Mortgage Payment for a $399,000 Loan at 5% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $399,000 mortgage with a 5% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $399,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,110.00
0.02%$1,111.67
0.03%$1,113.34
0.04%$1,115.02
0.05%$1,116.69
0.06%$1,118.37
0.07%$1,120.04
0.08%$1,121.72
0.09%$1,123.40
0.10%$1,125.09
0.11%$1,126.77
0.12%$1,128.46
0.13%$1,130.15
0.14%$1,131.84
0.15%$1,133.53
0.16%$1,135.22
0.17%$1,136.91
0.18%$1,138.61
0.19%$1,140.31
0.20%$1,142.01
0.21%$1,143.71
0.22%$1,145.41
0.23%$1,147.12
0.24%$1,148.82
0.25%$1,150.53
0.26%$1,152.24
0.27%$1,153.95
0.28%$1,155.66
0.29%$1,157.38
0.30%$1,159.09
0.31%$1,160.81
0.32%$1,162.53
0.33%$1,164.25
0.34%$1,165.98
0.35%$1,167.70
0.36%$1,169.43
0.37%$1,171.15
0.38%$1,172.88
0.39%$1,174.61
0.40%$1,176.35
0.41%$1,178.08
0.42%$1,179.82
0.43%$1,181.56
0.44%$1,183.30
0.45%$1,185.04
0.46%$1,186.78
0.47%$1,188.52
0.48%$1,190.27
0.49%$1,192.02
0.50%$1,193.77
0.51%$1,195.52
0.52%$1,197.27
0.53%$1,199.02
0.54%$1,200.78
0.55%$1,202.54
0.56%$1,204.30
0.57%$1,206.06
0.58%$1,207.82
0.59%$1,209.58
0.60%$1,211.35
0.61%$1,213.12
0.62%$1,214.89
0.63%$1,216.66
0.64%$1,218.43
0.65%$1,220.20
0.66%$1,221.98
0.67%$1,223.76
0.68%$1,225.54
0.69%$1,227.32
0.70%$1,229.10
0.71%$1,230.88
0.72%$1,232.67
0.73%$1,234.46
0.74%$1,236.25
0.75%$1,238.04
0.76%$1,239.83
0.77%$1,241.62
0.78%$1,243.42
0.79%$1,245.22
0.80%$1,247.02
0.81%$1,248.82
0.82%$1,250.62
0.83%$1,252.42
0.84%$1,254.23
0.85%$1,256.04
0.86%$1,257.84
0.87%$1,259.65
0.88%$1,261.47
0.89%$1,263.28
0.90%$1,265.10
0.91%$1,266.91
0.92%$1,268.73
0.93%$1,270.55
0.94%$1,272.37
0.95%$1,274.20
0.96%$1,276.02
0.97%$1,277.85
0.98%$1,279.68
0.99%$1,281.51
1.00%$1,283.34
Interest Rate Price
1.01%$1,285.18
1.02%$1,287.01
1.03%$1,288.85
1.04%$1,290.69
1.05%$1,292.53
1.06%$1,294.37
1.07%$1,296.21
1.08%$1,298.06
1.09%$1,299.90
1.10%$1,301.75
1.11%$1,303.60
1.12%$1,305.45
1.13%$1,307.31
1.14%$1,309.16
1.15%$1,311.02
1.16%$1,312.88
1.17%$1,314.74
1.18%$1,316.60
1.19%$1,318.46
1.20%$1,320.33
1.21%$1,322.19
1.22%$1,324.06
1.23%$1,325.93
1.24%$1,327.80
1.25%$1,329.67
1.26%$1,331.55
1.27%$1,333.43
1.28%$1,335.30
1.29%$1,337.18
1.30%$1,339.06
1.31%$1,340.95
1.32%$1,342.83
1.33%$1,344.72
1.34%$1,346.60
1.35%$1,348.49
1.36%$1,350.38
1.37%$1,352.28
1.38%$1,354.17
1.39%$1,356.07
1.40%$1,357.97
1.41%$1,359.86
1.42%$1,361.76
1.43%$1,363.67
1.44%$1,365.57
1.45%$1,367.48
1.46%$1,369.38
1.47%$1,371.29
1.48%$1,373.20
1.49%$1,375.12
1.50%$1,377.03
1.51%$1,378.95
1.52%$1,380.86
1.53%$1,382.78
1.54%$1,384.70
1.55%$1,386.62
1.56%$1,388.55
1.57%$1,390.47
1.58%$1,392.40
1.59%$1,394.33
1.60%$1,396.26
1.61%$1,398.19
1.62%$1,400.12
1.63%$1,402.06
1.64%$1,403.99
1.65%$1,405.93
1.66%$1,407.87
1.67%$1,409.81
1.68%$1,411.76
1.69%$1,413.70
1.70%$1,415.65
1.71%$1,417.59
1.72%$1,419.54
1.73%$1,421.49
1.74%$1,423.45
1.75%$1,425.40
1.76%$1,427.36
1.77%$1,429.31
1.78%$1,431.27
1.79%$1,433.23
1.80%$1,435.20
1.81%$1,437.16
1.82%$1,439.13
1.83%$1,441.09
1.84%$1,443.06
1.85%$1,445.03
1.86%$1,447.00
1.87%$1,448.98
1.88%$1,450.95
1.89%$1,452.93
1.90%$1,454.91
1.91%$1,456.89
1.92%$1,458.87
1.93%$1,460.85
1.94%$1,462.84
1.95%$1,464.83
1.96%$1,466.81
1.97%$1,468.80
1.98%$1,470.79
1.99%$1,472.79
2.00%$1,474.78
Interest Rate Price
2.01%$1,476.78
2.02%$1,478.78
2.03%$1,480.77
2.04%$1,482.78
2.05%$1,484.78
2.06%$1,486.78
2.07%$1,488.79
2.08%$1,490.80
2.09%$1,492.80
2.10%$1,494.81
2.11%$1,496.83
2.12%$1,498.84
2.13%$1,500.86
2.14%$1,502.87
2.15%$1,504.89
2.16%$1,506.91
2.17%$1,508.93
2.18%$1,510.96
2.19%$1,512.98
2.20%$1,515.01
2.21%$1,517.03
2.22%$1,519.06
2.23%$1,521.09
2.24%$1,523.13
2.25%$1,525.16
2.26%$1,527.20
2.27%$1,529.24
2.28%$1,531.27
2.29%$1,533.31
2.30%$1,535.36
2.31%$1,537.40
2.32%$1,539.45
2.33%$1,541.49
2.34%$1,543.54
2.35%$1,545.59
2.36%$1,547.64
2.37%$1,549.70
2.38%$1,551.75
2.39%$1,553.81
2.40%$1,555.87
2.41%$1,557.93
2.42%$1,559.99
2.43%$1,562.05
2.44%$1,564.11
2.45%$1,566.18
2.46%$1,568.25
2.47%$1,570.32
2.48%$1,572.39
2.49%$1,574.46
2.50%$1,576.53
2.51%$1,578.61
2.52%$1,580.68
2.53%$1,582.76
2.54%$1,584.84
2.55%$1,586.92
2.56%$1,589.01
2.57%$1,591.09
2.58%$1,593.18
2.59%$1,595.27
2.60%$1,597.36
2.61%$1,599.45
2.62%$1,601.54
2.63%$1,603.63
2.64%$1,605.73
2.65%$1,607.83
2.66%$1,609.92
2.67%$1,612.02
2.68%$1,614.13
2.69%$1,616.23
2.70%$1,618.33
2.71%$1,620.44
2.72%$1,622.55
2.73%$1,624.66
2.74%$1,626.77
2.75%$1,628.88
2.76%$1,631.00
2.77%$1,633.11
2.78%$1,635.23
2.79%$1,637.35
2.80%$1,639.47
2.81%$1,641.59
2.82%$1,643.71
2.83%$1,645.84
2.84%$1,647.97
2.85%$1,650.09
2.86%$1,652.22
2.87%$1,654.35
2.88%$1,656.49
2.89%$1,658.62
2.90%$1,660.76
2.91%$1,662.89
2.92%$1,665.03
2.93%$1,667.17
2.94%$1,669.32
2.95%$1,671.46
2.96%$1,673.60
2.97%$1,675.75
2.98%$1,677.90
2.99%$1,680.05
3.00%$1,682.20
Interest Rate Price
3.01%$1,684.35
3.02%$1,686.51
3.03%$1,688.66
3.04%$1,690.82
3.05%$1,692.98
3.06%$1,695.14
3.07%$1,697.30
3.08%$1,699.46
3.09%$1,701.63
3.10%$1,703.80
3.11%$1,705.96
3.12%$1,708.13
3.13%$1,710.30
3.14%$1,712.48
3.15%$1,714.65
3.16%$1,716.83
3.17%$1,719.00
3.18%$1,721.18
3.19%$1,723.36
3.20%$1,725.54
3.21%$1,727.73
3.22%$1,729.91
3.23%$1,732.10
3.24%$1,734.28
3.25%$1,736.47
3.26%$1,738.66
3.27%$1,740.86
3.28%$1,743.05
3.29%$1,745.24
3.30%$1,747.44
3.31%$1,749.64
3.32%$1,751.84
3.33%$1,754.04
3.34%$1,756.24
3.35%$1,758.45
3.36%$1,760.65
3.37%$1,762.86
3.38%$1,765.07
3.39%$1,767.28
3.40%$1,769.49
3.41%$1,771.70
3.42%$1,773.92
3.43%$1,776.13
3.44%$1,778.35
3.45%$1,780.57
3.46%$1,782.79
3.47%$1,785.01
3.48%$1,787.24
3.49%$1,789.46
3.50%$1,791.69
3.51%$1,793.92
3.52%$1,796.15
3.53%$1,798.38
3.54%$1,800.61
3.55%$1,802.84
3.56%$1,805.08
3.57%$1,807.32
3.58%$1,809.55
3.59%$1,811.79
3.60%$1,814.03
3.61%$1,816.28
3.62%$1,818.52
3.63%$1,820.77
3.64%$1,823.01
3.65%$1,825.26
3.66%$1,827.51
3.67%$1,829.77
3.68%$1,832.02
3.69%$1,834.27
3.70%$1,836.53
3.71%$1,838.79
3.72%$1,841.05
3.73%$1,843.31
3.74%$1,845.57
3.75%$1,847.83
3.76%$1,850.10
3.77%$1,852.36
3.78%$1,854.63
3.79%$1,856.90
3.80%$1,859.17
3.81%$1,861.44
3.82%$1,863.72
3.83%$1,865.99
3.84%$1,868.27
3.85%$1,870.54
3.86%$1,872.82
3.87%$1,875.11
3.88%$1,877.39
3.89%$1,879.67
3.90%$1,881.96
3.91%$1,884.24
3.92%$1,886.53
3.93%$1,888.82
3.94%$1,891.11
3.95%$1,893.40
3.96%$1,895.70
3.97%$1,897.99
3.98%$1,900.29
3.99%$1,902.59
4.00%$1,904.89
Interest Rate Price
4.01%$1,907.19
4.02%$1,909.49
4.03%$1,911.79
4.04%$1,914.10
4.05%$1,916.41
4.06%$1,918.71
4.07%$1,921.02
4.08%$1,923.34
4.09%$1,925.65
4.10%$1,927.96
4.11%$1,930.28
4.12%$1,932.59
4.13%$1,934.91
4.14%$1,937.23
4.15%$1,939.55
4.16%$1,941.87
4.17%$1,944.20
4.18%$1,946.52
4.19%$1,948.85
4.20%$1,951.18
4.21%$1,953.51
4.22%$1,955.84
4.23%$1,958.17
4.24%$1,960.51
4.25%$1,962.84
4.26%$1,965.18
4.27%$1,967.51
4.28%$1,969.85
4.29%$1,972.19
4.30%$1,974.54
4.31%$1,976.88
4.32%$1,979.23
4.33%$1,981.57
4.34%$1,983.92
4.35%$1,986.27
4.36%$1,988.62
4.37%$1,990.97
4.38%$1,993.33
4.39%$1,995.68
4.40%$1,998.04
4.41%$2,000.39
4.42%$2,002.75
4.43%$2,005.11
4.44%$2,007.47
4.45%$2,009.84
4.46%$2,012.20
4.47%$2,014.57
4.48%$2,016.94
4.49%$2,019.30
4.50%$2,021.67
4.51%$2,024.05
4.52%$2,026.42
4.53%$2,028.79
4.54%$2,031.17
4.55%$2,033.55
4.56%$2,035.92
4.57%$2,038.30
4.58%$2,040.68
4.59%$2,043.07
4.60%$2,045.45
4.61%$2,047.84
4.62%$2,050.22
4.63%$2,052.61
4.64%$2,055.00
4.65%$2,057.39
4.66%$2,059.78
4.67%$2,062.18
4.68%$2,064.57
4.69%$2,066.97
4.70%$2,069.36
4.71%$2,071.76
4.72%$2,074.16
4.73%$2,076.57
4.74%$2,078.97
4.75%$2,081.37
4.76%$2,083.78
4.77%$2,086.19
4.78%$2,088.59
4.79%$2,091.00
4.80%$2,093.41
4.81%$2,095.83
4.82%$2,098.24
4.83%$2,100.66
4.84%$2,103.07
4.85%$2,105.49
4.86%$2,107.91
4.87%$2,110.33
4.88%$2,112.75
4.89%$2,115.18
4.90%$2,117.60
4.91%$2,120.03
4.92%$2,122.45
4.93%$2,124.88
4.94%$2,127.31
4.95%$2,129.74
4.96%$2,132.17
4.97%$2,134.61
4.98%$2,137.04
4.99%$2,139.48
5.00%$2,141.92
Interest Rate Price
5.01%$2,144.36
5.02%$2,146.80
5.03%$2,149.24
5.04%$2,151.68
5.05%$2,154.13
5.06%$2,156.57
5.07%$2,159.02
5.08%$2,161.47
5.09%$2,163.92
5.10%$2,166.37
5.11%$2,168.82
5.12%$2,171.28
5.13%$2,173.73
5.14%$2,176.19
5.15%$2,178.64
5.16%$2,181.10
5.17%$2,183.56
5.18%$2,186.03
5.19%$2,188.49
5.20%$2,190.95
5.21%$2,193.42
5.22%$2,195.88
5.23%$2,198.35
5.24%$2,200.82
5.25%$2,203.29
5.26%$2,205.76
5.27%$2,208.24
5.28%$2,210.71
5.29%$2,213.19
5.30%$2,215.67
5.31%$2,218.14
5.32%$2,220.62
5.33%$2,223.10
5.34%$2,225.59
5.35%$2,228.07
5.36%$2,230.56
5.37%$2,233.04
5.38%$2,235.53
5.39%$2,238.02
5.40%$2,240.51
5.41%$2,243.00
5.42%$2,245.49
5.43%$2,247.99
5.44%$2,250.48
5.45%$2,252.98
5.46%$2,255.47
5.47%$2,257.97
5.48%$2,260.47
5.49%$2,262.98
5.50%$2,265.48
5.51%$2,267.98
5.52%$2,270.49
5.53%$2,272.99
5.54%$2,275.50
5.55%$2,278.01
5.56%$2,280.52
5.57%$2,283.03
5.58%$2,285.55
5.59%$2,288.06
5.60%$2,290.58
5.61%$2,293.09
5.62%$2,295.61
5.63%$2,298.13
5.64%$2,300.65
5.65%$2,303.17
5.66%$2,305.69
5.67%$2,308.22
5.68%$2,310.74
5.69%$2,313.27
5.70%$2,315.80
5.71%$2,318.33
5.72%$2,320.86
5.73%$2,323.39
5.74%$2,325.92
5.75%$2,328.46
5.76%$2,330.99
5.77%$2,333.53
5.78%$2,336.07
5.79%$2,338.60
5.80%$2,341.14
5.81%$2,343.69
5.82%$2,346.23
5.83%$2,348.77
5.84%$2,351.32
5.85%$2,353.86
5.86%$2,356.41
5.87%$2,358.96
5.88%$2,361.51
5.89%$2,364.06
5.90%$2,366.61
5.91%$2,369.17
5.92%$2,371.72
5.93%$2,374.28
5.94%$2,376.84
5.95%$2,379.40
5.96%$2,381.96
5.97%$2,384.52
5.98%$2,387.08
5.99%$2,389.64
6.00%$2,392.21