Mortgage Payment for a $490,000 Loan at 8% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $490,000 mortgage with a 8% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $490,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,363.16
0.02%$1,365.21
0.03%$1,367.26
0.04%$1,369.32
0.05%$1,371.37
0.06%$1,373.43
0.07%$1,375.49
0.08%$1,377.56
0.09%$1,379.62
0.10%$1,381.69
0.11%$1,383.76
0.12%$1,385.83
0.13%$1,387.90
0.14%$1,389.97
0.15%$1,392.05
0.16%$1,394.13
0.17%$1,396.21
0.18%$1,398.29
0.19%$1,400.38
0.20%$1,402.47
0.21%$1,404.56
0.22%$1,406.65
0.23%$1,408.74
0.24%$1,410.84
0.25%$1,412.93
0.26%$1,415.03
0.27%$1,417.13
0.28%$1,419.24
0.29%$1,421.34
0.30%$1,423.45
0.31%$1,425.56
0.32%$1,427.67
0.33%$1,429.78
0.34%$1,431.90
0.35%$1,434.02
0.36%$1,436.14
0.37%$1,438.26
0.38%$1,440.38
0.39%$1,442.51
0.40%$1,444.64
0.41%$1,446.77
0.42%$1,448.90
0.43%$1,451.03
0.44%$1,453.17
0.45%$1,455.31
0.46%$1,457.45
0.47%$1,459.59
0.48%$1,461.73
0.49%$1,463.88
0.50%$1,466.03
0.51%$1,468.18
0.52%$1,470.33
0.53%$1,472.49
0.54%$1,474.64
0.55%$1,476.80
0.56%$1,478.96
0.57%$1,481.12
0.58%$1,483.29
0.59%$1,485.45
0.60%$1,487.62
0.61%$1,489.79
0.62%$1,491.97
0.63%$1,494.14
0.64%$1,496.32
0.65%$1,498.50
0.66%$1,500.68
0.67%$1,502.86
0.68%$1,505.05
0.69%$1,507.23
0.70%$1,509.42
0.71%$1,511.61
0.72%$1,513.81
0.73%$1,516.00
0.74%$1,518.20
0.75%$1,520.40
0.76%$1,522.60
0.77%$1,524.80
0.78%$1,527.01
0.79%$1,529.21
0.80%$1,531.42
0.81%$1,533.63
0.82%$1,535.85
0.83%$1,538.06
0.84%$1,540.28
0.85%$1,542.50
0.86%$1,544.72
0.87%$1,546.94
0.88%$1,549.17
0.89%$1,551.40
0.90%$1,553.63
0.91%$1,555.86
0.92%$1,558.09
0.93%$1,560.33
0.94%$1,562.57
0.95%$1,564.81
0.96%$1,567.05
0.97%$1,569.29
0.98%$1,571.54
0.99%$1,573.78
1.00%$1,576.03
Interest Rate Price
1.01%$1,578.29
1.02%$1,580.54
1.03%$1,582.80
1.04%$1,585.05
1.05%$1,587.31
1.06%$1,589.57
1.07%$1,591.84
1.08%$1,594.10
1.09%$1,596.37
1.10%$1,598.64
1.11%$1,600.91
1.12%$1,603.19
1.13%$1,605.46
1.14%$1,607.74
1.15%$1,610.02
1.16%$1,612.30
1.17%$1,614.59
1.18%$1,616.87
1.19%$1,619.16
1.20%$1,621.45
1.21%$1,623.74
1.22%$1,626.04
1.23%$1,628.33
1.24%$1,630.63
1.25%$1,632.93
1.26%$1,635.24
1.27%$1,637.54
1.28%$1,639.85
1.29%$1,642.15
1.30%$1,644.46
1.31%$1,646.78
1.32%$1,649.09
1.33%$1,651.41
1.34%$1,653.73
1.35%$1,656.05
1.36%$1,658.37
1.37%$1,660.69
1.38%$1,663.02
1.39%$1,665.35
1.40%$1,667.68
1.41%$1,670.01
1.42%$1,672.34
1.43%$1,674.68
1.44%$1,677.02
1.45%$1,679.36
1.46%$1,681.70
1.47%$1,684.04
1.48%$1,686.39
1.49%$1,688.74
1.50%$1,691.09
1.51%$1,693.44
1.52%$1,695.80
1.53%$1,698.15
1.54%$1,700.51
1.55%$1,702.87
1.56%$1,705.23
1.57%$1,707.60
1.58%$1,709.96
1.59%$1,712.33
1.60%$1,714.70
1.61%$1,717.07
1.62%$1,719.45
1.63%$1,721.82
1.64%$1,724.20
1.65%$1,726.58
1.66%$1,728.96
1.67%$1,731.35
1.68%$1,733.73
1.69%$1,736.12
1.70%$1,738.51
1.71%$1,740.90
1.72%$1,743.30
1.73%$1,745.69
1.74%$1,748.09
1.75%$1,750.49
1.76%$1,752.89
1.77%$1,755.30
1.78%$1,757.70
1.79%$1,760.11
1.80%$1,762.52
1.81%$1,764.93
1.82%$1,767.35
1.83%$1,769.76
1.84%$1,772.18
1.85%$1,774.60
1.86%$1,777.02
1.87%$1,779.45
1.88%$1,781.87
1.89%$1,784.30
1.90%$1,786.73
1.91%$1,789.16
1.92%$1,791.60
1.93%$1,794.03
1.94%$1,796.47
1.95%$1,798.91
1.96%$1,801.35
1.97%$1,803.79
1.98%$1,806.24
1.99%$1,808.69
2.00%$1,811.14
Interest Rate Price
2.01%$1,813.59
2.02%$1,816.04
2.03%$1,818.50
2.04%$1,820.95
2.05%$1,823.41
2.06%$1,825.87
2.07%$1,828.34
2.08%$1,830.80
2.09%$1,833.27
2.10%$1,835.74
2.11%$1,838.21
2.12%$1,840.68
2.13%$1,843.16
2.14%$1,845.63
2.15%$1,848.11
2.16%$1,850.59
2.17%$1,853.07
2.18%$1,855.56
2.19%$1,858.05
2.20%$1,860.53
2.21%$1,863.02
2.22%$1,865.52
2.23%$1,868.01
2.24%$1,870.51
2.25%$1,873.01
2.26%$1,875.51
2.27%$1,878.01
2.28%$1,880.51
2.29%$1,883.02
2.30%$1,885.53
2.31%$1,888.04
2.32%$1,890.55
2.33%$1,893.06
2.34%$1,895.58
2.35%$1,898.10
2.36%$1,900.61
2.37%$1,903.14
2.38%$1,905.66
2.39%$1,908.19
2.40%$1,910.71
2.41%$1,913.24
2.42%$1,915.77
2.43%$1,918.31
2.44%$1,920.84
2.45%$1,923.38
2.46%$1,925.92
2.47%$1,928.46
2.48%$1,931.00
2.49%$1,933.55
2.50%$1,936.09
2.51%$1,938.64
2.52%$1,941.19
2.53%$1,943.74
2.54%$1,946.30
2.55%$1,948.85
2.56%$1,951.41
2.57%$1,953.97
2.58%$1,956.53
2.59%$1,959.10
2.60%$1,961.66
2.61%$1,964.23
2.62%$1,966.80
2.63%$1,969.37
2.64%$1,971.95
2.65%$1,974.52
2.66%$1,977.10
2.67%$1,979.68
2.68%$1,982.26
2.69%$1,984.84
2.70%$1,987.43
2.71%$1,990.02
2.72%$1,992.60
2.73%$1,995.19
2.74%$1,997.79
2.75%$2,000.38
2.76%$2,002.98
2.77%$2,005.58
2.78%$2,008.18
2.79%$2,010.78
2.80%$2,013.38
2.81%$2,015.99
2.82%$2,018.60
2.83%$2,021.21
2.84%$2,023.82
2.85%$2,026.43
2.86%$2,029.05
2.87%$2,031.66
2.88%$2,034.28
2.89%$2,036.90
2.90%$2,039.53
2.91%$2,042.15
2.92%$2,044.78
2.93%$2,047.41
2.94%$2,050.04
2.95%$2,052.67
2.96%$2,055.30
2.97%$2,057.94
2.98%$2,060.58
2.99%$2,063.22
3.00%$2,065.86
Interest Rate Price
3.01%$2,068.50
3.02%$2,071.15
3.03%$2,073.80
3.04%$2,076.45
3.05%$2,079.10
3.06%$2,081.75
3.07%$2,084.40
3.08%$2,087.06
3.09%$2,089.72
3.10%$2,092.38
3.11%$2,095.04
3.12%$2,097.71
3.13%$2,100.37
3.14%$2,103.04
3.15%$2,105.71
3.16%$2,108.38
3.17%$2,111.06
3.18%$2,113.73
3.19%$2,116.41
3.20%$2,119.09
3.21%$2,121.77
3.22%$2,124.45
3.23%$2,127.14
3.24%$2,129.82
3.25%$2,132.51
3.26%$2,135.20
3.27%$2,137.89
3.28%$2,140.59
3.29%$2,143.28
3.30%$2,145.98
3.31%$2,148.68
3.32%$2,151.38
3.33%$2,154.08
3.34%$2,156.79
3.35%$2,159.50
3.36%$2,162.20
3.37%$2,164.92
3.38%$2,167.63
3.39%$2,170.34
3.40%$2,173.06
3.41%$2,175.78
3.42%$2,178.50
3.43%$2,181.22
3.44%$2,183.94
3.45%$2,186.67
3.46%$2,189.39
3.47%$2,192.12
3.48%$2,194.85
3.49%$2,197.58
3.50%$2,200.32
3.51%$2,203.06
3.52%$2,205.79
3.53%$2,208.53
3.54%$2,211.27
3.55%$2,214.02
3.56%$2,216.76
3.57%$2,219.51
3.58%$2,222.26
3.59%$2,225.01
3.60%$2,227.76
3.61%$2,230.52
3.62%$2,233.27
3.63%$2,236.03
3.64%$2,238.79
3.65%$2,241.55
3.66%$2,244.32
3.67%$2,247.08
3.68%$2,249.85
3.69%$2,252.62
3.70%$2,255.39
3.71%$2,258.16
3.72%$2,260.93
3.73%$2,263.71
3.74%$2,266.49
3.75%$2,269.27
3.76%$2,272.05
3.77%$2,274.83
3.78%$2,277.62
3.79%$2,280.40
3.80%$2,283.19
3.81%$2,285.98
3.82%$2,288.77
3.83%$2,291.57
3.84%$2,294.36
3.85%$2,297.16
3.86%$2,299.96
3.87%$2,302.76
3.88%$2,305.56
3.89%$2,308.37
3.90%$2,311.17
3.91%$2,313.98
3.92%$2,316.79
3.93%$2,319.60
3.94%$2,322.42
3.95%$2,325.23
3.96%$2,328.05
3.97%$2,330.87
3.98%$2,333.69
3.99%$2,336.51
4.00%$2,339.33
Interest Rate Price
4.01%$2,342.16
4.02%$2,344.99
4.03%$2,347.82
4.04%$2,350.65
4.05%$2,353.48
4.06%$2,356.32
4.07%$2,359.15
4.08%$2,361.99
4.09%$2,364.83
4.10%$2,367.67
4.11%$2,370.52
4.12%$2,373.36
4.13%$2,376.21
4.14%$2,379.06
4.15%$2,381.91
4.16%$2,384.76
4.17%$2,387.61
4.18%$2,390.47
4.19%$2,393.33
4.20%$2,396.18
4.21%$2,399.04
4.22%$2,401.91
4.23%$2,404.77
4.24%$2,407.64
4.25%$2,410.51
4.26%$2,413.37
4.27%$2,416.25
4.28%$2,419.12
4.29%$2,421.99
4.30%$2,424.87
4.31%$2,427.75
4.32%$2,430.63
4.33%$2,433.51
4.34%$2,436.39
4.35%$2,439.28
4.36%$2,442.16
4.37%$2,445.05
4.38%$2,447.94
4.39%$2,450.83
4.40%$2,453.73
4.41%$2,456.62
4.42%$2,459.52
4.43%$2,462.42
4.44%$2,465.32
4.45%$2,468.22
4.46%$2,471.13
4.47%$2,474.03
4.48%$2,476.94
4.49%$2,479.85
4.50%$2,482.76
4.51%$2,485.67
4.52%$2,488.58
4.53%$2,491.50
4.54%$2,494.42
4.55%$2,497.34
4.56%$2,500.26
4.57%$2,503.18
4.58%$2,506.10
4.59%$2,509.03
4.60%$2,511.96
4.61%$2,514.89
4.62%$2,517.82
4.63%$2,520.75
4.64%$2,523.68
4.65%$2,526.62
4.66%$2,529.56
4.67%$2,532.50
4.68%$2,535.44
4.69%$2,538.38
4.70%$2,541.33
4.71%$2,544.27
4.72%$2,547.22
4.73%$2,550.17
4.74%$2,553.12
4.75%$2,556.07
4.76%$2,559.03
4.77%$2,561.98
4.78%$2,564.94
4.79%$2,567.90
4.80%$2,570.86
4.81%$2,573.82
4.82%$2,576.79
4.83%$2,579.75
4.84%$2,582.72
4.85%$2,585.69
4.86%$2,588.66
4.87%$2,591.63
4.88%$2,594.61
4.89%$2,597.58
4.90%$2,600.56
4.91%$2,603.54
4.92%$2,606.52
4.93%$2,609.50
4.94%$2,612.49
4.95%$2,615.47
4.96%$2,618.46
4.97%$2,621.45
4.98%$2,624.44
4.99%$2,627.43
5.00%$2,630.43
Interest Rate Price
5.01%$2,633.42
5.02%$2,636.42
5.03%$2,639.42
5.04%$2,642.42
5.05%$2,645.42
5.06%$2,648.42
5.07%$2,651.43
5.08%$2,654.44
5.09%$2,657.44
5.10%$2,660.45
5.11%$2,663.47
5.12%$2,666.48
5.13%$2,669.49
5.14%$2,672.51
5.15%$2,675.53
5.16%$2,678.55
5.17%$2,681.57
5.18%$2,684.59
5.19%$2,687.62
5.20%$2,690.64
5.21%$2,693.67
5.22%$2,696.70
5.23%$2,699.73
5.24%$2,702.76
5.25%$2,705.80
5.26%$2,708.83
5.27%$2,711.87
5.28%$2,714.91
5.29%$2,717.95
5.30%$2,720.99
5.31%$2,724.04
5.32%$2,727.08
5.33%$2,730.13
5.34%$2,733.18
5.35%$2,736.23
5.36%$2,739.28
5.37%$2,742.33
5.38%$2,745.39
5.39%$2,748.44
5.40%$2,751.50
5.41%$2,754.56
5.42%$2,757.62
5.43%$2,760.68
5.44%$2,763.75
5.45%$2,766.81
5.46%$2,769.88
5.47%$2,772.95
5.48%$2,776.02
5.49%$2,779.09
5.50%$2,782.17
5.51%$2,785.24
5.52%$2,788.32
5.53%$2,791.40
5.54%$2,794.48
5.55%$2,797.56
5.56%$2,800.64
5.57%$2,803.72
5.58%$2,806.81
5.59%$2,809.90
5.60%$2,812.99
5.61%$2,816.08
5.62%$2,819.17
5.63%$2,822.26
5.64%$2,825.36
5.65%$2,828.46
5.66%$2,831.55
5.67%$2,834.65
5.68%$2,837.75
5.69%$2,840.86
5.70%$2,843.96
5.71%$2,847.07
5.72%$2,850.18
5.73%$2,853.28
5.74%$2,856.39
5.75%$2,859.51
5.76%$2,862.62
5.77%$2,865.74
5.78%$2,868.85
5.79%$2,871.97
5.80%$2,875.09
5.81%$2,878.21
5.82%$2,881.33
5.83%$2,884.46
5.84%$2,887.58
5.85%$2,890.71
5.86%$2,893.84
5.87%$2,896.97
5.88%$2,900.10
5.89%$2,903.23
5.90%$2,906.37
5.91%$2,909.51
5.92%$2,912.64
5.93%$2,915.78
5.94%$2,918.92
5.95%$2,922.06
5.96%$2,925.21
5.97%$2,928.35
5.98%$2,931.50
5.99%$2,934.65
6.00%$2,937.80