Mortgage Payment for a $400,000 Loan at 5% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $400,000 mortgage with a 5% interest rate?

Loan Amount $
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $400,000 Mortgage

Browse monthly payment based on interest rate

Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,112.78
0.02%$1,114.46
0.03%$1,116.13
0.04%$1,117.81
0.05%$1,119.49
0.06%$1,121.17
0.07%$1,122.85
0.08%$1,124.53
0.09%$1,126.22
0.10%$1,127.91
0.11%$1,129.60
0.12%$1,131.29
0.13%$1,132.98
0.14%$1,134.67
0.15%$1,136.37
0.16%$1,138.07
0.17%$1,139.76
0.18%$1,141.46
0.19%$1,143.17
0.20%$1,144.87
0.21%$1,146.58
0.22%$1,148.28
0.23%$1,149.99
0.24%$1,151.70
0.25%$1,153.41
0.26%$1,155.13
0.27%$1,156.84
0.28%$1,158.56
0.29%$1,160.28
0.30%$1,162.00
0.31%$1,163.72
0.32%$1,165.45
0.33%$1,167.17
0.34%$1,168.90
0.35%$1,170.63
0.36%$1,172.36
0.37%$1,174.09
0.38%$1,175.82
0.39%$1,177.56
0.40%$1,179.30
0.41%$1,181.03
0.42%$1,182.77
0.43%$1,184.52
0.44%$1,186.26
0.45%$1,188.01
0.46%$1,189.75
0.47%$1,191.50
0.48%$1,193.25
0.49%$1,195.00
0.50%$1,196.76
0.51%$1,198.51
0.52%$1,200.27
0.53%$1,202.03
0.54%$1,203.79
0.55%$1,205.55
0.56%$1,207.32
0.57%$1,209.08
0.58%$1,210.85
0.59%$1,212.62
0.60%$1,214.39
0.61%$1,216.16
0.62%$1,217.93
0.63%$1,219.71
0.64%$1,221.48
0.65%$1,223.26
0.66%$1,225.04
0.67%$1,226.83
0.68%$1,228.61
0.69%$1,230.39
0.70%$1,232.18
0.71%$1,233.97
0.72%$1,235.76
0.73%$1,237.55
0.74%$1,239.35
0.75%$1,241.14
0.76%$1,242.94
0.77%$1,244.74
0.78%$1,246.54
0.79%$1,248.34
0.80%$1,250.14
0.81%$1,251.95
0.82%$1,253.75
0.83%$1,255.56
0.84%$1,257.37
0.85%$1,259.18
0.86%$1,261.00
0.87%$1,262.81
0.88%$1,264.63
0.89%$1,266.45
0.90%$1,268.27
0.91%$1,270.09
0.92%$1,271.91
0.93%$1,273.74
0.94%$1,275.56
0.95%$1,277.39
0.96%$1,279.22
0.97%$1,281.05
0.98%$1,282.89
0.99%$1,284.72
1.00%$1,286.56
Interest Rate Price
1.01%$1,288.40
1.02%$1,290.24
1.03%$1,292.08
1.04%$1,293.92
1.05%$1,295.77
1.06%$1,297.61
1.07%$1,299.46
1.08%$1,301.31
1.09%$1,303.16
1.10%$1,305.01
1.11%$1,306.87
1.12%$1,308.73
1.13%$1,310.58
1.14%$1,312.44
1.15%$1,314.30
1.16%$1,316.17
1.17%$1,318.03
1.18%$1,319.90
1.19%$1,321.77
1.20%$1,323.63
1.21%$1,325.51
1.22%$1,327.38
1.23%$1,329.25
1.24%$1,331.13
1.25%$1,333.01
1.26%$1,334.89
1.27%$1,336.77
1.28%$1,338.65
1.29%$1,340.53
1.30%$1,342.42
1.31%$1,344.31
1.32%$1,346.20
1.33%$1,348.09
1.34%$1,349.98
1.35%$1,351.87
1.36%$1,353.77
1.37%$1,355.67
1.38%$1,357.57
1.39%$1,359.47
1.40%$1,361.37
1.41%$1,363.27
1.42%$1,365.18
1.43%$1,367.09
1.44%$1,368.99
1.45%$1,370.90
1.46%$1,372.82
1.47%$1,374.73
1.48%$1,376.65
1.49%$1,378.56
1.50%$1,380.48
1.51%$1,382.40
1.52%$1,384.32
1.53%$1,386.25
1.54%$1,388.17
1.55%$1,390.10
1.56%$1,392.03
1.57%$1,393.96
1.58%$1,395.89
1.59%$1,397.82
1.60%$1,399.76
1.61%$1,401.69
1.62%$1,403.63
1.63%$1,405.57
1.64%$1,407.51
1.65%$1,409.45
1.66%$1,411.40
1.67%$1,413.35
1.68%$1,415.29
1.69%$1,417.24
1.70%$1,419.19
1.71%$1,421.15
1.72%$1,423.10
1.73%$1,425.06
1.74%$1,427.01
1.75%$1,428.97
1.76%$1,430.93
1.77%$1,432.90
1.78%$1,434.86
1.79%$1,436.83
1.80%$1,438.79
1.81%$1,440.76
1.82%$1,442.73
1.83%$1,444.71
1.84%$1,446.68
1.85%$1,448.65
1.86%$1,450.63
1.87%$1,452.61
1.88%$1,454.59
1.89%$1,456.57
1.90%$1,458.56
1.91%$1,460.54
1.92%$1,462.53
1.93%$1,464.52
1.94%$1,466.51
1.95%$1,468.50
1.96%$1,470.49
1.97%$1,472.48
1.98%$1,474.48
1.99%$1,476.48
2.00%$1,478.48
Interest Rate Price
2.01%$1,480.48
2.02%$1,482.48
2.03%$1,484.49
2.04%$1,486.49
2.05%$1,488.50
2.06%$1,490.51
2.07%$1,492.52
2.08%$1,494.53
2.09%$1,496.55
2.10%$1,498.56
2.11%$1,500.58
2.12%$1,502.60
2.13%$1,504.62
2.14%$1,506.64
2.15%$1,508.66
2.16%$1,510.69
2.17%$1,512.71
2.18%$1,514.74
2.19%$1,516.77
2.20%$1,518.80
2.21%$1,520.84
2.22%$1,522.87
2.23%$1,524.91
2.24%$1,526.95
2.25%$1,528.98
2.26%$1,531.03
2.27%$1,533.07
2.28%$1,535.11
2.29%$1,537.16
2.30%$1,539.21
2.31%$1,541.25
2.32%$1,543.30
2.33%$1,545.36
2.34%$1,547.41
2.35%$1,549.47
2.36%$1,551.52
2.37%$1,553.58
2.38%$1,555.64
2.39%$1,557.70
2.40%$1,559.77
2.41%$1,561.83
2.42%$1,563.90
2.43%$1,565.96
2.44%$1,568.03
2.45%$1,570.10
2.46%$1,572.18
2.47%$1,574.25
2.48%$1,576.33
2.49%$1,578.40
2.50%$1,580.48
2.51%$1,582.56
2.52%$1,584.65
2.53%$1,586.73
2.54%$1,588.81
2.55%$1,590.90
2.56%$1,592.99
2.57%$1,595.08
2.58%$1,597.17
2.59%$1,599.26
2.60%$1,601.36
2.61%$1,603.45
2.62%$1,605.55
2.63%$1,607.65
2.64%$1,609.75
2.65%$1,611.86
2.66%$1,613.96
2.67%$1,616.06
2.68%$1,618.17
2.69%$1,620.28
2.70%$1,622.39
2.71%$1,624.50
2.72%$1,626.62
2.73%$1,628.73
2.74%$1,630.85
2.75%$1,632.96
2.76%$1,635.08
2.77%$1,637.21
2.78%$1,639.33
2.79%$1,641.45
2.80%$1,643.58
2.81%$1,645.71
2.82%$1,647.83
2.83%$1,649.96
2.84%$1,652.10
2.85%$1,654.23
2.86%$1,656.36
2.87%$1,658.50
2.88%$1,660.64
2.89%$1,662.78
2.90%$1,664.92
2.91%$1,667.06
2.92%$1,669.21
2.93%$1,671.35
2.94%$1,673.50
2.95%$1,675.65
2.96%$1,677.80
2.97%$1,679.95
2.98%$1,682.10
2.99%$1,684.26
3.00%$1,686.42
Interest Rate Price
3.01%$1,688.57
3.02%$1,690.73
3.03%$1,692.89
3.04%$1,695.06
3.05%$1,697.22
3.06%$1,699.39
3.07%$1,701.55
3.08%$1,703.72
3.09%$1,705.89
3.10%$1,708.07
3.11%$1,710.24
3.12%$1,712.41
3.13%$1,714.59
3.14%$1,716.77
3.15%$1,718.95
3.16%$1,721.13
3.17%$1,723.31
3.18%$1,725.49
3.19%$1,727.68
3.20%$1,729.87
3.21%$1,732.06
3.22%$1,734.25
3.23%$1,736.44
3.24%$1,738.63
3.25%$1,740.83
3.26%$1,743.02
3.27%$1,745.22
3.28%$1,747.42
3.29%$1,749.62
3.30%$1,751.82
3.31%$1,754.02
3.32%$1,756.23
3.33%$1,758.44
3.34%$1,760.64
3.35%$1,762.85
3.36%$1,765.07
3.37%$1,767.28
3.38%$1,769.49
3.39%$1,771.71
3.40%$1,773.92
3.41%$1,776.14
3.42%$1,778.36
3.43%$1,780.59
3.44%$1,782.81
3.45%$1,785.03
3.46%$1,787.26
3.47%$1,789.49
3.48%$1,791.72
3.49%$1,793.95
3.50%$1,796.18
3.51%$1,798.41
3.52%$1,800.65
3.53%$1,802.88
3.54%$1,805.12
3.55%$1,807.36
3.56%$1,809.60
3.57%$1,811.85
3.58%$1,814.09
3.59%$1,816.33
3.60%$1,818.58
3.61%$1,820.83
3.62%$1,823.08
3.63%$1,825.33
3.64%$1,827.58
3.65%$1,829.84
3.66%$1,832.09
3.67%$1,834.35
3.68%$1,836.61
3.69%$1,838.87
3.70%$1,841.13
3.71%$1,843.40
3.72%$1,845.66
3.73%$1,847.93
3.74%$1,850.19
3.75%$1,852.46
3.76%$1,854.73
3.77%$1,857.00
3.78%$1,859.28
3.79%$1,861.55
3.80%$1,863.83
3.81%$1,866.11
3.82%$1,868.39
3.83%$1,870.67
3.84%$1,872.95
3.85%$1,875.23
3.86%$1,877.52
3.87%$1,879.80
3.88%$1,882.09
3.89%$1,884.38
3.90%$1,886.67
3.91%$1,888.97
3.92%$1,891.26
3.93%$1,893.55
3.94%$1,895.85
3.95%$1,898.15
3.96%$1,900.45
3.97%$1,902.75
3.98%$1,905.05
3.99%$1,907.36
4.00%$1,909.66
Interest Rate Price
4.01%$1,911.97
4.02%$1,914.28
4.03%$1,916.59
4.04%$1,918.90
4.05%$1,921.21
4.06%$1,923.52
4.07%$1,925.84
4.08%$1,928.16
4.09%$1,930.47
4.10%$1,932.79
4.11%$1,935.11
4.12%$1,937.44
4.13%$1,939.76
4.14%$1,942.09
4.15%$1,944.41
4.16%$1,946.74
4.17%$1,949.07
4.18%$1,951.40
4.19%$1,953.73
4.20%$1,956.07
4.21%$1,958.40
4.22%$1,960.74
4.23%$1,963.08
4.24%$1,965.42
4.25%$1,967.76
4.26%$1,970.10
4.27%$1,972.45
4.28%$1,974.79
4.29%$1,977.14
4.30%$1,979.49
4.31%$1,981.84
4.32%$1,984.19
4.33%$1,986.54
4.34%$1,988.89
4.35%$1,991.25
4.36%$1,993.60
4.37%$1,995.96
4.38%$1,998.32
4.39%$2,000.68
4.40%$2,003.04
4.41%$2,005.41
4.42%$2,007.77
4.43%$2,010.14
4.44%$2,012.51
4.45%$2,014.88
4.46%$2,017.25
4.47%$2,019.62
4.48%$2,021.99
4.49%$2,024.37
4.50%$2,026.74
4.51%$2,029.12
4.52%$2,031.50
4.53%$2,033.88
4.54%$2,036.26
4.55%$2,038.64
4.56%$2,041.03
4.57%$2,043.41
4.58%$2,045.80
4.59%$2,048.19
4.60%$2,050.58
4.61%$2,052.97
4.62%$2,055.36
4.63%$2,057.76
4.64%$2,060.15
4.65%$2,062.55
4.66%$2,064.95
4.67%$2,067.34
4.68%$2,069.75
4.69%$2,072.15
4.70%$2,074.55
4.71%$2,076.96
4.72%$2,079.36
4.73%$2,081.77
4.74%$2,084.18
4.75%$2,086.59
4.76%$2,089.00
4.77%$2,091.41
4.78%$2,093.83
4.79%$2,096.24
4.80%$2,098.66
4.81%$2,101.08
4.82%$2,103.50
4.83%$2,105.92
4.84%$2,108.34
4.85%$2,110.77
4.86%$2,113.19
4.87%$2,115.62
4.88%$2,118.05
4.89%$2,120.48
4.90%$2,122.91
4.91%$2,125.34
4.92%$2,127.77
4.93%$2,130.21
4.94%$2,132.64
4.95%$2,135.08
4.96%$2,137.52
4.97%$2,139.96
4.98%$2,142.40
4.99%$2,144.84
5.00%$2,147.29
Interest Rate Price
5.01%$2,149.73
5.02%$2,152.18
5.03%$2,154.63
5.04%$2,157.08
5.05%$2,159.53
5.06%$2,161.98
5.07%$2,164.43
5.08%$2,166.89
5.09%$2,169.34
5.10%$2,171.80
5.11%$2,174.26
5.12%$2,176.72
5.13%$2,179.18
5.14%$2,181.64
5.15%$2,184.10
5.16%$2,186.57
5.17%$2,189.04
5.18%$2,191.50
5.19%$2,193.97
5.20%$2,196.44
5.21%$2,198.92
5.22%$2,201.39
5.23%$2,203.86
5.24%$2,206.34
5.25%$2,208.81
5.26%$2,211.29
5.27%$2,213.77
5.28%$2,216.25
5.29%$2,218.74
5.30%$2,221.22
5.31%$2,223.70
5.32%$2,226.19
5.33%$2,228.68
5.34%$2,231.16
5.35%$2,233.65
5.36%$2,236.15
5.37%$2,238.64
5.38%$2,241.13
5.39%$2,243.63
5.40%$2,246.12
5.41%$2,248.62
5.42%$2,251.12
5.43%$2,253.62
5.44%$2,256.12
5.45%$2,258.62
5.46%$2,261.13
5.47%$2,263.63
5.48%$2,266.14
5.49%$2,268.65
5.50%$2,271.16
5.51%$2,273.67
5.52%$2,276.18
5.53%$2,278.69
5.54%$2,281.20
5.55%$2,283.72
5.56%$2,286.24
5.57%$2,288.75
5.58%$2,291.27
5.59%$2,293.79
5.60%$2,296.32
5.61%$2,298.84
5.62%$2,301.36
5.63%$2,303.89
5.64%$2,306.42
5.65%$2,308.94
5.66%$2,311.47
5.67%$2,314.00
5.68%$2,316.53
5.69%$2,319.07
5.70%$2,321.60
5.71%$2,324.14
5.72%$2,326.67
5.73%$2,329.21
5.74%$2,331.75
5.75%$2,334.29
5.76%$2,336.83
5.77%$2,339.38
5.78%$2,341.92
5.79%$2,344.47
5.80%$2,347.01
5.81%$2,349.56
5.82%$2,352.11
5.83%$2,354.66
5.84%$2,357.21
5.85%$2,359.76
5.86%$2,362.32
5.87%$2,364.87
5.88%$2,367.43
5.89%$2,369.99
5.90%$2,372.55
5.91%$2,375.11
5.92%$2,377.67
5.93%$2,380.23
5.94%$2,382.79
5.95%$2,385.36
5.96%$2,387.93
5.97%$2,390.49
5.98%$2,393.06
5.99%$2,395.63
6.00%$2,398.20