Mortgage Payment for a $318,500 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $318,500 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $318,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$886.05
0.02%$887.39
0.03%$888.72
0.04%$890.06
0.05%$891.39
0.06%$892.73
0.07%$894.07
0.08%$895.41
0.09%$896.75
0.10%$898.10
0.11%$899.44
0.12%$900.79
0.13%$902.13
0.14%$903.48
0.15%$904.83
0.16%$906.18
0.17%$907.54
0.18%$908.89
0.19%$910.25
0.20%$911.60
0.21%$912.96
0.22%$914.32
0.23%$915.68
0.24%$917.04
0.25%$918.41
0.26%$919.77
0.27%$921.14
0.28%$922.50
0.29%$923.87
0.30%$925.24
0.31%$926.61
0.32%$927.99
0.33%$929.36
0.34%$930.74
0.35%$932.11
0.36%$933.49
0.37%$934.87
0.38%$936.25
0.39%$937.63
0.40%$939.01
0.41%$940.40
0.42%$941.78
0.43%$943.17
0.44%$944.56
0.45%$945.95
0.46%$947.34
0.47%$948.73
0.48%$950.13
0.49%$951.52
0.50%$952.92
0.51%$954.32
0.52%$955.72
0.53%$957.12
0.54%$958.52
0.55%$959.92
0.56%$961.32
0.57%$962.73
0.58%$964.14
0.59%$965.55
0.60%$966.96
0.61%$968.37
0.62%$969.78
0.63%$971.19
0.64%$972.61
0.65%$974.02
0.66%$975.44
0.67%$976.86
0.68%$978.28
0.69%$979.70
0.70%$981.12
0.71%$982.55
0.72%$983.97
0.73%$985.40
0.74%$986.83
0.75%$988.26
0.76%$989.69
0.77%$991.12
0.78%$992.55
0.79%$993.99
0.80%$995.42
0.81%$996.86
0.82%$998.30
0.83%$999.74
0.84%$1,001.18
0.85%$1,002.62
0.86%$1,004.07
0.87%$1,005.51
0.88%$1,006.96
0.89%$1,008.41
0.90%$1,009.86
0.91%$1,011.31
0.92%$1,012.76
0.93%$1,014.21
0.94%$1,015.67
0.95%$1,017.12
0.96%$1,018.58
0.97%$1,020.04
0.98%$1,021.50
0.99%$1,022.96
1.00%$1,024.42
Interest Rate Price
1.01%$1,025.89
1.02%$1,027.35
1.03%$1,028.82
1.04%$1,030.28
1.05%$1,031.75
1.06%$1,033.22
1.07%$1,034.70
1.08%$1,036.17
1.09%$1,037.64
1.10%$1,039.12
1.11%$1,040.59
1.12%$1,042.07
1.13%$1,043.55
1.14%$1,045.03
1.15%$1,046.51
1.16%$1,048.00
1.17%$1,049.48
1.18%$1,050.97
1.19%$1,052.46
1.20%$1,053.94
1.21%$1,055.43
1.22%$1,056.93
1.23%$1,058.42
1.24%$1,059.91
1.25%$1,061.41
1.26%$1,062.90
1.27%$1,064.40
1.28%$1,065.90
1.29%$1,067.40
1.30%$1,068.90
1.31%$1,070.40
1.32%$1,071.91
1.33%$1,073.41
1.34%$1,074.92
1.35%$1,076.43
1.36%$1,077.94
1.37%$1,079.45
1.38%$1,080.96
1.39%$1,082.48
1.40%$1,083.99
1.41%$1,085.51
1.42%$1,087.02
1.43%$1,088.54
1.44%$1,090.06
1.45%$1,091.58
1.46%$1,093.11
1.47%$1,094.63
1.48%$1,096.15
1.49%$1,097.68
1.50%$1,099.21
1.51%$1,100.74
1.52%$1,102.27
1.53%$1,103.80
1.54%$1,105.33
1.55%$1,106.87
1.56%$1,108.40
1.57%$1,109.94
1.58%$1,111.48
1.59%$1,113.02
1.60%$1,114.56
1.61%$1,116.10
1.62%$1,117.64
1.63%$1,119.19
1.64%$1,120.73
1.65%$1,122.28
1.66%$1,123.83
1.67%$1,125.38
1.68%$1,126.93
1.69%$1,128.48
1.70%$1,130.03
1.71%$1,131.59
1.72%$1,133.14
1.73%$1,134.70
1.74%$1,136.26
1.75%$1,137.82
1.76%$1,139.38
1.77%$1,140.94
1.78%$1,142.51
1.79%$1,144.07
1.80%$1,145.64
1.81%$1,147.21
1.82%$1,148.78
1.83%$1,150.35
1.84%$1,151.92
1.85%$1,153.49
1.86%$1,155.07
1.87%$1,156.64
1.88%$1,158.22
1.89%$1,159.80
1.90%$1,161.37
1.91%$1,162.96
1.92%$1,164.54
1.93%$1,166.12
1.94%$1,167.70
1.95%$1,169.29
1.96%$1,170.88
1.97%$1,172.47
1.98%$1,174.06
1.99%$1,175.65
2.00%$1,177.24
Interest Rate Price
2.01%$1,178.83
2.02%$1,180.43
2.03%$1,182.02
2.04%$1,183.62
2.05%$1,185.22
2.06%$1,186.82
2.07%$1,188.42
2.08%$1,190.02
2.09%$1,191.62
2.10%$1,193.23
2.11%$1,194.84
2.12%$1,196.44
2.13%$1,198.05
2.14%$1,199.66
2.15%$1,201.27
2.16%$1,202.88
2.17%$1,204.50
2.18%$1,206.11
2.19%$1,207.73
2.20%$1,209.35
2.21%$1,210.97
2.22%$1,212.59
2.23%$1,214.21
2.24%$1,215.83
2.25%$1,217.45
2.26%$1,219.08
2.27%$1,220.71
2.28%$1,222.33
2.29%$1,223.96
2.30%$1,225.59
2.31%$1,227.22
2.32%$1,228.86
2.33%$1,230.49
2.34%$1,232.13
2.35%$1,233.76
2.36%$1,235.40
2.37%$1,237.04
2.38%$1,238.68
2.39%$1,240.32
2.40%$1,241.96
2.41%$1,243.61
2.42%$1,245.25
2.43%$1,246.90
2.44%$1,248.55
2.45%$1,250.20
2.46%$1,251.85
2.47%$1,253.50
2.48%$1,255.15
2.49%$1,256.80
2.50%$1,258.46
2.51%$1,260.12
2.52%$1,261.77
2.53%$1,263.43
2.54%$1,265.09
2.55%$1,266.76
2.56%$1,268.42
2.57%$1,270.08
2.58%$1,271.75
2.59%$1,273.41
2.60%$1,275.08
2.61%$1,276.75
2.62%$1,278.42
2.63%$1,280.09
2.64%$1,281.77
2.65%$1,283.44
2.66%$1,285.11
2.67%$1,286.79
2.68%$1,288.47
2.69%$1,290.15
2.70%$1,291.83
2.71%$1,293.51
2.72%$1,295.19
2.73%$1,296.88
2.74%$1,298.56
2.75%$1,300.25
2.76%$1,301.94
2.77%$1,303.62
2.78%$1,305.31
2.79%$1,307.01
2.80%$1,308.70
2.81%$1,310.39
2.82%$1,312.09
2.83%$1,313.78
2.84%$1,315.48
2.85%$1,317.18
2.86%$1,318.88
2.87%$1,320.58
2.88%$1,322.28
2.89%$1,323.99
2.90%$1,325.69
2.91%$1,327.40
2.92%$1,329.11
2.93%$1,330.81
2.94%$1,332.52
2.95%$1,334.24
2.96%$1,335.95
2.97%$1,337.66
2.98%$1,339.38
2.99%$1,341.09
3.00%$1,342.81
Interest Rate Price
3.01%$1,344.53
3.02%$1,346.25
3.03%$1,347.97
3.04%$1,349.69
3.05%$1,351.41
3.06%$1,353.14
3.07%$1,354.86
3.08%$1,356.59
3.09%$1,358.32
3.10%$1,360.05
3.11%$1,361.78
3.12%$1,363.51
3.13%$1,365.24
3.14%$1,366.98
3.15%$1,368.71
3.16%$1,370.45
3.17%$1,372.19
3.18%$1,373.93
3.19%$1,375.67
3.20%$1,377.41
3.21%$1,379.15
3.22%$1,380.89
3.23%$1,382.64
3.24%$1,384.38
3.25%$1,386.13
3.26%$1,387.88
3.27%$1,389.63
3.28%$1,391.38
3.29%$1,393.13
3.30%$1,394.89
3.31%$1,396.64
3.32%$1,398.40
3.33%$1,400.15
3.34%$1,401.91
3.35%$1,403.67
3.36%$1,405.43
3.37%$1,407.20
3.38%$1,408.96
3.39%$1,410.72
3.40%$1,412.49
3.41%$1,414.25
3.42%$1,416.02
3.43%$1,417.79
3.44%$1,419.56
3.45%$1,421.33
3.46%$1,423.11
3.47%$1,424.88
3.48%$1,426.65
3.49%$1,428.43
3.50%$1,430.21
3.51%$1,431.99
3.52%$1,433.77
3.53%$1,435.55
3.54%$1,437.33
3.55%$1,439.11
3.56%$1,440.90
3.57%$1,442.68
3.58%$1,444.47
3.59%$1,446.26
3.60%$1,448.05
3.61%$1,449.84
3.62%$1,451.63
3.63%$1,453.42
3.64%$1,455.21
3.65%$1,457.01
3.66%$1,458.80
3.67%$1,460.60
3.68%$1,462.40
3.69%$1,464.20
3.70%$1,466.00
3.71%$1,467.80
3.72%$1,469.61
3.73%$1,471.41
3.74%$1,473.22
3.75%$1,475.02
3.76%$1,476.83
3.77%$1,478.64
3.78%$1,480.45
3.79%$1,482.26
3.80%$1,484.07
3.81%$1,485.89
3.82%$1,487.70
3.83%$1,489.52
3.84%$1,491.34
3.85%$1,493.15
3.86%$1,494.97
3.87%$1,496.79
3.88%$1,498.62
3.89%$1,500.44
3.90%$1,502.26
3.91%$1,504.09
3.92%$1,505.91
3.93%$1,507.74
3.94%$1,509.57
3.95%$1,511.40
3.96%$1,513.23
3.97%$1,515.06
3.98%$1,516.90
3.99%$1,518.73
4.00%$1,520.57
Interest Rate Price
4.01%$1,522.40
4.02%$1,524.24
4.03%$1,526.08
4.04%$1,527.92
4.05%$1,529.76
4.06%$1,531.61
4.07%$1,533.45
4.08%$1,535.29
4.09%$1,537.14
4.10%$1,538.99
4.11%$1,540.83
4.12%$1,542.68
4.13%$1,544.53
4.14%$1,546.39
4.15%$1,548.24
4.16%$1,550.09
4.17%$1,551.95
4.18%$1,553.80
4.19%$1,555.66
4.20%$1,557.52
4.21%$1,559.38
4.22%$1,561.24
4.23%$1,563.10
4.24%$1,564.96
4.25%$1,566.83
4.26%$1,568.69
4.27%$1,570.56
4.28%$1,572.43
4.29%$1,574.30
4.30%$1,576.17
4.31%$1,578.04
4.32%$1,579.91
4.33%$1,581.78
4.34%$1,583.66
4.35%$1,585.53
4.36%$1,587.41
4.37%$1,589.28
4.38%$1,591.16
4.39%$1,593.04
4.40%$1,594.92
4.41%$1,596.81
4.42%$1,598.69
4.43%$1,600.57
4.44%$1,602.46
4.45%$1,604.34
4.46%$1,606.23
4.47%$1,608.12
4.48%$1,610.01
4.49%$1,611.90
4.50%$1,613.79
4.51%$1,615.69
4.52%$1,617.58
4.53%$1,619.48
4.54%$1,621.37
4.55%$1,623.27
4.56%$1,625.17
4.57%$1,627.07
4.58%$1,628.97
4.59%$1,630.87
4.60%$1,632.77
4.61%$1,634.68
4.62%$1,636.58
4.63%$1,638.49
4.64%$1,640.39
4.65%$1,642.30
4.66%$1,644.21
4.67%$1,646.12
4.68%$1,648.03
4.69%$1,649.95
4.70%$1,651.86
4.71%$1,653.78
4.72%$1,655.69
4.73%$1,657.61
4.74%$1,659.53
4.75%$1,661.45
4.76%$1,663.37
4.77%$1,665.29
4.78%$1,667.21
4.79%$1,669.13
4.80%$1,671.06
4.81%$1,672.98
4.82%$1,674.91
4.83%$1,676.84
4.84%$1,678.77
4.85%$1,680.70
4.86%$1,682.63
4.87%$1,684.56
4.88%$1,686.49
4.89%$1,688.43
4.90%$1,690.36
4.91%$1,692.30
4.92%$1,694.24
4.93%$1,696.18
4.94%$1,698.12
4.95%$1,700.06
4.96%$1,702.00
4.97%$1,703.94
4.98%$1,705.89
4.99%$1,707.83
5.00%$1,709.78
Interest Rate Price
5.01%$1,711.72
5.02%$1,713.67
5.03%$1,715.62
5.04%$1,717.57
5.05%$1,719.52
5.06%$1,721.48
5.07%$1,723.43
5.08%$1,725.38
5.09%$1,727.34
5.10%$1,729.30
5.11%$1,731.25
5.12%$1,733.21
5.13%$1,735.17
5.14%$1,737.13
5.15%$1,739.09
5.16%$1,741.06
5.17%$1,743.02
5.18%$1,744.99
5.19%$1,746.95
5.20%$1,748.92
5.21%$1,750.89
5.22%$1,752.86
5.23%$1,754.83
5.24%$1,756.80
5.25%$1,758.77
5.26%$1,760.74
5.27%$1,762.72
5.28%$1,764.69
5.29%$1,766.67
5.30%$1,768.65
5.31%$1,770.62
5.32%$1,772.60
5.33%$1,774.58
5.34%$1,776.57
5.35%$1,778.55
5.36%$1,780.53
5.37%$1,782.52
5.38%$1,784.50
5.39%$1,786.49
5.40%$1,788.48
5.41%$1,790.46
5.42%$1,792.45
5.43%$1,794.44
5.44%$1,796.44
5.45%$1,798.43
5.46%$1,800.42
5.47%$1,802.42
5.48%$1,804.41
5.49%$1,806.41
5.50%$1,808.41
5.51%$1,810.41
5.52%$1,812.41
5.53%$1,814.41
5.54%$1,816.41
5.55%$1,818.41
5.56%$1,820.42
5.57%$1,822.42
5.58%$1,824.43
5.59%$1,826.43
5.60%$1,828.44
5.61%$1,830.45
5.62%$1,832.46
5.63%$1,834.47
5.64%$1,836.48
5.65%$1,838.50
5.66%$1,840.51
5.67%$1,842.52
5.68%$1,844.54
5.69%$1,846.56
5.70%$1,848.58
5.71%$1,850.59
5.72%$1,852.61
5.73%$1,854.63
5.74%$1,856.66
5.75%$1,858.68
5.76%$1,860.70
5.77%$1,862.73
5.78%$1,864.75
5.79%$1,866.78
5.80%$1,868.81
5.81%$1,870.84
5.82%$1,872.87
5.83%$1,874.90
5.84%$1,876.93
5.85%$1,878.96
5.86%$1,881.00
5.87%$1,883.03
5.88%$1,885.07
5.89%$1,887.10
5.90%$1,889.14
5.91%$1,891.18
5.92%$1,893.22
5.93%$1,895.26
5.94%$1,897.30
5.95%$1,899.34
5.96%$1,901.39
5.97%$1,903.43
5.98%$1,905.47
5.99%$1,907.52
6.00%$1,909.57