Mortgage Payment for a $285,000 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $285,000 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $285,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$792.86
0.02%$794.05
0.03%$795.24
0.04%$796.44
0.05%$797.64
0.06%$798.83
0.07%$800.03
0.08%$801.23
0.09%$802.43
0.10%$803.63
0.11%$804.84
0.12%$806.04
0.13%$807.25
0.14%$808.45
0.15%$809.66
0.16%$810.87
0.17%$812.08
0.18%$813.29
0.19%$814.51
0.20%$815.72
0.21%$816.94
0.22%$818.15
0.23%$819.37
0.24%$820.59
0.25%$821.81
0.26%$823.03
0.27%$824.25
0.28%$825.47
0.29%$826.70
0.30%$827.92
0.31%$829.15
0.32%$830.38
0.33%$831.61
0.34%$832.84
0.35%$834.07
0.36%$835.30
0.37%$836.54
0.38%$837.77
0.39%$839.01
0.40%$840.25
0.41%$841.49
0.42%$842.73
0.43%$843.97
0.44%$845.21
0.45%$846.45
0.46%$847.70
0.47%$848.95
0.48%$850.19
0.49%$851.44
0.50%$852.69
0.51%$853.94
0.52%$855.19
0.53%$856.45
0.54%$857.70
0.55%$858.96
0.56%$860.21
0.57%$861.47
0.58%$862.73
0.59%$863.99
0.60%$865.25
0.61%$866.51
0.62%$867.78
0.63%$869.04
0.64%$870.31
0.65%$871.57
0.66%$872.84
0.67%$874.11
0.68%$875.38
0.69%$876.66
0.70%$877.93
0.71%$879.20
0.72%$880.48
0.73%$881.76
0.74%$883.03
0.75%$884.31
0.76%$885.59
0.77%$886.87
0.78%$888.16
0.79%$889.44
0.80%$890.73
0.81%$892.01
0.82%$893.30
0.83%$894.59
0.84%$895.88
0.85%$897.17
0.86%$898.46
0.87%$899.75
0.88%$901.05
0.89%$902.34
0.90%$903.64
0.91%$904.94
0.92%$906.24
0.93%$907.54
0.94%$908.84
0.95%$910.14
0.96%$911.45
0.97%$912.75
0.98%$914.06
0.99%$915.36
1.00%$916.67
Interest Rate Price
1.01%$917.98
1.02%$919.29
1.03%$920.61
1.04%$921.92
1.05%$923.23
1.06%$924.55
1.07%$925.87
1.08%$927.18
1.09%$928.50
1.10%$929.82
1.11%$931.14
1.12%$932.47
1.13%$933.79
1.14%$935.12
1.15%$936.44
1.16%$937.77
1.17%$939.10
1.18%$940.43
1.19%$941.76
1.20%$943.09
1.21%$944.42
1.22%$945.76
1.23%$947.09
1.24%$948.43
1.25%$949.77
1.26%$951.11
1.27%$952.45
1.28%$953.79
1.29%$955.13
1.30%$956.47
1.31%$957.82
1.32%$959.16
1.33%$960.51
1.34%$961.86
1.35%$963.21
1.36%$964.56
1.37%$965.91
1.38%$967.27
1.39%$968.62
1.40%$969.98
1.41%$971.33
1.42%$972.69
1.43%$974.05
1.44%$975.41
1.45%$976.77
1.46%$978.13
1.47%$979.50
1.48%$980.86
1.49%$982.23
1.50%$983.59
1.51%$984.96
1.52%$986.33
1.53%$987.70
1.54%$989.07
1.55%$990.44
1.56%$991.82
1.57%$993.19
1.58%$994.57
1.59%$995.95
1.60%$997.33
1.61%$998.71
1.62%$1,000.09
1.63%$1,001.47
1.64%$1,002.85
1.65%$1,004.24
1.66%$1,005.62
1.67%$1,007.01
1.68%$1,008.40
1.69%$1,009.79
1.70%$1,011.18
1.71%$1,012.57
1.72%$1,013.96
1.73%$1,015.35
1.74%$1,016.75
1.75%$1,018.14
1.76%$1,019.54
1.77%$1,020.94
1.78%$1,022.34
1.79%$1,023.74
1.80%$1,025.14
1.81%$1,026.54
1.82%$1,027.95
1.83%$1,029.35
1.84%$1,030.76
1.85%$1,032.17
1.86%$1,033.57
1.87%$1,034.98
1.88%$1,036.40
1.89%$1,037.81
1.90%$1,039.22
1.91%$1,040.64
1.92%$1,042.05
1.93%$1,043.47
1.94%$1,044.88
1.95%$1,046.30
1.96%$1,047.72
1.97%$1,049.15
1.98%$1,050.57
1.99%$1,051.99
2.00%$1,053.42
Interest Rate Price
2.01%$1,054.84
2.02%$1,056.27
2.03%$1,057.70
2.04%$1,059.13
2.05%$1,060.56
2.06%$1,061.99
2.07%$1,063.42
2.08%$1,064.85
2.09%$1,066.29
2.10%$1,067.72
2.11%$1,069.16
2.12%$1,070.60
2.13%$1,072.04
2.14%$1,073.48
2.15%$1,074.92
2.16%$1,076.36
2.17%$1,077.81
2.18%$1,079.25
2.19%$1,080.70
2.20%$1,082.15
2.21%$1,083.60
2.22%$1,085.05
2.23%$1,086.50
2.24%$1,087.95
2.25%$1,089.40
2.26%$1,090.86
2.27%$1,092.31
2.28%$1,093.77
2.29%$1,095.22
2.30%$1,096.68
2.31%$1,098.14
2.32%$1,099.60
2.33%$1,101.07
2.34%$1,102.53
2.35%$1,103.99
2.36%$1,105.46
2.37%$1,106.93
2.38%$1,108.39
2.39%$1,109.86
2.40%$1,111.33
2.41%$1,112.80
2.42%$1,114.28
2.43%$1,115.75
2.44%$1,117.22
2.45%$1,118.70
2.46%$1,120.18
2.47%$1,121.65
2.48%$1,123.13
2.49%$1,124.61
2.50%$1,126.09
2.51%$1,127.58
2.52%$1,129.06
2.53%$1,130.54
2.54%$1,132.03
2.55%$1,133.52
2.56%$1,135.01
2.57%$1,136.49
2.58%$1,137.98
2.59%$1,139.48
2.60%$1,140.97
2.61%$1,142.46
2.62%$1,143.96
2.63%$1,145.45
2.64%$1,146.95
2.65%$1,148.45
2.66%$1,149.95
2.67%$1,151.45
2.68%$1,152.95
2.69%$1,154.45
2.70%$1,155.95
2.71%$1,157.46
2.72%$1,158.96
2.73%$1,160.47
2.74%$1,161.98
2.75%$1,163.49
2.76%$1,165.00
2.77%$1,166.51
2.78%$1,168.02
2.79%$1,169.53
2.80%$1,171.05
2.81%$1,172.56
2.82%$1,174.08
2.83%$1,175.60
2.84%$1,177.12
2.85%$1,178.64
2.86%$1,180.16
2.87%$1,181.68
2.88%$1,183.21
2.89%$1,184.73
2.90%$1,186.26
2.91%$1,187.78
2.92%$1,189.31
2.93%$1,190.84
2.94%$1,192.37
2.95%$1,193.90
2.96%$1,195.43
2.97%$1,196.97
2.98%$1,198.50
2.99%$1,200.03
3.00%$1,201.57
Interest Rate Price
3.01%$1,203.11
3.02%$1,204.65
3.03%$1,206.19
3.04%$1,207.73
3.05%$1,209.27
3.06%$1,210.81
3.07%$1,212.36
3.08%$1,213.90
3.09%$1,215.45
3.10%$1,217.00
3.11%$1,218.55
3.12%$1,220.09
3.13%$1,221.65
3.14%$1,223.20
3.15%$1,224.75
3.16%$1,226.30
3.17%$1,227.86
3.18%$1,229.42
3.19%$1,230.97
3.20%$1,232.53
3.21%$1,234.09
3.22%$1,235.65
3.23%$1,237.21
3.24%$1,238.77
3.25%$1,240.34
3.26%$1,241.90
3.27%$1,243.47
3.28%$1,245.04
3.29%$1,246.60
3.30%$1,248.17
3.31%$1,249.74
3.32%$1,251.31
3.33%$1,252.89
3.34%$1,254.46
3.35%$1,256.03
3.36%$1,257.61
3.37%$1,259.19
3.38%$1,260.76
3.39%$1,262.34
3.40%$1,263.92
3.41%$1,265.50
3.42%$1,267.08
3.43%$1,268.67
3.44%$1,270.25
3.45%$1,271.84
3.46%$1,273.42
3.47%$1,275.01
3.48%$1,276.60
3.49%$1,278.19
3.50%$1,279.78
3.51%$1,281.37
3.52%$1,282.96
3.53%$1,284.55
3.54%$1,286.15
3.55%$1,287.75
3.56%$1,289.34
3.57%$1,290.94
3.58%$1,292.54
3.59%$1,294.14
3.60%$1,295.74
3.61%$1,297.34
3.62%$1,298.94
3.63%$1,300.55
3.64%$1,302.15
3.65%$1,303.76
3.66%$1,305.37
3.67%$1,306.98
3.68%$1,308.58
3.69%$1,310.20
3.70%$1,311.81
3.71%$1,313.42
3.72%$1,315.03
3.73%$1,316.65
3.74%$1,318.26
3.75%$1,319.88
3.76%$1,321.50
3.77%$1,323.12
3.78%$1,324.74
3.79%$1,326.36
3.80%$1,327.98
3.81%$1,329.60
3.82%$1,331.23
3.83%$1,332.85
3.84%$1,334.48
3.85%$1,336.10
3.86%$1,337.73
3.87%$1,339.36
3.88%$1,340.99
3.89%$1,342.62
3.90%$1,344.25
3.91%$1,345.89
3.92%$1,347.52
3.93%$1,349.16
3.94%$1,350.79
3.95%$1,352.43
3.96%$1,354.07
3.97%$1,355.71
3.98%$1,357.35
3.99%$1,358.99
4.00%$1,360.63
Interest Rate Price
4.01%$1,362.28
4.02%$1,363.92
4.03%$1,365.57
4.04%$1,367.21
4.05%$1,368.86
4.06%$1,370.51
4.07%$1,372.16
4.08%$1,373.81
4.09%$1,375.46
4.10%$1,377.12
4.11%$1,378.77
4.12%$1,380.42
4.13%$1,382.08
4.14%$1,383.74
4.15%$1,385.39
4.16%$1,387.05
4.17%$1,388.71
4.18%$1,390.37
4.19%$1,392.04
4.20%$1,393.70
4.21%$1,395.36
4.22%$1,397.03
4.23%$1,398.69
4.24%$1,400.36
4.25%$1,402.03
4.26%$1,403.70
4.27%$1,405.37
4.28%$1,407.04
4.29%$1,408.71
4.30%$1,410.38
4.31%$1,412.06
4.32%$1,413.73
4.33%$1,415.41
4.34%$1,417.09
4.35%$1,418.76
4.36%$1,420.44
4.37%$1,422.12
4.38%$1,423.80
4.39%$1,425.49
4.40%$1,427.17
4.41%$1,428.85
4.42%$1,430.54
4.43%$1,432.22
4.44%$1,433.91
4.45%$1,435.60
4.46%$1,437.29
4.47%$1,438.98
4.48%$1,440.67
4.49%$1,442.36
4.50%$1,444.05
4.51%$1,445.75
4.52%$1,447.44
4.53%$1,449.14
4.54%$1,450.83
4.55%$1,452.53
4.56%$1,454.23
4.57%$1,455.93
4.58%$1,457.63
4.59%$1,459.33
4.60%$1,461.04
4.61%$1,462.74
4.62%$1,464.44
4.63%$1,466.15
4.64%$1,467.86
4.65%$1,469.56
4.66%$1,471.27
4.67%$1,472.98
4.68%$1,474.69
4.69%$1,476.41
4.70%$1,478.12
4.71%$1,479.83
4.72%$1,481.55
4.73%$1,483.26
4.74%$1,484.98
4.75%$1,486.69
4.76%$1,488.41
4.77%$1,490.13
4.78%$1,491.85
4.79%$1,493.57
4.80%$1,495.30
4.81%$1,497.02
4.82%$1,498.74
4.83%$1,500.47
4.84%$1,502.19
4.85%$1,503.92
4.86%$1,505.65
4.87%$1,507.38
4.88%$1,509.11
4.89%$1,510.84
4.90%$1,512.57
4.91%$1,514.30
4.92%$1,516.04
4.93%$1,517.77
4.94%$1,519.51
4.95%$1,521.24
4.96%$1,522.98
4.97%$1,524.72
4.98%$1,526.46
4.99%$1,528.20
5.00%$1,529.94
Interest Rate Price
5.01%$1,531.68
5.02%$1,533.43
5.03%$1,535.17
5.04%$1,536.92
5.05%$1,538.66
5.06%$1,540.41
5.07%$1,542.16
5.08%$1,543.91
5.09%$1,545.66
5.10%$1,547.41
5.11%$1,549.16
5.12%$1,550.91
5.13%$1,552.66
5.14%$1,554.42
5.15%$1,556.17
5.16%$1,557.93
5.17%$1,559.69
5.18%$1,561.45
5.19%$1,563.21
5.20%$1,564.97
5.21%$1,566.73
5.22%$1,568.49
5.23%$1,570.25
5.24%$1,572.02
5.25%$1,573.78
5.26%$1,575.55
5.27%$1,577.31
5.28%$1,579.08
5.29%$1,580.85
5.30%$1,582.62
5.31%$1,584.39
5.32%$1,586.16
5.33%$1,587.93
5.34%$1,589.71
5.35%$1,591.48
5.36%$1,593.25
5.37%$1,595.03
5.38%$1,596.81
5.39%$1,598.58
5.40%$1,600.36
5.41%$1,602.14
5.42%$1,603.92
5.43%$1,605.70
5.44%$1,607.49
5.45%$1,609.27
5.46%$1,611.05
5.47%$1,612.84
5.48%$1,614.62
5.49%$1,616.41
5.50%$1,618.20
5.51%$1,619.99
5.52%$1,621.78
5.53%$1,623.57
5.54%$1,625.36
5.55%$1,627.15
5.56%$1,628.94
5.57%$1,630.74
5.58%$1,632.53
5.59%$1,634.33
5.60%$1,636.13
5.61%$1,637.92
5.62%$1,639.72
5.63%$1,641.52
5.64%$1,643.32
5.65%$1,645.12
5.66%$1,646.92
5.67%$1,648.73
5.68%$1,650.53
5.69%$1,652.34
5.70%$1,654.14
5.71%$1,655.95
5.72%$1,657.76
5.73%$1,659.56
5.74%$1,661.37
5.75%$1,663.18
5.76%$1,664.99
5.77%$1,666.81
5.78%$1,668.62
5.79%$1,670.43
5.80%$1,672.25
5.81%$1,674.06
5.82%$1,675.88
5.83%$1,677.69
5.84%$1,679.51
5.85%$1,681.33
5.86%$1,683.15
5.87%$1,684.97
5.88%$1,686.79
5.89%$1,688.62
5.90%$1,690.44
5.91%$1,692.26
5.92%$1,694.09
5.93%$1,695.91
5.94%$1,697.74
5.95%$1,699.57
5.96%$1,701.40
5.97%$1,703.23
5.98%$1,705.06
5.99%$1,706.89
6.00%$1,708.72