Mortgage Payment for a $470,500 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $470,500 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $470,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,308.91
0.02%$1,310.88
0.03%$1,312.85
0.04%$1,314.82
0.05%$1,316.80
0.06%$1,318.77
0.07%$1,320.75
0.08%$1,322.73
0.09%$1,324.72
0.10%$1,326.70
0.11%$1,328.69
0.12%$1,330.68
0.13%$1,332.67
0.14%$1,334.66
0.15%$1,336.65
0.16%$1,338.65
0.17%$1,340.65
0.18%$1,342.65
0.19%$1,344.65
0.20%$1,346.65
0.21%$1,348.66
0.22%$1,350.67
0.23%$1,352.68
0.24%$1,354.69
0.25%$1,356.70
0.26%$1,358.72
0.27%$1,360.74
0.28%$1,362.76
0.29%$1,364.78
0.30%$1,366.80
0.31%$1,368.83
0.32%$1,370.86
0.33%$1,372.89
0.34%$1,374.92
0.35%$1,376.95
0.36%$1,378.99
0.37%$1,381.02
0.38%$1,383.06
0.39%$1,385.10
0.40%$1,387.15
0.41%$1,389.19
0.42%$1,391.24
0.43%$1,393.29
0.44%$1,395.34
0.45%$1,397.39
0.46%$1,399.45
0.47%$1,401.50
0.48%$1,403.56
0.49%$1,405.62
0.50%$1,407.69
0.51%$1,409.75
0.52%$1,411.82
0.53%$1,413.89
0.54%$1,415.96
0.55%$1,418.03
0.56%$1,420.10
0.57%$1,422.18
0.58%$1,424.26
0.59%$1,426.34
0.60%$1,428.42
0.61%$1,430.51
0.62%$1,432.59
0.63%$1,434.68
0.64%$1,436.77
0.65%$1,438.86
0.66%$1,440.96
0.67%$1,443.05
0.68%$1,445.15
0.69%$1,447.25
0.70%$1,449.35
0.71%$1,451.46
0.72%$1,453.56
0.73%$1,455.67
0.74%$1,457.78
0.75%$1,459.89
0.76%$1,462.00
0.77%$1,464.12
0.78%$1,466.24
0.79%$1,468.36
0.80%$1,470.48
0.81%$1,472.60
0.82%$1,474.73
0.83%$1,476.85
0.84%$1,478.98
0.85%$1,481.11
0.86%$1,483.25
0.87%$1,485.38
0.88%$1,487.52
0.89%$1,489.66
0.90%$1,491.80
0.91%$1,493.94
0.92%$1,496.09
0.93%$1,498.23
0.94%$1,500.38
0.95%$1,502.53
0.96%$1,504.68
0.97%$1,506.84
0.98%$1,509.00
0.99%$1,511.15
1.00%$1,513.31
Interest Rate Price
1.01%$1,515.48
1.02%$1,517.64
1.03%$1,519.81
1.04%$1,521.97
1.05%$1,524.14
1.06%$1,526.32
1.07%$1,528.49
1.08%$1,530.67
1.09%$1,532.84
1.10%$1,535.02
1.11%$1,537.20
1.12%$1,539.39
1.13%$1,541.57
1.14%$1,543.76
1.15%$1,545.95
1.16%$1,548.14
1.17%$1,550.33
1.18%$1,552.53
1.19%$1,554.73
1.20%$1,556.93
1.21%$1,559.13
1.22%$1,561.33
1.23%$1,563.53
1.24%$1,565.74
1.25%$1,567.95
1.26%$1,570.16
1.27%$1,572.37
1.28%$1,574.59
1.29%$1,576.80
1.30%$1,579.02
1.31%$1,581.24
1.32%$1,583.46
1.33%$1,585.69
1.34%$1,587.91
1.35%$1,590.14
1.36%$1,592.37
1.37%$1,594.60
1.38%$1,596.84
1.39%$1,599.07
1.40%$1,601.31
1.41%$1,603.55
1.42%$1,605.79
1.43%$1,608.03
1.44%$1,610.28
1.45%$1,612.53
1.46%$1,614.78
1.47%$1,617.03
1.48%$1,619.28
1.49%$1,621.53
1.50%$1,623.79
1.51%$1,626.05
1.52%$1,628.31
1.53%$1,630.57
1.54%$1,632.84
1.55%$1,635.10
1.56%$1,637.37
1.57%$1,639.64
1.58%$1,641.91
1.59%$1,644.19
1.60%$1,646.46
1.61%$1,648.74
1.62%$1,651.02
1.63%$1,653.30
1.64%$1,655.59
1.65%$1,657.87
1.66%$1,660.16
1.67%$1,662.45
1.68%$1,664.74
1.69%$1,667.03
1.70%$1,669.33
1.71%$1,671.62
1.72%$1,673.92
1.73%$1,676.22
1.74%$1,678.53
1.75%$1,680.83
1.76%$1,683.14
1.77%$1,685.45
1.78%$1,687.76
1.79%$1,690.07
1.80%$1,692.38
1.81%$1,694.70
1.82%$1,697.02
1.83%$1,699.33
1.84%$1,701.66
1.85%$1,703.98
1.86%$1,706.31
1.87%$1,708.63
1.88%$1,710.96
1.89%$1,713.29
1.90%$1,715.63
1.91%$1,717.96
1.92%$1,720.30
1.93%$1,722.64
1.94%$1,724.98
1.95%$1,727.32
1.96%$1,729.66
1.97%$1,732.01
1.98%$1,734.36
1.99%$1,736.71
2.00%$1,739.06
Interest Rate Price
2.01%$1,741.41
2.02%$1,743.77
2.03%$1,746.13
2.04%$1,748.49
2.05%$1,750.85
2.06%$1,753.21
2.07%$1,755.58
2.08%$1,757.94
2.09%$1,760.31
2.10%$1,762.68
2.11%$1,765.05
2.12%$1,767.43
2.13%$1,769.81
2.14%$1,772.18
2.15%$1,774.56
2.16%$1,776.95
2.17%$1,779.33
2.18%$1,781.72
2.19%$1,784.10
2.20%$1,786.49
2.21%$1,788.88
2.22%$1,791.28
2.23%$1,793.67
2.24%$1,796.07
2.25%$1,798.47
2.26%$1,800.87
2.27%$1,803.27
2.28%$1,805.68
2.29%$1,808.08
2.30%$1,810.49
2.31%$1,812.90
2.32%$1,815.31
2.33%$1,817.73
2.34%$1,820.14
2.35%$1,822.56
2.36%$1,824.98
2.37%$1,827.40
2.38%$1,829.82
2.39%$1,832.25
2.40%$1,834.67
2.41%$1,837.10
2.42%$1,839.53
2.43%$1,841.97
2.44%$1,844.40
2.45%$1,846.84
2.46%$1,849.27
2.47%$1,851.71
2.48%$1,854.16
2.49%$1,856.60
2.50%$1,859.04
2.51%$1,861.49
2.52%$1,863.94
2.53%$1,866.39
2.54%$1,868.84
2.55%$1,871.30
2.56%$1,873.75
2.57%$1,876.21
2.58%$1,878.67
2.59%$1,881.13
2.60%$1,883.60
2.61%$1,886.06
2.62%$1,888.53
2.63%$1,891.00
2.64%$1,893.47
2.65%$1,895.94
2.66%$1,898.42
2.67%$1,900.90
2.68%$1,903.37
2.69%$1,905.85
2.70%$1,908.34
2.71%$1,910.82
2.72%$1,913.31
2.73%$1,915.79
2.74%$1,918.28
2.75%$1,920.77
2.76%$1,923.27
2.77%$1,925.76
2.78%$1,928.26
2.79%$1,930.76
2.80%$1,933.26
2.81%$1,935.76
2.82%$1,938.26
2.83%$1,940.77
2.84%$1,943.28
2.85%$1,945.79
2.86%$1,948.30
2.87%$1,950.81
2.88%$1,953.33
2.89%$1,955.84
2.90%$1,958.36
2.91%$1,960.88
2.92%$1,963.40
2.93%$1,965.93
2.94%$1,968.45
2.95%$1,970.98
2.96%$1,973.51
2.97%$1,976.04
2.98%$1,978.58
2.99%$1,981.11
3.00%$1,983.65
Interest Rate Price
3.01%$1,986.19
3.02%$1,988.73
3.03%$1,991.27
3.04%$1,993.81
3.05%$1,996.36
3.06%$1,998.90
3.07%$2,001.45
3.08%$2,004.00
3.09%$2,006.56
3.10%$2,009.11
3.11%$2,011.67
3.12%$2,014.23
3.13%$2,016.79
3.14%$2,019.35
3.15%$2,021.91
3.16%$2,024.48
3.17%$2,027.04
3.18%$2,029.61
3.19%$2,032.18
3.20%$2,034.76
3.21%$2,037.33
3.22%$2,039.91
3.23%$2,042.48
3.24%$2,045.06
3.25%$2,047.65
3.26%$2,050.23
3.27%$2,052.81
3.28%$2,055.40
3.29%$2,057.99
3.30%$2,060.58
3.31%$2,063.17
3.32%$2,065.77
3.33%$2,068.36
3.34%$2,070.96
3.35%$2,073.56
3.36%$2,076.16
3.37%$2,078.76
3.38%$2,081.37
3.39%$2,083.97
3.40%$2,086.58
3.41%$2,089.19
3.42%$2,091.80
3.43%$2,094.41
3.44%$2,097.03
3.45%$2,099.65
3.46%$2,102.26
3.47%$2,104.88
3.48%$2,107.51
3.49%$2,110.13
3.50%$2,112.76
3.51%$2,115.38
3.52%$2,118.01
3.53%$2,120.64
3.54%$2,123.27
3.55%$2,125.91
3.56%$2,128.54
3.57%$2,131.18
3.58%$2,133.82
3.59%$2,136.46
3.60%$2,139.11
3.61%$2,141.75
3.62%$2,144.40
3.63%$2,147.05
3.64%$2,149.70
3.65%$2,152.35
3.66%$2,155.00
3.67%$2,157.66
3.68%$2,160.31
3.69%$2,162.97
3.70%$2,165.63
3.71%$2,168.29
3.72%$2,170.96
3.73%$2,173.62
3.74%$2,176.29
3.75%$2,178.96
3.76%$2,181.63
3.77%$2,184.30
3.78%$2,186.98
3.79%$2,189.65
3.80%$2,192.33
3.81%$2,195.01
3.82%$2,197.69
3.83%$2,200.37
3.84%$2,203.06
3.85%$2,205.74
3.86%$2,208.43
3.87%$2,211.12
3.88%$2,213.81
3.89%$2,216.50
3.90%$2,219.20
3.91%$2,221.90
3.92%$2,224.59
3.93%$2,227.29
3.94%$2,229.99
3.95%$2,232.70
3.96%$2,235.40
3.97%$2,238.11
3.98%$2,240.82
3.99%$2,243.53
4.00%$2,246.24
Interest Rate Price
4.01%$2,248.95
4.02%$2,251.67
4.03%$2,254.38
4.04%$2,257.10
4.05%$2,259.82
4.06%$2,262.54
4.07%$2,265.27
4.08%$2,267.99
4.09%$2,270.72
4.10%$2,273.45
4.11%$2,276.18
4.12%$2,278.91
4.13%$2,281.64
4.14%$2,284.38
4.15%$2,287.12
4.16%$2,289.85
4.17%$2,292.59
4.18%$2,295.34
4.19%$2,298.08
4.20%$2,300.83
4.21%$2,303.57
4.22%$2,306.32
4.23%$2,309.07
4.24%$2,311.82
4.25%$2,314.58
4.26%$2,317.33
4.27%$2,320.09
4.28%$2,322.85
4.29%$2,325.61
4.30%$2,328.37
4.31%$2,331.13
4.32%$2,333.90
4.33%$2,336.67
4.34%$2,339.43
4.35%$2,342.20
4.36%$2,344.98
4.37%$2,347.75
4.38%$2,350.52
4.39%$2,353.30
4.40%$2,356.08
4.41%$2,358.86
4.42%$2,361.64
4.43%$2,364.43
4.44%$2,367.21
4.45%$2,370.00
4.46%$2,372.79
4.47%$2,375.57
4.48%$2,378.37
4.49%$2,381.16
4.50%$2,383.95
4.51%$2,386.75
4.52%$2,389.55
4.53%$2,392.35
4.54%$2,395.15
4.55%$2,397.95
4.56%$2,400.76
4.57%$2,403.56
4.58%$2,406.37
4.59%$2,409.18
4.60%$2,411.99
4.61%$2,414.80
4.62%$2,417.62
4.63%$2,420.43
4.64%$2,423.25
4.65%$2,426.07
4.66%$2,428.89
4.67%$2,431.71
4.68%$2,434.54
4.69%$2,437.36
4.70%$2,440.19
4.71%$2,443.02
4.72%$2,445.85
4.73%$2,448.68
4.74%$2,451.52
4.75%$2,454.35
4.76%$2,457.19
4.77%$2,460.03
4.78%$2,462.87
4.79%$2,465.71
4.80%$2,468.55
4.81%$2,471.40
4.82%$2,474.24
4.83%$2,477.09
4.84%$2,479.94
4.85%$2,482.79
4.86%$2,485.64
4.87%$2,488.50
4.88%$2,491.35
4.89%$2,494.21
4.90%$2,497.07
4.91%$2,499.93
4.92%$2,502.79
4.93%$2,505.66
4.94%$2,508.52
4.95%$2,511.39
4.96%$2,514.26
4.97%$2,517.13
4.98%$2,520.00
4.99%$2,522.87
5.00%$2,525.75
Interest Rate Price
5.01%$2,528.62
5.02%$2,531.50
5.03%$2,534.38
5.04%$2,537.26
5.05%$2,540.14
5.06%$2,543.03
5.07%$2,545.91
5.08%$2,548.80
5.09%$2,551.69
5.10%$2,554.58
5.11%$2,557.47
5.12%$2,560.36
5.13%$2,563.26
5.14%$2,566.16
5.15%$2,569.05
5.16%$2,571.95
5.17%$2,574.85
5.18%$2,577.76
5.19%$2,580.66
5.20%$2,583.57
5.21%$2,586.47
5.22%$2,589.38
5.23%$2,592.29
5.24%$2,595.21
5.25%$2,598.12
5.26%$2,601.03
5.27%$2,603.95
5.28%$2,606.87
5.29%$2,609.79
5.30%$2,612.71
5.31%$2,615.63
5.32%$2,618.56
5.33%$2,621.48
5.34%$2,624.41
5.35%$2,627.34
5.36%$2,630.27
5.37%$2,633.20
5.38%$2,636.13
5.39%$2,639.07
5.40%$2,642.00
5.41%$2,644.94
5.42%$2,647.88
5.43%$2,650.82
5.44%$2,653.76
5.45%$2,656.71
5.46%$2,659.65
5.47%$2,662.60
5.48%$2,665.55
5.49%$2,668.50
5.50%$2,671.45
5.51%$2,674.40
5.52%$2,677.35
5.53%$2,680.31
5.54%$2,683.27
5.55%$2,686.23
5.56%$2,689.19
5.57%$2,692.15
5.58%$2,695.11
5.59%$2,698.08
5.60%$2,701.04
5.61%$2,704.01
5.62%$2,706.98
5.63%$2,709.95
5.64%$2,712.92
5.65%$2,715.89
5.66%$2,718.87
5.67%$2,721.85
5.68%$2,724.82
5.69%$2,727.80
5.70%$2,730.78
5.71%$2,733.77
5.72%$2,736.75
5.73%$2,739.74
5.74%$2,742.72
5.75%$2,745.71
5.76%$2,748.70
5.77%$2,751.69
5.78%$2,754.68
5.79%$2,757.68
5.80%$2,760.67
5.81%$2,763.67
5.82%$2,766.67
5.83%$2,769.67
5.84%$2,772.67
5.85%$2,775.67
5.86%$2,778.68
5.87%$2,781.68
5.88%$2,784.69
5.89%$2,787.70
5.90%$2,790.71
5.91%$2,793.72
5.92%$2,796.73
5.93%$2,799.75
5.94%$2,802.76
5.95%$2,805.78
5.96%$2,808.80
5.97%$2,811.82
5.98%$2,814.84
5.99%$2,817.86
6.00%$2,820.89