Mortgage Payment for a $245,500 Loan at 1% Interest

What's the monthly payment? Use the calculator and browse the rate chart. Should I refinance? How much is the monthly payment for a $245,500 mortgage with a 1% interest rate?
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Monthly Payment
Total Interest Paid
Total Paid

30 Year - $245,500 Mortgage

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Find the monthly payment based on the interest rate. Check with a mortgage lender for exact rates and check for any potential discounts, such as military, HARP refinance, homeowner, etc. Make sure to ask about any points or fees. Also determine the taxes on a home purchase as well as any maintenance costs and home insurance.

Some people may prefer a shorter mortgage term, such as 15 or 20 years. Adjust the calculator above to account for this. The calculator can be used for any type of loan, such as a mortgage, car loan, mobile home, motorhome, motorcycle, land, business, etc.

Interest Rate Price
0.01%$682.97
0.02%$684.00
0.03%$685.03
0.04%$686.06
0.05%$687.09
0.06%$688.12
0.07%$689.15
0.08%$690.18
0.09%$691.22
0.10%$692.25
0.11%$693.29
0.12%$694.33
0.13%$695.37
0.14%$696.41
0.15%$697.45
0.16%$698.49
0.17%$699.53
0.18%$700.57
0.19%$701.62
0.20%$702.66
0.21%$703.71
0.22%$704.76
0.23%$705.81
0.24%$706.86
0.25%$707.91
0.26%$708.96
0.27%$710.01
0.28%$711.07
0.29%$712.12
0.30%$713.18
0.31%$714.23
0.32%$715.29
0.33%$716.35
0.34%$717.41
0.35%$718.47
0.36%$719.53
0.37%$720.60
0.38%$721.66
0.39%$722.73
0.40%$723.79
0.41%$724.86
0.42%$725.93
0.43%$727.00
0.44%$728.07
0.45%$729.14
0.46%$730.21
0.47%$731.28
0.48%$732.36
0.49%$733.43
0.50%$734.51
0.51%$735.59
0.52%$736.67
0.53%$737.75
0.54%$738.83
0.55%$739.91
0.56%$740.99
0.57%$742.07
0.58%$743.16
0.59%$744.24
0.60%$745.33
0.61%$746.42
0.62%$747.51
0.63%$748.60
0.64%$749.69
0.65%$750.78
0.66%$751.87
0.67%$752.96
0.68%$754.06
0.69%$755.15
0.70%$756.25
0.71%$757.35
0.72%$758.45
0.73%$759.55
0.74%$760.65
0.75%$761.75
0.76%$762.85
0.77%$763.96
0.78%$765.06
0.79%$766.17
0.80%$767.27
0.81%$768.38
0.82%$769.49
0.83%$770.60
0.84%$771.71
0.85%$772.82
0.86%$773.94
0.87%$775.05
0.88%$776.17
0.89%$777.28
0.90%$778.40
0.91%$779.52
0.92%$780.64
0.93%$781.76
0.94%$782.88
0.95%$784.00
0.96%$785.12
0.97%$786.25
0.98%$787.37
0.99%$788.50
1.00%$789.63
Interest Rate Price
1.01%$790.75
1.02%$791.88
1.03%$793.01
1.04%$794.14
1.05%$795.28
1.06%$796.41
1.07%$797.54
1.08%$798.68
1.09%$799.82
1.10%$800.95
1.11%$802.09
1.12%$803.23
1.13%$804.37
1.14%$805.51
1.15%$806.65
1.16%$807.80
1.17%$808.94
1.18%$810.09
1.19%$811.23
1.20%$812.38
1.21%$813.53
1.22%$814.68
1.23%$815.83
1.24%$816.98
1.25%$818.13
1.26%$819.29
1.27%$820.44
1.28%$821.60
1.29%$822.75
1.30%$823.91
1.31%$825.07
1.32%$826.23
1.33%$827.39
1.34%$828.55
1.35%$829.71
1.36%$830.88
1.37%$832.04
1.38%$833.21
1.39%$834.37
1.40%$835.54
1.41%$836.71
1.42%$837.88
1.43%$839.05
1.44%$840.22
1.45%$841.39
1.46%$842.57
1.47%$843.74
1.48%$844.92
1.49%$846.09
1.50%$847.27
1.51%$848.45
1.52%$849.63
1.53%$850.81
1.54%$851.99
1.55%$853.17
1.56%$854.36
1.57%$855.54
1.58%$856.73
1.59%$857.91
1.60%$859.10
1.61%$860.29
1.62%$861.48
1.63%$862.67
1.64%$863.86
1.65%$865.05
1.66%$866.25
1.67%$867.44
1.68%$868.64
1.69%$869.83
1.70%$871.03
1.71%$872.23
1.72%$873.43
1.73%$874.63
1.74%$875.83
1.75%$877.03
1.76%$878.24
1.77%$879.44
1.78%$880.65
1.79%$881.85
1.80%$883.06
1.81%$884.27
1.82%$885.48
1.83%$886.69
1.84%$887.90
1.85%$889.11
1.86%$890.33
1.87%$891.54
1.88%$892.75
1.89%$893.97
1.90%$895.19
1.91%$896.41
1.92%$897.63
1.93%$898.85
1.94%$900.07
1.95%$901.29
1.96%$902.51
1.97%$903.74
1.98%$904.96
1.99%$906.19
2.00%$907.42
Interest Rate Price
2.01%$908.64
2.02%$909.87
2.03%$911.10
2.04%$912.33
2.05%$913.57
2.06%$914.80
2.07%$916.03
2.08%$917.27
2.09%$918.50
2.10%$919.74
2.11%$920.98
2.12%$922.22
2.13%$923.46
2.14%$924.70
2.15%$925.94
2.16%$927.18
2.17%$928.43
2.18%$929.67
2.19%$930.92
2.20%$932.17
2.21%$933.41
2.22%$934.66
2.23%$935.91
2.24%$937.16
2.25%$938.41
2.26%$939.67
2.27%$940.92
2.28%$942.18
2.29%$943.43
2.30%$944.69
2.31%$945.94
2.32%$947.20
2.33%$948.46
2.34%$949.72
2.35%$950.98
2.36%$952.25
2.37%$953.51
2.38%$954.77
2.39%$956.04
2.40%$957.31
2.41%$958.57
2.42%$959.84
2.43%$961.11
2.44%$962.38
2.45%$963.65
2.46%$964.92
2.47%$966.20
2.48%$967.47
2.49%$968.75
2.50%$970.02
2.51%$971.30
2.52%$972.58
2.53%$973.86
2.54%$975.14
2.55%$976.42
2.56%$977.70
2.57%$978.98
2.58%$980.26
2.59%$981.55
2.60%$982.83
2.61%$984.12
2.62%$985.41
2.63%$986.70
2.64%$987.99
2.65%$989.28
2.66%$990.57
2.67%$991.86
2.68%$993.15
2.69%$994.45
2.70%$995.74
2.71%$997.04
2.72%$998.34
2.73%$999.63
2.74%$1,000.93
2.75%$1,002.23
2.76%$1,003.53
2.77%$1,004.83
2.78%$1,006.14
2.79%$1,007.44
2.80%$1,008.75
2.81%$1,010.05
2.82%$1,011.36
2.83%$1,012.67
2.84%$1,013.97
2.85%$1,015.28
2.86%$1,016.59
2.87%$1,017.91
2.88%$1,019.22
2.89%$1,020.53
2.90%$1,021.84
2.91%$1,023.16
2.92%$1,024.48
2.93%$1,025.79
2.94%$1,027.11
2.95%$1,028.43
2.96%$1,029.75
2.97%$1,031.07
2.98%$1,032.39
2.99%$1,033.71
3.00%$1,035.04
Interest Rate Price
3.01%$1,036.36
3.02%$1,037.69
3.03%$1,039.01
3.04%$1,040.34
3.05%$1,041.67
3.06%$1,043.00
3.07%$1,044.33
3.08%$1,045.66
3.09%$1,046.99
3.10%$1,048.33
3.11%$1,049.66
3.12%$1,050.99
3.13%$1,052.33
3.14%$1,053.67
3.15%$1,055.00
3.16%$1,056.34
3.17%$1,057.68
3.18%$1,059.02
3.19%$1,060.36
3.20%$1,061.71
3.21%$1,063.05
3.22%$1,064.39
3.23%$1,065.74
3.24%$1,067.08
3.25%$1,068.43
3.26%$1,069.78
3.27%$1,071.13
3.28%$1,072.48
3.29%$1,073.83
3.30%$1,075.18
3.31%$1,076.53
3.32%$1,077.89
3.33%$1,079.24
3.34%$1,080.60
3.35%$1,081.95
3.36%$1,083.31
3.37%$1,084.67
3.38%$1,086.03
3.39%$1,087.39
3.40%$1,088.75
3.41%$1,090.11
3.42%$1,091.47
3.43%$1,092.83
3.44%$1,094.20
3.45%$1,095.56
3.46%$1,096.93
3.47%$1,098.30
3.48%$1,099.67
3.49%$1,101.03
3.50%$1,102.40
3.51%$1,103.78
3.52%$1,105.15
3.53%$1,106.52
3.54%$1,107.89
3.55%$1,109.27
3.56%$1,110.64
3.57%$1,112.02
3.58%$1,113.40
3.59%$1,114.78
3.60%$1,116.15
3.61%$1,117.53
3.62%$1,118.92
3.63%$1,120.30
3.64%$1,121.68
3.65%$1,123.06
3.66%$1,124.45
3.67%$1,125.83
3.68%$1,127.22
3.69%$1,128.61
3.70%$1,129.99
3.71%$1,131.38
3.72%$1,132.77
3.73%$1,134.16
3.74%$1,135.56
3.75%$1,136.95
3.76%$1,138.34
3.77%$1,139.74
3.78%$1,141.13
3.79%$1,142.53
3.80%$1,143.93
3.81%$1,145.32
3.82%$1,146.72
3.83%$1,148.12
3.84%$1,149.52
3.85%$1,150.92
3.86%$1,152.33
3.87%$1,153.73
3.88%$1,155.13
3.89%$1,156.54
3.90%$1,157.95
3.91%$1,159.35
3.92%$1,160.76
3.93%$1,162.17
3.94%$1,163.58
3.95%$1,164.99
3.96%$1,166.40
3.97%$1,167.81
3.98%$1,169.23
3.99%$1,170.64
4.00%$1,172.05
Interest Rate Price
4.01%$1,173.47
4.02%$1,174.89
4.03%$1,176.30
4.04%$1,177.72
4.05%$1,179.14
4.06%$1,180.56
4.07%$1,181.98
4.08%$1,183.41
4.09%$1,184.83
4.10%$1,186.25
4.11%$1,187.68
4.12%$1,189.10
4.13%$1,190.53
4.14%$1,191.96
4.15%$1,193.38
4.16%$1,194.81
4.17%$1,196.24
4.18%$1,197.67
4.19%$1,199.10
4.20%$1,200.54
4.21%$1,201.97
4.22%$1,203.40
4.23%$1,204.84
4.24%$1,206.28
4.25%$1,207.71
4.26%$1,209.15
4.27%$1,210.59
4.28%$1,212.03
4.29%$1,213.47
4.30%$1,214.91
4.31%$1,216.35
4.32%$1,217.79
4.33%$1,219.24
4.34%$1,220.68
4.35%$1,222.13
4.36%$1,223.57
4.37%$1,225.02
4.38%$1,226.47
4.39%$1,227.92
4.40%$1,229.37
4.41%$1,230.82
4.42%$1,232.27
4.43%$1,233.72
4.44%$1,235.18
4.45%$1,236.63
4.46%$1,238.08
4.47%$1,239.54
4.48%$1,241.00
4.49%$1,242.45
4.50%$1,243.91
4.51%$1,245.37
4.52%$1,246.83
4.53%$1,248.29
4.54%$1,249.75
4.55%$1,251.22
4.56%$1,252.68
4.57%$1,254.14
4.58%$1,255.61
4.59%$1,257.08
4.60%$1,258.54
4.61%$1,260.01
4.62%$1,261.48
4.63%$1,262.95
4.64%$1,264.42
4.65%$1,265.89
4.66%$1,267.36
4.67%$1,268.83
4.68%$1,270.31
4.69%$1,271.78
4.70%$1,273.26
4.71%$1,274.73
4.72%$1,276.21
4.73%$1,277.69
4.74%$1,279.16
4.75%$1,280.64
4.76%$1,282.12
4.77%$1,283.61
4.78%$1,285.09
4.79%$1,286.57
4.80%$1,288.05
4.81%$1,289.54
4.82%$1,291.02
4.83%$1,292.51
4.84%$1,294.00
4.85%$1,295.48
4.86%$1,296.97
4.87%$1,298.46
4.88%$1,299.95
4.89%$1,301.44
4.90%$1,302.93
4.91%$1,304.43
4.92%$1,305.92
4.93%$1,307.41
4.94%$1,308.91
4.95%$1,310.41
4.96%$1,311.90
4.97%$1,313.40
4.98%$1,314.90
4.99%$1,316.40
5.00%$1,317.90
Interest Rate Price
5.01%$1,319.40
5.02%$1,320.90
5.03%$1,322.40
5.04%$1,323.91
5.05%$1,325.41
5.06%$1,326.91
5.07%$1,328.42
5.08%$1,329.93
5.09%$1,331.43
5.10%$1,332.94
5.11%$1,334.45
5.12%$1,335.96
5.13%$1,337.47
5.14%$1,338.98
5.15%$1,340.49
5.16%$1,342.01
5.17%$1,343.52
5.18%$1,345.04
5.19%$1,346.55
5.20%$1,348.07
5.21%$1,349.58
5.22%$1,351.10
5.23%$1,352.62
5.24%$1,354.14
5.25%$1,355.66
5.26%$1,357.18
5.27%$1,358.70
5.28%$1,360.23
5.29%$1,361.75
5.30%$1,363.27
5.31%$1,364.80
5.32%$1,366.32
5.33%$1,367.85
5.34%$1,369.38
5.35%$1,370.91
5.36%$1,372.43
5.37%$1,373.96
5.38%$1,375.49
5.39%$1,377.03
5.40%$1,378.56
5.41%$1,380.09
5.42%$1,381.62
5.43%$1,383.16
5.44%$1,384.69
5.45%$1,386.23
5.46%$1,387.77
5.47%$1,389.30
5.48%$1,390.84
5.49%$1,392.38
5.50%$1,393.92
5.51%$1,395.46
5.52%$1,397.00
5.53%$1,398.55
5.54%$1,400.09
5.55%$1,401.63
5.56%$1,403.18
5.57%$1,404.72
5.58%$1,406.27
5.59%$1,407.82
5.60%$1,409.36
5.61%$1,410.91
5.62%$1,412.46
5.63%$1,414.01
5.64%$1,415.56
5.65%$1,417.11
5.66%$1,418.67
5.67%$1,420.22
5.68%$1,421.77
5.69%$1,423.33
5.70%$1,424.88
5.71%$1,426.44
5.72%$1,428.00
5.73%$1,429.55
5.74%$1,431.11
5.75%$1,432.67
5.76%$1,434.23
5.77%$1,435.79
5.78%$1,437.35
5.79%$1,438.92
5.80%$1,440.48
5.81%$1,442.04
5.82%$1,443.61
5.83%$1,445.17
5.84%$1,446.74
5.85%$1,448.30
5.86%$1,449.87
5.87%$1,451.44
5.88%$1,453.01
5.89%$1,454.58
5.90%$1,456.15
5.91%$1,457.72
5.92%$1,459.29
5.93%$1,460.87
5.94%$1,462.44
5.95%$1,464.01
5.96%$1,465.59
5.97%$1,467.16
5.98%$1,468.74
5.99%$1,470.32
6.00%$1,471.90