Mortgage Payment for a $318,000 Loan at 3% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $318,000 mortgage with a 3% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $318,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$884.66
0.02%$885.99
0.03%$887.33
0.04%$888.66
0.05%$889.99
0.06%$891.33
0.07%$892.67
0.08%$894.01
0.09%$895.35
0.10%$896.69
0.11%$898.03
0.12%$899.37
0.13%$900.72
0.14%$902.06
0.15%$903.41
0.16%$904.76
0.17%$906.11
0.18%$907.46
0.19%$908.82
0.20%$910.17
0.21%$911.53
0.22%$912.88
0.23%$914.24
0.24%$915.60
0.25%$916.96
0.26%$918.33
0.27%$919.69
0.28%$921.06
0.29%$922.42
0.30%$923.79
0.31%$925.16
0.32%$926.53
0.33%$927.90
0.34%$929.27
0.35%$930.65
0.36%$932.02
0.37%$933.40
0.38%$934.78
0.39%$936.16
0.40%$937.54
0.41%$938.92
0.42%$940.31
0.43%$941.69
0.44%$943.08
0.45%$944.46
0.46%$945.85
0.47%$947.24
0.48%$948.64
0.49%$950.03
0.50%$951.42
0.51%$952.82
0.52%$954.21
0.53%$955.61
0.54%$957.01
0.55%$958.41
0.56%$959.82
0.57%$961.22
0.58%$962.62
0.59%$964.03
0.60%$965.44
0.61%$966.85
0.62%$968.26
0.63%$969.67
0.64%$971.08
0.65%$972.49
0.66%$973.91
0.67%$975.33
0.68%$976.74
0.69%$978.16
0.70%$979.58
0.71%$981.01
0.72%$982.43
0.73%$983.85
0.74%$985.28
0.75%$986.71
0.76%$988.14
0.77%$989.56
0.78%$991.00
0.79%$992.43
0.80%$993.86
0.81%$995.30
0.82%$996.73
0.83%$998.17
0.84%$999.61
0.85%$1,001.05
0.86%$1,002.49
0.87%$1,003.94
0.88%$1,005.38
0.89%$1,006.83
0.90%$1,008.27
0.91%$1,009.72
0.92%$1,011.17
0.93%$1,012.62
0.94%$1,014.07
0.95%$1,015.53
0.96%$1,016.98
0.97%$1,018.44
0.98%$1,019.89
0.99%$1,021.35
1.00%$1,022.81
Interest Rate Price
1.01%$1,024.28
1.02%$1,025.74
1.03%$1,027.20
1.04%$1,028.67
1.05%$1,030.13
1.06%$1,031.60
1.07%$1,033.07
1.08%$1,034.54
1.09%$1,036.01
1.10%$1,037.49
1.11%$1,038.96
1.12%$1,040.44
1.13%$1,041.91
1.14%$1,043.39
1.15%$1,044.87
1.16%$1,046.35
1.17%$1,047.83
1.18%$1,049.32
1.19%$1,050.80
1.20%$1,052.29
1.21%$1,053.78
1.22%$1,055.27
1.23%$1,056.76
1.24%$1,058.25
1.25%$1,059.74
1.26%$1,061.23
1.27%$1,062.73
1.28%$1,064.23
1.29%$1,065.72
1.30%$1,067.22
1.31%$1,068.72
1.32%$1,070.23
1.33%$1,071.73
1.34%$1,073.23
1.35%$1,074.74
1.36%$1,076.25
1.37%$1,077.76
1.38%$1,079.26
1.39%$1,080.78
1.40%$1,082.29
1.41%$1,083.80
1.42%$1,085.32
1.43%$1,086.83
1.44%$1,088.35
1.45%$1,089.87
1.46%$1,091.39
1.47%$1,092.91
1.48%$1,094.43
1.49%$1,095.96
1.50%$1,097.48
1.51%$1,099.01
1.52%$1,100.54
1.53%$1,102.07
1.54%$1,103.60
1.55%$1,105.13
1.56%$1,106.66
1.57%$1,108.20
1.58%$1,109.73
1.59%$1,111.27
1.60%$1,112.81
1.61%$1,114.35
1.62%$1,115.89
1.63%$1,117.43
1.64%$1,118.97
1.65%$1,120.52
1.66%$1,122.06
1.67%$1,123.61
1.68%$1,125.16
1.69%$1,126.71
1.70%$1,128.26
1.71%$1,129.81
1.72%$1,131.37
1.73%$1,132.92
1.74%$1,134.48
1.75%$1,136.03
1.76%$1,137.59
1.77%$1,139.15
1.78%$1,140.71
1.79%$1,142.28
1.80%$1,143.84
1.81%$1,145.41
1.82%$1,146.97
1.83%$1,148.54
1.84%$1,150.11
1.85%$1,151.68
1.86%$1,153.25
1.87%$1,154.83
1.88%$1,156.40
1.89%$1,157.97
1.90%$1,159.55
1.91%$1,161.13
1.92%$1,162.71
1.93%$1,164.29
1.94%$1,165.87
1.95%$1,167.45
1.96%$1,169.04
1.97%$1,170.63
1.98%$1,172.21
1.99%$1,173.80
2.00%$1,175.39
Interest Rate Price
2.01%$1,176.98
2.02%$1,178.57
2.03%$1,180.17
2.04%$1,181.76
2.05%$1,183.36
2.06%$1,184.95
2.07%$1,186.55
2.08%$1,188.15
2.09%$1,189.75
2.10%$1,191.36
2.11%$1,192.96
2.12%$1,194.56
2.13%$1,196.17
2.14%$1,197.78
2.15%$1,199.39
2.16%$1,201.00
2.17%$1,202.61
2.18%$1,204.22
2.19%$1,205.83
2.20%$1,207.45
2.21%$1,209.06
2.22%$1,210.68
2.23%$1,212.30
2.24%$1,213.92
2.25%$1,215.54
2.26%$1,217.17
2.27%$1,218.79
2.28%$1,220.41
2.29%$1,222.04
2.30%$1,223.67
2.31%$1,225.30
2.32%$1,226.93
2.33%$1,228.56
2.34%$1,230.19
2.35%$1,231.83
2.36%$1,233.46
2.37%$1,235.10
2.38%$1,236.73
2.39%$1,238.37
2.40%$1,240.01
2.41%$1,241.65
2.42%$1,243.30
2.43%$1,244.94
2.44%$1,246.59
2.45%$1,248.23
2.46%$1,249.88
2.47%$1,251.53
2.48%$1,253.18
2.49%$1,254.83
2.50%$1,256.48
2.51%$1,258.14
2.52%$1,259.79
2.53%$1,261.45
2.54%$1,263.11
2.55%$1,264.77
2.56%$1,266.43
2.57%$1,268.09
2.58%$1,269.75
2.59%$1,271.42
2.60%$1,273.08
2.61%$1,274.75
2.62%$1,276.41
2.63%$1,278.08
2.64%$1,279.75
2.65%$1,281.42
2.66%$1,283.10
2.67%$1,284.77
2.68%$1,286.45
2.69%$1,288.12
2.70%$1,289.80
2.71%$1,291.48
2.72%$1,293.16
2.73%$1,294.84
2.74%$1,296.52
2.75%$1,298.21
2.76%$1,299.89
2.77%$1,301.58
2.78%$1,303.27
2.79%$1,304.95
2.80%$1,306.64
2.81%$1,308.34
2.82%$1,310.03
2.83%$1,311.72
2.84%$1,313.42
2.85%$1,315.11
2.86%$1,316.81
2.87%$1,318.51
2.88%$1,320.21
2.89%$1,321.91
2.90%$1,323.61
2.91%$1,325.31
2.92%$1,327.02
2.93%$1,328.73
2.94%$1,330.43
2.95%$1,332.14
2.96%$1,333.85
2.97%$1,335.56
2.98%$1,337.27
2.99%$1,338.99
3.00%$1,340.70
Interest Rate Price
3.01%$1,342.42
3.02%$1,344.13
3.03%$1,345.85
3.04%$1,347.57
3.05%$1,349.29
3.06%$1,351.01
3.07%$1,352.74
3.08%$1,354.46
3.09%$1,356.19
3.10%$1,357.91
3.11%$1,359.64
3.12%$1,361.37
3.13%$1,363.10
3.14%$1,364.83
3.15%$1,366.56
3.16%$1,368.30
3.17%$1,370.03
3.18%$1,371.77
3.19%$1,373.51
3.20%$1,375.24
3.21%$1,376.98
3.22%$1,378.73
3.23%$1,380.47
3.24%$1,382.21
3.25%$1,383.96
3.26%$1,385.70
3.27%$1,387.45
3.28%$1,389.20
3.29%$1,390.95
3.30%$1,392.70
3.31%$1,394.45
3.32%$1,396.20
3.33%$1,397.96
3.34%$1,399.71
3.35%$1,401.47
3.36%$1,403.23
3.37%$1,404.99
3.38%$1,406.75
3.39%$1,408.51
3.40%$1,410.27
3.41%$1,412.03
3.42%$1,413.80
3.43%$1,415.57
3.44%$1,417.33
3.45%$1,419.10
3.46%$1,420.87
3.47%$1,422.64
3.48%$1,424.41
3.49%$1,426.19
3.50%$1,427.96
3.51%$1,429.74
3.52%$1,431.51
3.53%$1,433.29
3.54%$1,435.07
3.55%$1,436.85
3.56%$1,438.63
3.57%$1,440.42
3.58%$1,442.20
3.59%$1,443.99
3.60%$1,445.77
3.61%$1,447.56
3.62%$1,449.35
3.63%$1,451.14
3.64%$1,452.93
3.65%$1,454.72
3.66%$1,456.51
3.67%$1,458.31
3.68%$1,460.10
3.69%$1,461.90
3.70%$1,463.70
3.71%$1,465.50
3.72%$1,467.30
3.73%$1,469.10
3.74%$1,470.90
3.75%$1,472.71
3.76%$1,474.51
3.77%$1,476.32
3.78%$1,478.13
3.79%$1,479.93
3.80%$1,481.74
3.81%$1,483.56
3.82%$1,485.37
3.83%$1,487.18
3.84%$1,488.99
3.85%$1,490.81
3.86%$1,492.63
3.87%$1,494.44
3.88%$1,496.26
3.89%$1,498.08
3.90%$1,499.90
3.91%$1,501.73
3.92%$1,503.55
3.93%$1,505.38
3.94%$1,507.20
3.95%$1,509.03
3.96%$1,510.86
3.97%$1,512.69
3.98%$1,514.52
3.99%$1,516.35
4.00%$1,518.18
Interest Rate Price
4.01%$1,520.01
4.02%$1,521.85
4.03%$1,523.69
4.04%$1,525.52
4.05%$1,527.36
4.06%$1,529.20
4.07%$1,531.04
4.08%$1,532.88
4.09%$1,534.73
4.10%$1,536.57
4.11%$1,538.42
4.12%$1,540.26
4.13%$1,542.11
4.14%$1,543.96
4.15%$1,545.81
4.16%$1,547.66
4.17%$1,549.51
4.18%$1,551.36
4.19%$1,553.22
4.20%$1,555.07
4.21%$1,556.93
4.22%$1,558.79
4.23%$1,560.65
4.24%$1,562.51
4.25%$1,564.37
4.26%$1,566.23
4.27%$1,568.09
4.28%$1,569.96
4.29%$1,571.82
4.30%$1,573.69
4.31%$1,575.56
4.32%$1,577.43
4.33%$1,579.30
4.34%$1,581.17
4.35%$1,583.04
4.36%$1,584.91
4.37%$1,586.79
4.38%$1,588.67
4.39%$1,590.54
4.40%$1,592.42
4.41%$1,594.30
4.42%$1,596.18
4.43%$1,598.06
4.44%$1,599.94
4.45%$1,601.83
4.46%$1,603.71
4.47%$1,605.60
4.48%$1,607.48
4.49%$1,609.37
4.50%$1,611.26
4.51%$1,613.15
4.52%$1,615.04
4.53%$1,616.93
4.54%$1,618.83
4.55%$1,620.72
4.56%$1,622.62
4.57%$1,624.51
4.58%$1,626.41
4.59%$1,628.31
4.60%$1,630.21
4.61%$1,632.11
4.62%$1,634.01
4.63%$1,635.92
4.64%$1,637.82
4.65%$1,639.73
4.66%$1,641.63
4.67%$1,643.54
4.68%$1,645.45
4.69%$1,647.36
4.70%$1,649.27
4.71%$1,651.18
4.72%$1,653.09
4.73%$1,655.01
4.74%$1,656.92
4.75%$1,658.84
4.76%$1,660.76
4.77%$1,662.67
4.78%$1,664.59
4.79%$1,666.51
4.80%$1,668.44
4.81%$1,670.36
4.82%$1,672.28
4.83%$1,674.21
4.84%$1,676.13
4.85%$1,678.06
4.86%$1,679.99
4.87%$1,681.92
4.88%$1,683.85
4.89%$1,685.78
4.90%$1,687.71
4.91%$1,689.64
4.92%$1,691.58
4.93%$1,693.51
4.94%$1,695.45
4.95%$1,697.39
4.96%$1,699.33
4.97%$1,701.27
4.98%$1,703.21
4.99%$1,705.15
5.00%$1,707.09
Interest Rate Price
5.01%$1,709.04
5.02%$1,710.98
5.03%$1,712.93
5.04%$1,714.88
5.05%$1,716.82
5.06%$1,718.77
5.07%$1,720.72
5.08%$1,722.67
5.09%$1,724.63
5.10%$1,726.58
5.11%$1,728.53
5.12%$1,730.49
5.13%$1,732.45
5.14%$1,734.40
5.15%$1,736.36
5.16%$1,738.32
5.17%$1,740.28
5.18%$1,742.25
5.19%$1,744.21
5.20%$1,746.17
5.21%$1,748.14
5.22%$1,750.10
5.23%$1,752.07
5.24%$1,754.04
5.25%$1,756.01
5.26%$1,757.98
5.27%$1,759.95
5.28%$1,761.92
5.29%$1,763.89
5.30%$1,765.87
5.31%$1,767.84
5.32%$1,769.82
5.33%$1,771.80
5.34%$1,773.78
5.35%$1,775.76
5.36%$1,777.74
5.37%$1,779.72
5.38%$1,781.70
5.39%$1,783.68
5.40%$1,785.67
5.41%$1,787.65
5.42%$1,789.64
5.43%$1,791.63
5.44%$1,793.62
5.45%$1,795.61
5.46%$1,797.60
5.47%$1,799.59
5.48%$1,801.58
5.49%$1,803.57
5.50%$1,805.57
5.51%$1,807.56
5.52%$1,809.56
5.53%$1,811.56
5.54%$1,813.56
5.55%$1,815.56
5.56%$1,817.56
5.57%$1,819.56
5.58%$1,821.56
5.59%$1,823.57
5.60%$1,825.57
5.61%$1,827.58
5.62%$1,829.58
5.63%$1,831.59
5.64%$1,833.60
5.65%$1,835.61
5.66%$1,837.62
5.67%$1,839.63
5.68%$1,841.64
5.69%$1,843.66
5.70%$1,845.67
5.71%$1,847.69
5.72%$1,849.71
5.73%$1,851.72
5.74%$1,853.74
5.75%$1,855.76
5.76%$1,857.78
5.77%$1,859.80
5.78%$1,861.83
5.79%$1,863.85
5.80%$1,865.87
5.81%$1,867.90
5.82%$1,869.93
5.83%$1,871.95
5.84%$1,873.98
5.85%$1,876.01
5.86%$1,878.04
5.87%$1,880.07
5.88%$1,882.11
5.89%$1,884.14
5.90%$1,886.17
5.91%$1,888.21
5.92%$1,890.25
5.93%$1,892.28
5.94%$1,894.32
5.95%$1,896.36
5.96%$1,898.40
5.97%$1,900.44
5.98%$1,902.48
5.99%$1,904.53
6.00%$1,906.57