Mortgage Payment for a $397,500 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $397,500 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $397,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,105.83
0.02%$1,107.49
0.03%$1,109.16
0.04%$1,110.82
0.05%$1,112.49
0.06%$1,114.16
0.07%$1,115.83
0.08%$1,117.51
0.09%$1,119.18
0.10%$1,120.86
0.11%$1,122.54
0.12%$1,124.22
0.13%$1,125.90
0.14%$1,127.58
0.15%$1,129.27
0.16%$1,130.95
0.17%$1,132.64
0.18%$1,134.33
0.19%$1,136.02
0.20%$1,137.71
0.21%$1,139.41
0.22%$1,141.11
0.23%$1,142.80
0.24%$1,144.50
0.25%$1,146.21
0.26%$1,147.91
0.27%$1,149.61
0.28%$1,151.32
0.29%$1,153.03
0.30%$1,154.74
0.31%$1,156.45
0.32%$1,158.16
0.33%$1,159.88
0.34%$1,161.59
0.35%$1,163.31
0.36%$1,165.03
0.37%$1,166.75
0.38%$1,168.47
0.39%$1,170.20
0.40%$1,171.93
0.41%$1,173.65
0.42%$1,175.38
0.43%$1,177.11
0.44%$1,178.85
0.45%$1,180.58
0.46%$1,182.32
0.47%$1,184.05
0.48%$1,185.79
0.49%$1,187.54
0.50%$1,189.28
0.51%$1,191.02
0.52%$1,192.77
0.53%$1,194.52
0.54%$1,196.27
0.55%$1,198.02
0.56%$1,199.77
0.57%$1,201.52
0.58%$1,203.28
0.59%$1,205.04
0.60%$1,206.80
0.61%$1,208.56
0.62%$1,210.32
0.63%$1,212.08
0.64%$1,213.85
0.65%$1,215.62
0.66%$1,217.39
0.67%$1,219.16
0.68%$1,220.93
0.69%$1,222.70
0.70%$1,224.48
0.71%$1,226.26
0.72%$1,228.04
0.73%$1,229.82
0.74%$1,231.60
0.75%$1,233.38
0.76%$1,235.17
0.77%$1,236.96
0.78%$1,238.75
0.79%$1,240.54
0.80%$1,242.33
0.81%$1,244.12
0.82%$1,245.92
0.83%$1,247.71
0.84%$1,249.51
0.85%$1,251.31
0.86%$1,253.12
0.87%$1,254.92
0.88%$1,256.72
0.89%$1,258.53
0.90%$1,260.34
0.91%$1,262.15
0.92%$1,263.96
0.93%$1,265.78
0.94%$1,267.59
0.95%$1,269.41
0.96%$1,271.23
0.97%$1,273.05
0.98%$1,274.87
0.99%$1,276.69
1.00%$1,278.52
Interest Rate Price
1.01%$1,280.34
1.02%$1,282.17
1.03%$1,284.00
1.04%$1,285.83
1.05%$1,287.67
1.06%$1,289.50
1.07%$1,291.34
1.08%$1,293.18
1.09%$1,295.02
1.10%$1,296.86
1.11%$1,298.70
1.12%$1,300.55
1.13%$1,302.39
1.14%$1,304.24
1.15%$1,306.09
1.16%$1,307.94
1.17%$1,309.79
1.18%$1,311.65
1.19%$1,313.50
1.20%$1,315.36
1.21%$1,317.22
1.22%$1,319.08
1.23%$1,320.95
1.24%$1,322.81
1.25%$1,324.68
1.26%$1,326.54
1.27%$1,328.41
1.28%$1,330.28
1.29%$1,332.16
1.30%$1,334.03
1.31%$1,335.91
1.32%$1,337.78
1.33%$1,339.66
1.34%$1,341.54
1.35%$1,343.42
1.36%$1,345.31
1.37%$1,347.19
1.38%$1,349.08
1.39%$1,350.97
1.40%$1,352.86
1.41%$1,354.75
1.42%$1,356.65
1.43%$1,358.54
1.44%$1,360.44
1.45%$1,362.34
1.46%$1,364.24
1.47%$1,366.14
1.48%$1,368.04
1.49%$1,369.95
1.50%$1,371.85
1.51%$1,373.76
1.52%$1,375.67
1.53%$1,377.58
1.54%$1,379.50
1.55%$1,381.41
1.56%$1,383.33
1.57%$1,385.24
1.58%$1,387.16
1.59%$1,389.08
1.60%$1,391.01
1.61%$1,392.93
1.62%$1,394.86
1.63%$1,396.79
1.64%$1,398.71
1.65%$1,400.65
1.66%$1,402.58
1.67%$1,404.51
1.68%$1,406.45
1.69%$1,408.39
1.70%$1,410.32
1.71%$1,412.26
1.72%$1,414.21
1.73%$1,416.15
1.74%$1,418.10
1.75%$1,420.04
1.76%$1,421.99
1.77%$1,423.94
1.78%$1,425.89
1.79%$1,427.85
1.80%$1,429.80
1.81%$1,431.76
1.82%$1,433.72
1.83%$1,435.68
1.84%$1,437.64
1.85%$1,439.60
1.86%$1,441.57
1.87%$1,443.53
1.88%$1,445.50
1.89%$1,447.47
1.90%$1,449.44
1.91%$1,451.41
1.92%$1,453.39
1.93%$1,455.36
1.94%$1,457.34
1.95%$1,459.32
1.96%$1,461.30
1.97%$1,463.28
1.98%$1,465.27
1.99%$1,467.25
2.00%$1,469.24
Interest Rate Price
2.01%$1,471.23
2.02%$1,473.22
2.03%$1,475.21
2.04%$1,477.20
2.05%$1,479.20
2.06%$1,481.19
2.07%$1,483.19
2.08%$1,485.19
2.09%$1,487.19
2.10%$1,489.19
2.11%$1,491.20
2.12%$1,493.21
2.13%$1,495.21
2.14%$1,497.22
2.15%$1,499.23
2.16%$1,501.25
2.17%$1,503.26
2.18%$1,505.27
2.19%$1,507.29
2.20%$1,509.31
2.21%$1,511.33
2.22%$1,513.35
2.23%$1,515.38
2.24%$1,517.40
2.25%$1,519.43
2.26%$1,521.46
2.27%$1,523.49
2.28%$1,525.52
2.29%$1,527.55
2.30%$1,529.59
2.31%$1,531.62
2.32%$1,533.66
2.33%$1,535.70
2.34%$1,537.74
2.35%$1,539.78
2.36%$1,541.83
2.37%$1,543.87
2.38%$1,545.92
2.39%$1,547.97
2.40%$1,550.02
2.41%$1,552.07
2.42%$1,554.12
2.43%$1,556.18
2.44%$1,558.23
2.45%$1,560.29
2.46%$1,562.35
2.47%$1,564.41
2.48%$1,566.48
2.49%$1,568.54
2.50%$1,570.61
2.51%$1,572.67
2.52%$1,574.74
2.53%$1,576.81
2.54%$1,578.88
2.55%$1,580.96
2.56%$1,583.03
2.57%$1,585.11
2.58%$1,587.19
2.59%$1,589.27
2.60%$1,591.35
2.61%$1,593.43
2.62%$1,595.52
2.63%$1,597.60
2.64%$1,599.69
2.65%$1,601.78
2.66%$1,603.87
2.67%$1,605.96
2.68%$1,608.06
2.69%$1,610.15
2.70%$1,612.25
2.71%$1,614.35
2.72%$1,616.45
2.73%$1,618.55
2.74%$1,620.65
2.75%$1,622.76
2.76%$1,624.86
2.77%$1,626.97
2.78%$1,629.08
2.79%$1,631.19
2.80%$1,633.31
2.81%$1,635.42
2.82%$1,637.53
2.83%$1,639.65
2.84%$1,641.77
2.85%$1,643.89
2.86%$1,646.01
2.87%$1,648.14
2.88%$1,650.26
2.89%$1,652.39
2.90%$1,654.51
2.91%$1,656.64
2.92%$1,658.77
2.93%$1,660.91
2.94%$1,663.04
2.95%$1,665.18
2.96%$1,667.31
2.97%$1,669.45
2.98%$1,671.59
2.99%$1,673.73
3.00%$1,675.88
Interest Rate Price
3.01%$1,678.02
3.02%$1,680.17
3.03%$1,682.31
3.04%$1,684.46
3.05%$1,686.61
3.06%$1,688.77
3.07%$1,690.92
3.08%$1,693.08
3.09%$1,695.23
3.10%$1,697.39
3.11%$1,699.55
3.12%$1,701.71
3.13%$1,703.87
3.14%$1,706.04
3.15%$1,708.20
3.16%$1,710.37
3.17%$1,712.54
3.18%$1,714.71
3.19%$1,716.88
3.20%$1,719.06
3.21%$1,721.23
3.22%$1,723.41
3.23%$1,725.58
3.24%$1,727.76
3.25%$1,729.95
3.26%$1,732.13
3.27%$1,734.31
3.28%$1,736.50
3.29%$1,738.68
3.30%$1,740.87
3.31%$1,743.06
3.32%$1,745.25
3.33%$1,747.45
3.34%$1,749.64
3.35%$1,751.84
3.36%$1,754.03
3.37%$1,756.23
3.38%$1,758.43
3.39%$1,760.63
3.40%$1,762.84
3.41%$1,765.04
3.42%$1,767.25
3.43%$1,769.46
3.44%$1,771.67
3.45%$1,773.88
3.46%$1,776.09
3.47%$1,778.30
3.48%$1,780.52
3.49%$1,782.73
3.50%$1,784.95
3.51%$1,787.17
3.52%$1,789.39
3.53%$1,791.62
3.54%$1,793.84
3.55%$1,796.07
3.56%$1,798.29
3.57%$1,800.52
3.58%$1,802.75
3.59%$1,804.98
3.60%$1,807.22
3.61%$1,809.45
3.62%$1,811.69
3.63%$1,813.92
3.64%$1,816.16
3.65%$1,818.40
3.66%$1,820.64
3.67%$1,822.89
3.68%$1,825.13
3.69%$1,827.38
3.70%$1,829.62
3.71%$1,831.87
3.72%$1,834.12
3.73%$1,836.38
3.74%$1,838.63
3.75%$1,840.88
3.76%$1,843.14
3.77%$1,845.40
3.78%$1,847.66
3.79%$1,849.92
3.80%$1,852.18
3.81%$1,854.44
3.82%$1,856.71
3.83%$1,858.98
3.84%$1,861.24
3.85%$1,863.51
3.86%$1,865.78
3.87%$1,868.06
3.88%$1,870.33
3.89%$1,872.60
3.90%$1,874.88
3.91%$1,877.16
3.92%$1,879.44
3.93%$1,881.72
3.94%$1,884.00
3.95%$1,886.29
3.96%$1,888.57
3.97%$1,890.86
3.98%$1,893.15
3.99%$1,895.43
4.00%$1,897.73
Interest Rate Price
4.01%$1,900.02
4.02%$1,902.31
4.03%$1,904.61
4.04%$1,906.90
4.05%$1,909.20
4.06%$1,911.50
4.07%$1,913.80
4.08%$1,916.10
4.09%$1,918.41
4.10%$1,920.71
4.11%$1,923.02
4.12%$1,925.33
4.13%$1,927.64
4.14%$1,929.95
4.15%$1,932.26
4.16%$1,934.57
4.17%$1,936.89
4.18%$1,939.21
4.19%$1,941.52
4.20%$1,943.84
4.21%$1,946.16
4.22%$1,948.49
4.23%$1,950.81
4.24%$1,953.13
4.25%$1,955.46
4.26%$1,957.79
4.27%$1,960.12
4.28%$1,962.45
4.29%$1,964.78
4.30%$1,967.11
4.31%$1,969.45
4.32%$1,971.78
4.33%$1,974.12
4.34%$1,976.46
4.35%$1,978.80
4.36%$1,981.14
4.37%$1,983.49
4.38%$1,985.83
4.39%$1,988.18
4.40%$1,990.52
4.41%$1,992.87
4.42%$1,995.22
4.43%$1,997.57
4.44%$1,999.93
4.45%$2,002.28
4.46%$2,004.64
4.47%$2,006.99
4.48%$2,009.35
4.49%$2,011.71
4.50%$2,014.07
4.51%$2,016.44
4.52%$2,018.80
4.53%$2,021.17
4.54%$2,023.53
4.55%$2,025.90
4.56%$2,028.27
4.57%$2,030.64
4.58%$2,033.01
4.59%$2,035.39
4.60%$2,037.76
4.61%$2,040.14
4.62%$2,042.52
4.63%$2,044.89
4.64%$2,047.27
4.65%$2,049.66
4.66%$2,052.04
4.67%$2,054.42
4.68%$2,056.81
4.69%$2,059.20
4.70%$2,061.59
4.71%$2,063.98
4.72%$2,066.37
4.73%$2,068.76
4.74%$2,071.15
4.75%$2,073.55
4.76%$2,075.94
4.77%$2,078.34
4.78%$2,080.74
4.79%$2,083.14
4.80%$2,085.54
4.81%$2,087.95
4.82%$2,090.35
4.83%$2,092.76
4.84%$2,095.17
4.85%$2,097.58
4.86%$2,099.99
4.87%$2,102.40
4.88%$2,104.81
4.89%$2,107.22
4.90%$2,109.64
4.91%$2,112.06
4.92%$2,114.47
4.93%$2,116.89
4.94%$2,119.31
4.95%$2,121.74
4.96%$2,124.16
4.97%$2,126.58
4.98%$2,129.01
4.99%$2,131.44
5.00%$2,133.87
Interest Rate Price
5.01%$2,136.30
5.02%$2,138.73
5.03%$2,141.16
5.04%$2,143.59
5.05%$2,146.03
5.06%$2,148.47
5.07%$2,150.90
5.08%$2,153.34
5.09%$2,155.78
5.10%$2,158.23
5.11%$2,160.67
5.12%$2,163.11
5.13%$2,165.56
5.14%$2,168.01
5.15%$2,170.45
5.16%$2,172.90
5.17%$2,175.35
5.18%$2,177.81
5.19%$2,180.26
5.20%$2,182.72
5.21%$2,185.17
5.22%$2,187.63
5.23%$2,190.09
5.24%$2,192.55
5.25%$2,195.01
5.26%$2,197.47
5.27%$2,199.94
5.28%$2,202.40
5.29%$2,204.87
5.30%$2,207.34
5.31%$2,209.81
5.32%$2,212.28
5.33%$2,214.75
5.34%$2,217.22
5.35%$2,219.69
5.36%$2,222.17
5.37%$2,224.65
5.38%$2,227.12
5.39%$2,229.60
5.40%$2,232.08
5.41%$2,234.57
5.42%$2,237.05
5.43%$2,239.53
5.44%$2,242.02
5.45%$2,244.51
5.46%$2,247.00
5.47%$2,249.49
5.48%$2,251.98
5.49%$2,254.47
5.50%$2,256.96
5.51%$2,259.46
5.52%$2,261.95
5.53%$2,264.45
5.54%$2,266.95
5.55%$2,269.45
5.56%$2,271.95
5.57%$2,274.45
5.58%$2,276.95
5.59%$2,279.46
5.60%$2,281.96
5.61%$2,284.47
5.62%$2,286.98
5.63%$2,289.49
5.64%$2,292.00
5.65%$2,294.51
5.66%$2,297.03
5.67%$2,299.54
5.68%$2,302.06
5.69%$2,304.57
5.70%$2,307.09
5.71%$2,309.61
5.72%$2,312.13
5.73%$2,314.65
5.74%$2,317.18
5.75%$2,319.70
5.76%$2,322.23
5.77%$2,324.75
5.78%$2,327.28
5.79%$2,329.81
5.80%$2,332.34
5.81%$2,334.88
5.82%$2,337.41
5.83%$2,339.94
5.84%$2,342.48
5.85%$2,345.02
5.86%$2,347.55
5.87%$2,350.09
5.88%$2,352.63
5.89%$2,355.17
5.90%$2,357.72
5.91%$2,360.26
5.92%$2,362.81
5.93%$2,365.35
5.94%$2,367.90
5.95%$2,370.45
5.96%$2,373.00
5.97%$2,375.55
5.98%$2,378.10
5.99%$2,380.66
6.00%$2,383.21