Mortgage Payment for a $489,000 Loan at 5% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $489,000 mortgage with a 5% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $489,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,360.38
0.02%$1,362.42
0.03%$1,364.47
0.04%$1,366.52
0.05%$1,368.57
0.06%$1,370.63
0.07%$1,372.69
0.08%$1,374.74
0.09%$1,376.80
0.10%$1,378.87
0.11%$1,380.93
0.12%$1,383.00
0.13%$1,385.07
0.14%$1,387.14
0.15%$1,389.21
0.16%$1,391.28
0.17%$1,393.36
0.18%$1,395.44
0.19%$1,397.52
0.20%$1,399.60
0.21%$1,401.69
0.22%$1,403.78
0.23%$1,405.86
0.24%$1,407.96
0.25%$1,410.05
0.26%$1,412.14
0.27%$1,414.24
0.28%$1,416.34
0.29%$1,418.44
0.30%$1,420.54
0.31%$1,422.65
0.32%$1,424.76
0.33%$1,426.87
0.34%$1,428.98
0.35%$1,431.09
0.36%$1,433.21
0.37%$1,435.32
0.38%$1,437.44
0.39%$1,439.57
0.40%$1,441.69
0.41%$1,443.81
0.42%$1,445.94
0.43%$1,448.07
0.44%$1,450.20
0.45%$1,452.34
0.46%$1,454.47
0.47%$1,456.61
0.48%$1,458.75
0.49%$1,460.89
0.50%$1,463.04
0.51%$1,465.18
0.52%$1,467.33
0.53%$1,469.48
0.54%$1,471.63
0.55%$1,473.79
0.56%$1,475.94
0.57%$1,478.10
0.58%$1,480.26
0.59%$1,482.42
0.60%$1,484.59
0.61%$1,486.75
0.62%$1,488.92
0.63%$1,491.09
0.64%$1,493.26
0.65%$1,495.44
0.66%$1,497.62
0.67%$1,499.79
0.68%$1,501.97
0.69%$1,504.16
0.70%$1,506.34
0.71%$1,508.53
0.72%$1,510.72
0.73%$1,512.91
0.74%$1,515.10
0.75%$1,517.29
0.76%$1,519.49
0.77%$1,521.69
0.78%$1,523.89
0.79%$1,526.09
0.80%$1,528.30
0.81%$1,530.50
0.82%$1,532.71
0.83%$1,534.92
0.84%$1,537.14
0.85%$1,539.35
0.86%$1,541.57
0.87%$1,543.79
0.88%$1,546.01
0.89%$1,548.23
0.90%$1,550.46
0.91%$1,552.68
0.92%$1,554.91
0.93%$1,557.14
0.94%$1,559.38
0.95%$1,561.61
0.96%$1,563.85
0.97%$1,566.09
0.98%$1,568.33
0.99%$1,570.57
1.00%$1,572.82
Interest Rate Price
1.01%$1,575.06
1.02%$1,577.31
1.03%$1,579.56
1.04%$1,581.82
1.05%$1,584.07
1.06%$1,586.33
1.07%$1,588.59
1.08%$1,590.85
1.09%$1,593.11
1.10%$1,595.38
1.11%$1,597.65
1.12%$1,599.92
1.13%$1,602.19
1.14%$1,604.46
1.15%$1,606.74
1.16%$1,609.01
1.17%$1,611.29
1.18%$1,613.57
1.19%$1,615.86
1.20%$1,618.14
1.21%$1,620.43
1.22%$1,622.72
1.23%$1,625.01
1.24%$1,627.31
1.25%$1,629.60
1.26%$1,631.90
1.27%$1,634.20
1.28%$1,636.50
1.29%$1,638.80
1.30%$1,641.11
1.31%$1,643.42
1.32%$1,645.73
1.33%$1,648.04
1.34%$1,650.35
1.35%$1,652.67
1.36%$1,654.98
1.37%$1,657.30
1.38%$1,659.62
1.39%$1,661.95
1.40%$1,664.27
1.41%$1,666.60
1.42%$1,668.93
1.43%$1,671.26
1.44%$1,673.60
1.45%$1,675.93
1.46%$1,678.27
1.47%$1,680.61
1.48%$1,682.95
1.49%$1,685.29
1.50%$1,687.64
1.51%$1,689.99
1.52%$1,692.33
1.53%$1,694.69
1.54%$1,697.04
1.55%$1,699.39
1.56%$1,701.75
1.57%$1,704.11
1.58%$1,706.47
1.59%$1,708.84
1.60%$1,711.20
1.61%$1,713.57
1.62%$1,715.94
1.63%$1,718.31
1.64%$1,720.68
1.65%$1,723.06
1.66%$1,725.44
1.67%$1,727.82
1.68%$1,730.20
1.69%$1,732.58
1.70%$1,734.96
1.71%$1,737.35
1.72%$1,739.74
1.73%$1,742.13
1.74%$1,744.53
1.75%$1,746.92
1.76%$1,749.32
1.77%$1,751.72
1.78%$1,754.12
1.79%$1,756.52
1.80%$1,758.93
1.81%$1,761.33
1.82%$1,763.74
1.83%$1,766.15
1.84%$1,768.57
1.85%$1,770.98
1.86%$1,773.40
1.87%$1,775.82
1.88%$1,778.24
1.89%$1,780.66
1.90%$1,783.08
1.91%$1,785.51
1.92%$1,787.94
1.93%$1,790.37
1.94%$1,792.80
1.95%$1,795.24
1.96%$1,797.67
1.97%$1,800.11
1.98%$1,802.55
1.99%$1,804.99
2.00%$1,807.44
Interest Rate Price
2.01%$1,809.89
2.02%$1,812.33
2.03%$1,814.78
2.04%$1,817.24
2.05%$1,819.69
2.06%$1,822.15
2.07%$1,824.60
2.08%$1,827.06
2.09%$1,829.53
2.10%$1,831.99
2.11%$1,834.46
2.12%$1,836.92
2.13%$1,839.39
2.14%$1,841.87
2.15%$1,844.34
2.16%$1,846.82
2.17%$1,849.29
2.18%$1,851.77
2.19%$1,854.25
2.20%$1,856.74
2.21%$1,859.22
2.22%$1,861.71
2.23%$1,864.20
2.24%$1,866.69
2.25%$1,869.18
2.26%$1,871.68
2.27%$1,874.18
2.28%$1,876.67
2.29%$1,879.18
2.30%$1,881.68
2.31%$1,884.18
2.32%$1,886.69
2.33%$1,889.20
2.34%$1,891.71
2.35%$1,894.22
2.36%$1,896.74
2.37%$1,899.25
2.38%$1,901.77
2.39%$1,904.29
2.40%$1,906.81
2.41%$1,909.34
2.42%$1,911.86
2.43%$1,914.39
2.44%$1,916.92
2.45%$1,919.45
2.46%$1,921.99
2.47%$1,924.52
2.48%$1,927.06
2.49%$1,929.60
2.50%$1,932.14
2.51%$1,934.68
2.52%$1,937.23
2.53%$1,939.78
2.54%$1,942.33
2.55%$1,944.88
2.56%$1,947.43
2.57%$1,949.99
2.58%$1,952.54
2.59%$1,955.10
2.60%$1,957.66
2.61%$1,960.22
2.62%$1,962.79
2.63%$1,965.35
2.64%$1,967.92
2.65%$1,970.49
2.66%$1,973.07
2.67%$1,975.64
2.68%$1,978.21
2.69%$1,980.79
2.70%$1,983.37
2.71%$1,985.95
2.72%$1,988.54
2.73%$1,991.12
2.74%$1,993.71
2.75%$1,996.30
2.76%$1,998.89
2.77%$2,001.48
2.78%$2,004.08
2.79%$2,006.68
2.80%$2,009.27
2.81%$2,011.87
2.82%$2,014.48
2.83%$2,017.08
2.84%$2,019.69
2.85%$2,022.30
2.86%$2,024.91
2.87%$2,027.52
2.88%$2,030.13
2.89%$2,032.75
2.90%$2,035.36
2.91%$2,037.98
2.92%$2,040.61
2.93%$2,043.23
2.94%$2,045.85
2.95%$2,048.48
2.96%$2,051.11
2.97%$2,053.74
2.98%$2,056.37
2.99%$2,059.01
3.00%$2,061.64
Interest Rate Price
3.01%$2,064.28
3.02%$2,066.92
3.03%$2,069.56
3.04%$2,072.21
3.05%$2,074.85
3.06%$2,077.50
3.07%$2,080.15
3.08%$2,082.80
3.09%$2,085.46
3.10%$2,088.11
3.11%$2,090.77
3.12%$2,093.43
3.13%$2,096.09
3.14%$2,098.75
3.15%$2,101.41
3.16%$2,104.08
3.17%$2,106.75
3.18%$2,109.42
3.19%$2,112.09
3.20%$2,114.76
3.21%$2,117.44
3.22%$2,120.12
3.23%$2,122.79
3.24%$2,125.48
3.25%$2,128.16
3.26%$2,130.84
3.27%$2,133.53
3.28%$2,136.22
3.29%$2,138.91
3.30%$2,141.60
3.31%$2,144.29
3.32%$2,146.99
3.33%$2,149.69
3.34%$2,152.39
3.35%$2,155.09
3.36%$2,157.79
3.37%$2,160.50
3.38%$2,163.20
3.39%$2,165.91
3.40%$2,168.62
3.41%$2,171.34
3.42%$2,174.05
3.43%$2,176.77
3.44%$2,179.48
3.45%$2,182.20
3.46%$2,184.92
3.47%$2,187.65
3.48%$2,190.37
3.49%$2,193.10
3.50%$2,195.83
3.51%$2,198.56
3.52%$2,201.29
3.53%$2,204.03
3.54%$2,206.76
3.55%$2,209.50
3.56%$2,212.24
3.57%$2,214.98
3.58%$2,217.72
3.59%$2,220.47
3.60%$2,223.22
3.61%$2,225.96
3.62%$2,228.71
3.63%$2,231.47
3.64%$2,234.22
3.65%$2,236.98
3.66%$2,239.73
3.67%$2,242.49
3.68%$2,245.26
3.69%$2,248.02
3.70%$2,250.78
3.71%$2,253.55
3.72%$2,256.32
3.73%$2,259.09
3.74%$2,261.86
3.75%$2,264.64
3.76%$2,267.41
3.77%$2,270.19
3.78%$2,272.97
3.79%$2,275.75
3.80%$2,278.53
3.81%$2,281.32
3.82%$2,284.10
3.83%$2,286.89
3.84%$2,289.68
3.85%$2,292.47
3.86%$2,295.27
3.87%$2,298.06
3.88%$2,300.86
3.89%$2,303.66
3.90%$2,306.46
3.91%$2,309.26
3.92%$2,312.06
3.93%$2,314.87
3.94%$2,317.68
3.95%$2,320.49
3.96%$2,323.30
3.97%$2,326.11
3.98%$2,328.93
3.99%$2,331.74
4.00%$2,334.56
Interest Rate Price
4.01%$2,337.38
4.02%$2,340.20
4.03%$2,343.03
4.04%$2,345.85
4.05%$2,348.68
4.06%$2,351.51
4.07%$2,354.34
4.08%$2,357.17
4.09%$2,360.00
4.10%$2,362.84
4.11%$2,365.68
4.12%$2,368.52
4.13%$2,371.36
4.14%$2,374.20
4.15%$2,377.05
4.16%$2,379.89
4.17%$2,382.74
4.18%$2,385.59
4.19%$2,388.44
4.20%$2,391.29
4.21%$2,394.15
4.22%$2,397.01
4.23%$2,399.86
4.24%$2,402.72
4.25%$2,405.59
4.26%$2,408.45
4.27%$2,411.32
4.28%$2,414.18
4.29%$2,417.05
4.30%$2,419.92
4.31%$2,422.79
4.32%$2,425.67
4.33%$2,428.54
4.34%$2,431.42
4.35%$2,434.30
4.36%$2,437.18
4.37%$2,440.06
4.38%$2,442.95
4.39%$2,445.83
4.40%$2,448.72
4.41%$2,451.61
4.42%$2,454.50
4.43%$2,457.39
4.44%$2,460.29
4.45%$2,463.18
4.46%$2,466.08
4.47%$2,468.98
4.48%$2,471.88
4.49%$2,474.79
4.50%$2,477.69
4.51%$2,480.60
4.52%$2,483.51
4.53%$2,486.42
4.54%$2,489.33
4.55%$2,492.24
4.56%$2,495.15
4.57%$2,498.07
4.58%$2,500.99
4.59%$2,503.91
4.60%$2,506.83
4.61%$2,509.75
4.62%$2,512.68
4.63%$2,515.61
4.64%$2,518.53
4.65%$2,521.46
4.66%$2,524.40
4.67%$2,527.33
4.68%$2,530.26
4.69%$2,533.20
4.70%$2,536.14
4.71%$2,539.08
4.72%$2,542.02
4.73%$2,544.96
4.74%$2,547.91
4.75%$2,550.86
4.76%$2,553.80
4.77%$2,556.75
4.78%$2,559.71
4.79%$2,562.66
4.80%$2,565.61
4.81%$2,568.57
4.82%$2,571.53
4.83%$2,574.49
4.84%$2,577.45
4.85%$2,580.41
4.86%$2,583.38
4.87%$2,586.34
4.88%$2,589.31
4.89%$2,592.28
4.90%$2,595.25
4.91%$2,598.23
4.92%$2,601.20
4.93%$2,604.18
4.94%$2,607.16
4.95%$2,610.14
4.96%$2,613.12
4.97%$2,616.10
4.98%$2,619.08
4.99%$2,622.07
5.00%$2,625.06
Interest Rate Price
5.01%$2,628.05
5.02%$2,631.04
5.03%$2,634.03
5.04%$2,637.02
5.05%$2,640.02
5.06%$2,643.02
5.07%$2,646.02
5.08%$2,649.02
5.09%$2,652.02
5.10%$2,655.02
5.11%$2,658.03
5.12%$2,661.04
5.13%$2,664.05
5.14%$2,667.06
5.15%$2,670.07
5.16%$2,673.08
5.17%$2,676.10
5.18%$2,679.11
5.19%$2,682.13
5.20%$2,685.15
5.21%$2,688.17
5.22%$2,691.20
5.23%$2,694.22
5.24%$2,697.25
5.25%$2,700.28
5.26%$2,703.31
5.27%$2,706.34
5.28%$2,709.37
5.29%$2,712.40
5.30%$2,715.44
5.31%$2,718.48
5.32%$2,721.52
5.33%$2,724.56
5.34%$2,727.60
5.35%$2,730.64
5.36%$2,733.69
5.37%$2,736.74
5.38%$2,739.78
5.39%$2,742.83
5.40%$2,745.89
5.41%$2,748.94
5.42%$2,751.99
5.43%$2,755.05
5.44%$2,758.11
5.45%$2,761.17
5.46%$2,764.23
5.47%$2,767.29
5.48%$2,770.36
5.49%$2,773.42
5.50%$2,776.49
5.51%$2,779.56
5.52%$2,782.63
5.53%$2,785.70
5.54%$2,788.77
5.55%$2,791.85
5.56%$2,794.92
5.57%$2,798.00
5.58%$2,801.08
5.59%$2,804.16
5.60%$2,807.25
5.61%$2,810.33
5.62%$2,813.42
5.63%$2,816.50
5.64%$2,819.59
5.65%$2,822.68
5.66%$2,825.77
5.67%$2,828.87
5.68%$2,831.96
5.69%$2,835.06
5.70%$2,838.16
5.71%$2,841.26
5.72%$2,844.36
5.73%$2,847.46
5.74%$2,850.57
5.75%$2,853.67
5.76%$2,856.78
5.77%$2,859.89
5.78%$2,863.00
5.79%$2,866.11
5.80%$2,869.22
5.81%$2,872.34
5.82%$2,875.45
5.83%$2,878.57
5.84%$2,881.69
5.85%$2,884.81
5.86%$2,887.93
5.87%$2,891.06
5.88%$2,894.18
5.89%$2,897.31
5.90%$2,900.44
5.91%$2,903.57
5.92%$2,906.70
5.93%$2,909.83
5.94%$2,912.97
5.95%$2,916.10
5.96%$2,919.24
5.97%$2,922.38
5.98%$2,925.52
5.99%$2,928.66
6.00%$2,931.80