Mortgage Payment for a $402,000 Loan at 4% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $402,000 mortgage with a 4% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $402,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,118.35
0.02%$1,120.03
0.03%$1,121.71
0.04%$1,123.40
0.05%$1,125.09
0.06%$1,126.77
0.07%$1,128.47
0.08%$1,130.16
0.09%$1,131.85
0.10%$1,133.55
0.11%$1,135.24
0.12%$1,136.94
0.13%$1,138.64
0.14%$1,140.35
0.15%$1,142.05
0.16%$1,143.76
0.17%$1,145.46
0.18%$1,147.17
0.19%$1,148.88
0.20%$1,150.59
0.21%$1,152.31
0.22%$1,154.02
0.23%$1,155.74
0.24%$1,157.46
0.25%$1,159.18
0.26%$1,160.90
0.27%$1,162.63
0.28%$1,164.35
0.29%$1,166.08
0.30%$1,167.81
0.31%$1,169.54
0.32%$1,171.27
0.33%$1,173.01
0.34%$1,174.74
0.35%$1,176.48
0.36%$1,178.22
0.37%$1,179.96
0.38%$1,181.70
0.39%$1,183.45
0.40%$1,185.19
0.41%$1,186.94
0.42%$1,188.69
0.43%$1,190.44
0.44%$1,192.19
0.45%$1,193.95
0.46%$1,195.70
0.47%$1,197.46
0.48%$1,199.22
0.49%$1,200.98
0.50%$1,202.74
0.51%$1,204.51
0.52%$1,206.27
0.53%$1,208.04
0.54%$1,209.81
0.55%$1,211.58
0.56%$1,213.35
0.57%$1,215.13
0.58%$1,216.90
0.59%$1,218.68
0.60%$1,220.46
0.61%$1,222.24
0.62%$1,224.02
0.63%$1,225.81
0.64%$1,227.59
0.65%$1,229.38
0.66%$1,231.17
0.67%$1,232.96
0.68%$1,234.75
0.69%$1,236.55
0.70%$1,238.34
0.71%$1,240.14
0.72%$1,241.94
0.73%$1,243.74
0.74%$1,245.54
0.75%$1,247.35
0.76%$1,249.15
0.77%$1,250.96
0.78%$1,252.77
0.79%$1,254.58
0.80%$1,256.39
0.81%$1,258.21
0.82%$1,260.02
0.83%$1,261.84
0.84%$1,263.66
0.85%$1,265.48
0.86%$1,267.30
0.87%$1,269.13
0.88%$1,270.95
0.89%$1,272.78
0.90%$1,274.61
0.91%$1,276.44
0.92%$1,278.27
0.93%$1,280.11
0.94%$1,281.94
0.95%$1,283.78
0.96%$1,285.62
0.97%$1,287.46
0.98%$1,289.30
0.99%$1,291.15
1.00%$1,292.99
Interest Rate Price
1.01%$1,294.84
1.02%$1,296.69
1.03%$1,298.54
1.04%$1,300.39
1.05%$1,302.24
1.06%$1,304.10
1.07%$1,305.96
1.08%$1,307.82
1.09%$1,309.68
1.10%$1,311.54
1.11%$1,313.40
1.12%$1,315.27
1.13%$1,317.14
1.14%$1,319.00
1.15%$1,320.88
1.16%$1,322.75
1.17%$1,324.62
1.18%$1,326.50
1.19%$1,328.37
1.20%$1,330.25
1.21%$1,332.13
1.22%$1,334.02
1.23%$1,335.90
1.24%$1,337.78
1.25%$1,339.67
1.26%$1,341.56
1.27%$1,343.45
1.28%$1,345.34
1.29%$1,347.24
1.30%$1,349.13
1.31%$1,351.03
1.32%$1,352.93
1.33%$1,354.83
1.34%$1,356.73
1.35%$1,358.63
1.36%$1,360.54
1.37%$1,362.45
1.38%$1,364.35
1.39%$1,366.26
1.40%$1,368.18
1.41%$1,370.09
1.42%$1,372.00
1.43%$1,373.92
1.44%$1,375.84
1.45%$1,377.76
1.46%$1,379.68
1.47%$1,381.60
1.48%$1,383.53
1.49%$1,385.46
1.50%$1,387.38
1.51%$1,389.31
1.52%$1,391.24
1.53%$1,393.18
1.54%$1,395.11
1.55%$1,397.05
1.56%$1,398.99
1.57%$1,400.93
1.58%$1,402.87
1.59%$1,404.81
1.60%$1,406.75
1.61%$1,408.70
1.62%$1,410.65
1.63%$1,412.60
1.64%$1,414.55
1.65%$1,416.50
1.66%$1,418.46
1.67%$1,420.41
1.68%$1,422.37
1.69%$1,424.33
1.70%$1,426.29
1.71%$1,428.25
1.72%$1,430.22
1.73%$1,432.18
1.74%$1,434.15
1.75%$1,436.12
1.76%$1,438.09
1.77%$1,440.06
1.78%$1,442.04
1.79%$1,444.01
1.80%$1,445.99
1.81%$1,447.97
1.82%$1,449.95
1.83%$1,451.93
1.84%$1,453.91
1.85%$1,455.90
1.86%$1,457.88
1.87%$1,459.87
1.88%$1,461.86
1.89%$1,463.85
1.90%$1,465.85
1.91%$1,467.84
1.92%$1,469.84
1.93%$1,471.84
1.94%$1,473.84
1.95%$1,475.84
1.96%$1,477.84
1.97%$1,479.85
1.98%$1,481.85
1.99%$1,483.86
2.00%$1,485.87
Interest Rate Price
2.01%$1,487.88
2.02%$1,489.89
2.03%$1,491.91
2.04%$1,493.92
2.05%$1,495.94
2.06%$1,497.96
2.07%$1,499.98
2.08%$1,502.00
2.09%$1,504.03
2.10%$1,506.05
2.11%$1,508.08
2.12%$1,510.11
2.13%$1,512.14
2.14%$1,514.17
2.15%$1,516.21
2.16%$1,518.24
2.17%$1,520.28
2.18%$1,522.32
2.19%$1,524.36
2.20%$1,526.40
2.21%$1,528.44
2.22%$1,530.49
2.23%$1,532.53
2.24%$1,534.58
2.25%$1,536.63
2.26%$1,538.68
2.27%$1,540.73
2.28%$1,542.79
2.29%$1,544.84
2.30%$1,546.90
2.31%$1,548.96
2.32%$1,551.02
2.33%$1,553.08
2.34%$1,555.15
2.35%$1,557.21
2.36%$1,559.28
2.37%$1,561.35
2.38%$1,563.42
2.39%$1,565.49
2.40%$1,567.56
2.41%$1,569.64
2.42%$1,571.72
2.43%$1,573.79
2.44%$1,575.87
2.45%$1,577.96
2.46%$1,580.04
2.47%$1,582.12
2.48%$1,584.21
2.49%$1,586.30
2.50%$1,588.39
2.51%$1,590.48
2.52%$1,592.57
2.53%$1,594.66
2.54%$1,596.76
2.55%$1,598.86
2.56%$1,600.95
2.57%$1,603.06
2.58%$1,605.16
2.59%$1,607.26
2.60%$1,609.37
2.61%$1,611.47
2.62%$1,613.58
2.63%$1,615.69
2.64%$1,617.80
2.65%$1,619.91
2.66%$1,622.03
2.67%$1,624.14
2.68%$1,626.26
2.69%$1,628.38
2.70%$1,630.50
2.71%$1,632.62
2.72%$1,634.75
2.73%$1,636.87
2.74%$1,639.00
2.75%$1,641.13
2.76%$1,643.26
2.77%$1,645.39
2.78%$1,647.52
2.79%$1,649.66
2.80%$1,651.80
2.81%$1,653.93
2.82%$1,656.07
2.83%$1,658.21
2.84%$1,660.36
2.85%$1,662.50
2.86%$1,664.65
2.87%$1,666.79
2.88%$1,668.94
2.89%$1,671.09
2.90%$1,673.24
2.91%$1,675.40
2.92%$1,677.55
2.93%$1,679.71
2.94%$1,681.87
2.95%$1,684.03
2.96%$1,686.19
2.97%$1,688.35
2.98%$1,690.52
2.99%$1,692.68
3.00%$1,694.85
Interest Rate Price
3.01%$1,697.02
3.02%$1,699.19
3.03%$1,701.36
3.04%$1,703.53
3.05%$1,705.71
3.06%$1,707.88
3.07%$1,710.06
3.08%$1,712.24
3.09%$1,714.42
3.10%$1,716.61
3.11%$1,718.79
3.12%$1,720.98
3.13%$1,723.16
3.14%$1,725.35
3.15%$1,727.54
3.16%$1,729.73
3.17%$1,731.93
3.18%$1,734.12
3.19%$1,736.32
3.20%$1,738.52
3.21%$1,740.72
3.22%$1,742.92
3.23%$1,745.12
3.24%$1,747.32
3.25%$1,749.53
3.26%$1,751.74
3.27%$1,753.95
3.28%$1,756.16
3.29%$1,758.37
3.30%$1,760.58
3.31%$1,762.79
3.32%$1,765.01
3.33%$1,767.23
3.34%$1,769.45
3.35%$1,771.67
3.36%$1,773.89
3.37%$1,776.11
3.38%$1,778.34
3.39%$1,780.57
3.40%$1,782.79
3.41%$1,785.02
3.42%$1,787.26
3.43%$1,789.49
3.44%$1,791.72
3.45%$1,793.96
3.46%$1,796.20
3.47%$1,798.43
3.48%$1,800.67
3.49%$1,802.92
3.50%$1,805.16
3.51%$1,807.40
3.52%$1,809.65
3.53%$1,811.90
3.54%$1,814.15
3.55%$1,816.40
3.56%$1,818.65
3.57%$1,820.90
3.58%$1,823.16
3.59%$1,825.42
3.60%$1,827.67
3.61%$1,829.93
3.62%$1,832.20
3.63%$1,834.46
3.64%$1,836.72
3.65%$1,838.99
3.66%$1,841.25
3.67%$1,843.52
3.68%$1,845.79
3.69%$1,848.06
3.70%$1,850.34
3.71%$1,852.61
3.72%$1,854.89
3.73%$1,857.17
3.74%$1,859.44
3.75%$1,861.72
3.76%$1,864.01
3.77%$1,866.29
3.78%$1,868.57
3.79%$1,870.86
3.80%$1,873.15
3.81%$1,875.44
3.82%$1,877.73
3.83%$1,880.02
3.84%$1,882.31
3.85%$1,884.61
3.86%$1,886.91
3.87%$1,889.20
3.88%$1,891.50
3.89%$1,893.80
3.90%$1,896.11
3.91%$1,898.41
3.92%$1,900.72
3.93%$1,903.02
3.94%$1,905.33
3.95%$1,907.64
3.96%$1,909.95
3.97%$1,912.26
3.98%$1,914.58
3.99%$1,916.89
4.00%$1,919.21
Interest Rate Price
4.01%$1,921.53
4.02%$1,923.85
4.03%$1,926.17
4.04%$1,928.49
4.05%$1,930.82
4.06%$1,933.14
4.07%$1,935.47
4.08%$1,937.80
4.09%$1,940.13
4.10%$1,942.46
4.11%$1,944.79
4.12%$1,947.12
4.13%$1,949.46
4.14%$1,951.80
4.15%$1,954.14
4.16%$1,956.48
4.17%$1,958.82
4.18%$1,961.16
4.19%$1,963.50
4.20%$1,965.85
4.21%$1,968.20
4.22%$1,970.54
4.23%$1,972.89
4.24%$1,975.25
4.25%$1,977.60
4.26%$1,979.95
4.27%$1,982.31
4.28%$1,984.67
4.29%$1,987.02
4.30%$1,989.38
4.31%$1,991.74
4.32%$1,994.11
4.33%$1,996.47
4.34%$1,998.84
4.35%$2,001.20
4.36%$2,003.57
4.37%$2,005.94
4.38%$2,008.31
4.39%$2,010.68
4.40%$2,013.06
4.41%$2,015.43
4.42%$2,017.81
4.43%$2,020.19
4.44%$2,022.57
4.45%$2,024.95
4.46%$2,027.33
4.47%$2,029.72
4.48%$2,032.10
4.49%$2,034.49
4.50%$2,036.87
4.51%$2,039.26
4.52%$2,041.65
4.53%$2,044.05
4.54%$2,046.44
4.55%$2,048.84
4.56%$2,051.23
4.57%$2,053.63
4.58%$2,056.03
4.59%$2,058.43
4.60%$2,060.83
4.61%$2,063.23
4.62%$2,065.64
4.63%$2,068.04
4.64%$2,070.45
4.65%$2,072.86
4.66%$2,075.27
4.67%$2,077.68
4.68%$2,080.09
4.69%$2,082.51
4.70%$2,084.92
4.71%$2,087.34
4.72%$2,089.76
4.73%$2,092.18
4.74%$2,094.60
4.75%$2,097.02
4.76%$2,099.45
4.77%$2,101.87
4.78%$2,104.30
4.79%$2,106.73
4.80%$2,109.15
4.81%$2,111.59
4.82%$2,114.02
4.83%$2,116.45
4.84%$2,118.89
4.85%$2,121.32
4.86%$2,123.76
4.87%$2,126.20
4.88%$2,128.64
4.89%$2,131.08
4.90%$2,133.52
4.91%$2,135.97
4.92%$2,138.41
4.93%$2,140.86
4.94%$2,143.31
4.95%$2,145.76
4.96%$2,148.21
4.97%$2,150.66
4.98%$2,153.11
4.99%$2,155.57
5.00%$2,158.02
Interest Rate Price
5.01%$2,160.48
5.02%$2,162.94
5.03%$2,165.40
5.04%$2,167.86
5.05%$2,170.32
5.06%$2,172.79
5.07%$2,175.25
5.08%$2,177.72
5.09%$2,180.19
5.10%$2,182.66
5.11%$2,185.13
5.12%$2,187.60
5.13%$2,190.07
5.14%$2,192.55
5.15%$2,195.03
5.16%$2,197.50
5.17%$2,199.98
5.18%$2,202.46
5.19%$2,204.94
5.20%$2,207.43
5.21%$2,209.91
5.22%$2,212.40
5.23%$2,214.88
5.24%$2,217.37
5.25%$2,219.86
5.26%$2,222.35
5.27%$2,224.84
5.28%$2,227.33
5.29%$2,229.83
5.30%$2,232.32
5.31%$2,234.82
5.32%$2,237.32
5.33%$2,239.82
5.34%$2,242.32
5.35%$2,244.82
5.36%$2,247.33
5.37%$2,249.83
5.38%$2,252.34
5.39%$2,254.85
5.40%$2,257.35
5.41%$2,259.86
5.42%$2,262.38
5.43%$2,264.89
5.44%$2,267.40
5.45%$2,269.92
5.46%$2,272.43
5.47%$2,274.95
5.48%$2,277.47
5.49%$2,279.99
5.50%$2,282.51
5.51%$2,285.03
5.52%$2,287.56
5.53%$2,290.08
5.54%$2,292.61
5.55%$2,295.14
5.56%$2,297.67
5.57%$2,300.20
5.58%$2,302.73
5.59%$2,305.26
5.60%$2,307.80
5.61%$2,310.33
5.62%$2,312.87
5.63%$2,315.41
5.64%$2,317.95
5.65%$2,320.49
5.66%$2,323.03
5.67%$2,325.57
5.68%$2,328.12
5.69%$2,330.66
5.70%$2,333.21
5.71%$2,335.76
5.72%$2,338.31
5.73%$2,340.86
5.74%$2,343.41
5.75%$2,345.96
5.76%$2,348.52
5.77%$2,351.07
5.78%$2,353.63
5.79%$2,356.19
5.80%$2,358.75
5.81%$2,361.31
5.82%$2,363.87
5.83%$2,366.43
5.84%$2,369.00
5.85%$2,371.56
5.86%$2,374.13
5.87%$2,376.70
5.88%$2,379.27
5.89%$2,381.84
5.90%$2,384.41
5.91%$2,386.98
5.92%$2,389.56
5.93%$2,392.13
5.94%$2,394.71
5.95%$2,397.29
5.96%$2,399.86
5.97%$2,402.44
5.98%$2,405.03
5.99%$2,407.61
6.00%$2,410.19