Mortgage Payment for a $397,000 Loan at 5% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $397,000 mortgage with a 5% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $397,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,104.44
0.02%$1,106.10
0.03%$1,107.76
0.04%$1,109.43
0.05%$1,111.09
0.06%$1,112.76
0.07%$1,114.43
0.08%$1,116.10
0.09%$1,117.77
0.10%$1,119.45
0.11%$1,121.12
0.12%$1,122.80
0.13%$1,124.48
0.14%$1,126.16
0.15%$1,127.85
0.16%$1,129.53
0.17%$1,131.22
0.18%$1,132.90
0.19%$1,134.59
0.20%$1,136.28
0.21%$1,137.98
0.22%$1,139.67
0.23%$1,141.37
0.24%$1,143.06
0.25%$1,144.76
0.26%$1,146.46
0.27%$1,148.17
0.28%$1,149.87
0.29%$1,151.58
0.30%$1,153.28
0.31%$1,154.99
0.32%$1,156.70
0.33%$1,158.42
0.34%$1,160.13
0.35%$1,161.85
0.36%$1,163.56
0.37%$1,165.28
0.38%$1,167.00
0.39%$1,168.73
0.40%$1,170.45
0.41%$1,172.18
0.42%$1,173.90
0.43%$1,175.63
0.44%$1,177.36
0.45%$1,179.10
0.46%$1,180.83
0.47%$1,182.57
0.48%$1,184.30
0.49%$1,186.04
0.50%$1,187.78
0.51%$1,189.52
0.52%$1,191.27
0.53%$1,193.01
0.54%$1,194.76
0.55%$1,196.51
0.56%$1,198.26
0.57%$1,200.01
0.58%$1,201.77
0.59%$1,203.52
0.60%$1,205.28
0.61%$1,207.04
0.62%$1,208.80
0.63%$1,210.56
0.64%$1,212.32
0.65%$1,214.09
0.66%$1,215.86
0.67%$1,217.62
0.68%$1,219.39
0.69%$1,221.17
0.70%$1,222.94
0.71%$1,224.71
0.72%$1,226.49
0.73%$1,228.27
0.74%$1,230.05
0.75%$1,231.83
0.76%$1,233.62
0.77%$1,235.40
0.78%$1,237.19
0.79%$1,238.98
0.80%$1,240.77
0.81%$1,242.56
0.82%$1,244.35
0.83%$1,246.14
0.84%$1,247.94
0.85%$1,249.74
0.86%$1,251.54
0.87%$1,253.34
0.88%$1,255.14
0.89%$1,256.95
0.90%$1,258.76
0.91%$1,260.56
0.92%$1,262.37
0.93%$1,264.18
0.94%$1,266.00
0.95%$1,267.81
0.96%$1,269.63
0.97%$1,271.45
0.98%$1,273.27
0.99%$1,275.09
1.00%$1,276.91
Interest Rate Price
1.01%$1,278.73
1.02%$1,280.56
1.03%$1,282.39
1.04%$1,284.22
1.05%$1,286.05
1.06%$1,287.88
1.07%$1,289.71
1.08%$1,291.55
1.09%$1,293.39
1.10%$1,295.23
1.11%$1,297.07
1.12%$1,298.91
1.13%$1,300.75
1.14%$1,302.60
1.15%$1,304.45
1.16%$1,306.30
1.17%$1,308.15
1.18%$1,310.00
1.19%$1,311.85
1.20%$1,313.71
1.21%$1,315.56
1.22%$1,317.42
1.23%$1,319.28
1.24%$1,321.15
1.25%$1,323.01
1.26%$1,324.87
1.27%$1,326.74
1.28%$1,328.61
1.29%$1,330.48
1.30%$1,332.35
1.31%$1,334.22
1.32%$1,336.10
1.33%$1,337.98
1.34%$1,339.85
1.35%$1,341.73
1.36%$1,343.62
1.37%$1,345.50
1.38%$1,347.38
1.39%$1,349.27
1.40%$1,351.16
1.41%$1,353.05
1.42%$1,354.94
1.43%$1,356.83
1.44%$1,358.73
1.45%$1,360.62
1.46%$1,362.52
1.47%$1,364.42
1.48%$1,366.32
1.49%$1,368.22
1.50%$1,370.13
1.51%$1,372.03
1.52%$1,373.94
1.53%$1,375.85
1.54%$1,377.76
1.55%$1,379.67
1.56%$1,381.59
1.57%$1,383.50
1.58%$1,385.42
1.59%$1,387.34
1.60%$1,389.26
1.61%$1,391.18
1.62%$1,393.10
1.63%$1,395.03
1.64%$1,396.96
1.65%$1,398.88
1.66%$1,400.81
1.67%$1,402.75
1.68%$1,404.68
1.69%$1,406.61
1.70%$1,408.55
1.71%$1,410.49
1.72%$1,412.43
1.73%$1,414.37
1.74%$1,416.31
1.75%$1,418.26
1.76%$1,420.20
1.77%$1,422.15
1.78%$1,424.10
1.79%$1,426.05
1.80%$1,428.00
1.81%$1,429.96
1.82%$1,431.91
1.83%$1,433.87
1.84%$1,435.83
1.85%$1,437.79
1.86%$1,439.75
1.87%$1,441.72
1.88%$1,443.68
1.89%$1,445.65
1.90%$1,447.62
1.91%$1,449.59
1.92%$1,451.56
1.93%$1,453.53
1.94%$1,455.51
1.95%$1,457.48
1.96%$1,459.46
1.97%$1,461.44
1.98%$1,463.42
1.99%$1,465.40
2.00%$1,467.39
Interest Rate Price
2.01%$1,469.38
2.02%$1,471.36
2.03%$1,473.35
2.04%$1,475.34
2.05%$1,477.34
2.06%$1,479.33
2.07%$1,481.33
2.08%$1,483.32
2.09%$1,485.32
2.10%$1,487.32
2.11%$1,489.32
2.12%$1,491.33
2.13%$1,493.33
2.14%$1,495.34
2.15%$1,497.35
2.16%$1,499.36
2.17%$1,501.37
2.18%$1,503.38
2.19%$1,505.40
2.20%$1,507.41
2.21%$1,509.43
2.22%$1,511.45
2.23%$1,513.47
2.24%$1,515.49
2.25%$1,517.52
2.26%$1,519.54
2.27%$1,521.57
2.28%$1,523.60
2.29%$1,525.63
2.30%$1,527.66
2.31%$1,529.69
2.32%$1,531.73
2.33%$1,533.77
2.34%$1,535.80
2.35%$1,537.84
2.36%$1,539.89
2.37%$1,541.93
2.38%$1,543.97
2.39%$1,546.02
2.40%$1,548.07
2.41%$1,550.12
2.42%$1,552.17
2.43%$1,554.22
2.44%$1,556.27
2.45%$1,558.33
2.46%$1,560.39
2.47%$1,562.44
2.48%$1,564.50
2.49%$1,566.57
2.50%$1,568.63
2.51%$1,570.69
2.52%$1,572.76
2.53%$1,574.83
2.54%$1,576.90
2.55%$1,578.97
2.56%$1,581.04
2.57%$1,583.12
2.58%$1,585.19
2.59%$1,587.27
2.60%$1,589.35
2.61%$1,591.43
2.62%$1,593.51
2.63%$1,595.59
2.64%$1,597.68
2.65%$1,599.77
2.66%$1,601.85
2.67%$1,603.94
2.68%$1,606.04
2.69%$1,608.13
2.70%$1,610.22
2.71%$1,612.32
2.72%$1,614.42
2.73%$1,616.51
2.74%$1,618.62
2.75%$1,620.72
2.76%$1,622.82
2.77%$1,624.93
2.78%$1,627.03
2.79%$1,629.14
2.80%$1,631.25
2.81%$1,633.36
2.82%$1,635.48
2.83%$1,637.59
2.84%$1,639.71
2.85%$1,641.82
2.86%$1,643.94
2.87%$1,646.06
2.88%$1,648.18
2.89%$1,650.31
2.90%$1,652.43
2.91%$1,654.56
2.92%$1,656.69
2.93%$1,658.82
2.94%$1,660.95
2.95%$1,663.08
2.96%$1,665.22
2.97%$1,667.35
2.98%$1,669.49
2.99%$1,671.63
3.00%$1,673.77
Interest Rate Price
3.01%$1,675.91
3.02%$1,678.05
3.03%$1,680.20
3.04%$1,682.34
3.05%$1,684.49
3.06%$1,686.64
3.07%$1,688.79
3.08%$1,690.95
3.09%$1,693.10
3.10%$1,695.26
3.11%$1,697.41
3.12%$1,699.57
3.13%$1,701.73
3.14%$1,703.89
3.15%$1,706.06
3.16%$1,708.22
3.17%$1,710.39
3.18%$1,712.55
3.19%$1,714.72
3.20%$1,716.89
3.21%$1,719.07
3.22%$1,721.24
3.23%$1,723.41
3.24%$1,725.59
3.25%$1,727.77
3.26%$1,729.95
3.27%$1,732.13
3.28%$1,734.31
3.29%$1,736.50
3.30%$1,738.68
3.31%$1,740.87
3.32%$1,743.06
3.33%$1,745.25
3.34%$1,747.44
3.35%$1,749.63
3.36%$1,751.83
3.37%$1,754.02
3.38%$1,756.22
3.39%$1,758.42
3.40%$1,760.62
3.41%$1,762.82
3.42%$1,765.03
3.43%$1,767.23
3.44%$1,769.44
3.45%$1,771.65
3.46%$1,773.85
3.47%$1,776.07
3.48%$1,778.28
3.49%$1,780.49
3.50%$1,782.71
3.51%$1,784.92
3.52%$1,787.14
3.53%$1,789.36
3.54%$1,791.58
3.55%$1,793.81
3.56%$1,796.03
3.57%$1,798.26
3.58%$1,800.48
3.59%$1,802.71
3.60%$1,804.94
3.61%$1,807.17
3.62%$1,809.41
3.63%$1,811.64
3.64%$1,813.88
3.65%$1,816.11
3.66%$1,818.35
3.67%$1,820.59
3.68%$1,822.84
3.69%$1,825.08
3.70%$1,827.32
3.71%$1,829.57
3.72%$1,831.82
3.73%$1,834.07
3.74%$1,836.32
3.75%$1,838.57
3.76%$1,840.82
3.77%$1,843.08
3.78%$1,845.33
3.79%$1,847.59
3.80%$1,849.85
3.81%$1,852.11
3.82%$1,854.37
3.83%$1,856.64
3.84%$1,858.90
3.85%$1,861.17
3.86%$1,863.44
3.87%$1,865.71
3.88%$1,867.98
3.89%$1,870.25
3.90%$1,872.52
3.91%$1,874.80
3.92%$1,877.07
3.93%$1,879.35
3.94%$1,881.63
3.95%$1,883.91
3.96%$1,886.20
3.97%$1,888.48
3.98%$1,890.76
3.99%$1,893.05
4.00%$1,895.34
Interest Rate Price
4.01%$1,897.63
4.02%$1,899.92
4.03%$1,902.21
4.04%$1,904.51
4.05%$1,906.80
4.06%$1,909.10
4.07%$1,911.39
4.08%$1,913.69
4.09%$1,916.00
4.10%$1,918.30
4.11%$1,920.60
4.12%$1,922.91
4.13%$1,925.21
4.14%$1,927.52
4.15%$1,929.83
4.16%$1,932.14
4.17%$1,934.45
4.18%$1,936.77
4.19%$1,939.08
4.20%$1,941.40
4.21%$1,943.72
4.22%$1,946.04
4.23%$1,948.36
4.24%$1,950.68
4.25%$1,953.00
4.26%$1,955.33
4.27%$1,957.65
4.28%$1,959.98
4.29%$1,962.31
4.30%$1,964.64
4.31%$1,966.97
4.32%$1,969.30
4.33%$1,971.64
4.34%$1,973.98
4.35%$1,976.31
4.36%$1,978.65
4.37%$1,980.99
4.38%$1,983.33
4.39%$1,985.68
4.40%$1,988.02
4.41%$1,990.37
4.42%$1,992.71
4.43%$1,995.06
4.44%$1,997.41
4.45%$1,999.76
4.46%$2,002.12
4.47%$2,004.47
4.48%$2,006.83
4.49%$2,009.18
4.50%$2,011.54
4.51%$2,013.90
4.52%$2,016.26
4.53%$2,018.62
4.54%$2,020.99
4.55%$2,023.35
4.56%$2,025.72
4.57%$2,028.09
4.58%$2,030.46
4.59%$2,032.83
4.60%$2,035.20
4.61%$2,037.57
4.62%$2,039.95
4.63%$2,042.32
4.64%$2,044.70
4.65%$2,047.08
4.66%$2,049.46
4.67%$2,051.84
4.68%$2,054.22
4.69%$2,056.61
4.70%$2,058.99
4.71%$2,061.38
4.72%$2,063.77
4.73%$2,066.16
4.74%$2,068.55
4.75%$2,070.94
4.76%$2,073.33
4.77%$2,075.73
4.78%$2,078.12
4.79%$2,080.52
4.80%$2,082.92
4.81%$2,085.32
4.82%$2,087.72
4.83%$2,090.13
4.84%$2,092.53
4.85%$2,094.94
4.86%$2,097.34
4.87%$2,099.75
4.88%$2,102.16
4.89%$2,104.57
4.90%$2,106.99
4.91%$2,109.40
4.92%$2,111.81
4.93%$2,114.23
4.94%$2,116.65
4.95%$2,119.07
4.96%$2,121.49
4.97%$2,123.91
4.98%$2,126.33
4.99%$2,128.76
5.00%$2,131.18
Interest Rate Price
5.01%$2,133.61
5.02%$2,136.04
5.03%$2,138.47
5.04%$2,140.90
5.05%$2,143.33
5.06%$2,145.76
5.07%$2,148.20
5.08%$2,150.63
5.09%$2,153.07
5.10%$2,155.51
5.11%$2,157.95
5.12%$2,160.39
5.13%$2,162.83
5.14%$2,165.28
5.15%$2,167.72
5.16%$2,170.17
5.17%$2,172.62
5.18%$2,175.07
5.19%$2,177.52
5.20%$2,179.97
5.21%$2,182.42
5.22%$2,184.88
5.23%$2,187.33
5.24%$2,189.79
5.25%$2,192.25
5.26%$2,194.71
5.27%$2,197.17
5.28%$2,199.63
5.29%$2,202.09
5.30%$2,204.56
5.31%$2,207.03
5.32%$2,209.49
5.33%$2,211.96
5.34%$2,214.43
5.35%$2,216.90
5.36%$2,219.37
5.37%$2,221.85
5.38%$2,224.32
5.39%$2,226.80
5.40%$2,229.28
5.41%$2,231.76
5.42%$2,234.24
5.43%$2,236.72
5.44%$2,239.20
5.45%$2,241.68
5.46%$2,244.17
5.47%$2,246.66
5.48%$2,249.14
5.49%$2,251.63
5.50%$2,254.12
5.51%$2,256.61
5.52%$2,259.11
5.53%$2,261.60
5.54%$2,264.10
5.55%$2,266.59
5.56%$2,269.09
5.57%$2,271.59
5.58%$2,274.09
5.59%$2,276.59
5.60%$2,279.09
5.61%$2,281.60
5.62%$2,284.10
5.63%$2,286.61
5.64%$2,289.12
5.65%$2,291.63
5.66%$2,294.14
5.67%$2,296.65
5.68%$2,299.16
5.69%$2,301.67
5.70%$2,304.19
5.71%$2,306.71
5.72%$2,309.22
5.73%$2,311.74
5.74%$2,314.26
5.75%$2,316.78
5.76%$2,319.31
5.77%$2,321.83
5.78%$2,324.36
5.79%$2,326.88
5.80%$2,329.41
5.81%$2,331.94
5.82%$2,334.47
5.83%$2,337.00
5.84%$2,339.53
5.85%$2,342.07
5.86%$2,344.60
5.87%$2,347.14
5.88%$2,349.67
5.89%$2,352.21
5.90%$2,354.75
5.91%$2,357.29
5.92%$2,359.83
5.93%$2,362.38
5.94%$2,364.92
5.95%$2,367.47
5.96%$2,370.02
5.97%$2,372.56
5.98%$2,375.11
5.99%$2,377.66
6.00%$2,380.22