Mortgage Payment for a $278,500 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $278,500 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $278,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$774.78
0.02%$775.94
0.03%$777.11
0.04%$778.27
0.05%$779.44
0.06%$780.61
0.07%$781.79
0.08%$782.96
0.09%$784.13
0.10%$785.31
0.11%$786.48
0.12%$787.66
0.13%$788.84
0.14%$790.02
0.15%$791.20
0.16%$792.38
0.17%$793.56
0.18%$794.74
0.19%$795.93
0.20%$797.12
0.21%$798.30
0.22%$799.49
0.23%$800.68
0.24%$801.87
0.25%$803.06
0.26%$804.26
0.27%$805.45
0.28%$806.65
0.29%$807.84
0.30%$809.04
0.31%$810.24
0.32%$811.44
0.33%$812.64
0.34%$813.85
0.35%$815.05
0.36%$816.25
0.37%$817.46
0.38%$818.67
0.39%$819.88
0.40%$821.08
0.41%$822.30
0.42%$823.51
0.43%$824.72
0.44%$825.93
0.45%$827.15
0.46%$828.37
0.47%$829.58
0.48%$830.80
0.49%$832.02
0.50%$833.24
0.51%$834.46
0.52%$835.69
0.53%$836.91
0.54%$838.14
0.55%$839.37
0.56%$840.59
0.57%$841.82
0.58%$843.05
0.59%$844.28
0.60%$845.52
0.61%$846.75
0.62%$847.99
0.63%$849.22
0.64%$850.46
0.65%$851.70
0.66%$852.94
0.67%$854.18
0.68%$855.42
0.69%$856.66
0.70%$857.91
0.71%$859.15
0.72%$860.40
0.73%$861.65
0.74%$862.89
0.75%$864.14
0.76%$865.40
0.77%$866.65
0.78%$867.90
0.79%$869.16
0.80%$870.41
0.81%$871.67
0.82%$872.93
0.83%$874.18
0.84%$875.45
0.85%$876.71
0.86%$877.97
0.87%$879.23
0.88%$880.50
0.89%$881.76
0.90%$883.03
0.91%$884.30
0.92%$885.57
0.93%$886.84
0.94%$888.11
0.95%$889.38
0.96%$890.66
0.97%$891.93
0.98%$893.21
0.99%$894.49
1.00%$895.77
Interest Rate Price
1.01%$897.05
1.02%$898.33
1.03%$899.61
1.04%$900.89
1.05%$902.18
1.06%$903.46
1.07%$904.75
1.08%$906.04
1.09%$907.33
1.10%$908.62
1.11%$909.91
1.12%$911.20
1.13%$912.49
1.14%$913.79
1.15%$915.08
1.16%$916.38
1.17%$917.68
1.18%$918.98
1.19%$920.28
1.20%$921.58
1.21%$922.88
1.22%$924.19
1.23%$925.49
1.24%$926.80
1.25%$928.11
1.26%$929.41
1.27%$930.72
1.28%$932.03
1.29%$933.35
1.30%$934.66
1.31%$935.97
1.32%$937.29
1.33%$938.61
1.34%$939.92
1.35%$941.24
1.36%$942.56
1.37%$943.88
1.38%$945.21
1.39%$946.53
1.40%$947.85
1.41%$949.18
1.42%$950.51
1.43%$951.83
1.44%$953.16
1.45%$954.49
1.46%$955.82
1.47%$957.16
1.48%$958.49
1.49%$959.82
1.50%$961.16
1.51%$962.50
1.52%$963.83
1.53%$965.17
1.54%$966.51
1.55%$967.86
1.56%$969.20
1.57%$970.54
1.58%$971.89
1.59%$973.23
1.60%$974.58
1.61%$975.93
1.62%$977.28
1.63%$978.63
1.64%$979.98
1.65%$981.33
1.66%$982.69
1.67%$984.04
1.68%$985.40
1.69%$986.76
1.70%$988.11
1.71%$989.47
1.72%$990.83
1.73%$992.20
1.74%$993.56
1.75%$994.92
1.76%$996.29
1.77%$997.65
1.78%$999.02
1.79%$1,000.39
1.80%$1,001.76
1.81%$1,003.13
1.82%$1,004.50
1.83%$1,005.88
1.84%$1,007.25
1.85%$1,008.63
1.86%$1,010.00
1.87%$1,011.38
1.88%$1,012.76
1.89%$1,014.14
1.90%$1,015.52
1.91%$1,016.90
1.92%$1,018.28
1.93%$1,019.67
1.94%$1,021.05
1.95%$1,022.44
1.96%$1,023.83
1.97%$1,025.22
1.98%$1,026.61
1.99%$1,028.00
2.00%$1,029.39
Interest Rate Price
2.01%$1,030.78
2.02%$1,032.18
2.03%$1,033.57
2.04%$1,034.97
2.05%$1,036.37
2.06%$1,037.77
2.07%$1,039.17
2.08%$1,040.57
2.09%$1,041.97
2.10%$1,043.37
2.11%$1,044.78
2.12%$1,046.18
2.13%$1,047.59
2.14%$1,049.00
2.15%$1,050.41
2.16%$1,051.82
2.17%$1,053.23
2.18%$1,054.64
2.19%$1,056.05
2.20%$1,057.47
2.21%$1,058.88
2.22%$1,060.30
2.23%$1,061.72
2.24%$1,063.14
2.25%$1,064.56
2.26%$1,065.98
2.27%$1,067.40
2.28%$1,068.82
2.29%$1,070.25
2.30%$1,071.67
2.31%$1,073.10
2.32%$1,074.53
2.33%$1,075.95
2.34%$1,077.38
2.35%$1,078.82
2.36%$1,080.25
2.37%$1,081.68
2.38%$1,083.11
2.39%$1,084.55
2.40%$1,085.99
2.41%$1,087.42
2.42%$1,088.86
2.43%$1,090.30
2.44%$1,091.74
2.45%$1,093.19
2.46%$1,094.63
2.47%$1,096.07
2.48%$1,097.52
2.49%$1,098.96
2.50%$1,100.41
2.51%$1,101.86
2.52%$1,103.31
2.53%$1,104.76
2.54%$1,106.21
2.55%$1,107.67
2.56%$1,109.12
2.57%$1,110.57
2.58%$1,112.03
2.59%$1,113.49
2.60%$1,114.95
2.61%$1,116.41
2.62%$1,117.87
2.63%$1,119.33
2.64%$1,120.79
2.65%$1,122.25
2.66%$1,123.72
2.67%$1,125.18
2.68%$1,126.65
2.69%$1,128.12
2.70%$1,129.59
2.71%$1,131.06
2.72%$1,132.53
2.73%$1,134.00
2.74%$1,135.48
2.75%$1,136.95
2.76%$1,138.43
2.77%$1,139.90
2.78%$1,141.38
2.79%$1,142.86
2.80%$1,144.34
2.81%$1,145.82
2.82%$1,147.30
2.83%$1,148.79
2.84%$1,150.27
2.85%$1,151.76
2.86%$1,153.24
2.87%$1,154.73
2.88%$1,156.22
2.89%$1,157.71
2.90%$1,159.20
2.91%$1,160.69
2.92%$1,162.19
2.93%$1,163.68
2.94%$1,165.17
2.95%$1,166.67
2.96%$1,168.17
2.97%$1,169.67
2.98%$1,171.17
2.99%$1,172.67
3.00%$1,174.17
Interest Rate Price
3.01%$1,175.67
3.02%$1,177.17
3.03%$1,178.68
3.04%$1,180.18
3.05%$1,181.69
3.06%$1,183.20
3.07%$1,184.71
3.08%$1,186.22
3.09%$1,187.73
3.10%$1,189.24
3.11%$1,190.75
3.12%$1,192.27
3.13%$1,193.78
3.14%$1,195.30
3.15%$1,196.82
3.16%$1,198.34
3.17%$1,199.86
3.18%$1,201.38
3.19%$1,202.90
3.20%$1,204.42
3.21%$1,205.94
3.22%$1,207.47
3.23%$1,208.99
3.24%$1,210.52
3.25%$1,212.05
3.26%$1,213.58
3.27%$1,215.11
3.28%$1,216.64
3.29%$1,218.17
3.30%$1,219.71
3.31%$1,221.24
3.32%$1,222.77
3.33%$1,224.31
3.34%$1,225.85
3.35%$1,227.39
3.36%$1,228.93
3.37%$1,230.47
3.38%$1,232.01
3.39%$1,233.55
3.40%$1,235.10
3.41%$1,236.64
3.42%$1,238.19
3.43%$1,239.73
3.44%$1,241.28
3.45%$1,242.83
3.46%$1,244.38
3.47%$1,245.93
3.48%$1,247.48
3.49%$1,249.04
3.50%$1,250.59
3.51%$1,252.14
3.52%$1,253.70
3.53%$1,255.26
3.54%$1,256.82
3.55%$1,258.38
3.56%$1,259.94
3.57%$1,261.50
3.58%$1,263.06
3.59%$1,264.62
3.60%$1,266.19
3.61%$1,267.75
3.62%$1,269.32
3.63%$1,270.89
3.64%$1,272.46
3.65%$1,274.02
3.66%$1,275.60
3.67%$1,277.17
3.68%$1,278.74
3.69%$1,280.31
3.70%$1,281.89
3.71%$1,283.46
3.72%$1,285.04
3.73%$1,286.62
3.74%$1,288.20
3.75%$1,289.78
3.76%$1,291.36
3.77%$1,292.94
3.78%$1,294.52
3.79%$1,296.11
3.80%$1,297.69
3.81%$1,299.28
3.82%$1,300.86
3.83%$1,302.45
3.84%$1,304.04
3.85%$1,305.63
3.86%$1,307.22
3.87%$1,308.81
3.88%$1,310.41
3.89%$1,312.00
3.90%$1,313.60
3.91%$1,315.19
3.92%$1,316.79
3.93%$1,318.39
3.94%$1,319.99
3.95%$1,321.59
3.96%$1,323.19
3.97%$1,324.79
3.98%$1,326.39
3.99%$1,328.00
4.00%$1,329.60
Interest Rate Price
4.01%$1,331.21
4.02%$1,332.81
4.03%$1,334.42
4.04%$1,336.03
4.05%$1,337.64
4.06%$1,339.25
4.07%$1,340.87
4.08%$1,342.48
4.09%$1,344.09
4.10%$1,345.71
4.11%$1,347.32
4.12%$1,348.94
4.13%$1,350.56
4.14%$1,352.18
4.15%$1,353.80
4.16%$1,355.42
4.17%$1,357.04
4.18%$1,358.66
4.19%$1,360.29
4.20%$1,361.91
4.21%$1,363.54
4.22%$1,365.17
4.23%$1,366.79
4.24%$1,368.42
4.25%$1,370.05
4.26%$1,371.68
4.27%$1,373.32
4.28%$1,374.95
4.29%$1,376.58
4.30%$1,378.22
4.31%$1,379.85
4.32%$1,381.49
4.33%$1,383.13
4.34%$1,384.77
4.35%$1,386.41
4.36%$1,388.05
4.37%$1,389.69
4.38%$1,391.33
4.39%$1,392.97
4.40%$1,394.62
4.41%$1,396.26
4.42%$1,397.91
4.43%$1,399.56
4.44%$1,401.21
4.45%$1,402.86
4.46%$1,404.51
4.47%$1,406.16
4.48%$1,407.81
4.49%$1,409.46
4.50%$1,411.12
4.51%$1,412.77
4.52%$1,414.43
4.53%$1,416.09
4.54%$1,417.75
4.55%$1,419.40
4.56%$1,421.06
4.57%$1,422.73
4.58%$1,424.39
4.59%$1,426.05
4.60%$1,427.71
4.61%$1,429.38
4.62%$1,431.05
4.63%$1,432.71
4.64%$1,434.38
4.65%$1,436.05
4.66%$1,437.72
4.67%$1,439.39
4.68%$1,441.06
4.69%$1,442.73
4.70%$1,444.41
4.71%$1,446.08
4.72%$1,447.76
4.73%$1,449.43
4.74%$1,451.11
4.75%$1,452.79
4.76%$1,454.47
4.77%$1,456.15
4.78%$1,457.83
4.79%$1,459.51
4.80%$1,461.19
4.81%$1,462.88
4.82%$1,464.56
4.83%$1,466.25
4.84%$1,467.93
4.85%$1,469.62
4.86%$1,471.31
4.87%$1,473.00
4.88%$1,474.69
4.89%$1,476.38
4.90%$1,478.07
4.91%$1,479.77
4.92%$1,481.46
4.93%$1,483.16
4.94%$1,484.85
4.95%$1,486.55
4.96%$1,488.25
4.97%$1,489.95
4.98%$1,491.65
4.99%$1,493.35
5.00%$1,495.05
Interest Rate Price
5.01%$1,496.75
5.02%$1,498.45
5.03%$1,500.16
5.04%$1,501.86
5.05%$1,503.57
5.06%$1,505.28
5.07%$1,506.99
5.08%$1,508.69
5.09%$1,510.40
5.10%$1,512.12
5.11%$1,513.83
5.12%$1,515.54
5.13%$1,517.25
5.14%$1,518.97
5.15%$1,520.68
5.16%$1,522.40
5.17%$1,524.12
5.18%$1,525.83
5.19%$1,527.55
5.20%$1,529.27
5.21%$1,530.99
5.22%$1,532.72
5.23%$1,534.44
5.24%$1,536.16
5.25%$1,537.89
5.26%$1,539.61
5.27%$1,541.34
5.28%$1,543.07
5.29%$1,544.79
5.30%$1,546.52
5.31%$1,548.25
5.32%$1,549.98
5.33%$1,551.72
5.34%$1,553.45
5.35%$1,555.18
5.36%$1,556.92
5.37%$1,558.65
5.38%$1,560.39
5.39%$1,562.13
5.40%$1,563.86
5.41%$1,565.60
5.42%$1,567.34
5.43%$1,569.08
5.44%$1,570.82
5.45%$1,572.57
5.46%$1,574.31
5.47%$1,576.05
5.48%$1,577.80
5.49%$1,579.55
5.50%$1,581.29
5.51%$1,583.04
5.52%$1,584.79
5.53%$1,586.54
5.54%$1,588.29
5.55%$1,590.04
5.56%$1,591.79
5.57%$1,593.55
5.58%$1,595.30
5.59%$1,597.05
5.60%$1,598.81
5.61%$1,600.57
5.62%$1,602.32
5.63%$1,604.08
5.64%$1,605.84
5.65%$1,607.60
5.66%$1,609.36
5.67%$1,611.12
5.68%$1,612.89
5.69%$1,614.65
5.70%$1,616.42
5.71%$1,618.18
5.72%$1,619.95
5.73%$1,621.71
5.74%$1,623.48
5.75%$1,625.25
5.76%$1,627.02
5.77%$1,628.79
5.78%$1,630.56
5.79%$1,632.33
5.80%$1,634.11
5.81%$1,635.88
5.82%$1,637.66
5.83%$1,639.43
5.84%$1,641.21
5.85%$1,642.99
5.86%$1,644.76
5.87%$1,646.54
5.88%$1,648.32
5.89%$1,650.10
5.90%$1,651.89
5.91%$1,653.67
5.92%$1,655.45
5.93%$1,657.24
5.94%$1,659.02
5.95%$1,660.81
5.96%$1,662.59
5.97%$1,664.38
5.98%$1,666.17
5.99%$1,667.96
6.00%$1,669.75