Mortgage Payment for a $254,000 Loan at 5% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $254,000 mortgage with a 5% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $254,000 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

More Amounts

254,500255,000255,500256,000256,500257,000257,500258,000258,500259,000

Interest Rate Price
0.01%$706.62
0.02%$707.68
0.03%$708.74
0.04%$709.81
0.05%$710.88
0.06%$711.94
0.07%$713.01
0.08%$714.08
0.09%$715.15
0.10%$716.22
0.11%$717.29
0.12%$718.37
0.13%$719.44
0.14%$720.52
0.15%$721.59
0.16%$722.67
0.17%$723.75
0.18%$724.83
0.19%$725.91
0.20%$726.99
0.21%$728.08
0.22%$729.16
0.23%$730.24
0.24%$731.33
0.25%$732.42
0.26%$733.51
0.27%$734.60
0.28%$735.69
0.29%$736.78
0.30%$737.87
0.31%$738.96
0.32%$740.06
0.33%$741.15
0.34%$742.25
0.35%$743.35
0.36%$744.45
0.37%$745.55
0.38%$746.65
0.39%$747.75
0.40%$748.85
0.41%$749.96
0.42%$751.06
0.43%$752.17
0.44%$753.28
0.45%$754.38
0.46%$755.49
0.47%$756.60
0.48%$757.72
0.49%$758.83
0.50%$759.94
0.51%$761.06
0.52%$762.17
0.53%$763.29
0.54%$764.41
0.55%$765.53
0.56%$766.65
0.57%$767.77
0.58%$768.89
0.59%$770.01
0.60%$771.14
0.61%$772.26
0.62%$773.39
0.63%$774.51
0.64%$775.64
0.65%$776.77
0.66%$777.90
0.67%$779.03
0.68%$780.17
0.69%$781.30
0.70%$782.43
0.71%$783.57
0.72%$784.71
0.73%$785.85
0.74%$786.98
0.75%$788.12
0.76%$789.27
0.77%$790.41
0.78%$791.55
0.79%$792.69
0.80%$793.84
0.81%$794.99
0.82%$796.13
0.83%$797.28
0.84%$798.43
0.85%$799.58
0.86%$800.73
0.87%$801.89
0.88%$803.04
0.89%$804.19
0.90%$805.35
0.91%$806.51
0.92%$807.66
0.93%$808.82
0.94%$809.98
0.95%$811.14
0.96%$812.31
0.97%$813.47
0.98%$814.63
0.99%$815.80
1.00%$816.96
Interest Rate Price
1.01%$818.13
1.02%$819.30
1.03%$820.47
1.04%$821.64
1.05%$822.81
1.06%$823.98
1.07%$825.16
1.08%$826.33
1.09%$827.51
1.10%$828.68
1.11%$829.86
1.12%$831.04
1.13%$832.22
1.14%$833.40
1.15%$834.58
1.16%$835.77
1.17%$836.95
1.18%$838.13
1.19%$839.32
1.20%$840.51
1.21%$841.70
1.22%$842.89
1.23%$844.08
1.24%$845.27
1.25%$846.46
1.26%$847.65
1.27%$848.85
1.28%$850.04
1.29%$851.24
1.30%$852.44
1.31%$853.64
1.32%$854.83
1.33%$856.04
1.34%$857.24
1.35%$858.44
1.36%$859.64
1.37%$860.85
1.38%$862.05
1.39%$863.26
1.40%$864.47
1.41%$865.68
1.42%$866.89
1.43%$868.10
1.44%$869.31
1.45%$870.52
1.46%$871.74
1.47%$872.95
1.48%$874.17
1.49%$875.39
1.50%$876.61
1.51%$877.82
1.52%$879.05
1.53%$880.27
1.54%$881.49
1.55%$882.71
1.56%$883.94
1.57%$885.16
1.58%$886.39
1.59%$887.62
1.60%$888.85
1.61%$890.07
1.62%$891.31
1.63%$892.54
1.64%$893.77
1.65%$895.00
1.66%$896.24
1.67%$897.47
1.68%$898.71
1.69%$899.95
1.70%$901.19
1.71%$902.43
1.72%$903.67
1.73%$904.91
1.74%$906.15
1.75%$907.40
1.76%$908.64
1.77%$909.89
1.78%$911.14
1.79%$912.38
1.80%$913.63
1.81%$914.88
1.82%$916.14
1.83%$917.39
1.84%$918.64
1.85%$919.90
1.86%$921.15
1.87%$922.41
1.88%$923.66
1.89%$924.92
1.90%$926.18
1.91%$927.44
1.92%$928.70
1.93%$929.97
1.94%$931.23
1.95%$932.50
1.96%$933.76
1.97%$935.03
1.98%$936.30
1.99%$937.56
2.00%$938.83
Interest Rate Price
2.01%$940.10
2.02%$941.38
2.03%$942.65
2.04%$943.92
2.05%$945.20
2.06%$946.47
2.07%$947.75
2.08%$949.03
2.09%$950.31
2.10%$951.59
2.11%$952.87
2.12%$954.15
2.13%$955.43
2.14%$956.72
2.15%$958.00
2.16%$959.29
2.17%$960.57
2.18%$961.86
2.19%$963.15
2.20%$964.44
2.21%$965.73
2.22%$967.02
2.23%$968.32
2.24%$969.61
2.25%$970.91
2.26%$972.20
2.27%$973.50
2.28%$974.80
2.29%$976.10
2.30%$977.40
2.31%$978.70
2.32%$980.00
2.33%$981.30
2.34%$982.61
2.35%$983.91
2.36%$985.22
2.37%$986.52
2.38%$987.83
2.39%$989.14
2.40%$990.45
2.41%$991.76
2.42%$993.07
2.43%$994.39
2.44%$995.70
2.45%$997.02
2.46%$998.33
2.47%$999.65
2.48%$1,000.97
2.49%$1,002.29
2.50%$1,003.61
2.51%$1,004.93
2.52%$1,006.25
2.53%$1,007.57
2.54%$1,008.90
2.55%$1,010.22
2.56%$1,011.55
2.57%$1,012.88
2.58%$1,014.20
2.59%$1,015.53
2.60%$1,016.86
2.61%$1,018.19
2.62%$1,019.53
2.63%$1,020.86
2.64%$1,022.19
2.65%$1,023.53
2.66%$1,024.86
2.67%$1,026.20
2.68%$1,027.54
2.69%$1,028.88
2.70%$1,030.22
2.71%$1,031.56
2.72%$1,032.90
2.73%$1,034.24
2.74%$1,035.59
2.75%$1,036.93
2.76%$1,038.28
2.77%$1,039.63
2.78%$1,040.97
2.79%$1,042.32
2.80%$1,043.67
2.81%$1,045.02
2.82%$1,046.37
2.83%$1,047.73
2.84%$1,049.08
2.85%$1,050.44
2.86%$1,051.79
2.87%$1,053.15
2.88%$1,054.51
2.89%$1,055.86
2.90%$1,057.22
2.91%$1,058.58
2.92%$1,059.95
2.93%$1,061.31
2.94%$1,062.67
2.95%$1,064.04
2.96%$1,065.40
2.97%$1,066.77
2.98%$1,068.14
2.99%$1,069.50
3.00%$1,070.87
Interest Rate Price
3.01%$1,072.24
3.02%$1,073.62
3.03%$1,074.99
3.04%$1,076.36
3.05%$1,077.74
3.06%$1,079.11
3.07%$1,080.49
3.08%$1,081.86
3.09%$1,083.24
3.10%$1,084.62
3.11%$1,086.00
3.12%$1,087.38
3.13%$1,088.76
3.14%$1,090.15
3.15%$1,091.53
3.16%$1,092.92
3.17%$1,094.30
3.18%$1,095.69
3.19%$1,097.08
3.20%$1,098.47
3.21%$1,099.86
3.22%$1,101.25
3.23%$1,102.64
3.24%$1,104.03
3.25%$1,105.42
3.26%$1,106.82
3.27%$1,108.21
3.28%$1,109.61
3.29%$1,111.01
3.30%$1,112.41
3.31%$1,113.81
3.32%$1,115.21
3.33%$1,116.61
3.34%$1,118.01
3.35%$1,119.41
3.36%$1,120.82
3.37%$1,122.22
3.38%$1,123.63
3.39%$1,125.03
3.40%$1,126.44
3.41%$1,127.85
3.42%$1,129.26
3.43%$1,130.67
3.44%$1,132.08
3.45%$1,133.50
3.46%$1,134.91
3.47%$1,136.32
3.48%$1,137.74
3.49%$1,139.16
3.50%$1,140.57
3.51%$1,141.99
3.52%$1,143.41
3.53%$1,144.83
3.54%$1,146.25
3.55%$1,147.67
3.56%$1,149.10
3.57%$1,150.52
3.58%$1,151.95
3.59%$1,153.37
3.60%$1,154.80
3.61%$1,156.23
3.62%$1,157.66
3.63%$1,159.09
3.64%$1,160.52
3.65%$1,161.95
3.66%$1,163.38
3.67%$1,164.81
3.68%$1,166.25
3.69%$1,167.68
3.70%$1,169.12
3.71%$1,170.56
3.72%$1,171.99
3.73%$1,173.43
3.74%$1,174.87
3.75%$1,176.31
3.76%$1,177.76
3.77%$1,179.20
3.78%$1,180.64
3.79%$1,182.09
3.80%$1,183.53
3.81%$1,184.98
3.82%$1,186.43
3.83%$1,187.87
3.84%$1,189.32
3.85%$1,190.77
3.86%$1,192.22
3.87%$1,193.68
3.88%$1,195.13
3.89%$1,196.58
3.90%$1,198.04
3.91%$1,199.49
3.92%$1,200.95
3.93%$1,202.41
3.94%$1,203.87
3.95%$1,205.32
3.96%$1,206.78
3.97%$1,208.25
3.98%$1,209.71
3.99%$1,211.17
4.00%$1,212.63
Interest Rate Price
4.01%$1,214.10
4.02%$1,215.57
4.03%$1,217.03
4.04%$1,218.50
4.05%$1,219.97
4.06%$1,221.44
4.07%$1,222.91
4.08%$1,224.38
4.09%$1,225.85
4.10%$1,227.32
4.11%$1,228.80
4.12%$1,230.27
4.13%$1,231.75
4.14%$1,233.22
4.15%$1,234.70
4.16%$1,236.18
4.17%$1,237.66
4.18%$1,239.14
4.19%$1,240.62
4.20%$1,242.10
4.21%$1,243.59
4.22%$1,245.07
4.23%$1,246.56
4.24%$1,248.04
4.25%$1,249.53
4.26%$1,251.01
4.27%$1,252.50
4.28%$1,253.99
4.29%$1,255.48
4.30%$1,256.97
4.31%$1,258.47
4.32%$1,259.96
4.33%$1,261.45
4.34%$1,262.95
4.35%$1,264.44
4.36%$1,265.94
4.37%$1,267.44
4.38%$1,268.93
4.39%$1,270.43
4.40%$1,271.93
4.41%$1,273.43
4.42%$1,274.94
4.43%$1,276.44
4.44%$1,277.94
4.45%$1,279.45
4.46%$1,280.95
4.47%$1,282.46
4.48%$1,283.96
4.49%$1,285.47
4.50%$1,286.98
4.51%$1,288.49
4.52%$1,290.00
4.53%$1,291.51
4.54%$1,293.02
4.55%$1,294.54
4.56%$1,296.05
4.57%$1,297.57
4.58%$1,299.08
4.59%$1,300.60
4.60%$1,302.12
4.61%$1,303.64
4.62%$1,305.15
4.63%$1,306.67
4.64%$1,308.20
4.65%$1,309.72
4.66%$1,311.24
4.67%$1,312.76
4.68%$1,314.29
4.69%$1,315.81
4.70%$1,317.34
4.71%$1,318.87
4.72%$1,320.40
4.73%$1,321.92
4.74%$1,323.45
4.75%$1,324.98
4.76%$1,326.52
4.77%$1,328.05
4.78%$1,329.58
4.79%$1,331.12
4.80%$1,332.65
4.81%$1,334.19
4.82%$1,335.72
4.83%$1,337.26
4.84%$1,338.80
4.85%$1,340.34
4.86%$1,341.88
4.87%$1,343.42
4.88%$1,344.96
4.89%$1,346.50
4.90%$1,348.05
4.91%$1,349.59
4.92%$1,351.14
4.93%$1,352.68
4.94%$1,354.23
4.95%$1,355.78
4.96%$1,357.32
4.97%$1,358.87
4.98%$1,360.42
4.99%$1,361.98
5.00%$1,363.53
Interest Rate Price
5.01%$1,365.08
5.02%$1,366.63
5.03%$1,368.19
5.04%$1,369.74
5.05%$1,371.30
5.06%$1,372.86
5.07%$1,374.41
5.08%$1,375.97
5.09%$1,377.53
5.10%$1,379.09
5.11%$1,380.65
5.12%$1,382.22
5.13%$1,383.78
5.14%$1,385.34
5.15%$1,386.91
5.16%$1,388.47
5.17%$1,390.04
5.18%$1,391.61
5.19%$1,393.17
5.20%$1,394.74
5.21%$1,396.31
5.22%$1,397.88
5.23%$1,399.45
5.24%$1,401.02
5.25%$1,402.60
5.26%$1,404.17
5.27%$1,405.75
5.28%$1,407.32
5.29%$1,408.90
5.30%$1,410.47
5.31%$1,412.05
5.32%$1,413.63
5.33%$1,415.21
5.34%$1,416.79
5.35%$1,418.37
5.36%$1,419.95
5.37%$1,421.54
5.38%$1,423.12
5.39%$1,424.70
5.40%$1,426.29
5.41%$1,427.87
5.42%$1,429.46
5.43%$1,431.05
5.44%$1,432.64
5.45%$1,434.23
5.46%$1,435.82
5.47%$1,437.41
5.48%$1,439.00
5.49%$1,440.59
5.50%$1,442.18
5.51%$1,443.78
5.52%$1,445.37
5.53%$1,446.97
5.54%$1,448.57
5.55%$1,450.16
5.56%$1,451.76
5.57%$1,453.36
5.58%$1,454.96
5.59%$1,456.56
5.60%$1,458.16
5.61%$1,459.76
5.62%$1,461.37
5.63%$1,462.97
5.64%$1,464.57
5.65%$1,466.18
5.66%$1,467.78
5.67%$1,469.39
5.68%$1,471.00
5.69%$1,472.61
5.70%$1,474.22
5.71%$1,475.83
5.72%$1,477.44
5.73%$1,479.05
5.74%$1,480.66
5.75%$1,482.28
5.76%$1,483.89
5.77%$1,485.50
5.78%$1,487.12
5.79%$1,488.74
5.80%$1,490.35
5.81%$1,491.97
5.82%$1,493.59
5.83%$1,495.21
5.84%$1,496.83
5.85%$1,498.45
5.86%$1,500.07
5.87%$1,501.69
5.88%$1,503.32
5.89%$1,504.94
5.90%$1,506.57
5.91%$1,508.19
5.92%$1,509.82
5.93%$1,511.45
5.94%$1,513.07
5.95%$1,514.70
5.96%$1,516.33
5.97%$1,517.96
5.98%$1,519.59
5.99%$1,521.23
6.00%$1,522.86