Mortgage Payment for a $246,000 Loan at 4% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $246,000 mortgage with a 4% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $246,000 Mortgage

Browse monthly payment based on interest rate

Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$684.36
0.02%$685.39
0.03%$686.42
0.04%$687.45
0.05%$688.49
0.06%$689.52
0.07%$690.55
0.08%$691.59
0.09%$692.63
0.10%$693.66
0.11%$694.70
0.12%$695.74
0.13%$696.78
0.14%$697.82
0.15%$698.87
0.16%$699.91
0.17%$700.95
0.18%$702.00
0.19%$703.05
0.20%$704.10
0.21%$705.14
0.22%$706.19
0.23%$707.24
0.24%$708.30
0.25%$709.35
0.26%$710.40
0.27%$711.46
0.28%$712.51
0.29%$713.57
0.30%$714.63
0.31%$715.69
0.32%$716.75
0.33%$717.81
0.34%$718.87
0.35%$719.94
0.36%$721.00
0.37%$722.07
0.38%$723.13
0.39%$724.20
0.40%$725.27
0.41%$726.34
0.42%$727.41
0.43%$728.48
0.44%$729.55
0.45%$730.62
0.46%$731.70
0.47%$732.77
0.48%$733.85
0.49%$734.93
0.50%$736.01
0.51%$737.09
0.52%$738.17
0.53%$739.25
0.54%$740.33
0.55%$741.41
0.56%$742.50
0.57%$743.58
0.58%$744.67
0.59%$745.76
0.60%$746.85
0.61%$747.94
0.62%$749.03
0.63%$750.12
0.64%$751.21
0.65%$752.31
0.66%$753.40
0.67%$754.50
0.68%$755.59
0.69%$756.69
0.70%$757.79
0.71%$758.89
0.72%$759.99
0.73%$761.09
0.74%$762.20
0.75%$763.30
0.76%$764.41
0.77%$765.51
0.78%$766.62
0.79%$767.73
0.80%$768.84
0.81%$769.95
0.82%$771.06
0.83%$772.17
0.84%$773.28
0.85%$774.40
0.86%$775.51
0.87%$776.63
0.88%$777.75
0.89%$778.86
0.90%$779.98
0.91%$781.10
0.92%$782.23
0.93%$783.35
0.94%$784.47
0.95%$785.60
0.96%$786.72
0.97%$787.85
0.98%$788.98
0.99%$790.10
1.00%$791.23
Interest Rate Price
1.01%$792.36
1.02%$793.50
1.03%$794.63
1.04%$795.76
1.05%$796.90
1.06%$798.03
1.07%$799.17
1.08%$800.31
1.09%$801.44
1.10%$802.58
1.11%$803.72
1.12%$804.87
1.13%$806.01
1.14%$807.15
1.15%$808.30
1.16%$809.44
1.17%$810.59
1.18%$811.74
1.19%$812.89
1.20%$814.04
1.21%$815.19
1.22%$816.34
1.23%$817.49
1.24%$818.64
1.25%$819.80
1.26%$820.95
1.27%$822.11
1.28%$823.27
1.29%$824.43
1.30%$825.59
1.31%$826.75
1.32%$827.91
1.33%$829.07
1.34%$830.24
1.35%$831.40
1.36%$832.57
1.37%$833.74
1.38%$834.90
1.39%$836.07
1.40%$837.24
1.41%$838.41
1.42%$839.58
1.43%$840.76
1.44%$841.93
1.45%$843.11
1.46%$844.28
1.47%$845.46
1.48%$846.64
1.49%$847.82
1.50%$849.00
1.51%$850.18
1.52%$851.36
1.53%$852.54
1.54%$853.73
1.55%$854.91
1.56%$856.10
1.57%$857.28
1.58%$858.47
1.59%$859.66
1.60%$860.85
1.61%$862.04
1.62%$863.23
1.63%$864.43
1.64%$865.62
1.65%$866.81
1.66%$868.01
1.67%$869.21
1.68%$870.41
1.69%$871.60
1.70%$872.80
1.71%$874.01
1.72%$875.21
1.73%$876.41
1.74%$877.61
1.75%$878.82
1.76%$880.02
1.77%$881.23
1.78%$882.44
1.79%$883.65
1.80%$884.86
1.81%$886.07
1.82%$887.28
1.83%$888.49
1.84%$889.71
1.85%$890.92
1.86%$892.14
1.87%$893.36
1.88%$894.57
1.89%$895.79
1.90%$897.01
1.91%$898.23
1.92%$899.45
1.93%$900.68
1.94%$901.90
1.95%$903.13
1.96%$904.35
1.97%$905.58
1.98%$906.81
1.99%$908.03
2.00%$909.26
Interest Rate Price
2.01%$910.49
2.02%$911.73
2.03%$912.96
2.04%$914.19
2.05%$915.43
2.06%$916.66
2.07%$917.90
2.08%$919.14
2.09%$920.38
2.10%$921.61
2.11%$922.86
2.12%$924.10
2.13%$925.34
2.14%$926.58
2.15%$927.83
2.16%$929.07
2.17%$930.32
2.18%$931.57
2.19%$932.81
2.20%$934.06
2.21%$935.31
2.22%$936.57
2.23%$937.82
2.24%$939.07
2.25%$940.33
2.26%$941.58
2.27%$942.84
2.28%$944.09
2.29%$945.35
2.30%$946.61
2.31%$947.87
2.32%$949.13
2.33%$950.39
2.34%$951.66
2.35%$952.92
2.36%$954.19
2.37%$955.45
2.38%$956.72
2.39%$957.99
2.40%$959.26
2.41%$960.53
2.42%$961.80
2.43%$963.07
2.44%$964.34
2.45%$965.61
2.46%$966.89
2.47%$968.16
2.48%$969.44
2.49%$970.72
2.50%$972.00
2.51%$973.28
2.52%$974.56
2.53%$975.84
2.54%$977.12
2.55%$978.40
2.56%$979.69
2.57%$980.97
2.58%$982.26
2.59%$983.55
2.60%$984.84
2.61%$986.12
2.62%$987.41
2.63%$988.71
2.64%$990.00
2.65%$991.29
2.66%$992.58
2.67%$993.88
2.68%$995.18
2.69%$996.47
2.70%$997.77
2.71%$999.07
2.72%$1,000.37
2.73%$1,001.67
2.74%$1,002.97
2.75%$1,004.27
2.76%$1,005.58
2.77%$1,006.88
2.78%$1,008.19
2.79%$1,009.49
2.80%$1,010.80
2.81%$1,012.11
2.82%$1,013.42
2.83%$1,014.73
2.84%$1,016.04
2.85%$1,017.35
2.86%$1,018.66
2.87%$1,019.98
2.88%$1,021.29
2.89%$1,022.61
2.90%$1,023.93
2.91%$1,025.24
2.92%$1,026.56
2.93%$1,027.88
2.94%$1,029.20
2.95%$1,030.52
2.96%$1,031.85
2.97%$1,033.17
2.98%$1,034.49
2.99%$1,035.82
3.00%$1,037.15
Interest Rate Price
3.01%$1,038.47
3.02%$1,039.80
3.03%$1,041.13
3.04%$1,042.46
3.05%$1,043.79
3.06%$1,045.12
3.07%$1,046.46
3.08%$1,047.79
3.09%$1,049.12
3.10%$1,050.46
3.11%$1,051.80
3.12%$1,053.13
3.13%$1,054.47
3.14%$1,055.81
3.15%$1,057.15
3.16%$1,058.49
3.17%$1,059.84
3.18%$1,061.18
3.19%$1,062.52
3.20%$1,063.87
3.21%$1,065.21
3.22%$1,066.56
3.23%$1,067.91
3.24%$1,069.26
3.25%$1,070.61
3.26%$1,071.96
3.27%$1,073.31
3.28%$1,074.66
3.29%$1,076.02
3.30%$1,077.37
3.31%$1,078.73
3.32%$1,080.08
3.33%$1,081.44
3.34%$1,082.80
3.35%$1,084.16
3.36%$1,085.52
3.37%$1,086.88
3.38%$1,088.24
3.39%$1,089.60
3.40%$1,090.96
3.41%$1,092.33
3.42%$1,093.69
3.43%$1,095.06
3.44%$1,096.43
3.45%$1,097.80
3.46%$1,099.16
3.47%$1,100.53
3.48%$1,101.91
3.49%$1,103.28
3.50%$1,104.65
3.51%$1,106.02
3.52%$1,107.40
3.53%$1,108.77
3.54%$1,110.15
3.55%$1,111.53
3.56%$1,112.91
3.57%$1,114.28
3.58%$1,115.66
3.59%$1,117.05
3.60%$1,118.43
3.61%$1,119.81
3.62%$1,121.19
3.63%$1,122.58
3.64%$1,123.96
3.65%$1,125.35
3.66%$1,126.74
3.67%$1,128.13
3.68%$1,129.52
3.69%$1,130.91
3.70%$1,132.30
3.71%$1,133.69
3.72%$1,135.08
3.73%$1,136.47
3.74%$1,137.87
3.75%$1,139.26
3.76%$1,140.66
3.77%$1,142.06
3.78%$1,143.46
3.79%$1,144.86
3.80%$1,146.26
3.81%$1,147.66
3.82%$1,149.06
3.83%$1,150.46
3.84%$1,151.86
3.85%$1,153.27
3.86%$1,154.67
3.87%$1,156.08
3.88%$1,157.49
3.89%$1,158.89
3.90%$1,160.30
3.91%$1,161.71
3.92%$1,163.12
3.93%$1,164.54
3.94%$1,165.95
3.95%$1,167.36
3.96%$1,168.78
3.97%$1,170.19
3.98%$1,171.61
3.99%$1,173.02
4.00%$1,174.44
Interest Rate Price
4.01%$1,175.86
4.02%$1,177.28
4.03%$1,178.70
4.04%$1,180.12
4.05%$1,181.54
4.06%$1,182.97
4.07%$1,184.39
4.08%$1,185.82
4.09%$1,187.24
4.10%$1,188.67
4.11%$1,190.10
4.12%$1,191.52
4.13%$1,192.95
4.14%$1,194.38
4.15%$1,195.81
4.16%$1,197.25
4.17%$1,198.68
4.18%$1,200.11
4.19%$1,201.55
4.20%$1,202.98
4.21%$1,204.42
4.22%$1,205.86
4.23%$1,207.29
4.24%$1,208.73
4.25%$1,210.17
4.26%$1,211.61
4.27%$1,213.05
4.28%$1,214.50
4.29%$1,215.94
4.30%$1,217.38
4.31%$1,218.83
4.32%$1,220.27
4.33%$1,221.72
4.34%$1,223.17
4.35%$1,224.62
4.36%$1,226.07
4.37%$1,227.52
4.38%$1,228.97
4.39%$1,230.42
4.40%$1,231.87
4.41%$1,233.33
4.42%$1,234.78
4.43%$1,236.24
4.44%$1,237.69
4.45%$1,239.15
4.46%$1,240.61
4.47%$1,242.06
4.48%$1,243.52
4.49%$1,244.98
4.50%$1,246.45
4.51%$1,247.91
4.52%$1,249.37
4.53%$1,250.83
4.54%$1,252.30
4.55%$1,253.76
4.56%$1,255.23
4.57%$1,256.70
4.58%$1,258.17
4.59%$1,259.64
4.60%$1,261.11
4.61%$1,262.58
4.62%$1,264.05
4.63%$1,265.52
4.64%$1,266.99
4.65%$1,268.47
4.66%$1,269.94
4.67%$1,271.42
4.68%$1,272.89
4.69%$1,274.37
4.70%$1,275.85
4.71%$1,277.33
4.72%$1,278.81
4.73%$1,280.29
4.74%$1,281.77
4.75%$1,283.25
4.76%$1,284.74
4.77%$1,286.22
4.78%$1,287.70
4.79%$1,289.19
4.80%$1,290.68
4.81%$1,292.16
4.82%$1,293.65
4.83%$1,295.14
4.84%$1,296.63
4.85%$1,298.12
4.86%$1,299.61
4.87%$1,301.11
4.88%$1,302.60
4.89%$1,304.09
4.90%$1,305.59
4.91%$1,307.08
4.92%$1,308.58
4.93%$1,310.08
4.94%$1,311.58
4.95%$1,313.07
4.96%$1,314.57
4.97%$1,316.07
4.98%$1,317.58
4.99%$1,319.08
5.00%$1,320.58
Interest Rate Price
5.01%$1,322.09
5.02%$1,323.59
5.03%$1,325.10
5.04%$1,326.60
5.05%$1,328.11
5.06%$1,329.62
5.07%$1,331.13
5.08%$1,332.63
5.09%$1,334.15
5.10%$1,335.66
5.11%$1,337.17
5.12%$1,338.68
5.13%$1,340.19
5.14%$1,341.71
5.15%$1,343.22
5.16%$1,344.74
5.17%$1,346.26
5.18%$1,347.78
5.19%$1,349.29
5.20%$1,350.81
5.21%$1,352.33
5.22%$1,353.85
5.23%$1,355.38
5.24%$1,356.90
5.25%$1,358.42
5.26%$1,359.95
5.27%$1,361.47
5.28%$1,363.00
5.29%$1,364.52
5.30%$1,366.05
5.31%$1,367.58
5.32%$1,369.11
5.33%$1,370.64
5.34%$1,372.17
5.35%$1,373.70
5.36%$1,375.23
5.37%$1,376.76
5.38%$1,378.30
5.39%$1,379.83
5.40%$1,381.37
5.41%$1,382.90
5.42%$1,384.44
5.43%$1,385.98
5.44%$1,387.51
5.45%$1,389.05
5.46%$1,390.59
5.47%$1,392.13
5.48%$1,393.68
5.49%$1,395.22
5.50%$1,396.76
5.51%$1,398.30
5.52%$1,399.85
5.53%$1,401.39
5.54%$1,402.94
5.55%$1,404.49
5.56%$1,406.04
5.57%$1,407.58
5.58%$1,409.13
5.59%$1,410.68
5.60%$1,412.23
5.61%$1,413.79
5.62%$1,415.34
5.63%$1,416.89
5.64%$1,418.45
5.65%$1,420.00
5.66%$1,421.56
5.67%$1,423.11
5.68%$1,424.67
5.69%$1,426.23
5.70%$1,427.79
5.71%$1,429.34
5.72%$1,430.90
5.73%$1,432.47
5.74%$1,434.03
5.75%$1,435.59
5.76%$1,437.15
5.77%$1,438.72
5.78%$1,440.28
5.79%$1,441.85
5.80%$1,443.41
5.81%$1,444.98
5.82%$1,446.55
5.83%$1,448.12
5.84%$1,449.68
5.85%$1,451.25
5.86%$1,452.83
5.87%$1,454.40
5.88%$1,455.97
5.89%$1,457.54
5.90%$1,459.12
5.91%$1,460.69
5.92%$1,462.27
5.93%$1,463.84
5.94%$1,465.42
5.95%$1,467.00
5.96%$1,468.57
5.97%$1,470.15
5.98%$1,471.73
5.99%$1,473.31
6.00%$1,474.89