Mortgage Payment for a $320,500 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $320,500 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $320,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$891.62
0.02%$892.96
0.03%$894.30
0.04%$895.64
0.05%$896.99
0.06%$898.34
0.07%$899.68
0.08%$901.03
0.09%$902.38
0.10%$903.74
0.11%$905.09
0.12%$906.44
0.13%$907.80
0.14%$909.16
0.15%$910.51
0.16%$911.87
0.17%$913.24
0.18%$914.60
0.19%$915.96
0.20%$917.33
0.21%$918.69
0.22%$920.06
0.23%$921.43
0.24%$922.80
0.25%$924.17
0.26%$925.55
0.27%$926.92
0.28%$928.30
0.29%$929.67
0.30%$931.05
0.31%$932.43
0.32%$933.81
0.33%$935.20
0.34%$936.58
0.35%$937.96
0.36%$939.35
0.37%$940.74
0.38%$942.13
0.39%$943.52
0.40%$944.91
0.41%$946.30
0.42%$947.70
0.43%$949.09
0.44%$950.49
0.45%$951.89
0.46%$953.29
0.47%$954.69
0.48%$956.09
0.49%$957.50
0.50%$958.90
0.51%$960.31
0.52%$961.72
0.53%$963.13
0.54%$964.54
0.55%$965.95
0.56%$967.36
0.57%$968.78
0.58%$970.19
0.59%$971.61
0.60%$973.03
0.61%$974.45
0.62%$975.87
0.63%$977.29
0.64%$978.71
0.65%$980.14
0.66%$981.57
0.67%$982.99
0.68%$984.42
0.69%$985.85
0.70%$987.29
0.71%$988.72
0.72%$990.15
0.73%$991.59
0.74%$993.03
0.75%$994.46
0.76%$995.90
0.77%$997.34
0.78%$998.79
0.79%$1,000.23
0.80%$1,001.68
0.81%$1,003.12
0.82%$1,004.57
0.83%$1,006.02
0.84%$1,007.47
0.85%$1,008.92
0.86%$1,010.37
0.87%$1,011.83
0.88%$1,013.28
0.89%$1,014.74
0.90%$1,016.20
0.91%$1,017.66
0.92%$1,019.12
0.93%$1,020.58
0.94%$1,022.05
0.95%$1,023.51
0.96%$1,024.98
0.97%$1,026.44
0.98%$1,027.91
0.99%$1,029.38
1.00%$1,030.85
Interest Rate Price
1.01%$1,032.33
1.02%$1,033.80
1.03%$1,035.28
1.04%$1,036.75
1.05%$1,038.23
1.06%$1,039.71
1.07%$1,041.19
1.08%$1,042.67
1.09%$1,044.16
1.10%$1,045.64
1.11%$1,047.13
1.12%$1,048.62
1.13%$1,050.10
1.14%$1,051.59
1.15%$1,053.09
1.16%$1,054.58
1.17%$1,056.07
1.18%$1,057.57
1.19%$1,059.06
1.20%$1,060.56
1.21%$1,062.06
1.22%$1,063.56
1.23%$1,065.06
1.24%$1,066.57
1.25%$1,068.07
1.26%$1,069.58
1.27%$1,071.08
1.28%$1,072.59
1.29%$1,074.10
1.30%$1,075.61
1.31%$1,077.13
1.32%$1,078.64
1.33%$1,080.15
1.34%$1,081.67
1.35%$1,083.19
1.36%$1,084.71
1.37%$1,086.23
1.38%$1,087.75
1.39%$1,089.27
1.40%$1,090.80
1.41%$1,092.32
1.42%$1,093.85
1.43%$1,095.38
1.44%$1,096.91
1.45%$1,098.44
1.46%$1,099.97
1.47%$1,101.50
1.48%$1,103.04
1.49%$1,104.57
1.50%$1,106.11
1.51%$1,107.65
1.52%$1,109.19
1.53%$1,110.73
1.54%$1,112.27
1.55%$1,113.82
1.56%$1,115.36
1.57%$1,116.91
1.58%$1,118.46
1.59%$1,120.00
1.60%$1,121.55
1.61%$1,123.11
1.62%$1,124.66
1.63%$1,126.21
1.64%$1,127.77
1.65%$1,129.33
1.66%$1,130.88
1.67%$1,132.44
1.68%$1,134.00
1.69%$1,135.57
1.70%$1,137.13
1.71%$1,138.69
1.72%$1,140.26
1.73%$1,141.83
1.74%$1,143.40
1.75%$1,144.97
1.76%$1,146.54
1.77%$1,148.11
1.78%$1,149.68
1.79%$1,151.26
1.80%$1,152.83
1.81%$1,154.41
1.82%$1,155.99
1.83%$1,157.57
1.84%$1,159.15
1.85%$1,160.73
1.86%$1,162.32
1.87%$1,163.90
1.88%$1,165.49
1.89%$1,167.08
1.90%$1,168.67
1.91%$1,170.26
1.92%$1,171.85
1.93%$1,173.44
1.94%$1,175.04
1.95%$1,176.63
1.96%$1,178.23
1.97%$1,179.83
1.98%$1,181.43
1.99%$1,183.03
2.00%$1,184.63
Interest Rate Price
2.01%$1,186.23
2.02%$1,187.84
2.03%$1,189.44
2.04%$1,191.05
2.05%$1,192.66
2.06%$1,194.27
2.07%$1,195.88
2.08%$1,197.49
2.09%$1,199.11
2.10%$1,200.72
2.11%$1,202.34
2.12%$1,203.96
2.13%$1,205.57
2.14%$1,207.19
2.15%$1,208.82
2.16%$1,210.44
2.17%$1,212.06
2.18%$1,213.69
2.19%$1,215.31
2.20%$1,216.94
2.21%$1,218.57
2.22%$1,220.20
2.23%$1,221.83
2.24%$1,223.46
2.25%$1,225.10
2.26%$1,226.73
2.27%$1,228.37
2.28%$1,230.01
2.29%$1,231.65
2.30%$1,233.29
2.31%$1,234.93
2.32%$1,236.57
2.33%$1,238.22
2.34%$1,239.86
2.35%$1,241.51
2.36%$1,243.16
2.37%$1,244.81
2.38%$1,246.46
2.39%$1,248.11
2.40%$1,249.76
2.41%$1,251.42
2.42%$1,253.07
2.43%$1,254.73
2.44%$1,256.39
2.45%$1,258.05
2.46%$1,259.71
2.47%$1,261.37
2.48%$1,263.03
2.49%$1,264.70
2.50%$1,266.36
2.51%$1,268.03
2.52%$1,269.70
2.53%$1,271.37
2.54%$1,273.04
2.55%$1,274.71
2.56%$1,276.38
2.57%$1,278.06
2.58%$1,279.73
2.59%$1,281.41
2.60%$1,283.09
2.61%$1,284.77
2.62%$1,286.45
2.63%$1,288.13
2.64%$1,289.81
2.65%$1,291.50
2.66%$1,293.18
2.67%$1,294.87
2.68%$1,296.56
2.69%$1,298.25
2.70%$1,299.94
2.71%$1,301.63
2.72%$1,303.33
2.73%$1,305.02
2.74%$1,306.72
2.75%$1,308.41
2.76%$1,310.11
2.77%$1,311.81
2.78%$1,313.51
2.79%$1,315.21
2.80%$1,316.92
2.81%$1,318.62
2.82%$1,320.33
2.83%$1,322.03
2.84%$1,323.74
2.85%$1,325.45
2.86%$1,327.16
2.87%$1,328.87
2.88%$1,330.59
2.89%$1,332.30
2.90%$1,334.02
2.91%$1,335.73
2.92%$1,337.45
2.93%$1,339.17
2.94%$1,340.89
2.95%$1,342.61
2.96%$1,344.34
2.97%$1,346.06
2.98%$1,347.79
2.99%$1,349.51
3.00%$1,351.24
Interest Rate Price
3.01%$1,352.97
3.02%$1,354.70
3.03%$1,356.43
3.04%$1,358.16
3.05%$1,359.90
3.06%$1,361.63
3.07%$1,363.37
3.08%$1,365.11
3.09%$1,366.85
3.10%$1,368.59
3.11%$1,370.33
3.12%$1,372.07
3.13%$1,373.82
3.14%$1,375.56
3.15%$1,377.31
3.16%$1,379.05
3.17%$1,380.80
3.18%$1,382.55
3.19%$1,384.30
3.20%$1,386.06
3.21%$1,387.81
3.22%$1,389.56
3.23%$1,391.32
3.24%$1,393.08
3.25%$1,394.84
3.26%$1,396.60
3.27%$1,398.36
3.28%$1,400.12
3.29%$1,401.88
3.30%$1,403.65
3.31%$1,405.41
3.32%$1,407.18
3.33%$1,408.95
3.34%$1,410.72
3.35%$1,412.49
3.36%$1,414.26
3.37%$1,416.03
3.38%$1,417.81
3.39%$1,419.58
3.40%$1,421.36
3.41%$1,423.14
3.42%$1,424.91
3.43%$1,426.69
3.44%$1,428.48
3.45%$1,430.26
3.46%$1,432.04
3.47%$1,433.83
3.48%$1,435.61
3.49%$1,437.40
3.50%$1,439.19
3.51%$1,440.98
3.52%$1,442.77
3.53%$1,444.56
3.54%$1,446.35
3.55%$1,448.15
3.56%$1,449.94
3.57%$1,451.74
3.58%$1,453.54
3.59%$1,455.34
3.60%$1,457.14
3.61%$1,458.94
3.62%$1,460.74
3.63%$1,462.55
3.64%$1,464.35
3.65%$1,466.16
3.66%$1,467.97
3.67%$1,469.77
3.68%$1,471.58
3.69%$1,473.39
3.70%$1,475.21
3.71%$1,477.02
3.72%$1,478.83
3.73%$1,480.65
3.74%$1,482.47
3.75%$1,484.29
3.76%$1,486.10
3.77%$1,487.93
3.78%$1,489.75
3.79%$1,491.57
3.80%$1,493.39
3.81%$1,495.22
3.82%$1,497.04
3.83%$1,498.87
3.84%$1,500.70
3.85%$1,502.53
3.86%$1,504.36
3.87%$1,506.19
3.88%$1,508.03
3.89%$1,509.86
3.90%$1,511.70
3.91%$1,513.53
3.92%$1,515.37
3.93%$1,517.21
3.94%$1,519.05
3.95%$1,520.89
3.96%$1,522.73
3.97%$1,524.58
3.98%$1,526.42
3.99%$1,528.27
4.00%$1,530.12
Interest Rate Price
4.01%$1,531.96
4.02%$1,533.81
4.03%$1,535.66
4.04%$1,537.52
4.05%$1,539.37
4.06%$1,541.22
4.07%$1,543.08
4.08%$1,544.93
4.09%$1,546.79
4.10%$1,548.65
4.11%$1,550.51
4.12%$1,552.37
4.13%$1,554.23
4.14%$1,556.10
4.15%$1,557.96
4.16%$1,559.83
4.17%$1,561.69
4.18%$1,563.56
4.19%$1,565.43
4.20%$1,567.30
4.21%$1,569.17
4.22%$1,571.04
4.23%$1,572.92
4.24%$1,574.79
4.25%$1,576.67
4.26%$1,578.54
4.27%$1,580.42
4.28%$1,582.30
4.29%$1,584.18
4.30%$1,586.06
4.31%$1,587.95
4.32%$1,589.83
4.33%$1,591.71
4.34%$1,593.60
4.35%$1,595.49
4.36%$1,597.37
4.37%$1,599.26
4.38%$1,601.15
4.39%$1,603.05
4.40%$1,604.94
4.41%$1,606.83
4.42%$1,608.73
4.43%$1,610.62
4.44%$1,612.52
4.45%$1,614.42
4.46%$1,616.32
4.47%$1,618.22
4.48%$1,620.12
4.49%$1,622.02
4.50%$1,623.93
4.51%$1,625.83
4.52%$1,627.74
4.53%$1,629.64
4.54%$1,631.55
4.55%$1,633.46
4.56%$1,635.37
4.57%$1,637.28
4.58%$1,639.20
4.59%$1,641.11
4.60%$1,643.03
4.61%$1,644.94
4.62%$1,646.86
4.63%$1,648.78
4.64%$1,650.70
4.65%$1,652.62
4.66%$1,654.54
4.67%$1,656.46
4.68%$1,658.38
4.69%$1,660.31
4.70%$1,662.23
4.71%$1,664.16
4.72%$1,666.09
4.73%$1,668.02
4.74%$1,669.95
4.75%$1,671.88
4.76%$1,673.81
4.77%$1,675.75
4.78%$1,677.68
4.79%$1,679.62
4.80%$1,681.55
4.81%$1,683.49
4.82%$1,685.43
4.83%$1,687.37
4.84%$1,689.31
4.85%$1,691.25
4.86%$1,693.20
4.87%$1,695.14
4.88%$1,697.09
4.89%$1,699.03
4.90%$1,700.98
4.91%$1,702.93
4.92%$1,704.88
4.93%$1,706.83
4.94%$1,708.78
4.95%$1,710.73
4.96%$1,712.69
4.97%$1,714.64
4.98%$1,716.60
4.99%$1,718.56
5.00%$1,720.51
Interest Rate Price
5.01%$1,722.47
5.02%$1,724.43
5.03%$1,726.39
5.04%$1,728.36
5.05%$1,730.32
5.06%$1,732.29
5.07%$1,734.25
5.08%$1,736.22
5.09%$1,738.19
5.10%$1,740.15
5.11%$1,742.12
5.12%$1,744.09
5.13%$1,746.07
5.14%$1,748.04
5.15%$1,750.01
5.16%$1,751.99
5.17%$1,753.97
5.18%$1,755.94
5.19%$1,757.92
5.20%$1,759.90
5.21%$1,761.88
5.22%$1,763.86
5.23%$1,765.84
5.24%$1,767.83
5.25%$1,769.81
5.26%$1,771.80
5.27%$1,773.79
5.28%$1,775.77
5.29%$1,777.76
5.30%$1,779.75
5.31%$1,781.74
5.32%$1,783.73
5.33%$1,785.73
5.34%$1,787.72
5.35%$1,789.72
5.36%$1,791.71
5.37%$1,793.71
5.38%$1,795.71
5.39%$1,797.71
5.40%$1,799.71
5.41%$1,801.71
5.42%$1,803.71
5.43%$1,805.71
5.44%$1,807.72
5.45%$1,809.72
5.46%$1,811.73
5.47%$1,813.74
5.48%$1,815.74
5.49%$1,817.75
5.50%$1,819.76
5.51%$1,821.78
5.52%$1,823.79
5.53%$1,825.80
5.54%$1,827.82
5.55%$1,829.83
5.56%$1,831.85
5.57%$1,833.86
5.58%$1,835.88
5.59%$1,837.90
5.60%$1,839.92
5.61%$1,841.94
5.62%$1,843.97
5.63%$1,845.99
5.64%$1,848.02
5.65%$1,850.04
5.66%$1,852.07
5.67%$1,854.09
5.68%$1,856.12
5.69%$1,858.15
5.70%$1,860.18
5.71%$1,862.21
5.72%$1,864.25
5.73%$1,866.28
5.74%$1,868.32
5.75%$1,870.35
5.76%$1,872.39
5.77%$1,874.43
5.78%$1,876.46
5.79%$1,878.50
5.80%$1,880.54
5.81%$1,882.58
5.82%$1,884.63
5.83%$1,886.67
5.84%$1,888.72
5.85%$1,890.76
5.86%$1,892.81
5.87%$1,894.85
5.88%$1,896.90
5.89%$1,898.95
5.90%$1,901.00
5.91%$1,903.05
5.92%$1,905.11
5.93%$1,907.16
5.94%$1,909.21
5.95%$1,911.27
5.96%$1,913.32
5.97%$1,915.38
5.98%$1,917.44
5.99%$1,919.50
6.00%$1,921.56