Mortgage Payment for a $274,000 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $274,000 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $274,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$762.26
0.02%$763.40
0.03%$764.55
0.04%$765.70
0.05%$766.85
0.06%$768.00
0.07%$769.15
0.08%$770.31
0.09%$771.46
0.10%$772.62
0.11%$773.77
0.12%$774.93
0.13%$776.09
0.14%$777.25
0.15%$778.41
0.16%$779.57
0.17%$780.74
0.18%$781.90
0.19%$783.07
0.20%$784.24
0.21%$785.40
0.22%$786.57
0.23%$787.74
0.24%$788.92
0.25%$790.09
0.26%$791.26
0.27%$792.44
0.28%$793.61
0.29%$794.79
0.30%$795.97
0.31%$797.15
0.32%$798.33
0.33%$799.51
0.34%$800.70
0.35%$801.88
0.36%$803.06
0.37%$804.25
0.38%$805.44
0.39%$806.63
0.40%$807.82
0.41%$809.01
0.42%$810.20
0.43%$811.39
0.44%$812.59
0.45%$813.78
0.46%$814.98
0.47%$816.18
0.48%$817.38
0.49%$818.58
0.50%$819.78
0.51%$820.98
0.52%$822.19
0.53%$823.39
0.54%$824.60
0.55%$825.80
0.56%$827.01
0.57%$828.22
0.58%$829.43
0.59%$830.64
0.60%$831.85
0.61%$833.07
0.62%$834.28
0.63%$835.50
0.64%$836.72
0.65%$837.94
0.66%$839.15
0.67%$840.38
0.68%$841.60
0.69%$842.82
0.70%$844.04
0.71%$845.27
0.72%$846.50
0.73%$847.72
0.74%$848.95
0.75%$850.18
0.76%$851.41
0.77%$852.64
0.78%$853.88
0.79%$855.11
0.80%$856.35
0.81%$857.58
0.82%$858.82
0.83%$860.06
0.84%$861.30
0.85%$862.54
0.86%$863.78
0.87%$865.03
0.88%$866.27
0.89%$867.52
0.90%$868.76
0.91%$870.01
0.92%$871.26
0.93%$872.51
0.94%$873.76
0.95%$875.01
0.96%$876.27
0.97%$877.52
0.98%$878.78
0.99%$880.03
1.00%$881.29
Interest Rate Price
1.01%$882.55
1.02%$883.81
1.03%$885.07
1.04%$886.34
1.05%$887.60
1.06%$888.86
1.07%$890.13
1.08%$891.40
1.09%$892.67
1.10%$893.93
1.11%$895.21
1.12%$896.48
1.13%$897.75
1.14%$899.02
1.15%$900.30
1.16%$901.57
1.17%$902.85
1.18%$904.13
1.19%$905.41
1.20%$906.69
1.21%$907.97
1.22%$909.25
1.23%$910.54
1.24%$911.82
1.25%$913.11
1.26%$914.40
1.27%$915.69
1.28%$916.97
1.29%$918.27
1.30%$919.56
1.31%$920.85
1.32%$922.14
1.33%$923.44
1.34%$924.74
1.35%$926.03
1.36%$927.33
1.37%$928.63
1.38%$929.93
1.39%$931.23
1.40%$932.54
1.41%$933.84
1.42%$935.15
1.43%$936.45
1.44%$937.76
1.45%$939.07
1.46%$940.38
1.47%$941.69
1.48%$943.00
1.49%$944.32
1.50%$945.63
1.51%$946.94
1.52%$948.26
1.53%$949.58
1.54%$950.90
1.55%$952.22
1.56%$953.54
1.57%$954.86
1.58%$956.18
1.59%$957.51
1.60%$958.83
1.61%$960.16
1.62%$961.49
1.63%$962.82
1.64%$964.15
1.65%$965.48
1.66%$966.81
1.67%$968.14
1.68%$969.48
1.69%$970.81
1.70%$972.15
1.71%$973.49
1.72%$974.82
1.73%$976.16
1.74%$977.51
1.75%$978.85
1.76%$980.19
1.77%$981.53
1.78%$982.88
1.79%$984.23
1.80%$985.57
1.81%$986.92
1.82%$988.27
1.83%$989.62
1.84%$990.98
1.85%$992.33
1.86%$993.68
1.87%$995.04
1.88%$996.39
1.89%$997.75
1.90%$999.11
1.91%$1,000.47
1.92%$1,001.83
1.93%$1,003.19
1.94%$1,004.56
1.95%$1,005.92
1.96%$1,007.29
1.97%$1,008.65
1.98%$1,010.02
1.99%$1,011.39
2.00%$1,012.76
Interest Rate Price
2.01%$1,014.13
2.02%$1,015.50
2.03%$1,016.87
2.04%$1,018.25
2.05%$1,019.62
2.06%$1,021.00
2.07%$1,022.38
2.08%$1,023.75
2.09%$1,025.13
2.10%$1,026.51
2.11%$1,027.90
2.12%$1,029.28
2.13%$1,030.66
2.14%$1,032.05
2.15%$1,033.43
2.16%$1,034.82
2.17%$1,036.21
2.18%$1,037.60
2.19%$1,038.99
2.20%$1,040.38
2.21%$1,041.77
2.22%$1,043.17
2.23%$1,044.56
2.24%$1,045.96
2.25%$1,047.35
2.26%$1,048.75
2.27%$1,050.15
2.28%$1,051.55
2.29%$1,052.95
2.30%$1,054.36
2.31%$1,055.76
2.32%$1,057.16
2.33%$1,058.57
2.34%$1,059.98
2.35%$1,061.38
2.36%$1,062.79
2.37%$1,064.20
2.38%$1,065.61
2.39%$1,067.03
2.40%$1,068.44
2.41%$1,069.85
2.42%$1,071.27
2.43%$1,072.69
2.44%$1,074.10
2.45%$1,075.52
2.46%$1,076.94
2.47%$1,078.36
2.48%$1,079.78
2.49%$1,081.21
2.50%$1,082.63
2.51%$1,084.06
2.52%$1,085.48
2.53%$1,086.91
2.54%$1,088.34
2.55%$1,089.77
2.56%$1,091.20
2.57%$1,092.63
2.58%$1,094.06
2.59%$1,095.50
2.60%$1,096.93
2.61%$1,098.37
2.62%$1,099.80
2.63%$1,101.24
2.64%$1,102.68
2.65%$1,104.12
2.66%$1,105.56
2.67%$1,107.00
2.68%$1,108.45
2.69%$1,109.89
2.70%$1,111.34
2.71%$1,112.78
2.72%$1,114.23
2.73%$1,115.68
2.74%$1,117.13
2.75%$1,118.58
2.76%$1,120.03
2.77%$1,121.49
2.78%$1,122.94
2.79%$1,124.39
2.80%$1,125.85
2.81%$1,127.31
2.82%$1,128.77
2.83%$1,130.23
2.84%$1,131.69
2.85%$1,133.15
2.86%$1,134.61
2.87%$1,136.07
2.88%$1,137.54
2.89%$1,139.00
2.90%$1,140.47
2.91%$1,141.94
2.92%$1,143.41
2.93%$1,144.88
2.94%$1,146.35
2.95%$1,147.82
2.96%$1,149.29
2.97%$1,150.77
2.98%$1,152.24
2.99%$1,153.72
3.00%$1,155.20
Interest Rate Price
3.01%$1,156.67
3.02%$1,158.15
3.03%$1,159.63
3.04%$1,161.11
3.05%$1,162.60
3.06%$1,164.08
3.07%$1,165.56
3.08%$1,167.05
3.09%$1,168.54
3.10%$1,170.02
3.11%$1,171.51
3.12%$1,173.00
3.13%$1,174.49
3.14%$1,175.99
3.15%$1,177.48
3.16%$1,178.97
3.17%$1,180.47
3.18%$1,181.96
3.19%$1,183.46
3.20%$1,184.96
3.21%$1,186.46
3.22%$1,187.96
3.23%$1,189.46
3.24%$1,190.96
3.25%$1,192.47
3.26%$1,193.97
3.27%$1,195.48
3.28%$1,196.98
3.29%$1,198.49
3.30%$1,200.00
3.31%$1,201.51
3.32%$1,203.02
3.33%$1,204.53
3.34%$1,206.04
3.35%$1,207.56
3.36%$1,209.07
3.37%$1,210.59
3.38%$1,212.10
3.39%$1,213.62
3.40%$1,215.14
3.41%$1,216.66
3.42%$1,218.18
3.43%$1,219.70
3.44%$1,221.22
3.45%$1,222.75
3.46%$1,224.27
3.47%$1,225.80
3.48%$1,227.33
3.49%$1,228.85
3.50%$1,230.38
3.51%$1,231.91
3.52%$1,233.44
3.53%$1,234.98
3.54%$1,236.51
3.55%$1,238.04
3.56%$1,239.58
3.57%$1,241.11
3.58%$1,242.65
3.59%$1,244.19
3.60%$1,245.73
3.61%$1,247.27
3.62%$1,248.81
3.63%$1,250.35
3.64%$1,251.89
3.65%$1,253.44
3.66%$1,254.98
3.67%$1,256.53
3.68%$1,258.08
3.69%$1,259.63
3.70%$1,261.18
3.71%$1,262.73
3.72%$1,264.28
3.73%$1,265.83
3.74%$1,267.38
3.75%$1,268.94
3.76%$1,270.49
3.77%$1,272.05
3.78%$1,273.61
3.79%$1,275.16
3.80%$1,276.72
3.81%$1,278.28
3.82%$1,279.84
3.83%$1,281.41
3.84%$1,282.97
3.85%$1,284.53
3.86%$1,286.10
3.87%$1,287.67
3.88%$1,289.23
3.89%$1,290.80
3.90%$1,292.37
3.91%$1,293.94
3.92%$1,295.51
3.93%$1,297.08
3.94%$1,298.66
3.95%$1,300.23
3.96%$1,301.81
3.97%$1,303.38
3.98%$1,304.96
3.99%$1,306.54
4.00%$1,308.12
Interest Rate Price
4.01%$1,309.70
4.02%$1,311.28
4.03%$1,312.86
4.04%$1,314.44
4.05%$1,316.03
4.06%$1,317.61
4.07%$1,319.20
4.08%$1,320.79
4.09%$1,322.37
4.10%$1,323.96
4.11%$1,325.55
4.12%$1,327.14
4.13%$1,328.74
4.14%$1,330.33
4.15%$1,331.92
4.16%$1,333.52
4.17%$1,335.11
4.18%$1,336.71
4.19%$1,338.31
4.20%$1,339.91
4.21%$1,341.51
4.22%$1,343.11
4.23%$1,344.71
4.24%$1,346.31
4.25%$1,347.92
4.26%$1,349.52
4.27%$1,351.13
4.28%$1,352.73
4.29%$1,354.34
4.30%$1,355.95
4.31%$1,357.56
4.32%$1,359.17
4.33%$1,360.78
4.34%$1,362.39
4.35%$1,364.00
4.36%$1,365.62
4.37%$1,367.23
4.38%$1,368.85
4.39%$1,370.47
4.40%$1,372.08
4.41%$1,373.70
4.42%$1,375.32
4.43%$1,376.94
4.44%$1,378.57
4.45%$1,380.19
4.46%$1,381.81
4.47%$1,383.44
4.48%$1,385.06
4.49%$1,386.69
4.50%$1,388.32
4.51%$1,389.95
4.52%$1,391.58
4.53%$1,393.21
4.54%$1,394.84
4.55%$1,396.47
4.56%$1,398.10
4.57%$1,399.74
4.58%$1,401.37
4.59%$1,403.01
4.60%$1,404.65
4.61%$1,406.28
4.62%$1,407.92
4.63%$1,409.56
4.64%$1,411.20
4.65%$1,412.84
4.66%$1,414.49
4.67%$1,416.13
4.68%$1,417.78
4.69%$1,419.42
4.70%$1,421.07
4.71%$1,422.71
4.72%$1,424.36
4.73%$1,426.01
4.74%$1,427.66
4.75%$1,429.31
4.76%$1,430.97
4.77%$1,432.62
4.78%$1,434.27
4.79%$1,435.93
4.80%$1,437.58
4.81%$1,439.24
4.82%$1,440.90
4.83%$1,442.56
4.84%$1,444.22
4.85%$1,445.88
4.86%$1,447.54
4.87%$1,449.20
4.88%$1,450.86
4.89%$1,452.53
4.90%$1,454.19
4.91%$1,455.86
4.92%$1,457.52
4.93%$1,459.19
4.94%$1,460.86
4.95%$1,462.53
4.96%$1,464.20
4.97%$1,465.87
4.98%$1,467.54
4.99%$1,469.22
5.00%$1,470.89
Interest Rate Price
5.01%$1,472.57
5.02%$1,474.24
5.03%$1,475.92
5.04%$1,477.60
5.05%$1,479.28
5.06%$1,480.96
5.07%$1,482.64
5.08%$1,484.32
5.09%$1,486.00
5.10%$1,487.68
5.11%$1,489.37
5.12%$1,491.05
5.13%$1,492.74
5.14%$1,494.42
5.15%$1,496.11
5.16%$1,497.80
5.17%$1,499.49
5.18%$1,501.18
5.19%$1,502.87
5.20%$1,504.56
5.21%$1,506.26
5.22%$1,507.95
5.23%$1,509.65
5.24%$1,511.34
5.25%$1,513.04
5.26%$1,514.74
5.27%$1,516.43
5.28%$1,518.13
5.29%$1,519.83
5.30%$1,521.53
5.31%$1,523.24
5.32%$1,524.94
5.33%$1,526.64
5.34%$1,528.35
5.35%$1,530.05
5.36%$1,531.76
5.37%$1,533.47
5.38%$1,535.18
5.39%$1,536.88
5.40%$1,538.59
5.41%$1,540.31
5.42%$1,542.02
5.43%$1,543.73
5.44%$1,545.44
5.45%$1,547.16
5.46%$1,548.87
5.47%$1,550.59
5.48%$1,552.31
5.49%$1,554.02
5.50%$1,555.74
5.51%$1,557.46
5.52%$1,559.18
5.53%$1,560.90
5.54%$1,562.63
5.55%$1,564.35
5.56%$1,566.07
5.57%$1,567.80
5.58%$1,569.52
5.59%$1,571.25
5.60%$1,572.98
5.61%$1,574.70
5.62%$1,576.43
5.63%$1,578.16
5.64%$1,579.89
5.65%$1,581.63
5.66%$1,583.36
5.67%$1,585.09
5.68%$1,586.83
5.69%$1,588.56
5.70%$1,590.30
5.71%$1,592.03
5.72%$1,593.77
5.73%$1,595.51
5.74%$1,597.25
5.75%$1,598.99
5.76%$1,600.73
5.77%$1,602.47
5.78%$1,604.22
5.79%$1,605.96
5.80%$1,607.70
5.81%$1,609.45
5.82%$1,611.19
5.83%$1,612.94
5.84%$1,614.69
5.85%$1,616.44
5.86%$1,618.19
5.87%$1,619.94
5.88%$1,621.69
5.89%$1,623.44
5.90%$1,625.19
5.91%$1,626.95
5.92%$1,628.70
5.93%$1,630.46
5.94%$1,632.21
5.95%$1,633.97
5.96%$1,635.73
5.97%$1,637.49
5.98%$1,639.25
5.99%$1,641.01
6.00%$1,642.77