Mortgage Payment for a $401,000 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $401,000 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $401,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,115.57
0.02%$1,117.24
0.03%$1,118.92
0.04%$1,120.60
0.05%$1,122.29
0.06%$1,123.97
0.07%$1,125.66
0.08%$1,127.35
0.09%$1,129.04
0.10%$1,130.73
0.11%$1,132.42
0.12%$1,134.11
0.13%$1,135.81
0.14%$1,137.51
0.15%$1,139.21
0.16%$1,140.91
0.17%$1,142.61
0.18%$1,144.32
0.19%$1,146.02
0.20%$1,147.73
0.21%$1,149.44
0.22%$1,151.15
0.23%$1,152.87
0.24%$1,154.58
0.25%$1,156.30
0.26%$1,158.02
0.27%$1,159.74
0.28%$1,161.46
0.29%$1,163.18
0.30%$1,164.90
0.31%$1,166.63
0.32%$1,168.36
0.33%$1,170.09
0.34%$1,171.82
0.35%$1,173.55
0.36%$1,175.29
0.37%$1,177.02
0.38%$1,178.76
0.39%$1,180.50
0.40%$1,182.24
0.41%$1,183.99
0.42%$1,185.73
0.43%$1,187.48
0.44%$1,189.23
0.45%$1,190.98
0.46%$1,192.73
0.47%$1,194.48
0.48%$1,196.24
0.49%$1,197.99
0.50%$1,199.75
0.51%$1,201.51
0.52%$1,203.27
0.53%$1,205.03
0.54%$1,206.80
0.55%$1,208.57
0.56%$1,210.33
0.57%$1,212.10
0.58%$1,213.87
0.59%$1,215.65
0.60%$1,217.42
0.61%$1,219.20
0.62%$1,220.98
0.63%$1,222.76
0.64%$1,224.54
0.65%$1,226.32
0.66%$1,228.11
0.67%$1,229.89
0.68%$1,231.68
0.69%$1,233.47
0.70%$1,235.26
0.71%$1,237.05
0.72%$1,238.85
0.73%$1,240.65
0.74%$1,242.44
0.75%$1,244.24
0.76%$1,246.04
0.77%$1,247.85
0.78%$1,249.65
0.79%$1,251.46
0.80%$1,253.27
0.81%$1,255.08
0.82%$1,256.89
0.83%$1,258.70
0.84%$1,260.52
0.85%$1,262.33
0.86%$1,264.15
0.87%$1,265.97
0.88%$1,267.79
0.89%$1,269.61
0.90%$1,271.44
0.91%$1,273.26
0.92%$1,275.09
0.93%$1,276.92
0.94%$1,278.75
0.95%$1,280.59
0.96%$1,282.42
0.97%$1,284.26
0.98%$1,286.09
0.99%$1,287.93
1.00%$1,289.77
Interest Rate Price
1.01%$1,291.62
1.02%$1,293.46
1.03%$1,295.31
1.04%$1,297.16
1.05%$1,299.00
1.06%$1,300.86
1.07%$1,302.71
1.08%$1,304.56
1.09%$1,306.42
1.10%$1,308.28
1.11%$1,310.14
1.12%$1,312.00
1.13%$1,313.86
1.14%$1,315.72
1.15%$1,317.59
1.16%$1,319.46
1.17%$1,321.33
1.18%$1,323.20
1.19%$1,325.07
1.20%$1,326.94
1.21%$1,328.82
1.22%$1,330.70
1.23%$1,332.58
1.24%$1,334.46
1.25%$1,336.34
1.26%$1,338.22
1.27%$1,340.11
1.28%$1,342.00
1.29%$1,343.89
1.30%$1,345.78
1.31%$1,347.67
1.32%$1,349.56
1.33%$1,351.46
1.34%$1,353.35
1.35%$1,355.25
1.36%$1,357.15
1.37%$1,359.06
1.38%$1,360.96
1.39%$1,362.86
1.40%$1,364.77
1.41%$1,366.68
1.42%$1,368.59
1.43%$1,370.50
1.44%$1,372.42
1.45%$1,374.33
1.46%$1,376.25
1.47%$1,378.17
1.48%$1,380.09
1.49%$1,382.01
1.50%$1,383.93
1.51%$1,385.86
1.52%$1,387.78
1.53%$1,389.71
1.54%$1,391.64
1.55%$1,393.57
1.56%$1,395.51
1.57%$1,397.44
1.58%$1,399.38
1.59%$1,401.32
1.60%$1,403.26
1.61%$1,405.20
1.62%$1,407.14
1.63%$1,409.08
1.64%$1,411.03
1.65%$1,412.98
1.66%$1,414.93
1.67%$1,416.88
1.68%$1,418.83
1.69%$1,420.79
1.70%$1,422.74
1.71%$1,424.70
1.72%$1,426.66
1.73%$1,428.62
1.74%$1,430.58
1.75%$1,432.55
1.76%$1,434.51
1.77%$1,436.48
1.78%$1,438.45
1.79%$1,440.42
1.80%$1,442.39
1.81%$1,444.36
1.82%$1,446.34
1.83%$1,448.32
1.84%$1,450.30
1.85%$1,452.28
1.86%$1,454.26
1.87%$1,456.24
1.88%$1,458.23
1.89%$1,460.21
1.90%$1,462.20
1.91%$1,464.19
1.92%$1,466.18
1.93%$1,468.18
1.94%$1,470.17
1.95%$1,472.17
1.96%$1,474.17
1.97%$1,476.17
1.98%$1,478.17
1.99%$1,480.17
2.00%$1,482.17
Interest Rate Price
2.01%$1,484.18
2.02%$1,486.19
2.03%$1,488.20
2.04%$1,490.21
2.05%$1,492.22
2.06%$1,494.23
2.07%$1,496.25
2.08%$1,498.27
2.09%$1,500.29
2.10%$1,502.31
2.11%$1,504.33
2.12%$1,506.35
2.13%$1,508.38
2.14%$1,510.41
2.15%$1,512.43
2.16%$1,514.46
2.17%$1,516.50
2.18%$1,518.53
2.19%$1,520.56
2.20%$1,522.60
2.21%$1,524.64
2.22%$1,526.68
2.23%$1,528.72
2.24%$1,530.76
2.25%$1,532.81
2.26%$1,534.85
2.27%$1,536.90
2.28%$1,538.95
2.29%$1,541.00
2.30%$1,543.05
2.31%$1,545.11
2.32%$1,547.16
2.33%$1,549.22
2.34%$1,551.28
2.35%$1,553.34
2.36%$1,555.40
2.37%$1,557.46
2.38%$1,559.53
2.39%$1,561.60
2.40%$1,563.66
2.41%$1,565.73
2.42%$1,567.81
2.43%$1,569.88
2.44%$1,571.95
2.45%$1,574.03
2.46%$1,576.11
2.47%$1,578.19
2.48%$1,580.27
2.49%$1,582.35
2.50%$1,584.43
2.51%$1,586.52
2.52%$1,588.61
2.53%$1,590.70
2.54%$1,592.79
2.55%$1,594.88
2.56%$1,596.97
2.57%$1,599.07
2.58%$1,601.16
2.59%$1,603.26
2.60%$1,605.36
2.61%$1,607.46
2.62%$1,609.57
2.63%$1,611.67
2.64%$1,613.78
2.65%$1,615.88
2.66%$1,617.99
2.67%$1,620.10
2.68%$1,622.22
2.69%$1,624.33
2.70%$1,626.45
2.71%$1,628.56
2.72%$1,630.68
2.73%$1,632.80
2.74%$1,634.92
2.75%$1,637.05
2.76%$1,639.17
2.77%$1,641.30
2.78%$1,643.43
2.79%$1,645.56
2.80%$1,647.69
2.81%$1,649.82
2.82%$1,651.95
2.83%$1,654.09
2.84%$1,656.23
2.85%$1,658.37
2.86%$1,660.51
2.87%$1,662.65
2.88%$1,664.79
2.89%$1,666.94
2.90%$1,669.08
2.91%$1,671.23
2.92%$1,673.38
2.93%$1,675.53
2.94%$1,677.68
2.95%$1,679.84
2.96%$1,681.99
2.97%$1,684.15
2.98%$1,686.31
2.99%$1,688.47
3.00%$1,690.63
Interest Rate Price
3.01%$1,692.80
3.02%$1,694.96
3.03%$1,697.13
3.04%$1,699.30
3.05%$1,701.46
3.06%$1,703.64
3.07%$1,705.81
3.08%$1,707.98
3.09%$1,710.16
3.10%$1,712.34
3.11%$1,714.51
3.12%$1,716.69
3.13%$1,718.88
3.14%$1,721.06
3.15%$1,723.24
3.16%$1,725.43
3.17%$1,727.62
3.18%$1,729.81
3.19%$1,732.00
3.20%$1,734.19
3.21%$1,736.39
3.22%$1,738.58
3.23%$1,740.78
3.24%$1,742.98
3.25%$1,745.18
3.26%$1,747.38
3.27%$1,749.58
3.28%$1,751.79
3.29%$1,753.99
3.30%$1,756.20
3.31%$1,758.41
3.32%$1,760.62
3.33%$1,762.83
3.34%$1,765.05
3.35%$1,767.26
3.36%$1,769.48
3.37%$1,771.70
3.38%$1,773.92
3.39%$1,776.14
3.40%$1,778.36
3.41%$1,780.58
3.42%$1,782.81
3.43%$1,785.04
3.44%$1,787.27
3.45%$1,789.50
3.46%$1,791.73
3.47%$1,793.96
3.48%$1,796.20
3.49%$1,798.43
3.50%$1,800.67
3.51%$1,802.91
3.52%$1,805.15
3.53%$1,807.39
3.54%$1,809.63
3.55%$1,811.88
3.56%$1,814.13
3.57%$1,816.37
3.58%$1,818.62
3.59%$1,820.88
3.60%$1,823.13
3.61%$1,825.38
3.62%$1,827.64
3.63%$1,829.89
3.64%$1,832.15
3.65%$1,834.41
3.66%$1,836.67
3.67%$1,838.94
3.68%$1,841.20
3.69%$1,843.47
3.70%$1,845.73
3.71%$1,848.00
3.72%$1,850.27
3.73%$1,852.55
3.74%$1,854.82
3.75%$1,857.09
3.76%$1,859.37
3.77%$1,861.65
3.78%$1,863.93
3.79%$1,866.21
3.80%$1,868.49
3.81%$1,870.77
3.82%$1,873.06
3.83%$1,875.34
3.84%$1,877.63
3.85%$1,879.92
3.86%$1,882.21
3.87%$1,884.50
3.88%$1,886.80
3.89%$1,889.09
3.90%$1,891.39
3.91%$1,893.69
3.92%$1,895.99
3.93%$1,898.29
3.94%$1,900.59
3.95%$1,902.89
3.96%$1,905.20
3.97%$1,907.51
3.98%$1,909.81
3.99%$1,912.12
4.00%$1,914.44
Interest Rate Price
4.01%$1,916.75
4.02%$1,919.06
4.03%$1,921.38
4.04%$1,923.69
4.05%$1,926.01
4.06%$1,928.33
4.07%$1,930.65
4.08%$1,932.98
4.09%$1,935.30
4.10%$1,937.63
4.11%$1,939.95
4.12%$1,942.28
4.13%$1,944.61
4.14%$1,946.94
4.15%$1,949.27
4.16%$1,951.61
4.17%$1,953.94
4.18%$1,956.28
4.19%$1,958.62
4.20%$1,960.96
4.21%$1,963.30
4.22%$1,965.64
4.23%$1,967.99
4.24%$1,970.33
4.25%$1,972.68
4.26%$1,975.03
4.27%$1,977.38
4.28%$1,979.73
4.29%$1,982.08
4.30%$1,984.43
4.31%$1,986.79
4.32%$1,989.15
4.33%$1,991.50
4.34%$1,993.86
4.35%$1,996.23
4.36%$1,998.59
4.37%$2,000.95
4.38%$2,003.32
4.39%$2,005.68
4.40%$2,008.05
4.41%$2,010.42
4.42%$2,012.79
4.43%$2,015.16
4.44%$2,017.54
4.45%$2,019.91
4.46%$2,022.29
4.47%$2,024.67
4.48%$2,027.05
4.49%$2,029.43
4.50%$2,031.81
4.51%$2,034.19
4.52%$2,036.58
4.53%$2,038.96
4.54%$2,041.35
4.55%$2,043.74
4.56%$2,046.13
4.57%$2,048.52
4.58%$2,050.91
4.59%$2,053.31
4.60%$2,055.70
4.61%$2,058.10
4.62%$2,060.50
4.63%$2,062.90
4.64%$2,065.30
4.65%$2,067.70
4.66%$2,070.11
4.67%$2,072.51
4.68%$2,074.92
4.69%$2,077.33
4.70%$2,079.74
4.71%$2,082.15
4.72%$2,084.56
4.73%$2,086.97
4.74%$2,089.39
4.75%$2,091.81
4.76%$2,094.22
4.77%$2,096.64
4.78%$2,099.06
4.79%$2,101.48
4.80%$2,103.91
4.81%$2,106.33
4.82%$2,108.76
4.83%$2,111.19
4.84%$2,113.61
4.85%$2,116.04
4.86%$2,118.48
4.87%$2,120.91
4.88%$2,123.34
4.89%$2,125.78
4.90%$2,128.21
4.91%$2,130.65
4.92%$2,133.09
4.93%$2,135.53
4.94%$2,137.97
4.95%$2,140.42
4.96%$2,142.86
4.97%$2,145.31
4.98%$2,147.76
4.99%$2,150.20
5.00%$2,152.65
Interest Rate Price
5.01%$2,155.11
5.02%$2,157.56
5.03%$2,160.01
5.04%$2,162.47
5.05%$2,164.93
5.06%$2,167.38
5.07%$2,169.84
5.08%$2,172.30
5.09%$2,174.77
5.10%$2,177.23
5.11%$2,179.69
5.12%$2,182.16
5.13%$2,184.63
5.14%$2,187.10
5.15%$2,189.57
5.16%$2,192.04
5.17%$2,194.51
5.18%$2,196.98
5.19%$2,199.46
5.20%$2,201.93
5.21%$2,204.41
5.22%$2,206.89
5.23%$2,209.37
5.24%$2,211.85
5.25%$2,214.34
5.26%$2,216.82
5.27%$2,219.31
5.28%$2,221.79
5.29%$2,224.28
5.30%$2,226.77
5.31%$2,229.26
5.32%$2,231.75
5.33%$2,234.25
5.34%$2,236.74
5.35%$2,239.24
5.36%$2,241.74
5.37%$2,244.23
5.38%$2,246.73
5.39%$2,249.24
5.40%$2,251.74
5.41%$2,254.24
5.42%$2,256.75
5.43%$2,259.25
5.44%$2,261.76
5.45%$2,264.27
5.46%$2,266.78
5.47%$2,269.29
5.48%$2,271.80
5.49%$2,274.32
5.50%$2,276.83
5.51%$2,279.35
5.52%$2,281.87
5.53%$2,284.39
5.54%$2,286.91
5.55%$2,289.43
5.56%$2,291.95
5.57%$2,294.48
5.58%$2,297.00
5.59%$2,299.53
5.60%$2,302.06
5.61%$2,304.59
5.62%$2,307.12
5.63%$2,309.65
5.64%$2,312.18
5.65%$2,314.72
5.66%$2,317.25
5.67%$2,319.79
5.68%$2,322.33
5.69%$2,324.87
5.70%$2,327.41
5.71%$2,329.95
5.72%$2,332.49
5.73%$2,335.03
5.74%$2,337.58
5.75%$2,340.13
5.76%$2,342.68
5.77%$2,345.22
5.78%$2,347.77
5.79%$2,350.33
5.80%$2,352.88
5.81%$2,355.43
5.82%$2,357.99
5.83%$2,360.55
5.84%$2,363.10
5.85%$2,365.66
5.86%$2,368.22
5.87%$2,370.79
5.88%$2,373.35
5.89%$2,375.91
5.90%$2,378.48
5.91%$2,381.04
5.92%$2,383.61
5.93%$2,386.18
5.94%$2,388.75
5.95%$2,391.32
5.96%$2,393.89
5.97%$2,396.47
5.98%$2,399.04
5.99%$2,401.62
6.00%$2,404.20