90%$2,313.53
3.91%$2,316.34
3.92%$2,319.16
3.93%$2,321.97
3.94%$2,324.79
3.95%$2,327.61
3.96%$2,330.42
3.97%$2,333.25
3.98%$2,336.07
3.99%$2,338.90
4.00%$2,341.72
Interest Rate Price
4.01%$2,344.55
4.02%$2,347.38
4.03%$2,350.21
4.04%$2,353.05
4.05%$2,355.88
4.06%$2,358.72
4.07%$2,361.56
4.08%$2,364.40
4.09%$2,367.24
4.10%$2,370.09
4.11%$2,372.93
4.12%$2,375.78
4.13%$2,378.63
4.14%$2,381.48
4.15%$2,384.34
4.16%$2,387.19
4.17%$2,390.05
4.18%$2,392.91
4.19%$2,395.77
4.20%$2,398.63
4.21%$2,401.49
4.22%$2,404.36
4.23%$2,407.23
4.24%$2,410.09
4.25%$2,412.97
4.26%$2,415.84
4.27%$2,418.71
4.28%$2,421.59
4.29%$2,424.47
4.30%$2,427.34
4.31%$2,430.23
4.32%$2,433.11
4.33%$2,435.99
4.34%$2,438.88
4.35%$2,441.77
4.36%$2,444.66
4.37%$2,447.55
4.38%$2,450.44
4.39%$2,453.34
4.40%$2,456.23
4.41%$2,459.13
4.42%$2,462.03
4.43%$2,464.93
4.44%$2,467.84
4.45%$2,470.74
4.46%$2,473.65
4.47%$2,476.56
4.48%$2,479.47
4.49%$2,482.38
4.50%$2,485.29
4.51%$2,488.21
4.52%$2,491.12
4.53%$2,494.04
4.54%$2,496.96
4.55%$2,499.88
4.56%$2,502.81
4.57%$2,505.73
4.58%$2,508.66
4.59%$2,511.59
4.60%$2,514.52
4.61%$2,517.45
4.62%$2,520.39
4.63%$2,523.32
4.64%$2,526.26
4.65%$2,529.20
4.66%$2,532.14
4.67%$2,535.08
4.68%$2,538.03
4.69%$2,540.97
4.70%$2,543.92
4.71%$2,546.87
4.72%$2,549.82
4.73%$2,552.77
4.74%$2,555.72
4.75%$2,558.68
4.76%$2,561.64
4.77%$2,564.60
4.78%$2,567.56
4.79%$2,570.52
4.80%$2,573.48
4.81%$2,576.45
4.82%$2,579.42
4.83%$2,582.39
4.84%$2,585.36
4.85%$2,588.33
4.86%$2,591.30
4.87%$2,594.28
4.88%$2,597.26
4.89%$2,600.23
4.90%$2,603.21
4.91%$2,606.20
4.92%$2,609.18
4.93%$2,612.17
4.94%$2,615.15
4.95%$2,618.14
4.96%$2,621.13
4.97%$2,624.12
4.98%$2,627.12
4.99%$2,630.11
5.00%$2,633.11
Interest Rate Price
5.01%$2,636.11
5.02%$2,639.11
5.03%$2,642.11
5.04%$2,645.11
5.05%$2,648.12
5.06%$2,651.13
5.07%$2,654.13
5.08%$2,657.14
5.09%$2,660.16
5.10%$2,663.17
5.11%$2,666.18
5.12%$2,669.20
5.13%$2,672.22
5.14%$2,675.24
5.15%$2,678.26
5.16%$2,681.28
5.17%$2,684.31
5.18%$2,687.33
5.19%$2,690.36
5.20%$2,693.39
5.21%$2,696.42
5.22%$2,699.45
5.23%$2,702.49
5.24%$2,705.52
5.25%$2,708.56
5.26%$2,711.60
5.27%$2,714.64
5.28%$2,717.68
5.29%$2,720.72
5.30%$2,723.77
5.31%$2,726.82
5.32%$2,729.86
5.33%$2,732.91
5.34%$2,735.97
5.35%$2,739.02
5.36%$2,742.07
5.37%$2,745.13
5.38%$2,748.19
5.39%$2,751.25
5.40%$2,754.31
5.41%$2,757.37
5.42%$2,760.44
5.43%$2,763.50
5.44%$2,766.57
5.45%$2,769.64
5.46%$2,772.71
5.47%$2,775.78
5.48%$2,778.85
5.49%$2,781.93
5.50%$2,785.01
5.51%$2,788.08
5.52%$2,791.16
5.53%$2,794.24
5.54%$2,797.33
5.55%$2,800.41
5.56%$2,803.50
5.57%$2,806.59
5.58%$2,809.67
5.59%$2,812.77
5.60%$2,815.86
5.61%$2,818.95
5.62%$2,822.05
5.63%$2,825.14
5.64%$2,828.24
5.65%$2,831.34
5.66%$2,834.44
5.67%$2,837.55
5.68%$2,840.65
5.69%$2,843.76
5.70%$2,846.86
5.71%$2,849.97
5.72%$2,853.08
5.73%$2,856.20
5.74%$2,859.31
5.75%$2,862.42
5.76%$2,865.54
5.77%$2,868.66
5.78%$2,871.78
5.79%$2,874.90
5.80%$2,878.02
5.81%$2,881.15
5.82%$2,884.27
5.83%$2,887.40
5.84%$2,890.53
5.85%$2,893.66
5.86%$2,896.79
5.87%$2,899.93
5.88%$2,903.06
5.89%$2,906.20
5.90%$2,909.33
5.91%$2,912.47
5.92%$2,915.61
5.93%$2,918.76
5.94%$2,921.90
5.95%$2,925.05
5.96%$2,928.19
5.97%$2,931.34
5.98%$2,934.49
5.99%$2,937.64
6.00%$2,940.80