Mortgage Payment for a $474,500 Loan at 4% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $474,500 mortgage with a 4% interest rate?
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Total Interest Paid
Total Paid

30 Year - $474,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,320.04
0.02%$1,322.02
0.03%$1,324.01
0.04%$1,326.00
0.05%$1,327.99
0.06%$1,329.99
0.07%$1,331.98
0.08%$1,333.98
0.09%$1,335.98
0.10%$1,337.98
0.11%$1,339.98
0.12%$1,341.99
0.13%$1,344.00
0.14%$1,346.01
0.15%$1,348.02
0.16%$1,350.03
0.17%$1,352.04
0.18%$1,354.06
0.19%$1,356.08
0.20%$1,358.10
0.21%$1,360.13
0.22%$1,362.15
0.23%$1,364.18
0.24%$1,366.21
0.25%$1,368.24
0.26%$1,370.27
0.27%$1,372.31
0.28%$1,374.34
0.29%$1,376.38
0.30%$1,378.42
0.31%$1,380.47
0.32%$1,382.51
0.33%$1,384.56
0.34%$1,386.61
0.35%$1,388.66
0.36%$1,390.71
0.37%$1,392.76
0.38%$1,394.82
0.39%$1,396.88
0.40%$1,398.94
0.41%$1,401.00
0.42%$1,403.07
0.43%$1,405.13
0.44%$1,407.20
0.45%$1,409.27
0.46%$1,411.34
0.47%$1,413.42
0.48%$1,415.50
0.49%$1,417.57
0.50%$1,419.65
0.51%$1,421.74
0.52%$1,423.82
0.53%$1,425.91
0.54%$1,428.00
0.55%$1,430.09
0.56%$1,432.18
0.57%$1,434.27
0.58%$1,436.37
0.59%$1,438.47
0.60%$1,440.57
0.61%$1,442.67
0.62%$1,444.77
0.63%$1,446.88
0.64%$1,448.99
0.65%$1,451.10
0.66%$1,453.21
0.67%$1,455.32
0.68%$1,457.44
0.69%$1,459.55
0.70%$1,461.67
0.71%$1,463.80
0.72%$1,465.92
0.73%$1,468.05
0.74%$1,470.17
0.75%$1,472.30
0.76%$1,474.43
0.77%$1,476.57
0.78%$1,478.70
0.79%$1,480.84
0.80%$1,482.98
0.81%$1,485.12
0.82%$1,487.26
0.83%$1,489.41
0.84%$1,491.56
0.85%$1,493.71
0.86%$1,495.86
0.87%$1,498.01
0.88%$1,500.17
0.89%$1,502.32
0.90%$1,504.48
0.91%$1,506.64
0.92%$1,508.81
0.93%$1,510.97
0.94%$1,513.14
0.95%$1,515.31
0.96%$1,517.48
0.97%$1,519.65
0.98%$1,521.82
0.99%$1,524.00
1.00%$1,526.18
Interest Rate Price
1.01%$1,528.36
1.02%$1,530.54
1.03%$1,532.73
1.04%$1,534.91
1.05%$1,537.10
1.06%$1,539.29
1.07%$1,541.48
1.08%$1,543.68
1.09%$1,545.87
1.10%$1,548.07
1.11%$1,550.27
1.12%$1,552.48
1.13%$1,554.68
1.14%$1,556.89
1.15%$1,559.09
1.16%$1,561.30
1.17%$1,563.51
1.18%$1,565.73
1.19%$1,567.94
1.20%$1,570.16
1.21%$1,572.38
1.22%$1,574.60
1.23%$1,576.83
1.24%$1,579.05
1.25%$1,581.28
1.26%$1,583.51
1.27%$1,585.74
1.28%$1,587.97
1.29%$1,590.21
1.30%$1,592.45
1.31%$1,594.68
1.32%$1,596.93
1.33%$1,599.17
1.34%$1,601.41
1.35%$1,603.66
1.36%$1,605.91
1.37%$1,608.16
1.38%$1,610.41
1.39%$1,612.67
1.40%$1,614.92
1.41%$1,617.18
1.42%$1,619.44
1.43%$1,621.70
1.44%$1,623.97
1.45%$1,626.24
1.46%$1,628.50
1.47%$1,630.77
1.48%$1,633.05
1.49%$1,635.32
1.50%$1,637.60
1.51%$1,639.87
1.52%$1,642.15
1.53%$1,644.43
1.54%$1,646.72
1.55%$1,649.00
1.56%$1,651.29
1.57%$1,653.58
1.58%$1,655.87
1.59%$1,658.17
1.60%$1,660.46
1.61%$1,662.76
1.62%$1,665.06
1.63%$1,667.36
1.64%$1,669.66
1.65%$1,671.97
1.66%$1,674.27
1.67%$1,676.58
1.68%$1,678.89
1.69%$1,681.20
1.70%$1,683.52
1.71%$1,685.84
1.72%$1,688.15
1.73%$1,690.47
1.74%$1,692.80
1.75%$1,695.12
1.76%$1,697.45
1.77%$1,699.77
1.78%$1,702.10
1.79%$1,704.44
1.80%$1,706.77
1.81%$1,709.10
1.82%$1,711.44
1.83%$1,713.78
1.84%$1,716.12
1.85%$1,718.47
1.86%$1,720.81
1.87%$1,723.16
1.88%$1,725.51
1.89%$1,727.86
1.90%$1,730.21
1.91%$1,732.57
1.92%$1,734.92
1.93%$1,737.28
1.94%$1,739.64
1.95%$1,742.00
1.96%$1,744.37
1.97%$1,746.73
1.98%$1,749.10
1.99%$1,751.47
2.00%$1,753.84
Interest Rate Price
2.01%$1,756.22
2.02%$1,758.59
2.03%$1,760.97
2.04%$1,763.35
2.05%$1,765.73
2.06%$1,768.12
2.07%$1,770.50
2.08%$1,772.89
2.09%$1,775.28
2.10%$1,777.67
2.11%$1,780.06
2.12%$1,782.46
2.13%$1,784.85
2.14%$1,787.25
2.15%$1,789.65
2.16%$1,792.05
2.17%$1,794.46
2.18%$1,796.86
2.19%$1,799.27
2.20%$1,801.68
2.21%$1,804.09
2.22%$1,806.51
2.23%$1,808.92
2.24%$1,811.34
2.25%$1,813.76
2.26%$1,816.18
2.27%$1,818.60
2.28%$1,821.03
2.29%$1,823.45
2.30%$1,825.88
2.31%$1,828.31
2.32%$1,830.75
2.33%$1,833.18
2.34%$1,835.62
2.35%$1,838.05
2.36%$1,840.49
2.37%$1,842.94
2.38%$1,845.38
2.39%$1,847.82
2.40%$1,850.27
2.41%$1,852.72
2.42%$1,855.17
2.43%$1,857.63
2.44%$1,860.08
2.45%$1,862.54
2.46%$1,865.00
2.47%$1,867.46
2.48%$1,869.92
2.49%$1,872.38
2.50%$1,874.85
2.51%$1,877.32
2.52%$1,879.79
2.53%$1,882.26
2.54%$1,884.73
2.55%$1,887.21
2.56%$1,889.68
2.57%$1,892.16
2.58%$1,894.64
2.59%$1,897.13
2.60%$1,899.61
2.61%$1,902.10
2.62%$1,904.59
2.63%$1,907.08
2.64%$1,909.57
2.65%$1,912.06
2.66%$1,914.56
2.67%$1,917.06
2.68%$1,919.56
2.69%$1,922.06
2.70%$1,924.56
2.71%$1,927.07
2.72%$1,929.57
2.73%$1,932.08
2.74%$1,934.59
2.75%$1,937.10
2.76%$1,939.62
2.77%$1,942.13
2.78%$1,944.65
2.79%$1,947.17
2.80%$1,949.69
2.81%$1,952.22
2.82%$1,954.74
2.83%$1,957.27
2.84%$1,959.80
2.85%$1,962.33
2.86%$1,964.86
2.87%$1,967.40
2.88%$1,969.93
2.89%$1,972.47
2.90%$1,975.01
2.91%$1,977.55
2.92%$1,980.10
2.93%$1,982.64
2.94%$1,985.19
2.95%$1,987.74
2.96%$1,990.29
2.97%$1,992.84
2.98%$1,995.40
2.99%$1,997.95
3.00%$2,000.51
Interest Rate Price
3.01%$2,003.07
3.02%$2,005.63
3.03%$2,008.20
3.04%$2,010.76
3.05%$2,013.33
3.06%$2,015.90
3.07%$2,018.47
3.08%$2,021.04
3.09%$2,023.62
3.10%$2,026.19
3.11%$2,028.77
3.12%$2,031.35
3.13%$2,033.93
3.14%$2,036.52
3.15%$2,039.10
3.16%$2,041.69
3.17%$2,044.28
3.18%$2,046.87
3.19%$2,049.46
3.20%$2,052.06
3.21%$2,054.65
3.22%$2,057.25
3.23%$2,059.85
3.24%$2,062.45
3.25%$2,065.05
3.26%$2,067.66
3.27%$2,070.27
3.28%$2,072.87
3.29%$2,075.49
3.30%$2,078.10
3.31%$2,080.71
3.32%$2,083.33
3.33%$2,085.95
3.34%$2,088.56
3.35%$2,091.19
3.36%$2,093.81
3.37%$2,096.43
3.38%$2,099.06
3.39%$2,101.69
3.40%$2,104.32
3.41%$2,106.95
3.42%$2,109.58
3.43%$2,112.22
3.44%$2,114.86
3.45%$2,117.50
3.46%$2,120.14
3.47%$2,122.78
3.48%$2,125.42
3.49%$2,128.07
3.50%$2,130.72
3.51%$2,133.37
3.52%$2,136.02
3.53%$2,138.67
3.54%$2,141.33
3.55%$2,143.98
3.56%$2,146.64
3.57%$2,149.30
3.58%$2,151.96
3.59%$2,154.63
3.60%$2,157.29
3.61%$2,159.96
3.62%$2,162.63
3.63%$2,165.30
3.64%$2,167.97
3.65%$2,170.65
3.66%$2,173.32
3.67%$2,176.00
3.68%$2,178.68
3.69%$2,181.36
3.70%$2,184.04
3.71%$2,186.73
3.72%$2,189.41
3.73%$2,192.10
3.74%$2,194.79
3.75%$2,197.48
3.76%$2,200.18
3.77%$2,202.87
3.78%$2,205.57
3.79%$2,208.27
3.80%$2,210.97
3.81%$2,213.67
3.82%$2,216.37
3.83%$2,219.08
3.84%$2,221.79
3.85%$2,224.50
3.86%$2,227.21
3.87%$2,229.92
3.88%$2,232.63
3.89%$2,235.35
3.90%$2,238.07
3.91%$2,240.78
3.92%$2,243.51
3.93%$2,246.23
3.94%$2,248.95
3.95%$2,251.68
3.96%$2,254.41
3.97%$2,257.14
3.98%$2,259.87
3.99%$2,262.60
4.00%$2,265.34
Interest Rate Price
4.01%$2,268.07
4.02%$2,270.81
4.03%$2,273.55
4.04%$2,276.29
4.05%$2,279.03
4.06%$2,281.78
4.07%$2,284.53
4.08%$2,287.27
4.09%$2,290.02
4.10%$2,292.78
4.11%$2,295.53
4.12%$2,298.28
4.13%$2,301.04
4.14%$2,303.80
4.15%$2,306.56
4.16%$2,309.32
4.17%$2,312.09
4.18%$2,314.85
4.19%$2,317.62
4.20%$2,320.39
4.21%$2,323.16
4.22%$2,325.93
4.23%$2,328.70
4.24%$2,331.48
4.25%$2,334.25
4.26%$2,337.03
4.27%$2,339.81
4.28%$2,342.60
4.29%$2,345.38
4.30%$2,348.16
4.31%$2,350.95
4.32%$2,353.74
4.33%$2,356.53
4.34%$2,359.32
4.35%$2,362.12
4.36%$2,364.91
4.37%$2,367.71
4.38%$2,370.51
4.39%$2,373.31
4.40%$2,376.11
4.41%$2,378.91
4.42%$2,381.72
4.43%$2,384.53
4.44%$2,387.34
4.45%$2,390.15
4.46%$2,392.96
4.47%$2,395.77
4.48%$2,398.59
4.49%$2,401.40
4.50%$2,404.22
4.51%$2,407.04
4.52%$2,409.86
4.53%$2,412.69
4.54%$2,415.51
4.55%$2,418.34
4.56%$2,421.17
4.57%$2,424.00
4.58%$2,426.83
4.59%$2,429.66
4.60%$2,432.50
4.61%$2,435.33
4.62%$2,438.17
4.63%$2,441.01
4.64%$2,443.85
4.65%$2,446.70
4.66%$2,449.54
4.67%$2,452.39
4.68%$2,455.24
4.69%$2,458.09
4.70%$2,460.94
4.71%$2,463.79
4.72%$2,466.64
4.73%$2,469.50
4.74%$2,472.36
4.75%$2,475.22
4.76%$2,478.08
4.77%$2,480.94
4.78%$2,483.80
4.79%$2,486.67
4.80%$2,489.54
4.81%$2,492.41
4.82%$2,495.28
4.83%$2,498.15
4.84%$2,501.02
4.85%$2,503.90
4.86%$2,506.77
4.87%$2,509.65
4.88%$2,512.53
4.89%$2,515.41
4.90%$2,518.30
4.91%$2,521.18
4.92%$2,524.07
4.93%$2,526.96
4.94%$2,529.85
4.95%$2,532.74
4.96%$2,535.63
4.97%$2,538.53
4.98%$2,541.42
4.99%$2,544.32
5.00%$2,547.22
Interest Rate Price
5.01%$2,550.12
5.02%$2,553.02
5.03%$2,555.93
5.04%$2,558.83
5.05%$2,561.74
5.06%$2,564.65
5.07%$2,567.56
5.08%$2,570.47
5.09%$2,573.38
5.10%$2,576.30
5.11%$2,579.21
5.12%$2,582.13
5.13%$2,585.05
5.14%$2,587.97
5.15%$2,590.89
5.16%$2,593.82
5.17%$2,596.74
5.18%$2,599.67
5.19%$2,602.60
5.20%$2,605.53
5.21%$2,608.46
5.22%$2,611.40
5.23%$2,614.33
5.24%$2,617.27
5.25%$2,620.21
5.26%$2,623.15
5.27%$2,626.09
5.28%$2,629.03
5.29%$2,631.97
5.30%$2,634.92
5.31%$2,637.87
5.32%$2,640.82
5.33%$2,643.77
5.34%$2,646.72
5.35%$2,649.67
5.36%$2,652.63
5.37%$2,655.58
5.38%$2,658.54
5.39%$2,661.50
5.40%$2,664.46
5.41%$2,667.43
5.42%$2,670.39
5.43%$2,673.36
5.44%$2,676.32
5.45%$2,679.29
5.46%$2,682.26
5.47%$2,685.23
5.48%$2,688.21
5.49%$2,691.18
5.50%$2,694.16
5.51%$2,697.14
5.52%$2,700.12
5.53%$2,703.10
5.54%$2,706.08
5.55%$2,709.06
5.56%$2,712.05
5.57%$2,715.04
5.58%$2,718.02
5.59%$2,721.01
5.60%$2,724.00
5.61%$2,727.00
5.62%$2,729.99
5.63%$2,732.99
5.64%$2,735.99
5.65%$2,738.98
5.66%$2,741.98
5.67%$2,744.99
5.68%$2,747.99
5.69%$2,750.99
5.70%$2,754.00
5.71%$2,757.01
5.72%$2,760.02
5.73%$2,763.03
5.74%$2,766.04
5.75%$2,769.05
5.76%$2,772.07
5.77%$2,775.08
5.78%$2,778.10
5.79%$2,781.12
5.80%$2,784.14
5.81%$2,787.17
5.82%$2,790.19
5.83%$2,793.21
5.84%$2,796.24
5.85%$2,799.27
5.86%$2,802.30
5.87%$2,805.33
5.88%$2,808.36
5.89%$2,811.40
5.90%$2,814.43
5.91%$2,817.47
5.92%$2,820.51
5.93%$2,823.55
5.94%$2,826.59
5.95%$2,829.63
5.96%$2,832.68
5.97%$2,835.72
5.98%$2,838.77
5.99%$2,841.82
6.00%$2,844.87