Mortgage Payment for a $276,000 Loan at 4% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $276,000 mortgage with a 4% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $276,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$767.82
0.02%$768.98
0.03%$770.13
0.04%$771.29
0.05%$772.45
0.06%$773.61
0.07%$774.77
0.08%$775.93
0.09%$777.09
0.10%$778.26
0.11%$779.42
0.12%$780.59
0.13%$781.76
0.14%$782.92
0.15%$784.09
0.16%$785.26
0.17%$786.44
0.18%$787.61
0.19%$788.78
0.20%$789.96
0.21%$791.14
0.22%$792.32
0.23%$793.49
0.24%$794.67
0.25%$795.86
0.26%$797.04
0.27%$798.22
0.28%$799.41
0.29%$800.59
0.30%$801.78
0.31%$802.97
0.32%$804.16
0.33%$805.35
0.34%$806.54
0.35%$807.73
0.36%$808.93
0.37%$810.12
0.38%$811.32
0.39%$812.52
0.40%$813.71
0.41%$814.91
0.42%$816.11
0.43%$817.32
0.44%$818.52
0.45%$819.72
0.46%$820.93
0.47%$822.14
0.48%$823.34
0.49%$824.55
0.50%$825.76
0.51%$826.97
0.52%$828.19
0.53%$829.40
0.54%$830.61
0.55%$831.83
0.56%$833.05
0.57%$834.27
0.58%$835.48
0.59%$836.71
0.60%$837.93
0.61%$839.15
0.62%$840.37
0.63%$841.60
0.64%$842.82
0.65%$844.05
0.66%$845.28
0.67%$846.51
0.68%$847.74
0.69%$848.97
0.70%$850.20
0.71%$851.44
0.72%$852.67
0.73%$853.91
0.74%$855.15
0.75%$856.39
0.76%$857.63
0.77%$858.87
0.78%$860.11
0.79%$861.35
0.80%$862.60
0.81%$863.84
0.82%$865.09
0.83%$866.34
0.84%$867.59
0.85%$868.84
0.86%$870.09
0.87%$871.34
0.88%$872.59
0.89%$873.85
0.90%$875.10
0.91%$876.36
0.92%$877.62
0.93%$878.88
0.94%$880.14
0.95%$881.40
0.96%$882.66
0.97%$883.93
0.98%$885.19
0.99%$886.46
1.00%$887.73
Interest Rate Price
1.01%$888.99
1.02%$890.26
1.03%$891.53
1.04%$892.81
1.05%$894.08
1.06%$895.35
1.07%$896.63
1.08%$897.90
1.09%$899.18
1.10%$900.46
1.11%$901.74
1.12%$903.02
1.13%$904.30
1.14%$905.59
1.15%$906.87
1.16%$908.16
1.17%$909.44
1.18%$910.73
1.19%$912.02
1.20%$913.31
1.21%$914.60
1.22%$915.89
1.23%$917.18
1.24%$918.48
1.25%$919.77
1.26%$921.07
1.27%$922.37
1.28%$923.67
1.29%$924.97
1.30%$926.27
1.31%$927.57
1.32%$928.88
1.33%$930.18
1.34%$931.49
1.35%$932.79
1.36%$934.10
1.37%$935.41
1.38%$936.72
1.39%$938.03
1.40%$939.34
1.41%$940.66
1.42%$941.97
1.43%$943.29
1.44%$944.61
1.45%$945.92
1.46%$947.24
1.47%$948.56
1.48%$949.89
1.49%$951.21
1.50%$952.53
1.51%$953.86
1.52%$955.18
1.53%$956.51
1.54%$957.84
1.55%$959.17
1.56%$960.50
1.57%$961.83
1.58%$963.16
1.59%$964.50
1.60%$965.83
1.61%$967.17
1.62%$968.51
1.63%$969.84
1.64%$971.18
1.65%$972.52
1.66%$973.87
1.67%$975.21
1.68%$976.55
1.69%$977.90
1.70%$979.24
1.71%$980.59
1.72%$981.94
1.73%$983.29
1.74%$984.64
1.75%$985.99
1.76%$987.34
1.77%$988.70
1.78%$990.05
1.79%$991.41
1.80%$992.77
1.81%$994.13
1.82%$995.49
1.83%$996.85
1.84%$998.21
1.85%$999.57
1.86%$1,000.94
1.87%$1,002.30
1.88%$1,003.67
1.89%$1,005.03
1.90%$1,006.40
1.91%$1,007.77
1.92%$1,009.14
1.93%$1,010.52
1.94%$1,011.89
1.95%$1,013.26
1.96%$1,014.64
1.97%$1,016.01
1.98%$1,017.39
1.99%$1,018.77
2.00%$1,020.15
Interest Rate Price
2.01%$1,021.53
2.02%$1,022.91
2.03%$1,024.30
2.04%$1,025.68
2.05%$1,027.06
2.06%$1,028.45
2.07%$1,029.84
2.08%$1,031.23
2.09%$1,032.62
2.10%$1,034.01
2.11%$1,035.40
2.12%$1,036.79
2.13%$1,038.19
2.14%$1,039.58
2.15%$1,040.98
2.16%$1,042.37
2.17%$1,043.77
2.18%$1,045.17
2.19%$1,046.57
2.20%$1,047.97
2.21%$1,049.38
2.22%$1,050.78
2.23%$1,052.19
2.24%$1,053.59
2.25%$1,055.00
2.26%$1,056.41
2.27%$1,057.82
2.28%$1,059.23
2.29%$1,060.64
2.30%$1,062.05
2.31%$1,063.47
2.32%$1,064.88
2.33%$1,066.30
2.34%$1,067.71
2.35%$1,069.13
2.36%$1,070.55
2.37%$1,071.97
2.38%$1,073.39
2.39%$1,074.81
2.40%$1,076.24
2.41%$1,077.66
2.42%$1,079.09
2.43%$1,080.52
2.44%$1,081.94
2.45%$1,083.37
2.46%$1,084.80
2.47%$1,086.23
2.48%$1,087.67
2.49%$1,089.10
2.50%$1,090.53
2.51%$1,091.97
2.52%$1,093.41
2.53%$1,094.84
2.54%$1,096.28
2.55%$1,097.72
2.56%$1,099.16
2.57%$1,100.61
2.58%$1,102.05
2.59%$1,103.49
2.60%$1,104.94
2.61%$1,106.38
2.62%$1,107.83
2.63%$1,109.28
2.64%$1,110.73
2.65%$1,112.18
2.66%$1,113.63
2.67%$1,115.08
2.68%$1,116.54
2.69%$1,117.99
2.70%$1,119.45
2.71%$1,120.91
2.72%$1,122.36
2.73%$1,123.82
2.74%$1,125.28
2.75%$1,126.75
2.76%$1,128.21
2.77%$1,129.67
2.78%$1,131.14
2.79%$1,132.60
2.80%$1,134.07
2.81%$1,135.54
2.82%$1,137.01
2.83%$1,138.48
2.84%$1,139.95
2.85%$1,141.42
2.86%$1,142.89
2.87%$1,144.37
2.88%$1,145.84
2.89%$1,147.32
2.90%$1,148.79
2.91%$1,150.27
2.92%$1,151.75
2.93%$1,153.23
2.94%$1,154.71
2.95%$1,156.20
2.96%$1,157.68
2.97%$1,159.17
2.98%$1,160.65
2.99%$1,162.14
3.00%$1,163.63
Interest Rate Price
3.01%$1,165.12
3.02%$1,166.61
3.03%$1,168.10
3.04%$1,169.59
3.05%$1,171.08
3.06%$1,172.58
3.07%$1,174.07
3.08%$1,175.57
3.09%$1,177.07
3.10%$1,178.57
3.11%$1,180.06
3.12%$1,181.57
3.13%$1,183.07
3.14%$1,184.57
3.15%$1,186.07
3.16%$1,187.58
3.17%$1,189.08
3.18%$1,190.59
3.19%$1,192.10
3.20%$1,193.61
3.21%$1,195.12
3.22%$1,196.63
3.23%$1,198.14
3.24%$1,199.66
3.25%$1,201.17
3.26%$1,202.68
3.27%$1,204.20
3.28%$1,205.72
3.29%$1,207.24
3.30%$1,208.76
3.31%$1,210.28
3.32%$1,211.80
3.33%$1,213.32
3.34%$1,214.84
3.35%$1,216.37
3.36%$1,217.90
3.37%$1,219.42
3.38%$1,220.95
3.39%$1,222.48
3.40%$1,224.01
3.41%$1,225.54
3.42%$1,227.07
3.43%$1,228.60
3.44%$1,230.14
3.45%$1,231.67
3.46%$1,233.21
3.47%$1,234.75
3.48%$1,236.28
3.49%$1,237.82
3.50%$1,239.36
3.51%$1,240.90
3.52%$1,242.45
3.53%$1,243.99
3.54%$1,245.53
3.55%$1,247.08
3.56%$1,248.63
3.57%$1,250.17
3.58%$1,251.72
3.59%$1,253.27
3.60%$1,254.82
3.61%$1,256.37
3.62%$1,257.92
3.63%$1,259.48
3.64%$1,261.03
3.65%$1,262.59
3.66%$1,264.14
3.67%$1,265.70
3.68%$1,267.26
3.69%$1,268.82
3.70%$1,270.38
3.71%$1,271.94
3.72%$1,273.51
3.73%$1,275.07
3.74%$1,276.63
3.75%$1,278.20
3.76%$1,279.77
3.77%$1,281.33
3.78%$1,282.90
3.79%$1,284.47
3.80%$1,286.04
3.81%$1,287.61
3.82%$1,289.19
3.83%$1,290.76
3.84%$1,292.34
3.85%$1,293.91
3.86%$1,295.49
3.87%$1,297.07
3.88%$1,298.64
3.89%$1,300.22
3.90%$1,301.80
3.91%$1,303.39
3.92%$1,304.97
3.93%$1,306.55
3.94%$1,308.14
3.95%$1,309.72
3.96%$1,311.31
3.97%$1,312.90
3.98%$1,314.49
3.99%$1,316.08
4.00%$1,317.67
Interest Rate Price
4.01%$1,319.26
4.02%$1,320.85
4.03%$1,322.44
4.04%$1,324.04
4.05%$1,325.63
4.06%$1,327.23
4.07%$1,328.83
4.08%$1,330.43
4.09%$1,332.03
4.10%$1,333.63
4.11%$1,335.23
4.12%$1,336.83
4.13%$1,338.44
4.14%$1,340.04
4.15%$1,341.65
4.16%$1,343.25
4.17%$1,344.86
4.18%$1,346.47
4.19%$1,348.08
4.20%$1,349.69
4.21%$1,351.30
4.22%$1,352.91
4.23%$1,354.52
4.24%$1,356.14
4.25%$1,357.75
4.26%$1,359.37
4.27%$1,360.99
4.28%$1,362.61
4.29%$1,364.23
4.30%$1,365.85
4.31%$1,367.47
4.32%$1,369.09
4.33%$1,370.71
4.34%$1,372.34
4.35%$1,373.96
4.36%$1,375.59
4.37%$1,377.21
4.38%$1,378.84
4.39%$1,380.47
4.40%$1,382.10
4.41%$1,383.73
4.42%$1,385.36
4.43%$1,387.00
4.44%$1,388.63
4.45%$1,390.26
4.46%$1,391.90
4.47%$1,393.54
4.48%$1,395.17
4.49%$1,396.81
4.50%$1,398.45
4.51%$1,400.09
4.52%$1,401.73
4.53%$1,403.38
4.54%$1,405.02
4.55%$1,406.66
4.56%$1,408.31
4.57%$1,409.95
4.58%$1,411.60
4.59%$1,413.25
4.60%$1,414.90
4.61%$1,416.55
4.62%$1,418.20
4.63%$1,419.85
4.64%$1,421.50
4.65%$1,423.16
4.66%$1,424.81
4.67%$1,426.47
4.68%$1,428.12
4.69%$1,429.78
4.70%$1,431.44
4.71%$1,433.10
4.72%$1,434.76
4.73%$1,436.42
4.74%$1,438.08
4.75%$1,439.75
4.76%$1,441.41
4.77%$1,443.08
4.78%$1,444.74
4.79%$1,446.41
4.80%$1,448.08
4.81%$1,449.75
4.82%$1,451.41
4.83%$1,453.09
4.84%$1,454.76
4.85%$1,456.43
4.86%$1,458.10
4.87%$1,459.78
4.88%$1,461.45
4.89%$1,463.13
4.90%$1,464.81
4.91%$1,466.48
4.92%$1,468.16
4.93%$1,469.84
4.94%$1,471.52
4.95%$1,473.21
4.96%$1,474.89
4.97%$1,476.57
4.98%$1,478.26
4.99%$1,479.94
5.00%$1,481.63
Interest Rate Price
5.01%$1,483.31
5.02%$1,485.00
5.03%$1,486.69
5.04%$1,488.38
5.05%$1,490.07
5.06%$1,491.76
5.07%$1,493.46
5.08%$1,495.15
5.09%$1,496.85
5.10%$1,498.54
5.11%$1,500.24
5.12%$1,501.94
5.13%$1,503.63
5.14%$1,505.33
5.15%$1,507.03
5.16%$1,508.73
5.17%$1,510.44
5.18%$1,512.14
5.19%$1,513.84
5.20%$1,515.55
5.21%$1,517.25
5.22%$1,518.96
5.23%$1,520.67
5.24%$1,522.37
5.25%$1,524.08
5.26%$1,525.79
5.27%$1,527.50
5.28%$1,529.21
5.29%$1,530.93
5.30%$1,532.64
5.31%$1,534.36
5.32%$1,536.07
5.33%$1,537.79
5.34%$1,539.50
5.35%$1,541.22
5.36%$1,542.94
5.37%$1,544.66
5.38%$1,546.38
5.39%$1,548.10
5.40%$1,549.82
5.41%$1,551.55
5.42%$1,553.27
5.43%$1,555.00
5.44%$1,556.72
5.45%$1,558.45
5.46%$1,560.18
5.47%$1,561.91
5.48%$1,563.64
5.49%$1,565.37
5.50%$1,567.10
5.51%$1,568.83
5.52%$1,570.56
5.53%$1,572.30
5.54%$1,574.03
5.55%$1,575.77
5.56%$1,577.50
5.57%$1,579.24
5.58%$1,580.98
5.59%$1,582.72
5.60%$1,584.46
5.61%$1,586.20
5.62%$1,587.94
5.63%$1,589.68
5.64%$1,591.43
5.65%$1,593.17
5.66%$1,594.92
5.67%$1,596.66
5.68%$1,598.41
5.69%$1,600.16
5.70%$1,601.91
5.71%$1,603.65
5.72%$1,605.40
5.73%$1,607.16
5.74%$1,608.91
5.75%$1,610.66
5.76%$1,612.41
5.77%$1,614.17
5.78%$1,615.92
5.79%$1,617.68
5.80%$1,619.44
5.81%$1,621.20
5.82%$1,622.96
5.83%$1,624.71
5.84%$1,626.48
5.85%$1,628.24
5.86%$1,630.00
5.87%$1,631.76
5.88%$1,633.53
5.89%$1,635.29
5.90%$1,637.06
5.91%$1,638.82
5.92%$1,640.59
5.93%$1,642.36
5.94%$1,644.13
5.95%$1,645.90
5.96%$1,647.67
5.97%$1,649.44
5.98%$1,651.21
5.99%$1,652.99
6.00%$1,654.76