Mortgage Payment for a $306,500 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $306,500 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $306,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$852.67
0.02%$853.95
0.03%$855.24
0.04%$856.52
0.05%$857.81
0.06%$859.10
0.07%$860.38
0.08%$861.67
0.09%$862.97
0.10%$864.26
0.11%$865.55
0.12%$866.85
0.13%$868.14
0.14%$869.44
0.15%$870.74
0.16%$872.04
0.17%$873.34
0.18%$874.65
0.19%$875.95
0.20%$877.26
0.21%$878.56
0.22%$879.87
0.23%$881.18
0.24%$882.49
0.25%$883.80
0.26%$885.12
0.27%$886.43
0.28%$887.75
0.29%$889.06
0.30%$890.38
0.31%$891.70
0.32%$893.02
0.33%$894.34
0.34%$895.67
0.35%$896.99
0.36%$898.32
0.37%$899.65
0.38%$900.97
0.39%$902.30
0.40%$903.64
0.41%$904.97
0.42%$906.30
0.43%$907.64
0.44%$908.97
0.45%$910.31
0.46%$911.65
0.47%$912.99
0.48%$914.33
0.49%$915.67
0.50%$917.02
0.51%$918.36
0.52%$919.71
0.53%$921.05
0.54%$922.40
0.55%$923.75
0.56%$925.11
0.57%$926.46
0.58%$927.81
0.59%$929.17
0.60%$930.52
0.61%$931.88
0.62%$933.24
0.63%$934.60
0.64%$935.96
0.65%$937.33
0.66%$938.69
0.67%$940.05
0.68%$941.42
0.69%$942.79
0.70%$944.16
0.71%$945.53
0.72%$946.90
0.73%$948.27
0.74%$949.65
0.75%$951.02
0.76%$952.40
0.77%$953.78
0.78%$955.16
0.79%$956.54
0.80%$957.92
0.81%$959.30
0.82%$960.69
0.83%$962.07
0.84%$963.46
0.85%$964.85
0.86%$966.24
0.87%$967.63
0.88%$969.02
0.89%$970.42
0.90%$971.81
0.91%$973.21
0.92%$974.60
0.93%$976.00
0.94%$977.40
0.95%$978.80
0.96%$980.20
0.97%$981.61
0.98%$983.01
0.99%$984.42
1.00%$985.83
Interest Rate Price
1.01%$987.23
1.02%$988.64
1.03%$990.05
1.04%$991.47
1.05%$992.88
1.06%$994.30
1.07%$995.71
1.08%$997.13
1.09%$998.55
1.10%$999.97
1.11%$1,001.39
1.12%$1,002.81
1.13%$1,004.23
1.14%$1,005.66
1.15%$1,007.09
1.16%$1,008.51
1.17%$1,009.94
1.18%$1,011.37
1.19%$1,012.80
1.20%$1,014.24
1.21%$1,015.67
1.22%$1,017.10
1.23%$1,018.54
1.24%$1,019.98
1.25%$1,021.42
1.26%$1,022.86
1.27%$1,024.30
1.28%$1,025.74
1.29%$1,027.18
1.30%$1,028.63
1.31%$1,030.08
1.32%$1,031.52
1.33%$1,032.97
1.34%$1,034.42
1.35%$1,035.87
1.36%$1,037.33
1.37%$1,038.78
1.38%$1,040.23
1.39%$1,041.69
1.40%$1,043.15
1.41%$1,044.61
1.42%$1,046.07
1.43%$1,047.53
1.44%$1,048.99
1.45%$1,050.46
1.46%$1,051.92
1.47%$1,053.39
1.48%$1,054.85
1.49%$1,056.32
1.50%$1,057.79
1.51%$1,059.26
1.52%$1,060.74
1.53%$1,062.21
1.54%$1,063.69
1.55%$1,065.16
1.56%$1,066.64
1.57%$1,068.12
1.58%$1,069.60
1.59%$1,071.08
1.60%$1,072.56
1.61%$1,074.05
1.62%$1,075.53
1.63%$1,077.02
1.64%$1,078.51
1.65%$1,079.99
1.66%$1,081.48
1.67%$1,082.98
1.68%$1,084.47
1.69%$1,085.96
1.70%$1,087.46
1.71%$1,088.95
1.72%$1,090.45
1.73%$1,091.95
1.74%$1,093.45
1.75%$1,094.95
1.76%$1,096.45
1.77%$1,097.96
1.78%$1,099.46
1.79%$1,100.97
1.80%$1,102.48
1.81%$1,103.98
1.82%$1,105.49
1.83%$1,107.01
1.84%$1,108.52
1.85%$1,110.03
1.86%$1,111.55
1.87%$1,113.06
1.88%$1,114.58
1.89%$1,116.10
1.90%$1,117.62
1.91%$1,119.14
1.92%$1,120.66
1.93%$1,122.18
1.94%$1,123.71
1.95%$1,125.24
1.96%$1,126.76
1.97%$1,128.29
1.98%$1,129.82
1.99%$1,131.35
2.00%$1,132.88
Interest Rate Price
2.01%$1,134.42
2.02%$1,135.95
2.03%$1,137.49
2.04%$1,139.02
2.05%$1,140.56
2.06%$1,142.10
2.07%$1,143.64
2.08%$1,145.18
2.09%$1,146.73
2.10%$1,148.27
2.11%$1,149.82
2.12%$1,151.36
2.13%$1,152.91
2.14%$1,154.46
2.15%$1,156.01
2.16%$1,157.56
2.17%$1,159.12
2.18%$1,160.67
2.19%$1,162.23
2.20%$1,163.78
2.21%$1,165.34
2.22%$1,166.90
2.23%$1,168.46
2.24%$1,170.02
2.25%$1,171.58
2.26%$1,173.15
2.27%$1,174.71
2.28%$1,176.28
2.29%$1,177.85
2.30%$1,179.42
2.31%$1,180.99
2.32%$1,182.56
2.33%$1,184.13
2.34%$1,185.70
2.35%$1,187.28
2.36%$1,188.85
2.37%$1,190.43
2.38%$1,192.01
2.39%$1,193.59
2.40%$1,195.17
2.41%$1,196.75
2.42%$1,198.34
2.43%$1,199.92
2.44%$1,201.51
2.45%$1,203.09
2.46%$1,204.68
2.47%$1,206.27
2.48%$1,207.86
2.49%$1,209.45
2.50%$1,211.05
2.51%$1,212.64
2.52%$1,214.24
2.53%$1,215.83
2.54%$1,217.43
2.55%$1,219.03
2.56%$1,220.63
2.57%$1,222.23
2.58%$1,223.83
2.59%$1,225.44
2.60%$1,227.04
2.61%$1,228.65
2.62%$1,230.25
2.63%$1,231.86
2.64%$1,233.47
2.65%$1,235.08
2.66%$1,236.70
2.67%$1,238.31
2.68%$1,239.92
2.69%$1,241.54
2.70%$1,243.16
2.71%$1,244.77
2.72%$1,246.39
2.73%$1,248.01
2.74%$1,249.64
2.75%$1,251.26
2.76%$1,252.88
2.77%$1,254.51
2.78%$1,256.14
2.79%$1,257.76
2.80%$1,259.39
2.81%$1,261.02
2.82%$1,262.65
2.83%$1,264.29
2.84%$1,265.92
2.85%$1,267.55
2.86%$1,269.19
2.87%$1,270.83
2.88%$1,272.46
2.89%$1,274.10
2.90%$1,275.74
2.91%$1,277.39
2.92%$1,279.03
2.93%$1,280.67
2.94%$1,282.32
2.95%$1,283.97
2.96%$1,285.61
2.97%$1,287.26
2.98%$1,288.91
2.99%$1,290.56
3.00%$1,292.22
Interest Rate Price
3.01%$1,293.87
3.02%$1,295.52
3.03%$1,297.18
3.04%$1,298.84
3.05%$1,300.50
3.06%$1,302.16
3.07%$1,303.82
3.08%$1,305.48
3.09%$1,307.14
3.10%$1,308.81
3.11%$1,310.47
3.12%$1,312.14
3.13%$1,313.80
3.14%$1,315.47
3.15%$1,317.14
3.16%$1,318.81
3.17%$1,320.49
3.18%$1,322.16
3.19%$1,323.84
3.20%$1,325.51
3.21%$1,327.19
3.22%$1,328.87
3.23%$1,330.55
3.24%$1,332.23
3.25%$1,333.91
3.26%$1,335.59
3.27%$1,337.27
3.28%$1,338.96
3.29%$1,340.65
3.30%$1,342.33
3.31%$1,344.02
3.32%$1,345.71
3.33%$1,347.40
3.34%$1,349.09
3.35%$1,350.79
3.36%$1,352.48
3.37%$1,354.18
3.38%$1,355.87
3.39%$1,357.57
3.40%$1,359.27
3.41%$1,360.97
3.42%$1,362.67
3.43%$1,364.37
3.44%$1,366.08
3.45%$1,367.78
3.46%$1,369.49
3.47%$1,371.19
3.48%$1,372.90
3.49%$1,374.61
3.50%$1,376.32
3.51%$1,378.03
3.52%$1,379.75
3.53%$1,381.46
3.54%$1,383.17
3.55%$1,384.89
3.56%$1,386.61
3.57%$1,388.33
3.58%$1,390.05
3.59%$1,391.77
3.60%$1,393.49
3.61%$1,395.21
3.62%$1,396.93
3.63%$1,398.66
3.64%$1,400.39
3.65%$1,402.11
3.66%$1,403.84
3.67%$1,405.57
3.68%$1,407.30
3.69%$1,409.03
3.70%$1,410.77
3.71%$1,412.50
3.72%$1,414.24
3.73%$1,415.97
3.74%$1,417.71
3.75%$1,419.45
3.76%$1,421.19
3.77%$1,422.93
3.78%$1,424.67
3.79%$1,426.42
3.80%$1,428.16
3.81%$1,429.90
3.82%$1,431.65
3.83%$1,433.40
3.84%$1,435.15
3.85%$1,436.90
3.86%$1,438.65
3.87%$1,440.40
3.88%$1,442.15
3.89%$1,443.91
3.90%$1,445.66
3.91%$1,447.42
3.92%$1,449.18
3.93%$1,450.94
3.94%$1,452.70
3.95%$1,454.46
3.96%$1,456.22
3.97%$1,457.98
3.98%$1,459.75
3.99%$1,461.51
4.00%$1,463.28
Interest Rate Price
4.01%$1,465.05
4.02%$1,466.81
4.03%$1,468.58
4.04%$1,470.35
4.05%$1,472.13
4.06%$1,473.90
4.07%$1,475.67
4.08%$1,477.45
4.09%$1,479.23
4.10%$1,481.00
4.11%$1,482.78
4.12%$1,484.56
4.13%$1,486.34
4.14%$1,488.12
4.15%$1,489.91
4.16%$1,491.69
4.17%$1,493.48
4.18%$1,495.26
4.19%$1,497.05
4.20%$1,498.84
4.21%$1,500.63
4.22%$1,502.42
4.23%$1,504.21
4.24%$1,506.00
4.25%$1,507.80
4.26%$1,509.59
4.27%$1,511.39
4.28%$1,513.18
4.29%$1,514.98
4.30%$1,516.78
4.31%$1,518.58
4.32%$1,520.38
4.33%$1,522.19
4.34%$1,523.99
4.35%$1,525.79
4.36%$1,527.60
4.37%$1,529.41
4.38%$1,531.21
4.39%$1,533.02
4.40%$1,534.83
4.41%$1,536.64
4.42%$1,538.46
4.43%$1,540.27
4.44%$1,542.08
4.45%$1,543.90
4.46%$1,545.71
4.47%$1,547.53
4.48%$1,549.35
4.49%$1,551.17
4.50%$1,552.99
4.51%$1,554.81
4.52%$1,556.63
4.53%$1,558.46
4.54%$1,560.28
4.55%$1,562.11
4.56%$1,563.94
4.57%$1,565.76
4.58%$1,567.59
4.59%$1,569.42
4.60%$1,571.25
4.61%$1,573.09
4.62%$1,574.92
4.63%$1,576.75
4.64%$1,578.59
4.65%$1,580.43
4.66%$1,582.26
4.67%$1,584.10
4.68%$1,585.94
4.69%$1,587.78
4.70%$1,589.62
4.71%$1,591.47
4.72%$1,593.31
4.73%$1,595.16
4.74%$1,597.00
4.75%$1,598.85
4.76%$1,600.70
4.77%$1,602.55
4.78%$1,604.40
4.79%$1,606.25
4.80%$1,608.10
4.81%$1,609.95
4.82%$1,611.81
4.83%$1,613.66
4.84%$1,615.52
4.85%$1,617.38
4.86%$1,619.23
4.87%$1,621.09
4.88%$1,622.95
4.89%$1,624.81
4.90%$1,626.68
4.91%$1,628.54
4.92%$1,630.41
4.93%$1,632.27
4.94%$1,634.14
4.95%$1,636.01
4.96%$1,637.87
4.97%$1,639.74
4.98%$1,641.61
4.99%$1,643.49
5.00%$1,645.36
Interest Rate Price
5.01%$1,647.23
5.02%$1,649.11
5.03%$1,650.98
5.04%$1,652.86
5.05%$1,654.74
5.06%$1,656.62
5.07%$1,658.50
5.08%$1,660.38
5.09%$1,662.26
5.10%$1,664.14
5.11%$1,666.02
5.12%$1,667.91
5.13%$1,669.80
5.14%$1,671.68
5.15%$1,673.57
5.16%$1,675.46
5.17%$1,677.35
5.18%$1,679.24
5.19%$1,681.13
5.20%$1,683.02
5.21%$1,684.92
5.22%$1,686.81
5.23%$1,688.71
5.24%$1,690.61
5.25%$1,692.50
5.26%$1,694.40
5.27%$1,696.30
5.28%$1,698.20
5.29%$1,700.11
5.30%$1,702.01
5.31%$1,703.91
5.32%$1,705.82
5.33%$1,707.72
5.34%$1,709.63
5.35%$1,711.54
5.36%$1,713.45
5.37%$1,715.36
5.38%$1,717.27
5.39%$1,719.18
5.40%$1,721.09
5.41%$1,723.01
5.42%$1,724.92
5.43%$1,726.84
5.44%$1,728.75
5.45%$1,730.67
5.46%$1,732.59
5.47%$1,734.51
5.48%$1,736.43
5.49%$1,738.35
5.50%$1,740.27
5.51%$1,742.20
5.52%$1,744.12
5.53%$1,746.05
5.54%$1,747.97
5.55%$1,749.90
5.56%$1,751.83
5.57%$1,753.76
5.58%$1,755.69
5.59%$1,757.62
5.60%$1,759.55
5.61%$1,761.49
5.62%$1,763.42
5.63%$1,765.35
5.64%$1,767.29
5.65%$1,769.23
5.66%$1,771.17
5.67%$1,773.10
5.68%$1,775.04
5.69%$1,776.99
5.70%$1,778.93
5.71%$1,780.87
5.72%$1,782.81
5.73%$1,784.76
5.74%$1,786.70
5.75%$1,788.65
5.76%$1,790.60
5.77%$1,792.55
5.78%$1,794.50
5.79%$1,796.45
5.80%$1,798.40
5.81%$1,800.35
5.82%$1,802.30
5.83%$1,804.26
5.84%$1,806.21
5.85%$1,808.17
5.86%$1,810.13
5.87%$1,812.08
5.88%$1,814.04
5.89%$1,816.00
5.90%$1,817.96
5.91%$1,819.93
5.92%$1,821.89
5.93%$1,823.85
5.94%$1,825.82
5.95%$1,827.78
5.96%$1,829.75
5.97%$1,831.71
5.98%$1,833.68
5.99%$1,835.65
6.00%$1,837.62