Mortgage Payment for a $489,500 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $489,500 mortgage with a 1% interest rate?
$
%
years

Results

Monthly Payment
Total Interest Paid
Total Paid

30 Year - $489,500 Mortgage

Browse monthly payment based on interest rate

Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,361.77
0.02%$1,363.82
0.03%$1,365.87
0.04%$1,367.92
0.05%$1,369.97
0.06%$1,372.03
0.07%$1,374.09
0.08%$1,376.15
0.09%$1,378.21
0.10%$1,380.28
0.11%$1,382.34
0.12%$1,384.41
0.13%$1,386.48
0.14%$1,388.56
0.15%$1,390.63
0.16%$1,392.71
0.17%$1,394.79
0.18%$1,396.87
0.19%$1,398.95
0.20%$1,401.04
0.21%$1,403.12
0.22%$1,405.21
0.23%$1,407.30
0.24%$1,409.40
0.25%$1,411.49
0.26%$1,413.59
0.27%$1,415.69
0.28%$1,417.79
0.29%$1,419.89
0.30%$1,422.00
0.31%$1,424.10
0.32%$1,426.21
0.33%$1,428.33
0.34%$1,430.44
0.35%$1,432.55
0.36%$1,434.67
0.37%$1,436.79
0.38%$1,438.91
0.39%$1,441.04
0.40%$1,443.16
0.41%$1,445.29
0.42%$1,447.42
0.43%$1,449.55
0.44%$1,451.69
0.45%$1,453.82
0.46%$1,455.96
0.47%$1,458.10
0.48%$1,460.24
0.49%$1,462.39
0.50%$1,464.53
0.51%$1,466.68
0.52%$1,468.83
0.53%$1,470.98
0.54%$1,473.14
0.55%$1,475.29
0.56%$1,477.45
0.57%$1,479.61
0.58%$1,481.77
0.59%$1,483.94
0.60%$1,486.11
0.61%$1,488.27
0.62%$1,490.44
0.63%$1,492.62
0.64%$1,494.79
0.65%$1,496.97
0.66%$1,499.15
0.67%$1,501.33
0.68%$1,503.51
0.69%$1,505.69
0.70%$1,507.88
0.71%$1,510.07
0.72%$1,512.26
0.73%$1,514.45
0.74%$1,516.65
0.75%$1,518.85
0.76%$1,521.04
0.77%$1,523.25
0.78%$1,525.45
0.79%$1,527.65
0.80%$1,529.86
0.81%$1,532.07
0.82%$1,534.28
0.83%$1,536.49
0.84%$1,538.71
0.85%$1,540.93
0.86%$1,543.14
0.87%$1,545.37
0.88%$1,547.59
0.89%$1,549.81
0.90%$1,552.04
0.91%$1,554.27
0.92%$1,556.50
0.93%$1,558.74
0.94%$1,560.97
0.95%$1,563.21
0.96%$1,565.45
0.97%$1,567.69
0.98%$1,569.93
0.99%$1,572.18
1.00%$1,574.43
Interest Rate Price
1.01%$1,576.67
1.02%$1,578.93
1.03%$1,581.18
1.04%$1,583.44
1.05%$1,585.69
1.06%$1,587.95
1.07%$1,590.21
1.08%$1,592.48
1.09%$1,594.74
1.10%$1,597.01
1.11%$1,599.28
1.12%$1,601.55
1.13%$1,603.83
1.14%$1,606.10
1.15%$1,608.38
1.16%$1,610.66
1.17%$1,612.94
1.18%$1,615.22
1.19%$1,617.51
1.20%$1,619.80
1.21%$1,622.09
1.22%$1,624.38
1.23%$1,626.67
1.24%$1,628.97
1.25%$1,631.27
1.26%$1,633.57
1.27%$1,635.87
1.28%$1,638.17
1.29%$1,640.48
1.30%$1,642.79
1.31%$1,645.10
1.32%$1,647.41
1.33%$1,649.72
1.34%$1,652.04
1.35%$1,654.36
1.36%$1,656.68
1.37%$1,659.00
1.38%$1,661.32
1.39%$1,663.65
1.40%$1,665.97
1.41%$1,668.30
1.42%$1,670.64
1.43%$1,672.97
1.44%$1,675.31
1.45%$1,677.64
1.46%$1,679.98
1.47%$1,682.33
1.48%$1,684.67
1.49%$1,687.02
1.50%$1,689.36
1.51%$1,691.71
1.52%$1,694.07
1.53%$1,696.42
1.54%$1,698.77
1.55%$1,701.13
1.56%$1,703.49
1.57%$1,705.85
1.58%$1,708.22
1.59%$1,710.58
1.60%$1,712.95
1.61%$1,715.32
1.62%$1,717.69
1.63%$1,720.07
1.64%$1,722.44
1.65%$1,724.82
1.66%$1,727.20
1.67%$1,729.58
1.68%$1,731.97
1.69%$1,734.35
1.70%$1,736.74
1.71%$1,739.13
1.72%$1,741.52
1.73%$1,743.91
1.74%$1,746.31
1.75%$1,748.71
1.76%$1,751.11
1.77%$1,753.51
1.78%$1,755.91
1.79%$1,758.32
1.80%$1,760.72
1.81%$1,763.13
1.82%$1,765.54
1.83%$1,767.96
1.84%$1,770.37
1.85%$1,772.79
1.86%$1,775.21
1.87%$1,777.63
1.88%$1,780.05
1.89%$1,782.48
1.90%$1,784.91
1.91%$1,787.34
1.92%$1,789.77
1.93%$1,792.20
1.94%$1,794.64
1.95%$1,797.07
1.96%$1,799.51
1.97%$1,801.95
1.98%$1,804.40
1.99%$1,806.84
2.00%$1,809.29
Interest Rate Price
2.01%$1,811.74
2.02%$1,814.19
2.03%$1,816.64
2.04%$1,819.09
2.05%$1,821.55
2.06%$1,824.01
2.07%$1,826.47
2.08%$1,828.93
2.09%$1,831.40
2.10%$1,833.86
2.11%$1,836.33
2.12%$1,838.80
2.13%$1,841.27
2.14%$1,843.75
2.15%$1,846.23
2.16%$1,848.70
2.17%$1,851.18
2.18%$1,853.67
2.19%$1,856.15
2.20%$1,858.64
2.21%$1,861.12
2.22%$1,863.61
2.23%$1,866.11
2.24%$1,868.60
2.25%$1,871.09
2.26%$1,873.59
2.27%$1,876.09
2.28%$1,878.59
2.29%$1,881.10
2.30%$1,883.60
2.31%$1,886.11
2.32%$1,888.62
2.33%$1,891.13
2.34%$1,893.64
2.35%$1,896.16
2.36%$1,898.68
2.37%$1,901.19
2.38%$1,903.72
2.39%$1,906.24
2.40%$1,908.76
2.41%$1,911.29
2.42%$1,913.82
2.43%$1,916.35
2.44%$1,918.88
2.45%$1,921.42
2.46%$1,923.95
2.47%$1,926.49
2.48%$1,929.03
2.49%$1,931.57
2.50%$1,934.12
2.51%$1,936.66
2.52%$1,939.21
2.53%$1,941.76
2.54%$1,944.31
2.55%$1,946.87
2.56%$1,949.42
2.57%$1,951.98
2.58%$1,954.54
2.59%$1,957.10
2.60%$1,959.66
2.61%$1,962.23
2.62%$1,964.80
2.63%$1,967.36
2.64%$1,969.93
2.65%$1,972.51
2.66%$1,975.08
2.67%$1,977.66
2.68%$1,980.24
2.69%$1,982.82
2.70%$1,985.40
2.71%$1,987.98
2.72%$1,990.57
2.73%$1,993.16
2.74%$1,995.75
2.75%$1,998.34
2.76%$2,000.93
2.77%$2,003.53
2.78%$2,006.13
2.79%$2,008.73
2.80%$2,011.33
2.81%$2,013.93
2.82%$2,016.54
2.83%$2,019.14
2.84%$2,021.75
2.85%$2,024.36
2.86%$2,026.98
2.87%$2,029.59
2.88%$2,032.21
2.89%$2,034.83
2.90%$2,037.45
2.91%$2,040.07
2.92%$2,042.69
2.93%$2,045.32
2.94%$2,047.95
2.95%$2,050.58
2.96%$2,053.21
2.97%$2,055.84
2.98%$2,058.48
2.99%$2,061.11
3.00%$2,063.75
Interest Rate Price
3.01%$2,066.39
3.02%$2,069.04
3.03%$2,071.68
3.04%$2,074.33
3.05%$2,076.98
3.06%$2,079.63
3.07%$2,082.28
3.08%$2,084.93
3.09%$2,087.59
3.10%$2,090.25
3.11%$2,092.90
3.12%$2,095.57
3.13%$2,098.23
3.14%$2,100.89
3.15%$2,103.56
3.16%$2,106.23
3.17%$2,108.90
3.18%$2,111.57
3.19%$2,114.25
3.20%$2,116.93
3.21%$2,119.60
3.22%$2,122.28
3.23%$2,124.97
3.24%$2,127.65
3.25%$2,130.33
3.26%$2,133.02
3.27%$2,135.71
3.28%$2,138.40
3.29%$2,141.10
3.30%$2,143.79
3.31%$2,146.49
3.32%$2,149.19
3.33%$2,151.89
3.34%$2,154.59
3.35%$2,157.29
3.36%$2,160.00
3.37%$2,162.71
3.38%$2,165.42
3.39%$2,168.13
3.40%$2,170.84
3.41%$2,173.56
3.42%$2,176.27
3.43%$2,178.99
3.44%$2,181.71
3.45%$2,184.43
3.46%$2,187.16
3.47%$2,189.88
3.48%$2,192.61
3.49%$2,195.34
3.50%$2,198.07
3.51%$2,200.81
3.52%$2,203.54
3.53%$2,206.28
3.54%$2,209.02
3.55%$2,211.76
3.56%$2,214.50
3.57%$2,217.25
3.58%$2,219.99
3.59%$2,222.74
3.60%$2,225.49
3.61%$2,228.24
3.62%$2,230.99
3.63%$2,233.75
3.64%$2,236.51
3.65%$2,239.26
3.66%$2,242.03
3.67%$2,244.79
3.68%$2,247.55
3.69%$2,250.32
3.70%$2,253.09
3.71%$2,255.85
3.72%$2,258.63
3.73%$2,261.40
3.74%$2,264.17
3.75%$2,266.95
3.76%$2,269.73
3.77%$2,272.51
3.78%$2,275.29
3.79%$2,278.08
3.80%$2,280.86
3.81%$2,283.65
3.82%$2,286.44
3.83%$2,289.23
3.84%$2,292.02
3.85%$2,294.82
3.86%$2,297.61
3.87%$2,300.41
3.88%$2,303.21
3.89%$2,306.01
3.90%$2,308.82
3.91%$2,311.62
3.92%$2,314.43
3.93%$2,317.24
3.94%$2,320.05
3.95%$2,322.86
3.96%$2,325.67
3.97%$2,328.49
3.98%$2,331.31
3.99%$2,334.13
4.00%$2,336.95
Interest Rate Price
4.01%$2,339.77
4.02%$2,342.60
4.03%$2,345.42
4.04%$2,348.25
4.05%$2,351.08
4.06%$2,353.91
4.07%$2,356.75
4.08%$2,359.58
4.09%$2,362.42
4.10%$2,365.26
4.11%$2,368.10
4.12%$2,370.94
4.13%$2,373.78
4.14%$2,376.63
4.15%$2,379.48
4.16%$2,382.32
4.17%$2,385.18
4.18%$2,388.03
4.19%$2,390.88
4.20%$2,393.74
4.21%$2,396.60
4.22%$2,399.46
4.23%$2,402.32
4.24%$2,405.18
4.25%$2,408.05
4.26%$2,410.91
4.27%$2,413.78
4.28%$2,416.65
4.29%$2,419.52
4.30%$2,422.40
4.31%$2,425.27
4.32%$2,428.15
4.33%$2,431.03
4.34%$2,433.91
4.35%$2,436.79
4.36%$2,439.67
4.37%$2,442.56
4.38%$2,445.45
4.39%$2,448.33
4.40%$2,451.22
4.41%$2,454.12
4.42%$2,457.01
4.43%$2,459.91
4.44%$2,462.80
4.45%$2,465.70
4.46%$2,468.60
4.47%$2,471.51
4.48%$2,474.41
4.49%$2,477.32
4.50%$2,480.22
4.51%$2,483.13
4.52%$2,486.04
4.53%$2,488.96
4.54%$2,491.87
4.55%$2,494.79
4.56%$2,497.71
4.57%$2,500.63
4.58%$2,503.55
4.59%$2,506.47
4.60%$2,509.39
4.61%$2,512.32
4.62%$2,515.25
4.63%$2,518.18
4.64%$2,521.11
4.65%$2,524.04
4.66%$2,526.98
4.67%$2,529.91
4.68%$2,532.85
4.69%$2,535.79
4.70%$2,538.73
4.71%$2,541.68
4.72%$2,544.62
4.73%$2,547.57
4.74%$2,550.51
4.75%$2,553.46
4.76%$2,556.42
4.77%$2,559.37
4.78%$2,562.32
4.79%$2,565.28
4.80%$2,568.24
4.81%$2,571.20
4.82%$2,574.16
4.83%$2,577.12
4.84%$2,580.09
4.85%$2,583.05
4.86%$2,586.02
4.87%$2,588.99
4.88%$2,591.96
4.89%$2,594.93
4.90%$2,597.91
4.91%$2,600.88
4.92%$2,603.86
4.93%$2,606.84
4.94%$2,609.82
4.95%$2,612.80
4.96%$2,615.79
4.97%$2,618.77
4.98%$2,621.76
4.99%$2,624.75
5.00%$2,627.74
Interest Rate Price
5.01%$2,630.73
5.02%$2,633.73
5.03%$2,636.72
5.04%$2,639.72
5.05%$2,642.72
5.06%$2,645.72
5.07%$2,648.72
5.08%$2,651.73
5.09%$2,654.73
5.10%$2,657.74
5.11%$2,660.75
5.12%$2,663.76
5.13%$2,666.77
5.14%$2,669.78
5.15%$2,672.80
5.16%$2,675.82
5.17%$2,678.83
5.18%$2,681.85
5.19%$2,684.87
5.20%$2,687.90
5.21%$2,690.92
5.22%$2,693.95
5.23%$2,696.98
5.24%$2,700.01
5.25%$2,703.04
5.26%$2,706.07
5.27%$2,709.10
5.28%$2,712.14
5.29%$2,715.18
5.30%$2,718.22
5.31%$2,721.26
5.32%$2,724.30
5.33%$2,727.34
5.34%$2,730.39
5.35%$2,733.44
5.36%$2,736.48
5.37%$2,739.53
5.38%$2,742.59
5.39%$2,745.64
5.40%$2,748.69
5.41%$2,751.75
5.42%$2,754.81
5.43%$2,757.87
5.44%$2,760.93
5.45%$2,763.99
5.46%$2,767.05
5.47%$2,770.12
5.48%$2,773.19
5.49%$2,776.26
5.50%$2,779.33
5.51%$2,782.40
5.52%$2,785.47
5.53%$2,788.55
5.54%$2,791.62
5.55%$2,794.70
5.56%$2,797.78
5.57%$2,800.86
5.58%$2,803.95
5.59%$2,807.03
5.60%$2,810.12
5.61%$2,813.20
5.62%$2,816.29
5.63%$2,819.38
5.64%$2,822.48
5.65%$2,825.57
5.66%$2,828.66
5.67%$2,831.76
5.68%$2,834.86
5.69%$2,837.96
5.70%$2,841.06
5.71%$2,844.16
5.72%$2,847.27
5.73%$2,850.37
5.74%$2,853.48
5.75%$2,856.59
5.76%$2,859.70
5.77%$2,862.81
5.78%$2,865.92
5.79%$2,869.04
5.80%$2,872.16
5.81%$2,875.27
5.82%$2,878.39
5.83%$2,881.51
5.84%$2,884.64
5.85%$2,887.76
5.86%$2,890.89
5.87%$2,894.01
5.88%$2,897.14
5.89%$2,900.27
5.90%$2,903.40
5.91%$2,906.54
5.92%$2,909.67
5.93%$2,912.81
5.94%$2,915.94
5.95%$2,919.08
5.96%$2,922.22
5.97%$2,925.37
5.98%$2,928.51
5.99%$2,931.65
6.00%$2,934.80