Mortgage Payment for a $396,000 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $396,000 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $396,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$1,101.66
0.02%$1,103.31
0.03%$1,104.97
0.04%$1,106.63
0.05%$1,108.29
0.06%$1,109.96
0.07%$1,111.62
0.08%$1,113.29
0.09%$1,114.96
0.10%$1,116.63
0.11%$1,118.30
0.12%$1,119.97
0.13%$1,121.65
0.14%$1,123.33
0.15%$1,125.00
0.16%$1,126.68
0.17%$1,128.37
0.18%$1,130.05
0.19%$1,131.73
0.20%$1,133.42
0.21%$1,135.11
0.22%$1,136.80
0.23%$1,138.49
0.24%$1,140.19
0.25%$1,141.88
0.26%$1,143.58
0.27%$1,145.28
0.28%$1,146.97
0.29%$1,148.68
0.30%$1,150.38
0.31%$1,152.08
0.32%$1,153.79
0.33%$1,155.50
0.34%$1,157.21
0.35%$1,158.92
0.36%$1,160.63
0.37%$1,162.35
0.38%$1,164.07
0.39%$1,165.78
0.40%$1,167.50
0.41%$1,169.22
0.42%$1,170.95
0.43%$1,172.67
0.44%$1,174.40
0.45%$1,176.13
0.46%$1,177.86
0.47%$1,179.59
0.48%$1,181.32
0.49%$1,183.05
0.50%$1,184.79
0.51%$1,186.53
0.52%$1,188.27
0.53%$1,190.01
0.54%$1,191.75
0.55%$1,193.50
0.56%$1,195.24
0.57%$1,196.99
0.58%$1,198.74
0.59%$1,200.49
0.60%$1,202.24
0.61%$1,204.00
0.62%$1,205.75
0.63%$1,207.51
0.64%$1,209.27
0.65%$1,211.03
0.66%$1,212.79
0.67%$1,214.56
0.68%$1,216.32
0.69%$1,218.09
0.70%$1,219.86
0.71%$1,221.63
0.72%$1,223.40
0.73%$1,225.18
0.74%$1,226.95
0.75%$1,228.73
0.76%$1,230.51
0.77%$1,232.29
0.78%$1,234.07
0.79%$1,235.85
0.80%$1,237.64
0.81%$1,239.43
0.82%$1,241.22
0.83%$1,243.01
0.84%$1,244.80
0.85%$1,246.59
0.86%$1,248.39
0.87%$1,250.18
0.88%$1,251.98
0.89%$1,253.78
0.90%$1,255.58
0.91%$1,257.39
0.92%$1,259.19
0.93%$1,261.00
0.94%$1,262.81
0.95%$1,264.62
0.96%$1,266.43
0.97%$1,268.24
0.98%$1,270.06
0.99%$1,271.87
1.00%$1,273.69
Interest Rate Price
1.01%$1,275.51
1.02%$1,277.33
1.03%$1,279.16
1.04%$1,280.98
1.05%$1,282.81
1.06%$1,284.64
1.07%$1,286.47
1.08%$1,288.30
1.09%$1,290.13
1.10%$1,291.96
1.11%$1,293.80
1.12%$1,295.64
1.13%$1,297.48
1.14%$1,299.32
1.15%$1,301.16
1.16%$1,303.01
1.17%$1,304.85
1.18%$1,306.70
1.19%$1,308.55
1.20%$1,310.40
1.21%$1,312.25
1.22%$1,314.10
1.23%$1,315.96
1.24%$1,317.82
1.25%$1,319.68
1.26%$1,321.54
1.27%$1,323.40
1.28%$1,325.26
1.29%$1,327.13
1.30%$1,329.00
1.31%$1,330.86
1.32%$1,332.73
1.33%$1,334.61
1.34%$1,336.48
1.35%$1,338.35
1.36%$1,340.23
1.37%$1,342.11
1.38%$1,343.99
1.39%$1,345.87
1.40%$1,347.75
1.41%$1,349.64
1.42%$1,351.53
1.43%$1,353.41
1.44%$1,355.30
1.45%$1,357.20
1.46%$1,359.09
1.47%$1,360.98
1.48%$1,362.88
1.49%$1,364.78
1.50%$1,366.68
1.51%$1,368.58
1.52%$1,370.48
1.53%$1,372.38
1.54%$1,374.29
1.55%$1,376.20
1.56%$1,378.11
1.57%$1,380.02
1.58%$1,381.93
1.59%$1,383.84
1.60%$1,385.76
1.61%$1,387.68
1.62%$1,389.59
1.63%$1,391.51
1.64%$1,393.44
1.65%$1,395.36
1.66%$1,397.29
1.67%$1,399.21
1.68%$1,401.14
1.69%$1,403.07
1.70%$1,405.00
1.71%$1,406.94
1.72%$1,408.87
1.73%$1,410.81
1.74%$1,412.74
1.75%$1,414.68
1.76%$1,416.63
1.77%$1,418.57
1.78%$1,420.51
1.79%$1,422.46
1.80%$1,424.41
1.81%$1,426.36
1.82%$1,428.31
1.83%$1,430.26
1.84%$1,432.21
1.85%$1,434.17
1.86%$1,436.13
1.87%$1,438.08
1.88%$1,440.04
1.89%$1,442.01
1.90%$1,443.97
1.91%$1,445.94
1.92%$1,447.90
1.93%$1,449.87
1.94%$1,451.84
1.95%$1,453.81
1.96%$1,455.78
1.97%$1,457.76
1.98%$1,459.74
1.99%$1,461.71
2.00%$1,463.69
Interest Rate Price
2.01%$1,465.67
2.02%$1,467.66
2.03%$1,469.64
2.04%$1,471.63
2.05%$1,473.61
2.06%$1,475.60
2.07%$1,477.59
2.08%$1,479.59
2.09%$1,481.58
2.10%$1,483.58
2.11%$1,485.57
2.12%$1,487.57
2.13%$1,489.57
2.14%$1,491.57
2.15%$1,493.58
2.16%$1,495.58
2.17%$1,497.59
2.18%$1,499.59
2.19%$1,501.60
2.20%$1,503.62
2.21%$1,505.63
2.22%$1,507.64
2.23%$1,509.66
2.24%$1,511.68
2.25%$1,513.69
2.26%$1,515.72
2.27%$1,517.74
2.28%$1,519.76
2.29%$1,521.79
2.30%$1,523.81
2.31%$1,525.84
2.32%$1,527.87
2.33%$1,529.90
2.34%$1,531.94
2.35%$1,533.97
2.36%$1,536.01
2.37%$1,538.04
2.38%$1,540.08
2.39%$1,542.13
2.40%$1,544.17
2.41%$1,546.21
2.42%$1,548.26
2.43%$1,550.30
2.44%$1,552.35
2.45%$1,554.40
2.46%$1,556.46
2.47%$1,558.51
2.48%$1,560.56
2.49%$1,562.62
2.50%$1,564.68
2.51%$1,566.74
2.52%$1,568.80
2.53%$1,570.86
2.54%$1,572.93
2.55%$1,574.99
2.56%$1,577.06
2.57%$1,579.13
2.58%$1,581.20
2.59%$1,583.27
2.60%$1,585.35
2.61%$1,587.42
2.62%$1,589.50
2.63%$1,591.58
2.64%$1,593.66
2.65%$1,595.74
2.66%$1,597.82
2.67%$1,599.90
2.68%$1,601.99
2.69%$1,604.08
2.70%$1,606.17
2.71%$1,608.26
2.72%$1,610.35
2.73%$1,612.44
2.74%$1,614.54
2.75%$1,616.64
2.76%$1,618.73
2.77%$1,620.83
2.78%$1,622.93
2.79%$1,625.04
2.80%$1,627.14
2.81%$1,629.25
2.82%$1,631.36
2.83%$1,633.46
2.84%$1,635.58
2.85%$1,637.69
2.86%$1,639.80
2.87%$1,641.92
2.88%$1,644.03
2.89%$1,646.15
2.90%$1,648.27
2.91%$1,650.39
2.92%$1,652.51
2.93%$1,654.64
2.94%$1,656.76
2.95%$1,658.89
2.96%$1,661.02
2.97%$1,663.15
2.98%$1,665.28
2.99%$1,667.42
3.00%$1,669.55
Interest Rate Price
3.01%$1,671.69
3.02%$1,673.83
3.03%$1,675.97
3.04%$1,678.11
3.05%$1,680.25
3.06%$1,682.39
3.07%$1,684.54
3.08%$1,686.69
3.09%$1,688.83
3.10%$1,690.98
3.11%$1,693.14
3.12%$1,695.29
3.13%$1,697.44
3.14%$1,699.60
3.15%$1,701.76
3.16%$1,703.92
3.17%$1,706.08
3.18%$1,708.24
3.19%$1,710.40
3.20%$1,712.57
3.21%$1,714.74
3.22%$1,716.90
3.23%$1,719.07
3.24%$1,721.24
3.25%$1,723.42
3.26%$1,725.59
3.27%$1,727.77
3.28%$1,729.94
3.29%$1,732.12
3.30%$1,734.30
3.31%$1,736.48
3.32%$1,738.67
3.33%$1,740.85
3.34%$1,743.04
3.35%$1,745.23
3.36%$1,747.41
3.37%$1,749.61
3.38%$1,751.80
3.39%$1,753.99
3.40%$1,756.19
3.41%$1,758.38
3.42%$1,760.58
3.43%$1,762.78
3.44%$1,764.98
3.45%$1,767.18
3.46%$1,769.39
3.47%$1,771.59
3.48%$1,773.80
3.49%$1,776.01
3.50%$1,778.22
3.51%$1,780.43
3.52%$1,782.64
3.53%$1,784.86
3.54%$1,787.07
3.55%$1,789.29
3.56%$1,791.51
3.57%$1,793.73
3.58%$1,795.95
3.59%$1,798.17
3.60%$1,800.40
3.61%$1,802.62
3.62%$1,804.85
3.63%$1,807.08
3.64%$1,809.31
3.65%$1,811.54
3.66%$1,813.77
3.67%$1,816.01
3.68%$1,818.24
3.69%$1,820.48
3.70%$1,822.72
3.71%$1,824.96
3.72%$1,827.20
3.73%$1,829.45
3.74%$1,831.69
3.75%$1,833.94
3.76%$1,836.19
3.77%$1,838.43
3.78%$1,840.69
3.79%$1,842.94
3.80%$1,845.19
3.81%$1,847.45
3.82%$1,849.70
3.83%$1,851.96
3.84%$1,854.22
3.85%$1,856.48
3.86%$1,858.74
3.87%$1,861.01
3.88%$1,863.27
3.89%$1,865.54
3.90%$1,867.81
3.91%$1,870.08
3.92%$1,872.35
3.93%$1,874.62
3.94%$1,876.89
3.95%$1,879.17
3.96%$1,881.44
3.97%$1,883.72
3.98%$1,886.00
3.99%$1,888.28
4.00%$1,890.56
Interest Rate Price
4.01%$1,892.85
4.02%$1,895.13
4.03%$1,897.42
4.04%$1,899.71
4.05%$1,902.00
4.06%$1,904.29
4.07%$1,906.58
4.08%$1,908.87
4.09%$1,911.17
4.10%$1,913.47
4.11%$1,915.76
4.12%$1,918.06
4.13%$1,920.36
4.14%$1,922.67
4.15%$1,924.97
4.16%$1,927.27
4.17%$1,929.58
4.18%$1,931.89
4.19%$1,934.20
4.20%$1,936.51
4.21%$1,938.82
4.22%$1,941.13
4.23%$1,943.45
4.24%$1,945.76
4.25%$1,948.08
4.26%$1,950.40
4.27%$1,952.72
4.28%$1,955.04
4.29%$1,957.37
4.30%$1,959.69
4.31%$1,962.02
4.32%$1,964.34
4.33%$1,966.67
4.34%$1,969.00
4.35%$1,971.33
4.36%$1,973.67
4.37%$1,976.00
4.38%$1,978.34
4.39%$1,980.67
4.40%$1,983.01
4.41%$1,985.35
4.42%$1,987.69
4.43%$1,990.04
4.44%$1,992.38
4.45%$1,994.73
4.46%$1,997.07
4.47%$1,999.42
4.48%$2,001.77
4.49%$2,004.12
4.50%$2,006.47
4.51%$2,008.83
4.52%$2,011.18
4.53%$2,013.54
4.54%$2,015.90
4.55%$2,018.26
4.56%$2,020.62
4.57%$2,022.98
4.58%$2,025.34
4.59%$2,027.71
4.60%$2,030.07
4.61%$2,032.44
4.62%$2,034.81
4.63%$2,037.18
4.64%$2,039.55
4.65%$2,041.92
4.66%$2,044.30
4.67%$2,046.67
4.68%$2,049.05
4.69%$2,051.43
4.70%$2,053.81
4.71%$2,056.19
4.72%$2,058.57
4.73%$2,060.95
4.74%$2,063.34
4.75%$2,065.72
4.76%$2,068.11
4.77%$2,070.50
4.78%$2,072.89
4.79%$2,075.28
4.80%$2,077.67
4.81%$2,080.07
4.82%$2,082.46
4.83%$2,084.86
4.84%$2,087.26
4.85%$2,089.66
4.86%$2,092.06
4.87%$2,094.46
4.88%$2,096.87
4.89%$2,099.27
4.90%$2,101.68
4.91%$2,104.09
4.92%$2,106.49
4.93%$2,108.90
4.94%$2,111.32
4.95%$2,113.73
4.96%$2,116.14
4.97%$2,118.56
4.98%$2,120.98
4.99%$2,123.39
5.00%$2,125.81
Interest Rate Price
5.01%$2,128.23
5.02%$2,130.66
5.03%$2,133.08
5.04%$2,135.50
5.05%$2,137.93
5.06%$2,140.36
5.07%$2,142.79
5.08%$2,145.22
5.09%$2,147.65
5.10%$2,150.08
5.11%$2,152.52
5.12%$2,154.95
5.13%$2,157.39
5.14%$2,159.82
5.15%$2,162.26
5.16%$2,164.70
5.17%$2,167.15
5.18%$2,169.59
5.19%$2,172.03
5.20%$2,174.48
5.21%$2,176.93
5.22%$2,179.37
5.23%$2,181.82
5.24%$2,184.27
5.25%$2,186.73
5.26%$2,189.18
5.27%$2,191.63
5.28%$2,194.09
5.29%$2,196.55
5.30%$2,199.01
5.31%$2,201.47
5.32%$2,203.93
5.33%$2,206.39
5.34%$2,208.85
5.35%$2,211.32
5.36%$2,213.78
5.37%$2,216.25
5.38%$2,218.72
5.39%$2,221.19
5.40%$2,223.66
5.41%$2,226.13
5.42%$2,228.61
5.43%$2,231.08
5.44%$2,233.56
5.45%$2,236.04
5.46%$2,238.52
5.47%$2,241.00
5.48%$2,243.48
5.49%$2,245.96
5.50%$2,248.44
5.51%$2,250.93
5.52%$2,253.42
5.53%$2,255.90
5.54%$2,258.39
5.55%$2,260.88
5.56%$2,263.37
5.57%$2,265.87
5.58%$2,268.36
5.59%$2,270.86
5.60%$2,273.35
5.61%$2,275.85
5.62%$2,278.35
5.63%$2,280.85
5.64%$2,283.35
5.65%$2,285.85
5.66%$2,288.36
5.67%$2,290.86
5.68%$2,293.37
5.69%$2,295.88
5.70%$2,298.39
5.71%$2,300.90
5.72%$2,303.41
5.73%$2,305.92
5.74%$2,308.43
5.75%$2,310.95
5.76%$2,313.46
5.77%$2,315.98
5.78%$2,318.50
5.79%$2,321.02
5.80%$2,323.54
5.81%$2,326.06
5.82%$2,328.59
5.83%$2,331.11
5.84%$2,333.64
5.85%$2,336.17
5.86%$2,338.69
5.87%$2,341.22
5.88%$2,343.76
5.89%$2,346.29
5.90%$2,348.82
5.91%$2,351.36
5.92%$2,353.89
5.93%$2,356.43
5.94%$2,358.97
5.95%$2,361.51
5.96%$2,364.05
5.97%$2,366.59
5.98%$2,369.13
5.99%$2,371.67
6.00%$2,374.22