Mortgage Payment for a $309,500 Loan at 4% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $309,500 mortgage with a 4% interest rate?
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Total Interest Paid
Total Paid

30 Year - $309,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$861.02
0.02%$862.31
0.03%$863.61
0.04%$864.91
0.05%$866.20
0.06%$867.50
0.07%$868.81
0.08%$870.11
0.09%$871.41
0.10%$872.72
0.11%$874.03
0.12%$875.33
0.13%$876.64
0.14%$877.95
0.15%$879.26
0.16%$880.58
0.17%$881.89
0.18%$883.21
0.19%$884.53
0.20%$885.84
0.21%$887.16
0.22%$888.48
0.23%$889.81
0.24%$891.13
0.25%$892.45
0.26%$893.78
0.27%$895.11
0.28%$896.44
0.29%$897.77
0.30%$899.10
0.31%$900.43
0.32%$901.76
0.33%$903.10
0.34%$904.43
0.35%$905.77
0.36%$907.11
0.37%$908.45
0.38%$909.79
0.39%$911.14
0.40%$912.48
0.41%$913.83
0.42%$915.17
0.43%$916.52
0.44%$917.87
0.45%$919.22
0.46%$920.57
0.47%$921.92
0.48%$923.28
0.49%$924.63
0.50%$925.99
0.51%$927.35
0.52%$928.71
0.53%$930.07
0.54%$931.43
0.55%$932.80
0.56%$934.16
0.57%$935.53
0.58%$936.89
0.59%$938.26
0.60%$939.63
0.61%$941.00
0.62%$942.37
0.63%$943.75
0.64%$945.12
0.65%$946.50
0.66%$947.88
0.67%$949.26
0.68%$950.64
0.69%$952.02
0.70%$953.40
0.71%$954.78
0.72%$956.17
0.73%$957.56
0.74%$958.94
0.75%$960.33
0.76%$961.72
0.77%$963.11
0.78%$964.51
0.79%$965.90
0.80%$967.30
0.81%$968.69
0.82%$970.09
0.83%$971.49
0.84%$972.89
0.85%$974.29
0.86%$975.70
0.87%$977.10
0.88%$978.51
0.89%$979.91
0.90%$981.32
0.91%$982.73
0.92%$984.14
0.93%$985.55
0.94%$986.97
0.95%$988.38
0.96%$989.80
0.97%$991.22
0.98%$992.63
0.99%$994.05
1.00%$995.47
Interest Rate Price
1.01%$996.90
1.02%$998.32
1.03%$999.75
1.04%$1,001.17
1.05%$1,002.60
1.06%$1,004.03
1.07%$1,005.46
1.08%$1,006.89
1.09%$1,008.32
1.10%$1,009.75
1.11%$1,011.19
1.12%$1,012.63
1.13%$1,014.06
1.14%$1,015.50
1.15%$1,016.94
1.16%$1,018.38
1.17%$1,019.83
1.18%$1,021.27
1.19%$1,022.72
1.20%$1,024.16
1.21%$1,025.61
1.22%$1,027.06
1.23%$1,028.51
1.24%$1,029.96
1.25%$1,031.41
1.26%$1,032.87
1.27%$1,034.32
1.28%$1,035.78
1.29%$1,037.24
1.30%$1,038.70
1.31%$1,040.16
1.32%$1,041.62
1.33%$1,043.08
1.34%$1,044.55
1.35%$1,046.01
1.36%$1,047.48
1.37%$1,048.95
1.38%$1,050.42
1.39%$1,051.89
1.40%$1,053.36
1.41%$1,054.83
1.42%$1,056.31
1.43%$1,057.78
1.44%$1,059.26
1.45%$1,060.74
1.46%$1,062.22
1.47%$1,063.70
1.48%$1,065.18
1.49%$1,066.66
1.50%$1,068.15
1.51%$1,069.63
1.52%$1,071.12
1.53%$1,072.61
1.54%$1,074.10
1.55%$1,075.59
1.56%$1,077.08
1.57%$1,078.57
1.58%$1,080.07
1.59%$1,081.56
1.60%$1,083.06
1.61%$1,084.56
1.62%$1,086.06
1.63%$1,087.56
1.64%$1,089.06
1.65%$1,090.57
1.66%$1,092.07
1.67%$1,093.58
1.68%$1,095.08
1.69%$1,096.59
1.70%$1,098.10
1.71%$1,099.61
1.72%$1,101.12
1.73%$1,102.64
1.74%$1,104.15
1.75%$1,105.67
1.76%$1,107.19
1.77%$1,108.70
1.78%$1,110.22
1.79%$1,111.74
1.80%$1,113.27
1.81%$1,114.79
1.82%$1,116.31
1.83%$1,117.84
1.84%$1,119.37
1.85%$1,120.90
1.86%$1,122.43
1.87%$1,123.96
1.88%$1,125.49
1.89%$1,127.02
1.90%$1,128.56
1.91%$1,130.09
1.92%$1,131.63
1.93%$1,133.17
1.94%$1,134.71
1.95%$1,136.25
1.96%$1,137.79
1.97%$1,139.33
1.98%$1,140.88
1.99%$1,142.43
2.00%$1,143.97
Interest Rate Price
2.01%$1,145.52
2.02%$1,147.07
2.03%$1,148.62
2.04%$1,150.17
2.05%$1,151.73
2.06%$1,153.28
2.07%$1,154.84
2.08%$1,156.39
2.09%$1,157.95
2.10%$1,159.51
2.11%$1,161.07
2.12%$1,162.63
2.13%$1,164.20
2.14%$1,165.76
2.15%$1,167.33
2.16%$1,168.89
2.17%$1,170.46
2.18%$1,172.03
2.19%$1,173.60
2.20%$1,175.17
2.21%$1,176.75
2.22%$1,178.32
2.23%$1,179.90
2.24%$1,181.47
2.25%$1,183.05
2.26%$1,184.63
2.27%$1,186.21
2.28%$1,187.79
2.29%$1,189.38
2.30%$1,190.96
2.31%$1,192.55
2.32%$1,194.13
2.33%$1,195.72
2.34%$1,197.31
2.35%$1,198.90
2.36%$1,200.49
2.37%$1,202.08
2.38%$1,203.68
2.39%$1,205.27
2.40%$1,206.87
2.41%$1,208.47
2.42%$1,210.06
2.43%$1,211.66
2.44%$1,213.27
2.45%$1,214.87
2.46%$1,216.47
2.47%$1,218.08
2.48%$1,219.68
2.49%$1,221.29
2.50%$1,222.90
2.51%$1,224.51
2.52%$1,226.12
2.53%$1,227.73
2.54%$1,229.35
2.55%$1,230.96
2.56%$1,232.58
2.57%$1,234.19
2.58%$1,235.81
2.59%$1,237.43
2.60%$1,239.05
2.61%$1,240.67
2.62%$1,242.30
2.63%$1,243.92
2.64%$1,245.55
2.65%$1,247.17
2.66%$1,248.80
2.67%$1,250.43
2.68%$1,252.06
2.69%$1,253.69
2.70%$1,255.32
2.71%$1,256.96
2.72%$1,258.59
2.73%$1,260.23
2.74%$1,261.87
2.75%$1,263.51
2.76%$1,265.15
2.77%$1,266.79
2.78%$1,268.43
2.79%$1,270.07
2.80%$1,271.72
2.81%$1,273.36
2.82%$1,275.01
2.83%$1,276.66
2.84%$1,278.31
2.85%$1,279.96
2.86%$1,281.61
2.87%$1,283.27
2.88%$1,284.92
2.89%$1,286.58
2.90%$1,288.23
2.91%$1,289.89
2.92%$1,291.55
2.93%$1,293.21
2.94%$1,294.87
2.95%$1,296.53
2.96%$1,298.20
2.97%$1,299.86
2.98%$1,301.53
2.99%$1,303.20
3.00%$1,304.86
Interest Rate Price
3.01%$1,306.53
3.02%$1,308.21
3.03%$1,309.88
3.04%$1,311.55
3.05%$1,313.23
3.06%$1,314.90
3.07%$1,316.58
3.08%$1,318.26
3.09%$1,319.94
3.10%$1,321.62
3.11%$1,323.30
3.12%$1,324.98
3.13%$1,326.66
3.14%$1,328.35
3.15%$1,330.04
3.16%$1,331.72
3.17%$1,333.41
3.18%$1,335.10
3.19%$1,336.79
3.20%$1,338.48
3.21%$1,340.18
3.22%$1,341.87
3.23%$1,343.57
3.24%$1,345.27
3.25%$1,346.96
3.26%$1,348.66
3.27%$1,350.36
3.28%$1,352.06
3.29%$1,353.77
3.30%$1,355.47
3.31%$1,357.18
3.32%$1,358.88
3.33%$1,360.59
3.34%$1,362.30
3.35%$1,364.01
3.36%$1,365.72
3.37%$1,367.43
3.38%$1,369.14
3.39%$1,370.86
3.40%$1,372.57
3.41%$1,374.29
3.42%$1,376.01
3.43%$1,377.73
3.44%$1,379.45
3.45%$1,381.17
3.46%$1,382.89
3.47%$1,384.62
3.48%$1,386.34
3.49%$1,388.07
3.50%$1,389.79
3.51%$1,391.52
3.52%$1,393.25
3.53%$1,394.98
3.54%$1,396.71
3.55%$1,398.45
3.56%$1,400.18
3.57%$1,401.92
3.58%$1,403.65
3.59%$1,405.39
3.60%$1,407.13
3.61%$1,408.87
3.62%$1,410.61
3.63%$1,412.35
3.64%$1,414.09
3.65%$1,415.84
3.66%$1,417.58
3.67%$1,419.33
3.68%$1,421.08
3.69%$1,422.83
3.70%$1,424.58
3.71%$1,426.33
3.72%$1,428.08
3.73%$1,429.83
3.74%$1,431.59
3.75%$1,433.34
3.76%$1,435.10
3.77%$1,436.86
3.78%$1,438.62
3.79%$1,440.38
3.80%$1,442.14
3.81%$1,443.90
3.82%$1,445.66
3.83%$1,447.43
3.84%$1,449.19
3.85%$1,450.96
3.86%$1,452.73
3.87%$1,454.50
3.88%$1,456.27
3.89%$1,458.04
3.90%$1,459.81
3.91%$1,461.59
3.92%$1,463.36
3.93%$1,465.14
3.94%$1,466.91
3.95%$1,468.69
3.96%$1,470.47
3.97%$1,472.25
3.98%$1,474.03
3.99%$1,475.82
4.00%$1,477.60
Interest Rate Price
4.01%$1,479.39
4.02%$1,481.17
4.03%$1,482.96
4.04%$1,484.75
4.05%$1,486.54
4.06%$1,488.33
4.07%$1,490.12
4.08%$1,491.91
4.09%$1,493.70
4.10%$1,495.50
4.11%$1,497.29
4.12%$1,499.09
4.13%$1,500.89
4.14%$1,502.69
4.15%$1,504.49
4.16%$1,506.29
4.17%$1,508.09
4.18%$1,509.90
4.19%$1,511.70
4.20%$1,513.51
4.21%$1,515.32
4.22%$1,517.12
4.23%$1,518.93
4.24%$1,520.74
4.25%$1,522.55
4.26%$1,524.37
4.27%$1,526.18
4.28%$1,527.99
4.29%$1,529.81
4.30%$1,531.63
4.31%$1,533.45
4.32%$1,535.26
4.33%$1,537.08
4.34%$1,538.91
4.35%$1,540.73
4.36%$1,542.55
4.37%$1,544.38
4.38%$1,546.20
4.39%$1,548.03
4.40%$1,549.86
4.41%$1,551.68
4.42%$1,553.51
4.43%$1,555.34
4.44%$1,557.18
4.45%$1,559.01
4.46%$1,560.84
4.47%$1,562.68
4.48%$1,564.52
4.49%$1,566.35
4.50%$1,568.19
4.51%$1,570.03
4.52%$1,571.87
4.53%$1,573.71
4.54%$1,575.56
4.55%$1,577.40
4.56%$1,579.24
4.57%$1,581.09
4.58%$1,582.94
4.59%$1,584.79
4.60%$1,586.63
4.61%$1,588.48
4.62%$1,590.34
4.63%$1,592.19
4.64%$1,594.04
4.65%$1,595.90
4.66%$1,597.75
4.67%$1,599.61
4.68%$1,601.47
4.69%$1,603.32
4.70%$1,605.18
4.71%$1,607.04
4.72%$1,608.91
4.73%$1,610.77
4.74%$1,612.63
4.75%$1,614.50
4.76%$1,616.36
4.77%$1,618.23
4.78%$1,620.10
4.79%$1,621.97
4.80%$1,623.84
4.81%$1,625.71
4.82%$1,627.58
4.83%$1,629.46
4.84%$1,631.33
4.85%$1,633.21
4.86%$1,635.08
4.87%$1,636.96
4.88%$1,638.84
4.89%$1,640.72
4.90%$1,642.60
4.91%$1,644.48
4.92%$1,646.36
4.93%$1,648.25
4.94%$1,650.13
4.95%$1,652.02
4.96%$1,653.91
4.97%$1,655.79
4.98%$1,657.68
4.99%$1,659.57
5.00%$1,661.46
Interest Rate Price
5.01%$1,663.35
5.02%$1,665.25
5.03%$1,667.14
5.04%$1,669.04
5.05%$1,670.93
5.06%$1,672.83
5.07%$1,674.73
5.08%$1,676.63
5.09%$1,678.53
5.10%$1,680.43
5.11%$1,682.33
5.12%$1,684.24
5.13%$1,686.14
5.14%$1,688.04
5.15%$1,689.95
5.16%$1,691.86
5.17%$1,693.77
5.18%$1,695.68
5.19%$1,697.59
5.20%$1,699.50
5.21%$1,701.41
5.22%$1,703.32
5.23%$1,705.24
5.24%$1,707.15
5.25%$1,709.07
5.26%$1,710.99
5.27%$1,712.91
5.28%$1,714.83
5.29%$1,716.75
5.30%$1,718.67
5.31%$1,720.59
5.32%$1,722.51
5.33%$1,724.44
5.34%$1,726.36
5.35%$1,728.29
5.36%$1,730.22
5.37%$1,732.15
5.38%$1,734.08
5.39%$1,736.01
5.40%$1,737.94
5.41%$1,739.87
5.42%$1,741.80
5.43%$1,743.74
5.44%$1,745.67
5.45%$1,747.61
5.46%$1,749.55
5.47%$1,751.49
5.48%$1,753.43
5.49%$1,755.37
5.50%$1,757.31
5.51%$1,759.25
5.52%$1,761.19
5.53%$1,763.14
5.54%$1,765.08
5.55%$1,767.03
5.56%$1,768.98
5.57%$1,770.92
5.58%$1,772.87
5.59%$1,774.82
5.60%$1,776.77
5.61%$1,778.73
5.62%$1,780.68
5.63%$1,782.63
5.64%$1,784.59
5.65%$1,786.54
5.66%$1,788.50
5.67%$1,790.46
5.68%$1,792.42
5.69%$1,794.38
5.70%$1,796.34
5.71%$1,798.30
5.72%$1,800.26
5.73%$1,802.23
5.74%$1,804.19
5.75%$1,806.16
5.76%$1,808.12
5.77%$1,810.09
5.78%$1,812.06
5.79%$1,814.03
5.80%$1,816.00
5.81%$1,817.97
5.82%$1,819.94
5.83%$1,821.92
5.84%$1,823.89
5.85%$1,825.87
5.86%$1,827.84
5.87%$1,829.82
5.88%$1,831.80
5.89%$1,833.78
5.90%$1,835.76
5.91%$1,837.74
5.92%$1,839.72
5.93%$1,841.70
5.94%$1,843.69
5.95%$1,845.67
5.96%$1,847.66
5.97%$1,849.64
5.98%$1,851.63
5.99%$1,853.62
6.00%$1,855.61