Mortgage Payment for a $354,500 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $354,500 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $354,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$986.20
0.02%$987.69
0.03%$989.17
0.04%$990.66
0.05%$992.15
0.06%$993.64
0.07%$995.13
0.08%$996.62
0.09%$998.11
0.10%$999.61
0.11%$1,001.10
0.12%$1,002.60
0.13%$1,004.10
0.14%$1,005.60
0.15%$1,007.11
0.16%$1,008.61
0.17%$1,010.12
0.18%$1,011.62
0.19%$1,013.13
0.20%$1,014.64
0.21%$1,016.15
0.22%$1,017.67
0.23%$1,019.18
0.24%$1,020.70
0.25%$1,022.21
0.26%$1,023.73
0.27%$1,025.25
0.28%$1,026.77
0.29%$1,028.30
0.30%$1,029.82
0.31%$1,031.35
0.32%$1,032.88
0.33%$1,034.41
0.34%$1,035.94
0.35%$1,037.47
0.36%$1,039.00
0.37%$1,040.54
0.38%$1,042.07
0.39%$1,043.61
0.40%$1,045.15
0.41%$1,046.69
0.42%$1,048.23
0.43%$1,049.78
0.44%$1,051.32
0.45%$1,052.87
0.46%$1,054.42
0.47%$1,055.97
0.48%$1,057.52
0.49%$1,059.07
0.50%$1,060.63
0.51%$1,062.18
0.52%$1,063.74
0.53%$1,065.30
0.54%$1,066.86
0.55%$1,068.42
0.56%$1,069.98
0.57%$1,071.55
0.58%$1,073.11
0.59%$1,074.68
0.60%$1,076.25
0.61%$1,077.82
0.62%$1,079.39
0.63%$1,080.97
0.64%$1,082.54
0.65%$1,084.12
0.66%$1,085.69
0.67%$1,087.27
0.68%$1,088.85
0.69%$1,090.44
0.70%$1,092.02
0.71%$1,093.61
0.72%$1,095.19
0.73%$1,096.78
0.74%$1,098.37
0.75%$1,099.96
0.76%$1,101.55
0.77%$1,103.15
0.78%$1,104.74
0.79%$1,106.34
0.80%$1,107.94
0.81%$1,109.54
0.82%$1,111.14
0.83%$1,112.74
0.84%$1,114.35
0.85%$1,115.95
0.86%$1,117.56
0.87%$1,119.17
0.88%$1,120.78
0.89%$1,122.39
0.90%$1,124.00
0.91%$1,125.62
0.92%$1,127.23
0.93%$1,128.85
0.94%$1,130.47
0.95%$1,132.09
0.96%$1,133.71
0.97%$1,135.33
0.98%$1,136.96
0.99%$1,138.58
1.00%$1,140.21
Interest Rate Price
1.01%$1,141.84
1.02%$1,143.47
1.03%$1,145.10
1.04%$1,146.74
1.05%$1,148.37
1.06%$1,150.01
1.07%$1,151.65
1.08%$1,153.29
1.09%$1,154.93
1.10%$1,156.57
1.11%$1,158.21
1.12%$1,159.86
1.13%$1,161.50
1.14%$1,163.15
1.15%$1,164.80
1.16%$1,166.45
1.17%$1,168.11
1.18%$1,169.76
1.19%$1,171.41
1.20%$1,173.07
1.21%$1,174.73
1.22%$1,176.39
1.23%$1,178.05
1.24%$1,179.71
1.25%$1,181.38
1.26%$1,183.04
1.27%$1,184.71
1.28%$1,186.38
1.29%$1,188.05
1.30%$1,189.72
1.31%$1,191.39
1.32%$1,193.07
1.33%$1,194.74
1.34%$1,196.42
1.35%$1,198.10
1.36%$1,199.78
1.37%$1,201.46
1.38%$1,203.14
1.39%$1,204.83
1.40%$1,206.51
1.41%$1,208.20
1.42%$1,209.89
1.43%$1,211.58
1.44%$1,213.27
1.45%$1,214.96
1.46%$1,216.66
1.47%$1,218.35
1.48%$1,220.05
1.49%$1,221.75
1.50%$1,223.45
1.51%$1,225.15
1.52%$1,226.86
1.53%$1,228.56
1.54%$1,230.27
1.55%$1,231.97
1.56%$1,233.68
1.57%$1,235.39
1.58%$1,237.11
1.59%$1,238.82
1.60%$1,240.53
1.61%$1,242.25
1.62%$1,243.97
1.63%$1,245.69
1.64%$1,247.41
1.65%$1,249.13
1.66%$1,250.85
1.67%$1,252.58
1.68%$1,254.30
1.69%$1,256.03
1.70%$1,257.76
1.71%$1,259.49
1.72%$1,261.22
1.73%$1,262.96
1.74%$1,264.69
1.75%$1,266.43
1.76%$1,268.17
1.77%$1,269.90
1.78%$1,271.65
1.79%$1,273.39
1.80%$1,275.13
1.81%$1,276.88
1.82%$1,278.62
1.83%$1,280.37
1.84%$1,282.12
1.85%$1,283.87
1.86%$1,285.62
1.87%$1,287.38
1.88%$1,289.13
1.89%$1,290.89
1.90%$1,292.64
1.91%$1,294.40
1.92%$1,296.16
1.93%$1,297.93
1.94%$1,299.69
1.95%$1,301.46
1.96%$1,303.22
1.97%$1,304.99
1.98%$1,306.76
1.99%$1,308.53
2.00%$1,310.30
Interest Rate Price
2.01%$1,312.07
2.02%$1,313.85
2.03%$1,315.63
2.04%$1,317.40
2.05%$1,319.18
2.06%$1,320.96
2.07%$1,322.75
2.08%$1,324.53
2.09%$1,326.31
2.10%$1,328.10
2.11%$1,329.89
2.12%$1,331.68
2.13%$1,333.47
2.14%$1,335.26
2.15%$1,337.05
2.16%$1,338.85
2.17%$1,340.64
2.18%$1,342.44
2.19%$1,344.24
2.20%$1,346.04
2.21%$1,347.84
2.22%$1,349.64
2.23%$1,351.45
2.24%$1,353.26
2.25%$1,355.06
2.26%$1,356.87
2.27%$1,358.68
2.28%$1,360.49
2.29%$1,362.31
2.30%$1,364.12
2.31%$1,365.94
2.32%$1,367.75
2.33%$1,369.57
2.34%$1,371.39
2.35%$1,373.21
2.36%$1,375.04
2.37%$1,376.86
2.38%$1,378.69
2.39%$1,380.51
2.40%$1,382.34
2.41%$1,384.17
2.42%$1,386.00
2.43%$1,387.84
2.44%$1,389.67
2.45%$1,391.51
2.46%$1,393.34
2.47%$1,395.18
2.48%$1,397.02
2.49%$1,398.86
2.50%$1,400.70
2.51%$1,402.55
2.52%$1,404.39
2.53%$1,406.24
2.54%$1,408.09
2.55%$1,409.94
2.56%$1,411.79
2.57%$1,413.64
2.58%$1,415.49
2.59%$1,417.35
2.60%$1,419.20
2.61%$1,421.06
2.62%$1,422.92
2.63%$1,424.78
2.64%$1,426.64
2.65%$1,428.51
2.66%$1,430.37
2.67%$1,432.24
2.68%$1,434.10
2.69%$1,435.97
2.70%$1,437.84
2.71%$1,439.72
2.72%$1,441.59
2.73%$1,443.46
2.74%$1,445.34
2.75%$1,447.21
2.76%$1,449.09
2.77%$1,450.97
2.78%$1,452.85
2.79%$1,454.74
2.80%$1,456.62
2.81%$1,458.51
2.82%$1,460.39
2.83%$1,462.28
2.84%$1,464.17
2.85%$1,466.06
2.86%$1,467.95
2.87%$1,469.85
2.88%$1,471.74
2.89%$1,473.64
2.90%$1,475.54
2.91%$1,477.43
2.92%$1,479.33
2.93%$1,481.24
2.94%$1,483.14
2.95%$1,485.04
2.96%$1,486.95
2.97%$1,488.86
2.98%$1,490.77
2.99%$1,492.68
3.00%$1,494.59
Interest Rate Price
3.01%$1,496.50
3.02%$1,498.41
3.03%$1,500.33
3.04%$1,502.24
3.05%$1,504.16
3.06%$1,506.08
3.07%$1,508.00
3.08%$1,509.92
3.09%$1,511.85
3.10%$1,513.77
3.11%$1,515.70
3.12%$1,517.63
3.13%$1,519.56
3.14%$1,521.49
3.15%$1,523.42
3.16%$1,525.35
3.17%$1,527.28
3.18%$1,529.22
3.19%$1,531.16
3.20%$1,533.10
3.21%$1,535.03
3.22%$1,536.98
3.23%$1,538.92
3.24%$1,540.86
3.25%$1,542.81
3.26%$1,544.75
3.27%$1,546.70
3.28%$1,548.65
3.29%$1,550.60
3.30%$1,552.55
3.31%$1,554.50
3.32%$1,556.46
3.33%$1,558.41
3.34%$1,560.37
3.35%$1,562.33
3.36%$1,564.29
3.37%$1,566.25
3.38%$1,568.21
3.39%$1,570.18
3.40%$1,572.14
3.41%$1,574.11
3.42%$1,576.07
3.43%$1,578.04
3.44%$1,580.01
3.45%$1,581.99
3.46%$1,583.96
3.47%$1,585.93
3.48%$1,587.91
3.49%$1,589.89
3.50%$1,591.86
3.51%$1,593.84
3.52%$1,595.82
3.53%$1,597.81
3.54%$1,599.79
3.55%$1,601.77
3.56%$1,603.76
3.57%$1,605.75
3.58%$1,607.74
3.59%$1,609.73
3.60%$1,611.72
3.61%$1,613.71
3.62%$1,615.70
3.63%$1,617.70
3.64%$1,619.70
3.65%$1,621.69
3.66%$1,623.69
3.67%$1,625.69
3.68%$1,627.70
3.69%$1,629.70
3.70%$1,631.70
3.71%$1,633.71
3.72%$1,635.72
3.73%$1,637.72
3.74%$1,639.73
3.75%$1,641.74
3.76%$1,643.76
3.77%$1,645.77
3.78%$1,647.79
3.79%$1,649.80
3.80%$1,651.82
3.81%$1,653.84
3.82%$1,655.86
3.83%$1,657.88
3.84%$1,659.90
3.85%$1,661.93
3.86%$1,663.95
3.87%$1,665.98
3.88%$1,668.00
3.89%$1,670.03
3.90%$1,672.06
3.91%$1,674.10
3.92%$1,676.13
3.93%$1,678.16
3.94%$1,680.20
3.95%$1,682.23
3.96%$1,684.27
3.97%$1,686.31
3.98%$1,688.35
3.99%$1,690.39
4.00%$1,692.44
Interest Rate Price
4.01%$1,694.48
4.02%$1,696.53
4.03%$1,698.57
4.04%$1,700.62
4.05%$1,702.67
4.06%$1,704.72
4.07%$1,706.77
4.08%$1,708.83
4.09%$1,710.88
4.10%$1,712.94
4.11%$1,715.00
4.12%$1,717.05
4.13%$1,719.11
4.14%$1,721.17
4.15%$1,723.24
4.16%$1,725.30
4.17%$1,727.36
4.18%$1,729.43
4.19%$1,731.50
4.20%$1,733.57
4.21%$1,735.64
4.22%$1,737.71
4.23%$1,739.78
4.24%$1,741.85
4.25%$1,743.93
4.26%$1,746.00
4.27%$1,748.08
4.28%$1,750.16
4.29%$1,752.24
4.30%$1,754.32
4.31%$1,756.40
4.32%$1,758.48
4.33%$1,760.57
4.34%$1,762.66
4.35%$1,764.74
4.36%$1,766.83
4.37%$1,768.92
4.38%$1,771.01
4.39%$1,773.10
4.40%$1,775.20
4.41%$1,777.29
4.42%$1,779.39
4.43%$1,781.49
4.44%$1,783.58
4.45%$1,785.68
4.46%$1,787.78
4.47%$1,789.89
4.48%$1,791.99
4.49%$1,794.09
4.50%$1,796.20
4.51%$1,798.31
4.52%$1,800.41
4.53%$1,802.52
4.54%$1,804.63
4.55%$1,806.75
4.56%$1,808.86
4.57%$1,810.97
4.58%$1,813.09
4.59%$1,815.21
4.60%$1,817.32
4.61%$1,819.44
4.62%$1,821.56
4.63%$1,823.69
4.64%$1,825.81
4.65%$1,827.93
4.66%$1,830.06
4.67%$1,832.18
4.68%$1,834.31
4.69%$1,836.44
4.70%$1,838.57
4.71%$1,840.70
4.72%$1,842.83
4.73%$1,844.97
4.74%$1,847.10
4.75%$1,849.24
4.76%$1,851.38
4.77%$1,853.52
4.78%$1,855.66
4.79%$1,857.80
4.80%$1,859.94
4.81%$1,862.08
4.82%$1,864.23
4.83%$1,866.37
4.84%$1,868.52
4.85%$1,870.67
4.86%$1,872.82
4.87%$1,874.97
4.88%$1,877.12
4.89%$1,879.27
4.90%$1,881.43
4.91%$1,883.58
4.92%$1,885.74
4.93%$1,887.90
4.94%$1,890.05
4.95%$1,892.21
4.96%$1,894.38
4.97%$1,896.54
4.98%$1,898.70
4.99%$1,900.87
5.00%$1,903.03
Interest Rate Price
5.01%$1,905.20
5.02%$1,907.37
5.03%$1,909.54
5.04%$1,911.71
5.05%$1,913.88
5.06%$1,916.05
5.07%$1,918.23
5.08%$1,920.40
5.09%$1,922.58
5.10%$1,924.76
5.11%$1,926.94
5.12%$1,929.12
5.13%$1,931.30
5.14%$1,933.48
5.15%$1,935.66
5.16%$1,937.85
5.17%$1,940.03
5.18%$1,942.22
5.19%$1,944.41
5.20%$1,946.60
5.21%$1,948.79
5.22%$1,950.98
5.23%$1,953.17
5.24%$1,955.37
5.25%$1,957.56
5.26%$1,959.76
5.27%$1,961.96
5.28%$1,964.15
5.29%$1,966.35
5.30%$1,968.55
5.31%$1,970.76
5.32%$1,972.96
5.33%$1,975.16
5.34%$1,977.37
5.35%$1,979.58
5.36%$1,981.78
5.37%$1,983.99
5.38%$1,986.20
5.39%$1,988.41
5.40%$1,990.63
5.41%$1,992.84
5.42%$1,995.05
5.43%$1,997.27
5.44%$1,999.49
5.45%$2,001.71
5.46%$2,003.92
5.47%$2,006.14
5.48%$2,008.37
5.49%$2,010.59
5.50%$2,012.81
5.51%$2,015.04
5.52%$2,017.26
5.53%$2,019.49
5.54%$2,021.72
5.55%$2,023.95
5.56%$2,026.18
5.57%$2,028.41
5.58%$2,030.64
5.59%$2,032.88
5.60%$2,035.11
5.61%$2,037.35
5.62%$2,039.58
5.63%$2,041.82
5.64%$2,044.06
5.65%$2,046.30
5.66%$2,048.54
5.67%$2,050.79
5.68%$2,053.03
5.69%$2,055.27
5.70%$2,057.52
5.71%$2,059.77
5.72%$2,062.01
5.73%$2,064.26
5.74%$2,066.51
5.75%$2,068.77
5.76%$2,071.02
5.77%$2,073.27
5.78%$2,075.53
5.79%$2,077.78
5.80%$2,080.04
5.81%$2,082.30
5.82%$2,084.56
5.83%$2,086.82
5.84%$2,089.08
5.85%$2,091.34
5.86%$2,093.60
5.87%$2,095.87
5.88%$2,098.13
5.89%$2,100.40
5.90%$2,102.67
5.91%$2,104.94
5.92%$2,107.21
5.93%$2,109.48
5.94%$2,111.75
5.95%$2,114.02
5.96%$2,116.30
5.97%$2,118.57
5.98%$2,120.85
5.99%$2,123.13
6.00%$2,125.41