Mortgage Payment for a $354,000 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $354,000 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $354,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$984.81
0.02%$986.29
0.03%$987.78
0.04%$989.26
0.05%$990.75
0.06%$992.23
0.07%$993.72
0.08%$995.21
0.09%$996.70
0.10%$998.20
0.11%$999.69
0.12%$1,001.19
0.13%$1,002.69
0.14%$1,004.19
0.15%$1,005.69
0.16%$1,007.19
0.17%$1,008.69
0.18%$1,010.20
0.19%$1,011.70
0.20%$1,013.21
0.21%$1,014.72
0.22%$1,016.23
0.23%$1,017.74
0.24%$1,019.26
0.25%$1,020.77
0.26%$1,022.29
0.27%$1,023.81
0.28%$1,025.33
0.29%$1,026.85
0.30%$1,028.37
0.31%$1,029.89
0.32%$1,031.42
0.33%$1,032.95
0.34%$1,034.47
0.35%$1,036.00
0.36%$1,037.54
0.37%$1,039.07
0.38%$1,040.60
0.39%$1,042.14
0.40%$1,043.68
0.41%$1,045.22
0.42%$1,046.76
0.43%$1,048.30
0.44%$1,049.84
0.45%$1,051.39
0.46%$1,052.93
0.47%$1,054.48
0.48%$1,056.03
0.49%$1,057.58
0.50%$1,059.13
0.51%$1,060.68
0.52%$1,062.24
0.53%$1,063.80
0.54%$1,065.35
0.55%$1,066.91
0.56%$1,068.47
0.57%$1,070.04
0.58%$1,071.60
0.59%$1,073.17
0.60%$1,074.73
0.61%$1,076.30
0.62%$1,077.87
0.63%$1,079.44
0.64%$1,081.01
0.65%$1,082.59
0.66%$1,084.16
0.67%$1,085.74
0.68%$1,087.32
0.69%$1,088.90
0.70%$1,090.48
0.71%$1,092.06
0.72%$1,093.65
0.73%$1,095.23
0.74%$1,096.82
0.75%$1,098.41
0.76%$1,100.00
0.77%$1,101.59
0.78%$1,103.18
0.79%$1,104.78
0.80%$1,106.37
0.81%$1,107.97
0.82%$1,109.57
0.83%$1,111.17
0.84%$1,112.77
0.85%$1,114.38
0.86%$1,115.98
0.87%$1,117.59
0.88%$1,119.20
0.89%$1,120.81
0.90%$1,122.42
0.91%$1,124.03
0.92%$1,125.64
0.93%$1,127.26
0.94%$1,128.87
0.95%$1,130.49
0.96%$1,132.11
0.97%$1,133.73
0.98%$1,135.35
0.99%$1,136.98
1.00%$1,138.60
Interest Rate Price
1.01%$1,140.23
1.02%$1,141.86
1.03%$1,143.49
1.04%$1,145.12
1.05%$1,146.75
1.06%$1,148.39
1.07%$1,150.02
1.08%$1,151.66
1.09%$1,153.30
1.10%$1,154.94
1.11%$1,156.58
1.12%$1,158.22
1.13%$1,159.87
1.14%$1,161.51
1.15%$1,163.16
1.16%$1,164.81
1.17%$1,166.46
1.18%$1,168.11
1.19%$1,169.76
1.20%$1,171.42
1.21%$1,173.07
1.22%$1,174.73
1.23%$1,176.39
1.24%$1,178.05
1.25%$1,179.71
1.26%$1,181.37
1.27%$1,183.04
1.28%$1,184.70
1.29%$1,186.37
1.30%$1,188.04
1.31%$1,189.71
1.32%$1,191.38
1.33%$1,193.06
1.34%$1,194.73
1.35%$1,196.41
1.36%$1,198.09
1.37%$1,199.77
1.38%$1,201.45
1.39%$1,203.13
1.40%$1,204.81
1.41%$1,206.50
1.42%$1,208.18
1.43%$1,209.87
1.44%$1,211.56
1.45%$1,213.25
1.46%$1,214.94
1.47%$1,216.64
1.48%$1,218.33
1.49%$1,220.03
1.50%$1,221.73
1.51%$1,223.42
1.52%$1,225.13
1.53%$1,226.83
1.54%$1,228.53
1.55%$1,230.24
1.56%$1,231.94
1.57%$1,233.65
1.58%$1,235.36
1.59%$1,237.07
1.60%$1,238.78
1.61%$1,240.50
1.62%$1,242.21
1.63%$1,243.93
1.64%$1,245.65
1.65%$1,247.37
1.66%$1,249.09
1.67%$1,250.81
1.68%$1,252.53
1.69%$1,254.26
1.70%$1,255.99
1.71%$1,257.71
1.72%$1,259.44
1.73%$1,261.18
1.74%$1,262.91
1.75%$1,264.64
1.76%$1,266.38
1.77%$1,268.11
1.78%$1,269.85
1.79%$1,271.59
1.80%$1,273.33
1.81%$1,275.08
1.82%$1,276.82
1.83%$1,278.56
1.84%$1,280.31
1.85%$1,282.06
1.86%$1,283.81
1.87%$1,285.56
1.88%$1,287.31
1.89%$1,289.07
1.90%$1,290.82
1.91%$1,292.58
1.92%$1,294.34
1.93%$1,296.10
1.94%$1,297.86
1.95%$1,299.62
1.96%$1,301.38
1.97%$1,303.15
1.98%$1,304.92
1.99%$1,306.68
2.00%$1,308.45
Interest Rate Price
2.01%$1,310.22
2.02%$1,312.00
2.03%$1,313.77
2.04%$1,315.55
2.05%$1,317.32
2.06%$1,319.10
2.07%$1,320.88
2.08%$1,322.66
2.09%$1,324.44
2.10%$1,326.23
2.11%$1,328.01
2.12%$1,329.80
2.13%$1,331.59
2.14%$1,333.38
2.15%$1,335.17
2.16%$1,336.96
2.17%$1,338.75
2.18%$1,340.55
2.19%$1,342.34
2.20%$1,344.14
2.21%$1,345.94
2.22%$1,347.74
2.23%$1,349.54
2.24%$1,351.35
2.25%$1,353.15
2.26%$1,354.96
2.27%$1,356.77
2.28%$1,358.57
2.29%$1,360.38
2.30%$1,362.20
2.31%$1,364.01
2.32%$1,365.82
2.33%$1,367.64
2.34%$1,369.46
2.35%$1,371.28
2.36%$1,373.10
2.37%$1,374.92
2.38%$1,376.74
2.39%$1,378.57
2.40%$1,380.39
2.41%$1,382.22
2.42%$1,384.05
2.43%$1,385.88
2.44%$1,387.71
2.45%$1,389.54
2.46%$1,391.38
2.47%$1,393.21
2.48%$1,395.05
2.49%$1,396.89
2.50%$1,398.73
2.51%$1,400.57
2.52%$1,402.41
2.53%$1,404.26
2.54%$1,406.10
2.55%$1,407.95
2.56%$1,409.80
2.57%$1,411.65
2.58%$1,413.50
2.59%$1,415.35
2.60%$1,417.20
2.61%$1,419.06
2.62%$1,420.91
2.63%$1,422.77
2.64%$1,424.63
2.65%$1,426.49
2.66%$1,428.35
2.67%$1,430.22
2.68%$1,432.08
2.69%$1,433.95
2.70%$1,435.82
2.71%$1,437.68
2.72%$1,439.55
2.73%$1,441.43
2.74%$1,443.30
2.75%$1,445.17
2.76%$1,447.05
2.77%$1,448.93
2.78%$1,450.81
2.79%$1,452.69
2.80%$1,454.57
2.81%$1,456.45
2.82%$1,458.33
2.83%$1,460.22
2.84%$1,462.11
2.85%$1,463.99
2.86%$1,465.88
2.87%$1,467.77
2.88%$1,469.67
2.89%$1,471.56
2.90%$1,473.45
2.91%$1,475.35
2.92%$1,477.25
2.93%$1,479.15
2.94%$1,481.05
2.95%$1,482.95
2.96%$1,484.85
2.97%$1,486.76
2.98%$1,488.66
2.99%$1,490.57
3.00%$1,492.48
Interest Rate Price
3.01%$1,494.39
3.02%$1,496.30
3.03%$1,498.21
3.04%$1,500.13
3.05%$1,502.04
3.06%$1,503.96
3.07%$1,505.88
3.08%$1,507.80
3.09%$1,509.72
3.10%$1,511.64
3.11%$1,513.56
3.12%$1,515.49
3.13%$1,517.41
3.14%$1,519.34
3.15%$1,521.27
3.16%$1,523.20
3.17%$1,525.13
3.18%$1,527.06
3.19%$1,529.00
3.20%$1,530.93
3.21%$1,532.87
3.22%$1,534.81
3.23%$1,536.75
3.24%$1,538.69
3.25%$1,540.63
3.26%$1,542.57
3.27%$1,544.52
3.28%$1,546.47
3.29%$1,548.41
3.30%$1,550.36
3.31%$1,552.31
3.32%$1,554.26
3.33%$1,556.22
3.34%$1,558.17
3.35%$1,560.13
3.36%$1,562.08
3.37%$1,564.04
3.38%$1,566.00
3.39%$1,567.96
3.40%$1,569.92
3.41%$1,571.89
3.42%$1,573.85
3.43%$1,575.82
3.44%$1,577.79
3.45%$1,579.75
3.46%$1,581.72
3.47%$1,583.70
3.48%$1,585.67
3.49%$1,587.64
3.50%$1,589.62
3.51%$1,591.59
3.52%$1,593.57
3.53%$1,595.55
3.54%$1,597.53
3.55%$1,599.51
3.56%$1,601.50
3.57%$1,603.48
3.58%$1,605.47
3.59%$1,607.46
3.60%$1,609.44
3.61%$1,611.43
3.62%$1,613.43
3.63%$1,615.42
3.64%$1,617.41
3.65%$1,619.41
3.66%$1,621.40
3.67%$1,623.40
3.68%$1,625.40
3.69%$1,627.40
3.70%$1,629.40
3.71%$1,631.40
3.72%$1,633.41
3.73%$1,635.41
3.74%$1,637.42
3.75%$1,639.43
3.76%$1,641.44
3.77%$1,643.45
3.78%$1,645.46
3.79%$1,647.47
3.80%$1,649.49
3.81%$1,651.50
3.82%$1,653.52
3.83%$1,655.54
3.84%$1,657.56
3.85%$1,659.58
3.86%$1,661.60
3.87%$1,663.63
3.88%$1,665.65
3.89%$1,667.68
3.90%$1,669.71
3.91%$1,671.73
3.92%$1,673.76
3.93%$1,675.80
3.94%$1,677.83
3.95%$1,679.86
3.96%$1,681.90
3.97%$1,683.93
3.98%$1,685.97
3.99%$1,688.01
4.00%$1,690.05
Interest Rate Price
4.01%$1,692.09
4.02%$1,694.13
4.03%$1,696.18
4.04%$1,698.22
4.05%$1,700.27
4.06%$1,702.32
4.07%$1,704.37
4.08%$1,706.42
4.09%$1,708.47
4.10%$1,710.52
4.11%$1,712.58
4.12%$1,714.63
4.13%$1,716.69
4.14%$1,718.75
4.15%$1,720.81
4.16%$1,722.87
4.17%$1,724.93
4.18%$1,726.99
4.19%$1,729.06
4.20%$1,731.12
4.21%$1,733.19
4.22%$1,735.26
4.23%$1,737.32
4.24%$1,739.40
4.25%$1,741.47
4.26%$1,743.54
4.27%$1,745.61
4.28%$1,747.69
4.29%$1,749.77
4.30%$1,751.84
4.31%$1,753.92
4.32%$1,756.00
4.33%$1,758.09
4.34%$1,760.17
4.35%$1,762.25
4.36%$1,764.34
4.37%$1,766.43
4.38%$1,768.51
4.39%$1,770.60
4.40%$1,772.69
4.41%$1,774.79
4.42%$1,776.88
4.43%$1,778.97
4.44%$1,781.07
4.45%$1,783.16
4.46%$1,785.26
4.47%$1,787.36
4.48%$1,789.46
4.49%$1,791.56
4.50%$1,793.67
4.51%$1,795.77
4.52%$1,797.88
4.53%$1,799.98
4.54%$1,802.09
4.55%$1,804.20
4.56%$1,806.31
4.57%$1,808.42
4.58%$1,810.53
4.59%$1,812.65
4.60%$1,814.76
4.61%$1,816.88
4.62%$1,818.99
4.63%$1,821.11
4.64%$1,823.23
4.65%$1,825.35
4.66%$1,827.48
4.67%$1,829.60
4.68%$1,831.72
4.69%$1,833.85
4.70%$1,835.98
4.71%$1,838.11
4.72%$1,840.24
4.73%$1,842.37
4.74%$1,844.50
4.75%$1,846.63
4.76%$1,848.77
4.77%$1,850.90
4.78%$1,853.04
4.79%$1,855.18
4.80%$1,857.32
4.81%$1,859.46
4.82%$1,861.60
4.83%$1,863.74
4.84%$1,865.88
4.85%$1,868.03
4.86%$1,870.18
4.87%$1,872.32
4.88%$1,874.47
4.89%$1,876.62
4.90%$1,878.77
4.91%$1,880.92
4.92%$1,883.08
4.93%$1,885.23
4.94%$1,887.39
4.95%$1,889.55
4.96%$1,891.70
4.97%$1,893.86
4.98%$1,896.02
4.99%$1,898.19
5.00%$1,900.35
Interest Rate Price
5.01%$1,902.51
5.02%$1,904.68
5.03%$1,906.84
5.04%$1,909.01
5.05%$1,911.18
5.06%$1,913.35
5.07%$1,915.52
5.08%$1,917.69
5.09%$1,919.87
5.10%$1,922.04
5.11%$1,924.22
5.12%$1,926.39
5.13%$1,928.57
5.14%$1,930.75
5.15%$1,932.93
5.16%$1,935.11
5.17%$1,937.30
5.18%$1,939.48
5.19%$1,941.67
5.20%$1,943.85
5.21%$1,946.04
5.22%$1,948.23
5.23%$1,950.42
5.24%$1,952.61
5.25%$1,954.80
5.26%$1,956.99
5.27%$1,959.19
5.28%$1,961.38
5.29%$1,963.58
5.30%$1,965.78
5.31%$1,967.98
5.32%$1,970.18
5.33%$1,972.38
5.34%$1,974.58
5.35%$1,976.78
5.36%$1,978.99
5.37%$1,981.19
5.38%$1,983.40
5.39%$1,985.61
5.40%$1,987.82
5.41%$1,990.03
5.42%$1,992.24
5.43%$1,994.45
5.44%$1,996.67
5.45%$1,998.88
5.46%$2,001.10
5.47%$2,003.31
5.48%$2,005.53
5.49%$2,007.75
5.50%$2,009.97
5.51%$2,012.19
5.52%$2,014.42
5.53%$2,016.64
5.54%$2,018.87
5.55%$2,021.09
5.56%$2,023.32
5.57%$2,025.55
5.58%$2,027.78
5.59%$2,030.01
5.60%$2,032.24
5.61%$2,034.47
5.62%$2,036.71
5.63%$2,038.94
5.64%$2,041.18
5.65%$2,043.41
5.66%$2,045.65
5.67%$2,047.89
5.68%$2,050.13
5.69%$2,052.37
5.70%$2,054.62
5.71%$2,056.86
5.72%$2,059.11
5.73%$2,061.35
5.74%$2,063.60
5.75%$2,065.85
5.76%$2,068.10
5.77%$2,070.35
5.78%$2,072.60
5.79%$2,074.85
5.80%$2,077.11
5.81%$2,079.36
5.82%$2,081.62
5.83%$2,083.87
5.84%$2,086.13
5.85%$2,088.39
5.86%$2,090.65
5.87%$2,092.91
5.88%$2,095.18
5.89%$2,097.44
5.90%$2,099.70
5.91%$2,101.97
5.92%$2,104.24
5.93%$2,106.50
5.94%$2,108.77
5.95%$2,111.04
5.96%$2,113.31
5.97%$2,115.59
5.98%$2,117.86
5.99%$2,120.13
6.00%$2,122.41